Why do I need travel insurance for a Caribbean cruise or vacation?
Top benefits of having travel insurance for Caribbean trips
- Travelex travel insurance for trips to the Caribbean can provide much more than essential coverage. Think about buying travel insurance for Caribbean vacations so you can have helpful solutions to unexpected situations when you need it most.
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How to choose the best travel insurance for a Caribbean cruise or vacation
Reasons to choose a Travelex plan for your Caribbean vacation
24/7 AssistanceGet around-the-clock guidance from travel experts while you’re in the Caribbean whether you’re visiting Jamaica or St. Vincent and the Grenadines.
Expertise On the Go
CustomizableYou can adjust your Travel Select policy to include several optional upgrades to match the itinerary of your Caribbean getaway.
FAQs about finding the best travel insurance for Caribbean cruises or vacations
What countries in the Caribbean are included in Travelex’s travel insurance coverage?
Generally speaking, travel insurance can provide coverage for all Caribbean countries. But if you're thinking about getting Travelex travel insurance for Cuba, you'll need to get approval first given the entry restrictions for U.S. residents entering this country.
Please note: Travelex can't provide coverage for any Caribbean country that's been sanctioned by the Office of Foreign Assets Control (OFAC). So, before you plan your trip to the Caribbean, it's a good idea to check the OFAC website to see if there are any sanctions against the country you're planning to visit.
Are there any travel alerts I should be aware of before my trip to the Caribbean?
When planning a journey to the Caribbean, it's crucial to keep an eye on the U.S. Department of State's Travel Advisories website for any travel warnings.
Travel advisories that can impact your Travelex travel insurance policy may be listed on Travelex’s Travel Alerts website.
If you have a policy with Travelex, you also get access to the Travelex Travel On app, which can provide real-time security alerts while you're traveling in the Caribbean.
Do I need travel insurance coverage if I am going on an all-inclusive vacation in the Caribbean?
No matter how laid-back your itinerary is on your all-inclusive vacation, it’s still wise to consider travel insurance for your Caribbean trip. Travel insurance isn't just about covering unexpected illnesses or injuries when you're on a trip: It can also offer protection for unexpected situations like travel delays and misplaced baggage.
How do I find the best travel insurance for Caribbean cruises? Do I need it if my ship departs from the USA?
Just like with any trip, anything can happen while you’re on a Caribbean cruise. If a situation arises—like a canceled cruise because of a named storm in Bermuda or a fall on the stairs heading to the pool deck — travel insurance can help protect your finances by paying back costs you didn’t expect, including unused non-refundable payments for covered reasons. Travel insurance can also provide necessary support even if you start your cruise in the United States.
Can I get coverage for driving a rental car in the Caribbean?
Want the flexible transportation that a rental car provides? Travel insurance for your Caribbean trip can assist with unforeseen costs associated with rental car damage, including collision and vandalism.
Whether you choose Travelex’s Travel Select or Travel Basic plan, Car Rental Collision Coverage can be included as an optional upgrade.
Please note: Car Rental Collision Coverage is not available in Jamaica.
Can I get coverage for adventure activities in the Caribbean?
Planning to go scuba diving in St. Lucia or deep-sea fishing in Jamaica? Your travel insurance plan should help cover all the adventures on your itinerary while you’re in the Caribbean.
However, if you are looking to take part in more thrilling activities like scuba diving deeper than 60 feet or bungee jumping, you may want to consider the Adventure Sports upgrade, which can be added to the Travel Select plan.
If you have more questions or want to see if the adventure activities you have in mind are covered by your travel insurance plan before buying, contact Travelex customer service.
Can I get coverage if I think I may have to cancel my trip to the Caribbean?
A trip can be a big investment, and it can be stressful if something unexpected comes up that makes us feel the need to cancel our vacation.
If you're thinking about going to the Caribbean for a cruise or other type of vacation, it might be a smart to add Travelex's Cancel for Any Reason upgrade to your Travel Select travel insurance plan.
This upgrade means you can call off your trip for whatever reason you like, as long as it's at least 48 hours before you're supposed to leave. This way, you won't lose all your vacation spendings if something comes up, because Travelex can give you back up to 75% of the cost of your insured trip (up to a maximum of $7,500).
If you want to get your Caribbean trip investment back with this extra feature, all the following must apply:
- You have to insure all of your non-refundable trip expenses (up to $10,000) when you first buy your policy;
- Your trip can't be longer than 30 days; and
- You need to add the "Cancel for Any Reason" upgrade when you first buy your policy, and it must be within 15 days of your first payment for the trip.
I am visiting multiple countries in the Caribbean. Can I get travel insurance coverage for my entire trip?
It’s very common for travelers to visit multiple Caribbean countries on one trip, particularly while on a cruise. When seeking a quote for coverage with Travelex, label your destination as the Caribbean. This will mean your whole trip will be eligible for coverage unless you visit a sanctioned destination that Travelex does not include in coverage.
If you are only visiting one country, such as the Dominican Republic or Curacao, you can enter that specific country as your destination.
I am visiting a U.S. Territory on my Caribbean vacation – can I get travel insurance coverage?
Why should I get travel insurance for a Caribbean cruise or vacation if I have insurance with my credit card?
A lot of credit cards come with travel insurance coverage, but these plans might not offer comprehensive benefits and usually have certain rules you need to follow to use them.
If you want more thorough protection, you should think about getting travel insurance from a specialist like Travelex. When you purchase a policy directly from a travel insurance provider, you may also have coverage for pre-existing health conditions and other important benefits, which can help you feel safer when you travel.