Step 2: Go to the nearest emergency room suggested by our travel assistance provider.

After you’ve spoken with our 24/7 emergency assistance provider and they’ve helped you find the nearest international hospital, they may also be able to help you find the best way to get there.

If you’re not well enough to travel there on your own, we can help arrange for an ambulance to pick you up.

Why can you trust our provider's hospital recommendations? Zurich Travel Assist has its own network of quality providers. This means they can easily locate the nearest emergency rooms in your destination, so you can feel relieved knowing you’re going to a trusted hospital.

How to choose a safe destination for your cruise

While choosing where to cruise often comes down to time, budget, and the activities you want to indulge in, there’s another essential question you should ask during your cruise planning: how safe are my intended destination(s)?

Yes, just like at home when you’re deciding where to go and what to do on the weekend, it’s essential to understand how safe your vacation destination is before you book — and take precautions while traveling.

“There are inherent risks when it comes to any international vacation, but the reality is that some destinations pose more safety threats than others when it comes to political climate and weather events like hurricanes or wildfires. Before you book your cruise, research possible threats and take official warnings seriously.”

Frank Harrison, Regional Security Director Americas at Travelex Insurance’s 24/7 assistance provider, Zurich Travel Assist.

Your cruise checklist for understanding a destination’s safety levels

When researching safety risks at your destination before you book, keep an eye out for the following risks in locations where you’ll be docking and exploring on day trips:

• Political and civil unrest and strikes
• Crime levels in port destinations
• Armed conflict or military action
• Terrorist attacks
• Natural disasters and other severe weather events
• Illness outbreaks
• Local laws that may impact how you travel (particularly important for LGBTQ+ and solo female travelers)

Here are two useful places to research your destination and understand if it’s safe for cruising:

1. The U.S. Department of State’s travel advisories website

2. Our Travel On app, which is available to all our Travelex policyholders

Both resources can help provide you with important safety information and advice to help you make smart travel decisions before you’ve even left home.

How to use the U.S. Department of State for up-to-date travel advice

Along with country-specific tips about safety, health, local laws, and local contact information, the U.S. Department of State’s travel advisories website uses four levels of safety recommendations to help you understand the latest risks or threats in each destination.

The government website also contains important information about cruise safety, security on cruise ships, and more on the U.S. Department of State’s cruise tips page.

“The U.S. government advisory levels reflect the potential risks at a destination — from political and civil unrest to natural disasters and disease breakouts — which are essential to understanding how safe your chosen destination is.

“Once you’re happy with your chosen destination and book your cruise, don’t forget to sign up for the Smart Traveler Enrollment Program (STEP). When you do, the U.S. government can keep you updated on relevant travel advisories while you travel.”

Frank Harrison, Regional Security Director Americas at Travelex Insurance’s 24/7 assistance provider, Zurich Travel Assist.

Understand visa and entry requirements for your cruise

One of the most important parts of any cruise checklist is to double check that you have all the right documents before you leave the U.S. In most cases, you’ll just need your valid and current U.S. passport; but in other cases, you may need a visa to enter certain destinations.

Passport and visa cruise checklist:

• Make sure your passport is up to date. Most countries require six months validity on your passport for entry, even if you’re only staying a short time.
• Check if U.S. passport holders also require a visa for entry into your destination or ports, and how long the visa is valid for. Visit the U.S. Department of State’s information for American travelers abroad for country-specific visa requirements, and be sure to look up all destinations on your cruise itinerary.

Why it’s important keep your passport handy

Even if you don’t plan on disembarking the ship throughout your cruise, you may still be asked to show your passport to crew or border control in the event of a medical evacuation or if the ship has an unplanned stop at an alternate port.

Always bring your passport with you when you leave the ship (even if it’s only for a few hours), because you may need to show it before getting back on board.

If you’re setting sail from a U.S. port and your cruise is scheduled to stop at U.S.-designated ports like Puerto Rico and the U.S. Virgin Islands, you might think you won’t need your passport. But it’s essential to keep your passport with you no matter what your cruise itinerary is. Why? If you have an unexpected situation, like a serious medical condition that requires evacuation from the cruise, you may have to be taken to an international port — meaning you’ll need to show your passport.

Additional entry requirements for your cruise

If your cruise starts in a country outside of the U.S., you may need to consider additional entry requirements beyond your passport and visa.

These can include:

• Proof of onward travel
• Your official cruise itinerary or a registered hotel/place of residence while visiting
• Evidence of health and/or travel insurance for the duration of your stay
• Proof of vaccinations that prevent diseases like COVID-19
• Regional visa restrictions (such as the Schengen visa, which enables travel within Europe’s Schengen zone for no more than 90 days)

Extra cruise tip: Be careful with what you bring into each country you’re visiting. Check what customs allows before you arrive, because each country or region may have different rules when it comes to items like food, animal products, plants, alcohol, and tobacco products.

Get to know your cruise destination(s)

Understanding if it’s safe to cruise in your chosen destination(s) is important, but what else should you know about where you’re headed?

Key destination facts to know before you go:

• Destination time zones — and whether it’ll change while you’re on board or traveling to your departure destination.
• The best time of year to visit your destinations for optimal weather, and average weather conditions for when you decide to visit.
• The main language spoken on board and in port destinations (You may want to learn a few important phrases or download a translation app!).
• The currency and exchange rate used on the cruise ship and in your port destinations.

Don’t forget to protect your trip with cruise travel insurance

Nobody expects their vacation plans to change or for something to go wrong, but to help prepare for the unexpected, it’s smart to get travel insurance. Yes, just like with any other international trip, you should protect your cruise vacation, too.

From delayed luggage that missed the ship to an injury on board, it can be difficult to predict what could happen while you’re on a cruise — let alone the money you may lose if you have to cancel your cruise before you even leave home. Cruise travel insurance can help protect you from the expenses of urgent health care, emergency medical evacuations, lost luggage, trip cancellation, and more.

“Travel insurance is essential for cruises, not only to help provide you with coverage for unforeseen issues like trip interruption or cancellation, but also for unexpected medical emergencies.

“Getting sick or hurt on a cruise is often more expensive than everyday health care, because if there aren’t sufficient medical facilities on your ship or in your port destination, you’ll need to be evacuated from the cruise or port.”

Frank Harrison, Regional Security Director Americas at Travelex Insurance’s 24/7 assistance provider, Zurich Travel Assist.

Good to know: Travel insurance policies don't always cover cruises. Make sure you choose a plan that protects you on board the ship and on land at port stops. Some cruise ships won't even allow you to board without cruise travel insurance coverage because of the high costs for things like medical evacuation from the ship.

Here’s how our Travelex cruise travel insurance can help you:

• Reimbursement for unexpected hospital expenses like emergency surgery, treatment, or even medical evacuation if required
• Reimbursement for the costs of prepaid nonrefundable flights, accommodation, and tour bookings if you have to unexpectedly cancel your trip because of an eligible reason
• Reimbursement for lost, stolen, or damaged luggage and personal belongings
• Assistance organizing emergency flights home if you’re critically ill or injured
• Assistance monitoring your medical care and organizing your transfer to a different hospital
• Assistance arranging for a translator if you need one
• Assistance getting in touch with your family and workplace if you’re involved in an accident or are in the hospital overseas

Our Travelex plans can be here for you when you need it most — and during every step of your vacation. Plus, you can choose from a range of options to suit your travel itinerary, activities, and budget. You can learn more about our cruise travel insurance now.

Don’t think you need travel insurance for your cruise vacation? The CDC disagrees:

“Get travel insurance. Find out if your health insurance covers medical care abroad. Travelers are usually responsible for paying hospital and other medical expenses out of pocket at most destinations.

“Make sure you have a plan to get care overseas, in case you need it. Consider buying additional insurance that covers health care and emergency evacuation, especially if you will be traveling to remote areas.”

Centers for Disease Control and Prevention on cruise ship travel

Do I need travel insurance if I’m taking a cruise in the United States?

Yes — the U.S. government recommends travel insurance no matter how far you’re venturing from home, even if cruises are safe in your domestic destinations. Why? The unexpected can happen at any time or location. Even in the U.S., if you visit a doctor on board — or have a more serious emergency like medical evacuation — your health insurance may not provide coverage for your costs.

Having the right travel insurance coverage can also reimburse you for expenses from cruise cancellation, lost luggage, and more. So, travel insurance is worth it for any cruise you take in the U.S.

Add important contacts and phone numbers to your cruise checklist

What do you do if something goes wrong while you’re on your cruise vacation? One of our most important cruise tips is knowing who to reach out to when you need help — and how to do so.

What do I do in a medical emergency overseas?

Is your emergency life-threatening? Call the local emergency services in your area ASAP.

We recommend you look up the numbers for your destinations and save them in your phone before you arrive — or check our Travel On app if you’re a Travelex policyholder.

If your situation isn’t life-threatening, you can also call:

• Local emergency services and advise them of the severity of the situation
• Our 24/7 emergency assistance provider, Zurich Travel Assist, at 1-800-501-4781 if you’re a Travelex policyholder (you can also tap a button to call them through the Travel on app!)
• If needed, the nearest U.S. embassy or consulate or the U.S. government’s overseas emergency number at 1-202-501-4444.

What do I do if I get sick on my cruise?

Most cruise lines have protocols and standards to follow to try to ensure cruises are safe for passengers and so they can stay healthy while on the cruise. If you do get sick on your cruise, you should first get help from the ship crew, especially medical staff and security. You can also get help from your travel companions and travel insurance provider.

If you’re ill during a cruise, you’ll usually be treated in the medical facilities on board. If it's too serious to treat on board, they may transfer you to a hospital at the next port or medically evacuate you while in transit. Remember that standards on board or in port destination hospitals may not be what you’re used to in the U.S.

“Depending on the size of the boat or ship, there may be a medical center on board with facilities similar to a small emergency department. It’s best to get medical help early rather than trying to tough it out in your cabin. Plus, if it’s a gastrointestinal or respiratory illness, you might need to isolate in your cabin.”

Dr. Joel Lockwood MD, FRCPC, Regional Chief Medical Officer at Zurich Travel Assist, our 24/7 assistance provider.

What do I do if I get sick or have an emergency while I’m off the ship/at a port of call?

If you have an emergency while on shore, it’s best to contact:

• Local emergency services or a local hospital
• Your tour guide and/or cruise staff
• Your travel insurance provider

If you get sick while on shore and it’s not an emergency, it’s best to return to your cruise ship and get help from the medical team on board.

What do I do if I lose my passport on a cruise?

Losing your passport while you’re on vacation isn’t ideal and may put your cruise on pause for a moment. So, if you lose your passport, it’s important to act fast. Without a passport, you may not be able to leave the cruise ship for day tours and may have some trouble re-entering the U.S. when your cruise disembarks.

Your cruise checklist for a lost passport:

• Retrace your steps. Double check your room, luggage, and recent places you’ve been.
• Let the crew know. On-board staff or the ship’s security team to help you find your passport and reach out to local consulates.
• Call your travel insurance provider. Travelex’s 24/7 emergency assistance provider is here to help.
• Report it to the government. You’ll need to apply for a replacement passport via your nearest U.S. embassy or consulate.

Claims tip: If you have a Travelex travel insurance policy and have lost or stolen belongings that you report to the police or ship security, hold onto any documentation so you can submit it with your claim.

What do I do if I’m robbed or pickpocketed while on shore?

Even if cruises are generally safe and you’ve done your due diligence while planning for your vacation, there could be security risks when you’re enjoying land stops.

Your cruise checklist for robbery and theft:

• Try to stay calm: Nothing is worth risking your life over.
• Report it to local authorities: Find the nearest police station and report the incident. Make sure you obtain a police report — you’ll need it when you submit your travel insurance claim.
• Call your travel insurance provider: If you’re a Travelex policyholder, our 24/7 emergency assistance provider is here to help. You can reach them at 1-800-555-0870 within the U.S. and Canada and at 1-416-977-1803 if you’re overseas.
• Cancel your bank cards: Cancel any stolen debit or credit cards and report the theft to your bank.
• Secure your devices: Before you travel, take steps to keep your data safe in case your device is lost or stolen. If your device is stolen, try to use remote tracking (like “Find My” on Apple devices and “Find My Device” on Android devices) and lock activation to secure your device and linked accounts.
• Get help: Contact the nearest U.S. embassy or consulate if you need to, especially if you have trouble interacting with the local police.

Understanding the health risks: how to stay healthy on a cruise

When you’re going on a cruise, it’s important to learn about the health risks related to both cruising in general and the destination(s) you’re visiting and do your best to prepare for them.

What are the health risks for cruise travelers?

According to the Centers for Disease Control and Prevention (CDC), the most typical health issues people get while on cruises are:

• Respiratory illnesses, such as influenza, COVID-19, and the common cold.
• Gastrointestinal illnesses like norovirus.
• Seasickness.
• Sunburns.
• Bug bites and related illnesses like malaria, Zika, yellow fever, and Lyme.

Before you travel, you’ll want to look up what illnesses could be a concern in your destination(s) so you know the best way to prepare. Look up your destinations on the CDC’s website for location-specific health risks.

Good to know: Thinking about trying adventurous activities while you’re on land like snorkeling, horseback riding, or skiing? Take every safety precaution you can to prevent injuries, and make sure your travel insurance provides coverage for adventure sports. Travel insurance is an essential part of any vacation, and our Ultimate plan not only provides coverage for certain adventure sports, but also has an optional adventure sports upgrade with coverage for additional thrilling activities like zip lining, bungee jumping, and scuba diving deeper than 75 feet.

How can I help protect my health before my cruise?

Your cruise checklist for protecting your health before you vacation at sea:

• Check the CDC’s destination pages for location-specific advice.
• Visit your doctor at least one month before your vacation to make sure you’re medically able to travel on a cruise and up to date on all routine and recommended vaccinations. You’ll also want to ensure you’ll have enough supply of your prescription medications on your trip. Tell your doctor about your trip plans and destinations so they can give you health tips based on your individual medical history.
• Pack a travel health kit with essentials, especially things that could be hard to find at your destinations. Some items you may want to include are your prescription medications and supplements, over-the-counter medications, a mask, sunscreen with SPF 50 or higher, insect repellent, aloe for sunburns, effective hand sanitizer, and a filter water bottle or disinfection tablets. Bring more than enough of each item to last for your trip just in case you have an unanticipated longer stay.
• Get travel insurance with emergency medical and dental coverage, so you can worry less about out-of-pocket costs that come up from unexpected illnesses. When you purchase a plan, be sure to understand your emergency medical evacuation coverage, too.
• Enroll in the U.S. Department of State’s Smart Traveler Enrollment Program (STEP) to get travel alerts about health risks at your destinations and get help in an emergency.
• Pack a card that lists your blood type, medications, allergies, chronic illnesses, and any other details that could help medical professionals if you have an emergency. It’s a good idea to try to make translated copies of the card in your destinations’ local languages (if relevant).

“Make an appointment with your healthcare provider at least one month before you leave. They can help you get destination-specific vaccines and necessary medications and give you personalized information. Discussing your health concerns, itinerary, and planned activities with your provider allows them to give more specific advice and recommendations.”

Centers for Disease Control and Prevention (CDC)

Cruise tip: Your whole travel group should have a medical check-up before your cruise — including children. A pediatrician and your cruise line can advise you on recommendations and requirements for protecting kids’ health on your cruise.

Can I bring my prescription medications on my cruise?

If you have a pre-existing medical condition or require regular prescription medications, make sure you bring enough on your cruise to last for the whole trip — plus extra in case you have delays. Remember that you may not be able to get the medications you need on board or during a port stop.

Oh, and don’t forget to get a medication list or note from your doctor to show authorities if needed.

Cruise tip: Did you know some medications are banned in certain countries? So, it’s best to consult with your cruise line and physician before departure in case you need alternative medications while traveling.

Important cruise safety advice for prescription medications:

• Check that the medications you’re bringing with you are legal in your travel destinations. Asking for or possessing an illegal medication could get you arrested for drugs, even with a prescription from the U.S. If you’re unsure, leave your prescription medication safely stored in your room on board your cruise ship and don’t bring it on shore — as long as it’s safe to do so.
• Refilling a prescription in a foreign country can be challenging. Pharmacies overseas may not accept your U.S. script, so you may need to see a local doctor at your destination. Also, most travel insurance companies won’t pay for prescription refills because as a traveler, it’s your responsibility to leave on your trip with enough medication for the full duration of your cruise.
• Medications sourced overseas may contain different ingredients or come in stronger or weaker doses than what you’re used to taking.
• Ensure your overseas medication is genuine and hasn’t expired. Counterfeit or expired medications are common. The quality of medication in some countries varies widely, especially in developing countries.
• International maritime law bans cannabis on cruises, including legally prescribed medical cannabis. If you’re legally prescribed cannabis in the U.S., consult your doctor before leaving to prescribe alternative medication(s) for your cruise.

“It’s always best to travel with medications in their original containers, have enough for your trip plus a few extra days in case of delays, and take a letter from your doctor and the medication prescriptions. With commonly abused and trafficked medications like opiates, it’s smart to carry no more than a 30-day supply. Always keep your medication in a safe place to prevent it from getting lost or stolen.”

Dr. Joel Lockwood MD, FRCPC, Regional Chief Medical Officer at Zurich Travel Assist, our 24/7 assistance provider

How can I avoid seasickness while on a cruise?

Whether you’re heading on your first cruise or your fiftieth, it’s best to be prepared — just in case you have an upset stomach during your cruise.

Your cruise checklist to try to prevent and treat seasickness:

• Ask your doctor if it’s safe for you to take medications for seasickness and what they recommend. Some commonly taken medications for seasickness are Benadryl, Dramamine, and scopolamine.
• Stay hydrated and drink enough water.
• Eat food, chews, or lozenges containing ginger to help fight nausea, or try a drink with ginger in it.
• Stay by a window or on an open deck in the fresh air and look at the horizon.

If you become extremely seasick, it’s best to contact the medical staff on board for help.

How can I avoid norovirus while traveling on a cruise?

Norovirus can be common on cruise ships and can cause vomiting, diarrhea, and stomach cramps. It’s usually the result of food contamination, but it’s contagious and can spread quickly on cruise ships because of the close quarters and shared spaces with your fellow passengers.

Your cruise checklist to try to prevent norovirus:

• Practice good hygiene: Wash your hands regularly with soap and water. (The CDC says hand sanitizer just won't cut it when it comes to norovirus.)
• Use disinfectant on surfaces: Wipe down surfaces using antibacterial cleaners.
• Clean your laundry in hot water: If you do laundry on board or upon returning home, wash your items in hot water to try to kill germs.
• Do your research before departing: Steer clear of cruise lines that have a large number of reviews mentioning illness. Be sure to also check inspection reports for your cruise line or ship’s sanitation program.
• Practice water safety: Find out if it’s safe for tourists to drink the water in your port destinations. If not, drink bottled or filtered water only, and ask for no ice when ordering drinks. When buying bottled water, check that the seal is still intact.
• Practice food safety: Wash fruits and vegetables but avoid using tap water if it’s not safe. Choose popular and reputable places to eat and try to choose meals that are cooked fresh to order in front of you (not pre-prepared).

If you get a stomach bug on board your cruise, get help from the medical team on board. They can treat you with medication to relieve your symptoms and may request that you isolate in your cabin until you recover.

How can I try to prevent getting COVID-19 on my cruise?

Infectious diseases like COVID-19 can spread quickly on cruise ships. You may be more at risk of exposure on a cruise because of the large number of passengers living and socializing in close quarters over at least a few days.

“COVID-19 had a devastating effect on the cruise industry because of mass outbreaks on ships. During the height of the pandemic, cruise companies introduced COVID-19 policies, which included COVID-19 testing before and during a cruise, hand sanitizer stations on board, mask-wearing recommendations, and depending on the cruise company and countries where the ship docks, vaccination requirements.

Although COVID-19 is no longer as prominent, COVID-19 and other respiratory viruses are still around and may affect your cruise. To understand what your chosen cruise company’s requirements are, check out their website before you book.”

Dr. Joel Lockwood MD, FRCPC, Regional Chief Medical Officer at Zurich Travel Assist, our 24/7 assistance provider.

If you’re still worried about catching COVID-19 on your cruise, try to avoid cruise lines that have had multiple large-scale COVID-19 outbreaks on board. If you’re taking an international cruise, research COVID-19 infection rates at your departure point and port of call destinations.

Tips for avoiding COVID-19 on your cruise:

• Be up to date with your COVID-19 vaccines before traveling.
• Wear a mask in busy or enclosed areas.
• Wash your hands often with soap and water.

For more ways to avoid COVID-19, read our COVID-19 travel guide.

Remember: Evidence of a COVID-19 vaccination may be required for entry into your travel destination and onto the cruise ship. Make sure you pack your vaccination records with you.

Looking for coronavirus coverage? Check out our COVID-19 travel insurance benefits.

How can I avoid sunburns while on a cruise?

Will you be immune to UV rays while cruising? No — and they may even be stronger thanks to reflection from the water. No matter how much time you spend in the sun at home, nothing compares to sun rays in the open ocean.

Tips for preventing sunburns on your cruise:

• Apply sunscreen with SPF 50 or higher as often as you can, and remember to reapply after sweating, swimming, or showering.
• Know your sun limits and take breaks in the shade if you need to.
• Cover up with protective UPF 50+ clothing.
• Wear a hat and sunglasses while outdoors.

Use extra caution on the first few days of your cruise and remember you can get sunburnt on cloudy days and during the winter, too.

“The sun’s rays are strongest between 10 a.m. and 4 p.m. Limit exposure to the sun during these hours, even in winter and especially at higher altitudes.”

 

“Use extra caution near water, snow, and sand. These three materials reflect the damaging rays of the sun, which can increase your chance of sunburn.”

U.S. Environmental Protection Agency on sun exposure

How can I avoid dehydration while on a cruise?

It’s easy to forget to keep up your water intake when you’re having fun. But nothing derails a cruise vacation faster than a trip to the on-board medical center. So, if you’re wondering how to stay healthy on a cruise, remember to drink lots of water.

Tips for preventing dehydration:

• Bring a water bottle with you everywhere you go. You can even pack a water bottle with measurements to keep track of your water intake.
• Think about packing electrolytes that you can mix into water for extra hydration.
• Use the water stations throughout the ship to refill your water bottle.
• When you leave the ship to spend time on land, try to bring water with you in case local water isn’t safe or readily available.

“The best way to stay healthy on a cruise and avoid illness is to play it safe and be prepared. Even then, accidents or emergencies can happen. The reality is that emergency medical care while on a cruise can be incredibly expensive, especially if you need to disembark for medical care or an emergency medical evacuation. Just like the CDC recommends, travel insurance is worth it.”

Dr. Joel Lockwood MD, FRCPC, Regional Chief Medical Officer at Zurich Travel Assist, our 24/7 assistance provider.

Understanding the safety risks: how to stay safe on a cruise

We’ve already covered how to choose a reputable cruise company and understand how safe your cruise destination is, but here’s some extra safety information to help you prepare for your vacation on the water.

Is it safe to get off the cruise at a port of call?

Cruise ships usually stop at places that are known for being safe and welcoming to those on board, ensuring everyone feels at ease during their visit.

Many ports now have built up areas right around the pier that feature shopping, restaurants, and more for passengers to enjoy close by. Some cruise lines in the Caribbean even dock at their own private islands — which are like on-sand extensions of the ship.

You’ll likely have no issues with crime on shore, but it can happen, so keep your guard up.

What types of petty crime and scams are common during cruises?

Cruises are usually considered to be safe, with low incidence of crime on ships. The biggest cruise safety risks may come at your ports of call, when the cruise stops at a destination on land.

Tourists can often be the targets of petty crime — from opportunistic thieves to professional gangs that seek out unaware travelers.

Here are the most common petty crime and scam risks for cruise travelers while they’re off the ship:

• Theft: pickpocketing, theft, and robbery, especially at tourist hotspots or local ports.
• Violent crime: assaults, muggings, and armed robbery.
• Scams: fraudulent businesses or individuals in crowded areas and tourist centers (such as taxis without meters or fake tour guides).
• Drink spiking: drugs secretly slipped into a drink without permission.

Cruise tips to protect yourself from petty crime and scams

Sometimes unfortunate things do happen — but there are ways to reduce the likelihood of being targeted for petty crime.

How to avoid petty crime:

• Be aware of your surroundings.
• Be alert in crowds and on transportation.
• Book organized cruise excursions through your cruise line.
• Try not to flash expensive jewelry or belongings around.
• Avoid walking alone at night or in quiet areas.
• Never leave food and drinks unattended at bars and restaurants.
• Shield your PIN when using ATMs.
• Secure your valuables in your cabin room and consider leaving valuable belongings at home if possible.
• Research the common tourist scams in your destination so you know what to look out for.

Understanding the risks of severe weather and natural disasters affecting your cruise

Most cruise travelers jump on board in search of sunshine and the paradise of tropical islands. Others embark to discover far-reaching adventures in chilly Antarctica or enjoy cool summer nights along the Danube River in Europe. Research what the weather may be like at your destination and pack appropriately — and if it doesn’t look favorable at that time of year, it might be worth rethinking when you want to cruise.

But are cruises safe from the effects of the environment? No matter where you’re cruising, the weather can play an adverse role in your trip and send plans sideways, especially if you’re taking an adventurous expedition-style cruise. From rougher sea conditions and storms along your route to a major natural disaster like a hurricane hitting during your cruise, the weather can be unpredictable.

So, what can you do to help safeguard your trip from inclement weather? Depending on your coverage, cruise travel insurance may help reimburse the costs of your cruise cancellation or delay — and even nonrefundable tours at your ports of call — that arise from severe weather conditions.

Learn about local laws before you depart on your cruise

Often, it’s the thrill of the new sights and experiences that draws travelers to explore overseas destinations. And while you might be ready to taste your way through new cuisines and immerse yourself in another culture, it’s important to consider the local laws — which can be very different from U.S. laws.

In many countries, police may target and make an example of tourists. You can try to avoid this by learning the local laws in your destination — and following them.

What laws do I need to know about when going on a cruise?

It’s smart to research each port destination and its local laws thoroughly before you set out on your cruise.

Local laws to look up for your destinations:

• Driving laws.
• Legal drinking age or illegality of alcohol.
• Laws on smoking and drug use or possession.
• Gambling laws.
• Forms of identification to carry.
• Laws on public displays of affection, unwed couples, and LGBTQ+ travelers.

If you're arrested while traveling overseas, ask the authorities to contact the nearest U.S. embassy or consulate, or do it yourself if you’re able. But remember to obey local laws, because while the U.S. government can help with certain things, it won’t be able to get you out of jail.

Can I rent a car while in my port of call?

The safest and easiest way to enjoy your cruise’s ports of call is to sign up for organized cruise excursions — which often include transportation around the area. You’ll get the best taste of your destination in a short period of time, and guides know how to make the most of your experience while ensuring you’re back at the ship before it departs at the end of the day.

But if you’re looking for more freedom to explore the area, in some destinations it’s possible to rent a car during a port of call.

Be mindful that traffic conditions and laws may be different than in the U.S. Along with your destination’s road rules being different than what you’re used to — like driving on the opposite side of the road — the rental vehicles might work a bit differently. So, there’s an increased risk of being involved in an accident or running into trouble when you rent a car abroad.

Before you get behind the wheel, be sure to check that you’re allowed to — and what rules you need to follow.

Tips for renting a car at a port of call:

• License: You must have a valid U.S. driver’s license — or international driving permit in some cases — to rent a vehicle in another country.
• Travel insurance: Make sure you protect your trip with travel insurance — and look for rental car insurance like our rental car damage upgrade. Remember that most travel insurance providers won’t provide coverage for car rentals in all countries, so check that your destination is eligible for rental car travel insurance.
• Road rules: Know local driving laws to avoid fines, bribes, and more.
• Drive safely: Be diligent while driving, wear your seat belt, and never drink and drive.
• Time: Make sure you can pick up, use, and return your rental car and get back to the ship in time for its departure. If you’re left behind, you may have to cover the cost to meet the ship at the next port.

Understanding local customs and culture

Cruising is a convenient way to experience many cultures in one vacation; you might even wake up in a new country each morning of your getaway.

That said, if you’re a bit nervous about being in a new country when you’re not accustomed to each destination’s culture, why not research your destination’s customs while you’re on board? Whether you’re in the South Pacific Islands, Mediterranean, or Egypt, you can avoid offending the locals by learning a few things about their culture before you depart. This way, you can try to stay out of trouble and ensure you’re respecting the destination you’re visiting.

Local customs to know before you go:

• Religious practices and celebrations
• Acceptable dress standards, particularly at religious sites
• Tipping best practices
• Food and dining customs
• Haggling for prices
• Displays of affection
• Local greetings, both formal and informal
• Common hand gestures that may offend locals

“Immersing yourself in a new culture is one of the most rewarding and exciting parts of international travel. It’s important to do so with respect to local laws, customs, and culture. Do it right and you’ll come away with lifelong memories. Do it wrong and you could end up in trouble.”

Frank Harrison, Regional Security Director Americas at Travelex Insurance’s 24/7 assistance provider, Zurich Travel Assist.

Useful cruise tips for every type of traveler

Whether you’re taking a long-awaited family vacation, embarking on a solo adventure, or soaking up a romantic escape, here are some essential cruise safety tips to keep in mind.

Are cruises safe for families?

For many families, a cruise is the ideal way to travel because of the wide variety of kid-friendly activities and amenities on board and at ports of call. But there are some details to consider before booking your cruise.

Our cruise tips for traveling with kids:

• Some cruise operators are more family-friendly than others, so do your research to find one that suits your family.
• Research carefully if you’re planning to embark on a cruise in a developing country to ensure facilities on board and at ports of call are safe for kids.
• Try to pack everything your kids will need during your cruise, plus extra for unexpected delays. But just in case, research local supermarkets near your ports of call to see if you can get items like toiletries, diapers, wipes, clean water, and baby formula before you board your cruise. Also check if these items will be available on your cruise, because some may have stores on board where you can get the basics.
• Bring the whole family to the doctor before your cruise to make sure all recommended family vaccinations are up to date.

Are cruises safe for solo travelers?

If you want to take an exhilarating vacation alone, you might be considering a cruise because you have access to a bunch of easy-to-access and organized amenities and adventures, the ability to see different countries in a short period of time, and the added protection of security on the cruise ships. But you may also be wondering about cruise safety when you’re traveling by yourself.

Our cruise tips for solo travelers:

• Some cruise operators are better equipped for solo travelers than others, particularly solo female travelers. You may even find cruises that are specific to solo travelers, which may better suit your needs.
• Book port of call activities and tours through the cruise line so you know they’re credible and can travel with others.
• Avoid walking alone late at night at port destinations.
• Leave a copy of your itinerary and contact details with friends or family back home.
• Use only registered taxis and avoid public transportation in regions where it’s not safe.

Are cruises safe for students?

Want a relaxing break from studying hard for your exams and writing papers? Here’s our safety advice for young adults planning a cruise.

Our cruise tips for students:

• Young travelers can be targets for petty crime or sexual assault. Stay vigilant and travel with friends rather than alone.
• Always keep an eye on your drinks and food to avoid spiking.
• Leave a copy of your itinerary and contact details with friends or family back home.
• Use only registered taxis and avoid public transportation in regions where it’s not safe.

Are cruises safe for LGBTQ+ travelers?

It’s important that you feel safe and comfortable on your trip — so you can focus on enjoying it! Some countries or cultures continue to discriminate against same-sex couples or those who identify as LGBTQ+, so it’s smart to do some research while planning your vacation.

Our cruise tips for LGBTQ+ travelers:

• Before you book your cruise, research your destinations to ensure you’re traveling somewhere you feel safe, included, and free to experience everything each country has to offer.
• If you have an “X” gender marker on your passport, check with your destinations’ embassies or consulates to see if it’ll be accepted before departing.
• Bring essential documents with you, like medical documents related to your health and legal documents proving custody or parentage of children.

Want more advice? Check out our LGBTQ+ travel safety guide for more cruise tips.

Are cruises safe for seniors?

Cruises can be wonderful trips for seniors, especially with so many amenities within little walking distance. Plus, it’s an easier and more relaxing way to see different countries. But there are some important things to keep in mind if you’re wondering how to stay healthy on a cruise and have fun when traveling in the golden years.

Our cruise tips for seniors:

• If you have mobility issues or special requirements, make sure your cruise line can accommodate you and has the facilities you’ll need.
• Learn about common tourist scams so you don’t fall victim to “helpful” locals at ports of call — and always book cruise excursions through your cruise line rather than travel on your own.
• Bring any medications you need from home, along with a letter from your doctor and original packaging.
• If you have a pre-existing medical condition, double check that you disclosed it to your travel insurance provider and that you’ll have coverage for it.

A few more cruise safety tips to help you travel smarter

Yes, we’ve got a couple extra tips up our sleeve to help you cruise smoothly. Consider these before you pack your bags:

1. Always be aware of your surroundings, how to get back to the ship, and planned departure times at ports of call.

2. Know the onboard emergency plans.

3. Pay attention to safety drills on board.

4. If at ports of call, know the ship’s horn alerts that indicate an emergency or evacuation notification.

5. Buy cruise travel insurance as soon as you book your trip, so you can have protection every step of the way.

6. Make digital copies of your passport, ID, and applicable visa permits in case of emergency. Consider making physical copies too.

7. Save your cruise’s emergency contact details and local emergency phone numbers in your phone in case you run into an issue at port.

8. Notify your bank that you’re traveling overseas and what countries you’ll stop in. In many cases you can set this up for your debit and credit cards through the bank app on your phone.

9. Arrange multiple sources of money so you’re not cut off from funds if you have a lost or stolen card.

10. Do your due diligence and research cruise lines thoroughly before booking.

11. Don’t get a tattoo or henna at your cruise ports; the risk of infection from unsterilized tools is higher in some countries.

12. Learn some simple phrases in the local languages for your destination to help keep you safe or download a translation app that you can use overseas.

Cruise with our team by your side

At Travelex, we’ve been protecting U.S. travelers for over 25 years — and with millions of travelers cared for on adventures all across the globe, we know how to help if the unexpected happens.

From overseas medical emergencies to helping travelers deal with natural disasters, cancellations, and crime, we’ve seen it all — and our best cruise safety advice starts with cruise travel insurance.

Before you travel and while you’re on your cruise, our global team of travel experts puts your safety and wellbeing first. With 24/7 emergency assistance included on all our plans, our assistance provider is by your side when you need them most.

Plus, our Travelex travel insurance can help reimburse you for the costs of medical emergencies, travel delays, cancellations, lost or stolen luggage, and more. You can even customize most of our plans to include coverage for adventure sports if you’re planning to try them on your cruise vacation. And with our Travel On app, you not only have the convenience of your coverage details on hand, but also updates on your cruise safety with real-time security alerts, destination risk ratings, and more.

Ready to protect your cruise trip with our Travelex team?

Get a quote now.

2. Book early or last minute

Want to know the best times to book a cruise? If you’re prepared to book your trip in advance or take a spontaneous last-minute cruise, you could have substantial savings.

Cruise lines often offer the best prices and incentives to those booking several months in advance. Or they offer discounts to fill unsold cabins as the departure date approaches. Either way, booking early or last minute is the answer to how to get the best deal on a cruise — making the idea that trips at sea are too expensive just a cruise myth.

“Early bookings usually get you the best price because cruise lines want to start filling up cabins, while late bookings — like the month before the cruise sets sail — can be heavily discounted because the cruise lines don’t want to sail with empty cabins.

“Plus, if you book your next cruise while you’re on a cruise, you can get some great deals like cabin upgrades and credits — sometimes up to a couple hundred dollars per cabin to spend on the ship.”

Michelle C., Travelex employee

3. Be mindful of wildlife

Planning to swim with pigs in the Bahamas or interact with monkeys in Bali? You can coexist with wildlife responsibly by following guidance from officials and staff, maintaining a safe distance, choosing ethical sanctuaries, and avoiding attractions that exploit animals.

“Caring for animal populations and their habitats is a solid step toward a better planet.”

Lindsay C., in response to our Travelex responsible traveler survey

Our vacation idea to be mindful of wildlife:

Planning a visit to Thailand but don’t want to ride the elephants because some are subjected to animal cruelty during training and everyday life? You can visit an elephant conservation center in Thailand to help support the conservation of the species instead. You can walk through the jungle and watch elephants wade through rivers, or even volunteer and help feed the elephants.

Step 2: Use our provider's telehealth network to get access to travel health care

When you call 24/7 travel assistance, our provider can give you access to telehealth care or help you find the closest international doctor who can see you in person.

Zurich Travel Assist has its own up-to-date network of go-to care facilities around the world. This means no matter where you're located, our assistance provider can help you find reliable nearby medical facilities that are equipped to provide you with the care you need when you need it.

2. Seoul, South Korea

Korea's capital is full of ancient tradition while pulsing with a modern beat. Its cherry blossom season is a joyful time, and Seoul’s residents and visitors take full advantage of this natural spectacle.

Where to see cherry blossoms in Seoul

• Yeouido Park has one of the largest concentrations of cherry trees in the city and is home to the Yeouido Cherry Blossom Festival.
• The Han River provides a unique perspective, with cherry blossoms framing the city's skyline.
• Namsan Mountain is a simply beautiful, elevated spot to view the city and cherry blossoms.

When’s the best time to visit the U.K. for my vacation?

It’s important to time your trip in the right season based on what you plan to do in the United Kingdom — whether you’re dreaming about a ski trip to Glenshee Ski Centre in Scotland or soaking up the sun at Woolacombe Beach in England.

Here’s what you need to know about the United Kingdom’s seasons, so you can choose the best time to visit the U.K. for your unique getaway:

Seasons in the United Kingdom:

High season: Summertime, from June through August, is the busiest season in the U.K., so attractions may be crowded with sightseers. It's the best time to visit the U.K. if you want a lively atmosphere and plan to visit popular beaches like Blackpool Sands, Three Cliffs Bay, and Scarista Beach.

Low season: There are fewer tourists in the winter months from November through February, which means you can have a more peaceful experience — but only if you visit after the holidays. This time of year is the perfect opportunity to explore British cities without the usual hubbub and — sometimes — you might even be able to experience it all at lower prices. But, if you plan to visit around the holidays in December and January, remember there may be a surge of tourists arriving to see the Christmas markets.

Shoulder seasons: The transitional spring months from March through May and autumn months from September through October are prime for those seeking milder climes and thinner crowds. These seasons strike a balance, allowing for tranquil exploration with the benefit of good weather and open attractions.

What to do in the U.K.: 10 best events to attend

The United Kingdom is steeped in tradition with year-round events that attract visitors from around the globe.

Here's our list of 10 must-experience yearly events in the U.K.:

1. The Cheltenham Festival (Gloucestershire, England)

One of the most well-known horse racing events, this March festival combines high adrenaline with a posh British atmosphere over a span of four days.

2. Oxford Cambridge Boat Race (London, England)

Witness a storied rivalry in April at this historic rowing competition along the Thames River, a true testament to sportsmanship and university pride.

3. The Chelsea Flower Show (London, England)

Hosted by the Royal Horticultural Society in May, this world-renowned flower show delights with cutting-edge garden designs and plant varieties.

4. Glastonbury Festival (Somerset, England)

Arguably the biggest outdoor music festival in the world, Glastonbury is a haven for music lovers in June, offering a mix of famous headliners and eclectic performances.

5. Wimbledon (London, England)

At the oldest and most prestigious tennis tournament in the world, you can watch the pros play on pristine grass courts in July.

6. The Edinburgh Festival Fringe (Edinburgh, Scotland)

The Fringe opens a creative pandemonium in August, with thousands of performers taking to stages all over Edinburgh in the world's largest arts festival.

7. The Notting Hill Carnival (London, England)

Europe's biggest street festival dazzles in August with its Caribbean vibes, colorful parades, music, and dance, creating an atmosphere of pure celebration in the streets of London.

8. Guy Fawkes Night (United Kingdom)

Also known as Bonfire Night, this November event lights up the skies across the U.K. with fireworks commemorating the historic Gunpowder Plot. For a unique experience, visit the towns of Lewes, Robertsbridge, or Hastings in Sussex, England for torchlight processions and bonfires put on by the locals.

9. The Turner Prize Exhibition (United Kingdom)

At various host cities and times of year, this contemporary art award exhibition showcases the vibrant and challenging works of today's leading artists.

10. The Hogmanay (Edinburgh, Scotland)

Bringing in the New Year with Scottish flair in December, Edinburgh's Hogmanay is a festival of music, procession, and fireworks.

What to do and see in the U.K.

From ancient stones and modern artistry to theatrical performances and festive streets, you’ll find a variety of things to do in the U.K.

Here are our top suggestions for sites to see when you visit the United Kingdom:

What to do in the U.K.: 10 culturally historic places to visit during your trip

1. The Tower of London (London, England)

Explore the rich history of England with a visit to this historic fortress and former royal palace.

2. The British Museum (London, England)

An incomparable collection of world art and artifacts, this museum is a treasure trove for history buffs.

3. Stonehenge (Wiltshire, England)

Marvel at the prehistoric mystery in the Salisbury Plain.

4. The Roman Baths (Bath, England)

Explore ancient Roman public bathing structures and learn about life during the Roman Britain era.

5. The Giant's Causeway (Bushmills, Northern Ireland)

Walk on the unique volcanic formations and discover the myth and geologic wonder.

6. Edinburgh Castle (Edinburgh, Scotland)

Dominating Scotland's capital, this castle offers panoramic views and a deep dive into Scottish history.

7. The Lake District National Park (Cumbria, England)

Its serene lakes and rolling hills make it a sanctuary for nature lovers, poets, and artists.

8. Stratford-upon-Avon (Warwickshire, England)

Visit the birthplace of William Shakespeare, the Bard of Avon.

9. The Royal Mile in Edinburgh (Edinburgh, Scotland)

Stroll through this historic street leading from Edinburgh Castle to Holyrood Palace.

10. Eryri/Snowdonia National Park (Gwynedd, Wales)

Embark on a hiking or climbing adventure, or simply enjoy the rugged Welsh landscape.

What to do in the U.K.: 10 experiences to immerse yourself in U.K. culture

1. The West End Theatre District (London, England)

Experience a world-class performance with a show at one of the famous West End theaters.

2. The Tate Modern and Tate Britain (London, England)

You’ll find contemporary and classic art in these iconic galleries.

3. Manchester's music scene (Manchester, England)

Explore the sites that gave rise to legendary bands and catch live music acts in the city's thriving venues.

4. Gastronomy in Borough Market (London, England)

Savor a variety of food from around the world at one of London's largest and oldest food markets.

5. Royal Ascot (Berkshire, England)

A top event in the racing calendar that falls in June, it’s famed for fashion as much as for the horse racing and presided over by British Royalty.

6. The Royal Edinburgh Military Tattoo (Edinburgh, Scotland)

Every August, the city comes alive with military performances and fireworks against the backdrop of Edinburgh Castle.

7. Welsh Eisteddfod (Wales)

A week-long celebration of the Welsh culture, language, music, and literature, held annually in August in a different Welsh town.

8. The British Film Institute (BFI) London Film Festival (London, England)

Join film enthusiasts in screenings of both mainstream and independent films in October.

9. The Shakespeare Festival (United Kingdom)

Engage with the work of Shakespeare at performances held across the U.K., from traditional stages to the open air.

10. The Historic Dockyards (United Kingdom)

Learn about the U.K.'s maritime heritage in cities like Portsmouth and Bristol, where ships were once built and now serve as museums.

What to eat and drink in the U.K.: 5 must-try menu items

The United Kingdom's iconic food and beverage scene is packed with both local culture and international influence.

Here are our top menu items for you to try in the U.K.:

1. Fish and chips

This quintessentially British dish is a must-have for any foodie visiting the U.K. The meal comes with fried fish in crispy batter paired with golden French fries (what the U.K. calls “chips”!), and it’s often served with a side of mushy peas and tartare sauce.

2. Full English breakfast

Kick-start your day with a hearty full English breakfast. The plate is piled with bacon, sausage, eggs, baked beans, grilled tomatoes, black pudding, mushrooms, and toast.

3. Sunday roast

Sundays in the U.K. call for a classic roast. This main meal features succulent roast beef, Yorkshire pudding, roast potatoes, and an assortment of vegetables, all drenched in rich gravy.

4. Cornish pasty

Discover the flavors of Cornwall with a traditional pasty. This baked pastry has a golden crust stuffed with beef, onion, potato, and swede (rutabaga), seasoned with salt and pepper.

5. Afternoon tea

No culinary tour of the U.K. is complete without experiencing afternoon tea. Enjoy a selection of finger sandwiches, scones with clotted cream and jam, sweet pastries, and cakes, accompanied by a pot of freshly brewed tea. For those who are heading to Cornwall and Devon and love a scone, be sure to try out the "Devon method" (clotted cream first; jam second) and the "Cornish method" (jam first; clotted cream second) to discover which one you love best!

Most popular U.K. airports to fly into from the U.S.

Whether you choose the bustling cosmopolitan cities of London and Manchester, the medieval allure of Edinburgh, or the central locale of Birmingham, your journey can start smoother at any of these top-tier airports.

Here are the top U.K. airports that serve as major hubs for transatlantic flights:

Heathrow Airport (London, England): Heathrow is the most significant gateway into the U.K. With a bunch of amenities and direct flights from many U.S. cities, it’s the go-to for many transatlantic travelers seeking both convenience and connectivity.

Gatwick Airport (London, England): As London’s second-busiest airport, Gatwick offers excellent links to the south of England. With a straightforward train service to central London, it’s an efficient alternative to Heathrow.

Manchester Airport (Manchester, England): Manchester Airport is a northern England hub that offers direct flights to and from several U.S. destinations. It’s the perfect landing spot if you want to explore the North, from the Lake District to the Scottish borders.

Edinburgh Airport (Edinburgh, Scotland): If you’re looking for immediate access to the charm of Scotland, flying into Edinburgh Airport is a smart choice. This airport will give you a warm Scottish welcome and it’s only a short trip from the historic city center.

Birmingham Airport (Birmingham, England): Located in the heart of England, Birmingham Airport is a solid choice for visitors looking to experience the Midlands or venture into Wales.

How to get around in the United Kingdom: best transportation options

Getting around in the United Kingdom offers an adventure of its own, with a variety of transportation options available to suit different preferences and budgets.

Here are some details on the most popular modes of transportation in the U.K.:

Bicycling: Want to help the environment and be more active while traveling? Exploring the U.K. by bicycle lets you enjoy scenic routes and get exercise. Major cities like London, Manchester, and Edinburgh feature dedicated cycle lanes, and bike-sharing systems — like Santander Cycles in London — make it easy to hop on a bike and go.

Public transportation: Public transportation is the backbone of U.K. travel, with extensive bus and train networks connecting cities, towns, and picturesque countryside locations. Buses are an economical choice for local commutes and are also quite reliable. The famed London Underground, commonly referred to as the Tube, and London Overground are efficient ways to navigate the capital. For longer distances, the rail system offers a comfortable and scenic journey, with services like National Rail covering even remote areas.

Taxis and ride apps: If you want a more private and direct route to your destination, you can hail a traditional black cab on the streets of U.K. cities. Ride-hailing apps like Uber are convenient and cashless options, with the additional benefit of real-time tracking and fare estimates. Both taxis and ride apps are ideal for late-night travel or when carrying heavy luggage.

Where to stay in the United Kingdom: top neighborhoods for tourists

From bustling city life to tranquil green spaces, the right U.K. neighborhood for your trip awaits.

Here’s our inspiration for where to stay in the United Kingdom:

1. Kensington (London, England)

Known for its grand Victorian architecture and prestigious museums, such as the Natural History Museum and the Victoria and Albert Museum, Kensington is full of elegance and cultural richness.

2. The Royal Mile (Edinburgh, Scotland)

This historic stretch leads you from the glorious Edinburgh Castle down to Holyrood Palace, surrounded by medieval charm and Scotch Whisky Experience tours.

3. The Northern Quarter (Manchester, England)

With its indie boutiques, vibrant street art, and eclectic dining scene, the Northern Quarter is Manchester’s hippest spot, appealing to creatives and foodies alike.

4. The Georgian Quarter (Liverpool, England)

This neighborhood boasts beautiful Georgian architecture and is home to cultural staples like the Liverpool Philharmonic Hall and Everyman Theatre.

5. Clifton (Bristol, England)

Offering panoramic views of the Avon Gorge and Clifton Suspension Bridge, Clifton is an affluent suburb with green spaces, stylish boutiques, and quaint cafes.

6. Brindleyplace (Birmingham, England)

Modern and sleek, Brindleyplace provides an array of restaurants, bars, and galleries, alongside peaceful canal walks. It's also near the National Sea Life Centre and the Arena Birmingham.

7. The Lanes (Brighton, England)

This maze of narrow streets offers everything from vintage clothing shops to seafood restaurants, showcasing the bohemian spirit of Brighton.

8. The Baltic Triangle (Liverpool, England)

A trendy, rejuvenated area known for contemporary art spaces, live music venues, and street food markets, it’s a hub for Liverpool’s creative scene.

9. Belfast (Belfast, Northern Ireland)

Belfast, the capital city of Northern Ireland, boasts a vibrant history and culture that attracts visitors from around the globe. It's home to the Titanic Belfast Museum, an iconic tribute to the city's maritime heritage where the famous RMS Titanic was built.

10. Merchant City (Glasgow, Scotland)

Merchant City is the heart of Glasgow’s cultural, fashion, and food scenes, with a historical backdrop that serves as a reminder of the city’s rich mercantile past.

What do I need to travel to the United Kingdom? Your U.K. packing list

Wondering what to pack for your getaway to the U.K.? To navigate the United Kingdom's unpredictable weather and stay comfortable throughout your travels, here are some must-pack items:

Layered apparel

Dress in layers with versatile pieces like t-shirts, long-sleeve shirts, sweaters, and a lightweight, waterproof jacket.

All-purpose footwear

Comfortable walking shoes are a must, and for those wetter days, consider packing waterproof boots.

Accessories

Pack a foldable umbrella, scarves, and a warm hat to adjust to sudden weather changes.

Power adapter

Remember the U.K. uses Type G sockets, so an adapter is necessary to charge your American devices.

Portable charger

Stay powered up on the go, ensuring your smartphone and camera are ready to capture every moment.

Travel-sized essentials

Pack your travel-sized toiletries, keeping in mind the liquid restrictions for carry-on luggage. You can bring a quart-sized bag containing 3.4-ounce containers of liquids on the airplane.

Prescription medications

Ensure you have an adequate supply of any prescription medications, accompanied by the prescription itself, for ease through customs.

Passport

An obvious essential, but always double-check the expiration date as you’ll need at least six months validity on your passport to enter the U.K.

Credit cards and pound sterling

While many places accept credit cards, having some local currency on hand for small purchases is advisable.

Travel guide

While digital resources are great, a physical travel guide can be a reliable source when Wi-Fi is unavailable.

Reusable water bottle

Stay hydrated while reducing plastic waste as you explore.

Travel insurance

Help protect your trip from unexpected costs that come up from lost baggage, delayed flights, and more with travel insurance for United Kingdom vacations.

Public holidays to keep in mind when planning your U.K. trip

When you travel from the U.S. to the U.K., being aware of public holidays, or "bank holidays" as they're locally known, can be helpful. These days can affect opening hours of shops, tourist attractions, and public transportation schedules.

Here are some significant U.K. public holidays to mark on your calendar:

New Year's Day: January 1

Like in the U.S., the New Year is celebrated enthusiastically across the U.K. Expect some festivities to carry on from New Year's Eve and look out for reduced transportation services.

Good Friday and Easter Monday: March or April

This four-day weekend is a time when many Brits travel or visit family, potentially making certain destinations busier than usual.

Early May Bank Holiday: first Monday in May

This holiday marks the beginning of spring, and you'll find numerous local festivals and events. It's an excellent opportunity to experience British culture and community spirit.

Spring Bank Holiday: last Monday in May

Originally known as Whitsun, Spring Bank Holiday activities may include agricultural shows and cultural festivals. It's another vibrant time for local celebrations.

Summer Bank Holiday: last Monday in August

The end of August sees another long weekend, with this holiday giving workers a last chance to enjoy summer.

Christmas Day and Boxing Day: December 25 and 26

The U.K. is particularly charming during the Christmas season with numerous festive markets, events, and, of course, the traditional Christmas Day lunch. The following day, Boxing Day, is also a public holiday with popular sporting events and the start of the post-Christmas sales.

Want to protect your United Kingdom vacation?

Our travel insurance plans and award-winning customer service can help. Get a quote now.

 

When’s the best time to visit Europe?

The ideal time of year for a European vacation depends on what you want to do and see during your getaway.

Here’s what you need to know about Europe’s travel seasons to help you decide on the best time to visit Europe for your trip:

Seasons in Europe:

High season: June through August is the peak tourist period in Europe, but with nice weather comes crowds and higher prices! Summertime offers sunny beaches and vibrant festivals, which is why it’s a much-loved destination during this time.

Low season: From November through March, you’ll find fewer tourists and lower prices, but chillier weather. Christmas markets and skiing can be a highlight for tourists visiting during this time, with Europe's winter wonderland offering its own charm.

Shoulder seasons: April through May and September through October are the sweet spots with moderate weather and smaller crowds. The shoulder seasons are an ideal time to see Europe's beauty unfold in spring blossoms or autumn colors.

What to do in Europe: 10 best events to attend

If you want to immerse yourself in the culture of European countries and make memories that last a lifetime, each of these events is deeply rooted in local traditions.

Here are 10 annual events in Europe that you might enjoy:

1. Carnival of Venice (Venice, Italy)

Typically celebrated in February, this event is known for its stunning masks and elaborate costumes.

2. St. Patrick’s Day (Dublin, Ireland)

On March 17th, the Irish capital comes alive with parades, music, and plenty of green to celebrate Ireland's patron saint.

3. International Kite Festival (Berck-sur-Mer, France)

If you find yourself in France in April, don't miss this colorful spectacle, where the sky is filled with kites of all shapes and sizes.

4. Fiesta de San Isidro (Madrid, Spain)

Every May, Madrid comes alive with traditional music, dance, and colorful parades to honor the city's patron saint, San Isidro.

5. Cannes Film Festival (Cannes, France)

A prestigious event that showcases the best in international cinema, drawing celebrities and film enthusiasts to the French Riviera in May each year.

6. Il Palio (Siena, Italy)

This thrilling horse race, held in July and August, involves 10 riders competing around the town square.

7. Keukenhof Tulip Festival (Amsterdam, Netherlands)

Renowned globally for its breathtaking displays of tulips spread across extensive gardens, this vibrant event from March through May attracts visitors from all over the world.

8. La Tomatina (Bunol, Spain)

Held on the last Wednesday of August, this world-famous tomato-throwing festival is a delightful, messy celebration of tomatoes!

9. Oktoberfest (Munich, Germany)

The last two weeks of September and beginning of October mark the world's largest beer festival. Enjoy traditional Bavarian music, food, and, of course, local beer!

10. Festival of Lights (Lyon, France)

In early December, Lyon transforms into a wonderland of light installations, creating a magical atmosphere.

What to do and see in Europe

Europe is packed with jaw-dropping sites that blend ancient history and modern culture, so you may not be sure where to begin when you create your “what to do in Europe” bucket list.

Here, we’ve put together our top places to visit to help you fully absorb Europe’s incredible culture.

What to do in Europe: 10 places to visit during your trip

1. Eiffel Tower (Paris, France)

A symbol of love and iconic architecture that illuminates with twinkling lights at night.

2. Colosseum (Rome, Italy)

This ancient amphitheater is a testament to the grandeur of the Roman Empire.

3. Acropolis (Athens, Greece)

Step into the pages of history at this ancient citadel perched high above the capital city.

4. Sagrada Familia (Barcelona, Spain)

This is Gaudi's unfinished masterpiece that continues to captivate visitors.

5. Louvre Museum (Paris, France)

Home to thousands of artworks, including the “Mona Lisa”.

6. Neuschwanstein Castle (Bavaria, Germany)

A fairy-tale castle amidst the lush German mountains.

7. St. Peter's Basilica (Vatican City, Rome)

An awe-inspiring structure, the focal point of the Vatican.

8. Stonehenge (Wiltshire, U.K.)

A prehistoric monument shrouded in mystery and allure.

9. Amsterdam Canals (Amsterdam, Netherlands)

Explore the city's waterways by boat for a unique perspective.

10. Matterhorn (Zermatt, Switzerland)

A must-see for nature enthusiasts, this Alpine wonder is a sight to behold.

What to do in Europe: 10 cultural highlights

1. Gondola rides (Venice, Italy)

Enjoy a timeless and tranquil way to experience the iconic waterways of this enchanting city, gliding past centuries-old architecture and under historic bridges.

2. Flamenco Dancing (Seville, Spain)

This passionate dance is the heart and soul of Spanish culture.

3. Vienna Opera House (Vienna, Austria)

Catch a performance at one of the oldest opera houses in the world.

4. Vatican Museums (Vatican City, Rome)

Home to an extensive collection of art and historical pieces.

5. Guinness Storehouse (Dublin, Ireland)

Experience the process of brewing the famous Irish stout.

6. Montmartre (Paris, France)

This artistic hub was home to world-renowned artists like Pablo Picasso.

7. Hofbräuhaus (Munich, Germany)

Visit this historic beer hall and partake in traditional Bavarian lifestyle.

8. Rijksmuseum (Amsterdam, Netherlands)

Explore Dutch art and history from the Middle Ages to the present day.

9. Basilica Cistern (Istanbul, Turkey)

Marvel at the grandest of several hundred ancient underwater reservoirs beneath the city.

10. Amalienborg Palace (Copenhagen, Denmark)

Relish the art and architecture at this royal residence comprising four identical rococo palaces.

What to eat and drink in Europe: 5 must-try menu items

As a melting pot of cultures, Europe offers a culinary journey that's just as diverse as its history and landscapes. From hearty traditional dishes to the exotic flavors of contemporary cuisine, each country has a unique gastronomic delight.

Let's unwrap our top five must-try foods and drinks that Europe has to offer:

1. Pizza in Naples, Italy

Naples is the birthplace of pizza, and its traditional Neapolitan pizza is an absolute must-try. With its thin, soft, and chewy crust and a simple yet flavorful topping of tomatoes, mozzarella, and basil leaves, it's unlike any pizza you’ve had back home.

2. Croissant in Paris, France

Start your day in Paris with a flaky, buttery croissant from a local bakery. This quintessential French pastry, paired with a cup of café au lait, is what Parisian breakfast dreams are made of.

3. Paella in Valencia, Spain

Head to Spain's southeastern coast to try Valencia's world-renowned paella. This delectable dish is a delicious medley of saffron-infused rice, meats, beans, and a variety of vegetables.

4. Bratwurst in Berlin, Germany

These grilled sausages come in many regional variations and are a staple at German markets and beer gardens.

5. Belgian beer in Brussels, Belgium

Belgium has more individual styles of beer than any other country in the world, making it a beer lover's paradise. In Brussels, you can sample anything from fruity lambics to potent Trappist brews.

Most popular European airports to fly into from the U.S.

When planning your trip to Europe, choosing the right airport to fly into can make a world of difference in your travel experience.

Here are five excellent European airports that offer direct flights from the U.S., renowned for their efficiency, amenities, and connectivity:

Fiumicino “Leonardo da Vinci” International Airport (Rome, Italy): As the largest airport in Italy, Fiumicino offers direct flights from various U.S. cities and is only about 30 minutes by train from Rome’s city center. Plus, you can find connecting flights to other Italian cities or European destinations.

Charles de Gaulle Airport (Paris, France): Also known as Roissy Airport, Charles de Gaulle is the largest airport in France and a popular entry point for U.S. travelers. Its proximity to Paris and high-speed rail connections to other major European cities make it a convenient choice.

Frankfurt Airport (Frankfurt, Germany): As the busiest airport in Germany, Frankfurt Airport offers an extensive network of flights to U.S. cities. Its modern amenities, quality lounges, and efficient rail connections to other German cities add to its appeal.

Amsterdam Airport Schiphol (Amsterdam, Netherlands): Schiphol's strategic location, top-notch passenger amenities, and expansive network of direct flights to U.S. cities make it an attractive gateway to Europe. It also boasts excellent rail connections to many European towns and cities.

Barajas Airport (Madrid, Spain): Barajas, officially known as Adolfo Suárez Madrid–Barajas Airport, offers direct flights from several U.S. cities. It's well connected to Madrid's city center by metro, and its vibrant array of shops and restaurants makes layovers more enjoyable.

How to get around in Europe: best transportation options

Once you've landed in Europe, the real adventure begins! The continent's extensive and efficient transportation network offers a variety of ways to explore.

Here are different ways to travel through Europe that each offer a different pace, budget, and travel style:

Bicycling: Europe is incredibly bicycle-friendly, with many cities having dedicated bike lanes and rental services. Bicycling is not only a cost-effective and eco-friendly way to get around but also allows you to take in the sights at your leisure. Cities like Amsterdam and Copenhagen are famous for their bike culture, but you'll find opportunities to pedal your way across many other European locales as well.

Public transportation: Europe's public transportation is second to none. Buses and trains are an affordable and reliable way to navigate cities and countries. From the Paris Métro to Switzerland's scenic train routes, public transportation offers an authentic local experience. Plus, many cities offer day or week passes, making unlimited travel more affordable. For cross-country journeys, consider the Eurail pass, which offers flexible train travel across 33 European countries.

Taxis and ride apps: Taxis are abundant across Europe and can be a convenient option for shorter distances or when you're laden with shopping bags. Remember, it's common practice in Europe to hail a taxi from a designated taxi stand rather than flagging one down on the street. In addition to traditional taxis, ride-hailing apps like Uber, Bolt, and FreeNow are widely used in many European cities, making it easy to get a ride right at your doorstep.

Where to stay in Europe: top neighborhoods for tourists

These neighborhoods offer a unique lens through which you can experience the genuine culture and essence of their respective cities.

Here are some places you can call home during your European adventure:

1. Le Marais (Paris, France)

This historic district is a blend of old-world charm and hip trendiness. With its narrow, winding streets, exquisite squares, and a variety of stylish boutiques and eateries, Le Marais has a unique character that's both inviting and enchanting.

2. Trastevere (Rome, Italy)

Known for its bohemian vibe, Trastevere is an enchanting neighborhood with winding cobblestone streets, vibrant markets, and charming eateries serving authentic Italian cuisine.

3. El Born (Barcelona, Spain)

This trendy neighborhood is a hotbed of culture, full of narrow medieval streets, distinctive boutiques, and exceptional bars and restaurants. El Born's vibrant nightlife scene is a magnet for the fun-loving crowd.

4. Alfama (Lisbon, Portugal)

Alfama, one of Lisbon's oldest districts, offers a true taste of local culture with its narrow lanes, historic buildings, and famous Fado music bars. The area is best explored on foot — or via one of Lisbon's iconic yellow trams.

5. Prenzlauer Berg (Berlin, Germany)

Prenzlauer Berg is an incredibly diverse neighborhood brimming with trendy shops, quaint cafes, and a plethora of nightlife options.

6. Grachtengordel (Amsterdam, Netherlands)

This UNESCO-listed canal district oozes charm with its 17th-century architecture, chic boutiques, and cozy cafes. Grachtengordel is an ideal base for exploring Amsterdam's numerous cultural offerings.

7. Plaka (Athens, Greece)

Plaka, Athens' old historical neighborhood, is a maze of narrow streets nestled at the foot of the Acropolis. The area, with its neoclassical architecture and traditional tavernas, is perfect for experiencing Greek culture.

8. Södermalm (Stockholm, Sweden)

Known for its creative spirit, Södermalm is home to an array of indie boutiques, art galleries, and vintage shops. The neighborhood also boasts some of Stockholm's best views.

9. Malá Strana (Prague, Czech Republic)

This historic district is filled with Baroque architecture, charming gardens, and stunning views from the Prague Castle. Malá Strana is a fairy-tale neighborhood that transports you back in time.

10. Kazimierz (Krakow, Poland)

Once the center of Jewish life in Krakow, Kazimierz is now a bustling district filled with historic sites, trendy cafes, and vibrant nightlife. It's a neighborhood where traditional meets modern.

What do I need to travel to Europe? Your Europe packing list

Remember, the key to successful packing is to prioritize essentials, be versatile, and remember less is more.

Here, we unpack some must-have items for your European getaway.

Travel adapter

European countries use different types of plugs and sockets than we do in the U.S., so don't leave home without a universal travel adapter. This handy device will ensure all your electronics stay charged and ready to use.

Comfortable walking shoes

Europe's historic cobblestone streets can be a challenge for tender feet, so pack a pair of comfortable walking shoes. Whether you’re exploring the ancient ruins of Rome or strolling through the Louvre, you'll appreciate a solid pair of shoes that can go the distance.

Packable rain jacket

The weather in Europe can be unpredictable, so it's always a smart move to pack a lightweight, packable rain jacket. Not only can it keep you dry during unexpected showers, but it can also serve as a windbreaker on breezy days.

Copies of travel documents

Never underestimate the importance of having hard copies of your travel documents. Keep a set of photocopies of your passport, driver’s license, and itinerary in your luggage. It's a simple step that can save a lot of hassle if original documents are lost or stolen.

Travel-size toiletries

Remember, in the U.S. we're used to the 3-1-1 liquids rule, which says you can bring containers holding up to 3.4 ounces of liquid each in one clear plastic bag on an airplane. But because many European airlines have their own baggage policies, you can avoid issues by packing travel-size toiletries that meet >airline regulations.

Snacks

While Europe is famed for its cuisine, having some familiar snacks from home can tide you over during long travel days or unexpected delays. Plus, it might save you from late-night hotel mini-bar prices.

Travel insurance

One of the best items to pack before you leave for Europe is travel insurance. When you set out on the adventures you've planned with inspiration from our Europe travel guide, our travel insurance plans can help you travel confidently knowing you have financial support and 24/7 travel assistance. Don’t forget to bring along our Travel On app, so you can get real-time security alerts, destination information, and more!

Public holidays to keep in mind when planning your Europe trip

When planning your European adventures, it's important to be aware of the public holidays celebrated in your destination countries. These dates can affect everything from tourist attractions' operating hours to the availability of public transportation.

Keep in mind, these are just a few of the continent-wide holidays. Individual countries have their own set of public holidays that might impact your travel plans, so it's always a good idea to check the specific dates for holidays in the countries you're visiting.

Here is our list of public holidays in Europe that can give you a unique glimpse into local cultures and traditions:

New Year's Day: January 1

Just like in the U.S., New Year's Day is celebrated across Europe, with many businesses and attractions closing their doors to ring in the new year.

Easter: March or April

Easter is a major holiday in many European countries, with Good Friday, Easter Sunday, and Easter Monday often observed as public holidays. Be sure to check local customs as some towns hold processions, parades, or other unique celebrations.

King’s Day: April 27

The vibrance of King’s Day transforms the streets of Amsterdam into a sea of orange as the Dutch joyfully celebrate their monarch's birthday.

Labor Day: May 1

Known as May Day in Europe, this is a public holiday in many countries. As a day to honor workers, expect rallies and parades, particularly in major cities.

Duke’s Day: June 23

Known as "Fête Nationale" by locals, Duke’s Day ushers in a wave of celebration across Luxembourg to mark the occasion of the Grand Duke's official birthday with a blend of tradition and festive spirit.

Bastille Day: July 14

If you're in France, remember Bastille Day — a national holiday commemorating the start of the French Revolution. The festivities include parades, fireworks, and parties.

Assumption of Mary: August 15

In many Catholic countries in Europe, this day is observed as a public holiday. Note that many businesses may close.

All Saints' Day: November 1

In several European countries, this is a day to honor the saints. Many people will visit cemeteries to remember their loved ones.

Christmas Day and Boxing Day: December 25 and 26

Just like in the U.S., Christmas is widely celebrated across Europe. In addition, many countries also observe Boxing Day on December 26. Expect closures and revised schedules during this period.

Ready to start planning your trip to Europe?

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