Travel insurance for a Caribbean cruise and more

Generally speaking, travel insurance can provide coverage for all Caribbean countries. But if you're thinking about getting Travelex travel insurance for Cuba, you'll need to get approval first given the entry restrictions for U.S. residents entering this country.

Please note: Travelex can't provide coverage for any Caribbean country that's been sanctioned by the Office of Foreign Assets Control (OFAC). So, before you plan your trip to the Caribbean, it's a good idea to check the OFAC website to see if there are any sanctions against the country you're planning to visit.

When planning a journey to the Caribbean, it's crucial to keep an eye on the U.S. Department of State's travel advisories website for any travel warnings.

Travel advisories that can impact your Travelex travel insurance policy may be listed on Travelex’s travel alerts website.

If you have a policy with Travelex, you also get access to the Travelex Travel On app, which can provide real-time security alerts while you're traveling in the Caribbean.

Just like with any trip, anything can happen while you’re on a Caribbean cruise. If a situation arises—like a canceled cruise because of a named storm in Bermuda or a fall on the stairs heading to the pool deck — travel insurance can help protect your finances by paying back costs you didn’t expect, including unused non-refundable payments for covered reasons. Travel insurance can also provide necessary support even if you start your cruise in the United States.

Thinking about going on a Caribbean cruise? Check out Travelex’s Travel Select and Travel Basic plans.

Want the flexible transportation that a rental car provides? Travel insurance for your Caribbean trip can assist with unforeseen costs associated with rental car damage, including collision and vandalism.

Whether you choose Travelex’s Travel Select or Travel Basic plan, car rental collision coverage can be included as an optional upgrade.

Please note: Car rental collision coverage is not available in Jamaica.

Planning to go scuba diving in St. Lucia or deep-sea fishing in Jamaica? Your travel insurance plan should help cover all the adventures on your itinerary while you’re in the Caribbean.

From horseback riding and hiking to kayaking and scuba diving up to a depth of 60 feet, you can get important protection for some activities with Travelex’s Travel Select and Travel Basic base plans.

However, if you are looking to take part in more thrilling activities like scuba diving deeper than 60 feet or bungee jumping, you may want to consider the adventure sports upgrade, which can be added to the Travel Select plan.

If you have more questions or want to see if the adventure activities you have in mind are covered by your travel insurance plan before buying, contact Travelex customer service.

A trip can be a big investment, and it can be stressful if something unexpected comes up that makes us feel the need to cancel our vacation.

If you're thinking about going to the Caribbean for a cruise or other type of vacation, it might be a smart to add Travelex's cancel for any reason upgrade to your Travel Select travel insurance plan.

This upgrade means you can call off your trip for whatever reason you like, as long as it's at least 48 hours before you're supposed to leave. This way, you won't lose all your vacation spendings if something comes up, because Travelex can give you back up to 75% of the cost of your insured trip (up to a maximum of $7,500).

If you want to get your Caribbean trip investment back with this extra feature, all the following must apply:

• You have to insure all of your non-refundable trip expenses (up to $10,000) when you first buy your policy;  
• Your trip can't be longer than 30 days; and  
• You need to add the cancel for any reason upgrade when you first buy your policy, and it must be within 15 days of your first payment for the trip.  

It’s very common for travelers to visit multiple Caribbean countries on one trip, particularly while on a cruise. When seeking a quote for coverage with Travelex, label your destination as the Caribbean. This will mean your whole trip will be eligible for coverage unless you visit a sanctioned destination that Travelex does not include in coverage.

If you are only visiting one country, such as the Dominican Republic or Curacao, you can enter that specific country as your destination.

Visiting Puerto Rico or the U.S. Virgin Islands? Travelex’s Travel Select and Travel Basic plans can provide coverage for these destinations.

Note: Travelex’s Travel America plan is only available for domestic trips within the United States’ 50 states and Washington, D.C.

A lot of credit cards come with travel insurance coverage, but these plans might not offer comprehensive benefits and usually have certain rules you need to follow to use them.

If you want more thorough protection, you should think about getting travel insurance from a specialist like Travelex. When you purchase a policy directly from a travel insurance provider, you may also have coverage for pre-existing health conditions and other important benefits, which can help you feel safer when you travel.