Dreaming of seeing rows of cherry blossom trees in Japan with views of Mount Fuji in the distance? Or maybe you’re counting down the days until your surf trip in Bali.

In earthquake-prone locations like these, you can have exciting adventures or a tranquil retreat — but your trip could also be at risk if there’s an earthquake.

If your plans change because of an earthquake, we can help you get your vacation back on track. At Travelex, our travel insurance plans offer earthquake coverage that not only helps pay you back for unexpected costs, but also gives you access to 24/7 travel assistance.

Read on to learn more about earthquakes and how our Travelex travel insurance with earthquake coverage can help you during your trip.

What's an earthquake and how can it impact my trip?

When an earthquake occurs, the ground suddenly and violently shakes because of the movement of layers of the Earth. The damage it can cause varies, ranging from minor tremors that barely shake a teacup, to catastrophic quakes that can collapse buildings, rupture gas lines, set off landslides, and trigger tsunamis.

If an earthquake happens before or during your trip, you could have flight cancellations and issues reaching or staying at your destination. Earthquakes can cause damage that makes you unable to stay at the hotel you booked, visit local attractions, use public transportation, and more.

Does Travelex offer earthquake insurance?

Yes, most of our plans offer varying levels of coverage for mishaps like trip cancellation and travel delay due to earthquakes.

If something unexpected happens during your trip like a flight delay or hospital visit, our earthquake insurance can reimburse eligible costs.

Still have questions about our travel insurance with earthquake coverage? You can call 1-800-228-9792 to get in touch with our customer service team.

What are the benefit limits for Travelex’s earthquake coverage?

Each of our plans with earthquake insurance have different benefit limits, with our Ultimate plan offering higher reimbursement amounts.

Here are the maximum amounts that each of our broader plans can pay out based on each benefit for eligible reasons:

Keep in mind that we can only reimburse you if your expenses are from an unforeseen eligible event. So, your claim reason needs to be a situation that you didn’t know would happen and is eligible for coverage under your policy. You'll find additional coverage details and restrictions for earthquakes in the description of coverage.

What counts as an unforeseen eligible event when it comes to earthquakes?

Our plans offer earthquake coverage for certain incidents you may not expect, such as:

• Your flight is canceled because an earthquake damaged the runway.
• An earthquake collapses your home.
• You have to find a new place to stay at your destination because an earthquake damaged your hotel and made it uninhabitable.

Need more clarification on our travel insurance with earthquake coverage? You can speak to our customer service team at 1-800-228-9792.

Does Travelex’s earthquake insurance include flight disruptions?

Yes, our Ultimate, Advantage, and Essential plans could help reimburse you if an earthquake causes issues with your flights — like cancellations and delays — for eligible reasons.

Here are some ways that your earthquake coverage can help with specific flight disruptions:

Trip cancellation and trip interruption coverage

With our Ultimate, Advantage, and Essential plans, if an eligible earthquake cancels or interrupts your trip because it makes your destination or primary home uninhabitable or inaccessible, we can repay your trip cost up to the maximum amount insured in your policy.

Your travel insurance with earthquake coverage can also help with other prepaid, nonrefundable, and insured expenses you won’t use because your trip is canceled or interrupted for eligible reasons, like nonrefundable tours.

Travel delay coverage

Damage from an earthquake could delay your vacation, but you may not have to worry about your expenses while you wait to depart. Earthquake insurance can give you money back for things you need while you’re delayed for at least five hours (six hours with our Essential plan), like a hotel stay or snacks. So, keep in mind that you should save all the receipts from your travel delay purchases to send in with your claim.

What are some other ways earthquake insurance can help me during my trip?

You can benefit from travel insurance with earthquake coverage in more ways than just reimbursement for flight disruptions.

If an earthquake crumbles your trip plans, we can offer financial support for incidents like:

• An earthquake destroys your Airbnb home at your destination.
• You need emergency medical care after falling during an earthquake.
• The effects of an earthquake damage your suitcase.
• An earthquake splits road pavement and you’re involved in a traffic accident.

Along with flight issues, earthquake insurance can reimburse surprise costs from urgent health care expenses, problems with your luggage, changes in your plans, and more. And, with our optional upgrades, you can add extra coverage like adventure activities and cancel for any reason (cancel for any fortuitous reason in NY).

How can I reach the Travelex 24/7 assistance provider if my trip is impacted by an earthquake?

We’re here for you if an earthquake changes your vacation plans. You can contact us by:

• Tapping the assistance button in our Travelex Travel On app. Be sure to download and set up the app before you leave so it’s ready if you need us.
• Calling our 24/7 emergency assistance provider. If you're in the U.S. or Canada, it's free to call 1-800-555-0870. From all other countries, you can call collect at 1-416-977-1803.

How can I receive earthquake travel alerts during my trip?

You may be able to hear about earthquakes in the news, but there are other helpful ways to stay updated with alerts while you’re traveling:

1. Our website

We may list earthquakes that could affect your coverage on our travel alerts page, so check it before and during your vacation.

2. Our Travel On app

After you buy one of our plans with earthquake coverage, the best way to stay updated on travel alerts is through our Travel On app.

Once you register your trip within the app, it can send you instant notifications about security concerns, give you information on your destination, and more.

Tips: It helps to set up the app right after purchasing your policy so you can be in the know before you go on your trip.

Does Travelex offer travel insurance for trip cancellation for any reason?

Yes, through our cancel for any reason upgrade — available only on our Ultimate plan.

With our base Ultimate, Advantage, and Essential plans, you can cancel your trip for specific reasons listed in your policy.

Want to be able to call off your trip and get your money back no matter what the reason is? You can purchase our Ultimate plan and add our cancel for any reason upgrade to your policy. With this upgrade, we can reimburse you up to 75% of your insured trip costs ($7,500 maximum) after you cancel up to two days before your departure date.

Important: Make sure you insure all your prepaid and nonrefundable trip expenses (your trip cost can't be more than $10,000) in your plan and insure additional travel arrangements within 14 days of booking them. You also need to get our Ultimate plan and cancel for any reason upgrade at the same time within 21 days of your initial payment for your trip and 31 days or more before your departure date.

Why do I need earthquake insurance coverage if my scheduled airline may refund me?

You could try to get your money back from the airline after they cancel your flight because of an earthquake, but there may be a lot of hoops to jump through to get a refund. Even if you do get a refund, your airline won’t provide coverage for the other parts of your trip that you already paid for, like nonrefundable tours and hotel rooms.

This is why travel insurance with earthquake coverage can be a good choice: Not only could it pay you back for your canceled flight for eligible reasons if your airline won’t, but it can also help offset the costs of other prepaid and unused trip expenses. Rather than just flight disruptions, earthquake insurance can help protect your whole trip from start to finish.

Is travel insurance with earthquake coverage worth it?

It’s worth protecting your trip, because unknown and unexpected factors can affect any trip!

There isn’t always a warning before an earthquake, which can leave your trip plans up to chance. Travel insurance for earthquakes can help you travel confidently knowing that if something goes wrong, like your flight is canceled or you get injured because of an earthquake, our team can help give you back your out-of-pocket costs and help you organize your trip plans.

How do I file a claim for earthquake coverage?

You can file a claim easily on our website. Just enter your policy confirmation number on our online claims portal and follow the prompts.

To talk with our claims administrator, Zurich Travel Claims Administration, and get help filing a claim, you can use either of the below options:

• Phone: 1-800-501-4781
• Email: [email protected]

Lean on earthquake insurance if your trip plans change

At Travelex, we’re here for you if an earthquake threatens your vacation. With 24/7 travel assistance services, our assistance provider can offer the relief you need while finding a solution to your changed plans.

It’s important that you understand your travel insurance earthquake coverage before your vacation starts so you know how it works — including benefits and exclusions — if you come across unexpected obstacles.

If you have more questions about our travel insurance earthquake coverage, you can reach out to our customer service team from Monday through Friday, 8 a.m. to 7 p.m. CT at 1-800-228-9792.

Want to make your trip cost less vulnerable to earthquakes?

Travel with our earthquake insurance so you can relax and enjoy your vacation. Get a quote now.

Want to enjoy a relaxing babymoon before your little one arrives or visit friends and family during your pregnancy? Traveling while you’re pregnant can be memorable and full of wonderful new experiences — but it’s important to put you and your baby’s health and safety first.

To help you make the most of your travels, we've put together 10 essential tips for safer and smarter travel during pregnancy.

So, whether you're planning a beach trip in Florida, romantic retreat in Paris, or cozy cabin vacation in the Canadian snow, let’s explore how you can have smoother pregnancy travel adventures.

“Travel during pregnancy can be a unique experience, and we suggest focusing on comfort, hydration, and frequent breaks. You should also consider getting a pre-travel medical check from your health provider."

Dr. Joel Lockwood MD, FRCPC, Chief Medical Officer, Americas at Zurich Travel Assist, our 24/7 assistance provider.

10 tips for safer and healthier pregnancy travel

Tip #1: Talk with your healthcare provider before you book

The first and most important step when planning pregnancy travel is to speak with your doctor to check if it’s safe for you to travel. Your doctor can give you important pregnancy travel advice that considers your individual health and pregnancy, as well as any necessary precautions you should take before, during, and after your trip.

Tip #2: Travel during the second trimester

Wondering which month is safe to travel during pregnancy or when to stop traveling in pregnancy? Many healthcare providers recommend traveling only during the second trimester (weeks 14-28), because it is often the most comfortable period for pregnant women and the risk of complications is lower.

Tip #3: Choose the right destination

When you’re thinking about where to travel during your pregnancy, consider the distance, climate, healthcare facilities, transportation options, food and drink safety, and accessibility.

Adding potential destinations to your list that have reliable healthcare facilities and access to doctors who are experienced with treating pregnant patients is important, should you need help if something unexpected happens. Also, try to avoid areas with a limited healthcare system or where there may be potential health risks.

Once you choose your destination and book your accommodation, it’s a good idea to research where the nearest hospitals or healthcare facilities are — and note their contact details. This information may be crucial in case of an emergency.

At Travelex, our travelers get access to our Travel On app, which has a tap-to-call emergency assistance feature. This means help is only a call away, 24 hours a day, seven days a week.

Tip #4: Stay hydrated and take regular breaks

Traveling can be tiring, even when you're not pregnant. When you travel during pregnancy, it’s smart to take frequent breaks to stretch your legs, use the bathroom, or just rest and relax. This can help prevent cramping and swelling, plus reduce fatigue and stress.

If you’ll be sitting for a long period of time during your vacation — such as on a flight, bus, or even a beach chair — try to take short walks to improve circulation and reduce the risk of blood clots.

Tip #5: Pack all the essentials

When you travel during pregnancy, it’s good to bring your prenatal medical records, any necessary medications or supplements (like your prenatal vitamin), comfortable clothing and shoes, and snacks along for the ride. You may also want to pack a small first aid kit and items that will comfort you during the journey, such as a small pillow or heating pad.

Tip #6: Use comfortable and safe modes of transportation

When you’re a pregnant traveler, choosing transportation methods that prioritize your safety and comfort — like planes, trains, and cars — is a smart idea.

Remember, when you travel during pregnancy, you may feel slightly more uncomfortable if you’re riding on bumpy roads or flying with turbulence, so keep this in mind when choosing your destination. And don’t forget to always wear your seatbelt properly to help keep you and your baby safe!

Some types of transportation — such as boats or ATVs — may be uncomfortable or less safe for pregnant women, so it’s best to avoid them if possible.

Tip #7: Check pregnancy travel restrictions and vaccination requirements

No matter if this is your first time traveling while you’re expecting or your third, it pays to research pregnancy travel restrictions before book a trip.

If you're planning international travel during your pregnancy, check for travel advisories on the U.S. Department of State’s website so you understand the risks (if any) at your destination. Research vaccination requirements, too, and discuss which vaccines may be safe during pregnancy with your healthcare provider well in advance of your trip.

If you have our Travelex travel insurance with pregnancy coverage, you can also stay updated on health and safety risks and travel alerts through our Travel On app. We may also post travel alerts that could affect your travel insurance pregnancy coverage on our travel alerts page.

Tip #8: Check your airline’s pregnancy travel restrictions before booking

If you’re planning on taking a flight, your airline might have air travel regulations for pregnant passengers. Check if your airline has pregnancy travel restrictions before booking and bring a letter from your healthcare provider stating that you’re fit to travel by air. You may not get asked to provide it, but if you do, you’ll be glad you have it with you!

Tip #9: Avoid certain activities and exposures

Some activities and elements can be harmful to pregnant women and their babies.

When it comes to getting active on vacation, try to avoid anything that involves jarring or sudden movements, like scuba diving, skydiving, or bungee jumping.

Also, do your best to avoid exposure to radiation, chemicals, or infectious diseases. This might mean avoiding certain destinations with known exposures or keeping an eye out for warning signs as you explore.

Tip #10: Get travel insurance with pregnancy coverage

Travel insurance can help reimburse certain costs that come up if you unexpectedly need to cancel your trip, lose your luggage, and more. But it’s important to understand travel insurance pregnancy coverage restrictions before you choose a plan. For example, some travel insurance providers won’t provide coverage for pregnant travelers after they reach a certain point in their pregnancy, so it’s important to understand what you are — and aren’t — covered for.

At Travelex, you can cancel your trip with our Ultimate plan if you discover you're unexpectedly pregnant after your policy's effective date. To be eligible to cancel your trip for this reason, we will need verification from your doctor that the pregnancy was first confirmed after your travel insurance policy’s effective date. The pregnancy also needs to coincide with your trip and be free from complications.

Wondering what we consider to be pregnancy complications? They are separate from but worsened or caused by pregnancy, like nephrosis. We don't count issues like physician-ordered bed rest, hyperemesis gravidarum, morning sickness, preeclampsia, and other similar conditions that come up with a more difficult pregnancy.

Listen to your body and enjoy pregnancy travel

Traveling during pregnancy can be an exciting and rewarding experience, but it's important to take necessary precautions and listen to your body. If you feel tired or uncomfortable, take a break. If you feel good, go ahead and enjoy yourself. By following these 10 pregnancy travel tips, you can have a safer and more comfortable journey and make memories that will last a lifetime.

Ready to protect your travels during pregnancy?

Explore our travel insurance plans so you can travel with our team on your side. Get a quote now.

Planning a picture-perfect proposal or dreaming of a destination wedding with incredible views? Or maybe you’re traveling to celebrate an anniversary or Valentine’s Day or even escape on a dreamy honeymoon?

Whether you're looking for the best places to honeymoon or the best places to propose, check out our destination inspiration for romantic vacations for couples. These destinations offer the perfect photo backdrop, memorable sites to see, and cozy accommodations.

So, let’s dive into our ideas for the best trips for couples, so you can plan a romantic retreat where love is always in the air.

Discover the best places to:

• Propose
• Have a destination wedding
• Honeymoon
• Celebrate an anniversary
• Spend Valentine's Day

5 of the best places to propose

Choosing a romantic proposal location can help add a magical touch to your special moment.

If you’re unsure where to pop the question, here are five of the best places to propose because of their beautiful backdrops:

1. Santorini, Greece: The caldera views, striking sunsets, and white-washed architecture of Santorini provide an idyllic and romantic setting for a proposal. Imagine getting down on one knee with the sun setting into the Aegean Sea behind you — it would be a moment as beautiful as your love story.

2. Manuel Antonio National Park, Costa Rica: Picture yourself popping the question as you hike through tropical trails, relax on a secluded beach, or enjoy a picnic while watching monkeys and sloths in their natural habitat. A proposal at this Costa Rica national park can be a memorable adventure that you and your partner will remember for a lifetime.

3. Banff National Park, Canada: Are you and your significant other nature-lovers? The jaw-dropping beauty of the Rockies reflected in one of this Canada park’s bright blue lakes makes this one of the best places to propose outdoors.

4. Cliffs of Moher, Ireland: For those seeking a dramatic setting, the rugged beauty of these cliffs makes for a stunning proposal backdrop. The scenery, steeped in natural beauty and ancient mythology, offers a proposal story that can be told for generations.

5. Cape Town, South Africa: With its blend of vibrant culture, natural beauty, and captivating history, Cape Town is one of the best places to propose. An engagement on top of the iconic Table Mountain, with a view of the city's breathtaking landscape beneath, is sure to be an unforgettable moment. You could even choose one of the city's world-class vineyards or beautiful beaches to pop the question.

5 of the most romantic places in the world for a destination wedding

A destination wedding is a magical way to say, “I do”, surrounded by the beauty of an exotic locale. Plus, when it comes to destination weddings, the world is your oyster.

Here, we've put together a list of five of the most romantic places in the world to tie the knot:

1. Tuscany, Italy: Picture you and your significant other exchanging vows amidst rolling vineyards, rustic farmhouses, and historic castles. Tuscany, with its exquisite landscapes and world-famous wines, gives you a perfect backdrop for a fairytale wedding — and it could also be one of the most romantic vacations for couples attending your wedding.

2. Bali, Indonesia: Bali, known as the “Island of the Gods”, has no shortage of incredible wedding venues. From pristine beaches to lush tropical gardens and majestic cliff-top temples, Bali will surely add a touch of magic to your special day.

3. Queenstown, New Zealand: This town's breathtaking beauty, marked by rolling mountains, serene lakes, and lush vineyards, can add stunning natural beauty to your wedding ceremony. You’ll have a variety of beautiful venues to choose from in Queenstown, from luxury resorts and peaceful beaches to charming vineyards and historic churches.

4. Maui, Hawaii, USA: If you're dreaming of a beach wedding, Maui is one of the most romantic places in the world. Its stunning beaches, lush mountains, and tropical vibes make for an atmosphere of romance and serenity, ideal for a wedding.

5. Provence, France: Known for its lavender fields, charming villages, and vineyards, Provence has a picturesque and tranquil setting that works well for a dreamy countryside wedding. Plus, your guests can choose to also visit Paris, notably one of the most romantic places in the world, during their trip.

5 of the best places to honeymoon

Your honeymoon is an opportunity to celebrate your love in some of the most romantic places in the world.

Here are five of the best places to honeymoon that promise a romantic experience full of love, relaxation, and unforgettable memories:

1. Bora Bora, French Polynesia: You’ll love celebrating your new life together surrounded by turquoise lagoons, spectacular reefs, and the idyllic beaches of this South Pacific island. For a more luxurious visit, you can stay in an over-water bungalow and wake up to a blissful sunrise over the majestic Mt. Otemanu.

2. Paris, France: The “City of Love” is high on the list of the most romantic places in the world. It’s a classic honeymoon destination, offering a mix of art, culture, and cuisine. Whether you’re viewing the twinkling lights of the Eiffel Tower at night or having a picturesque picnic in the gardens of Versailles, Paris is a city that exudes romance at every corner. It’s also one of the best places to honeymoon because you can easily get to other countries in Europe for more sightseeing.

3. Venice, Italy: As one of the most romantic places in the world, the allure of Venice's winding canals and historic architecture make it an enchanting honeymoon destination. Experience a romantic gondola ride, explore the city's rich culture, and take in the breathtaking views from the Bridge of Sighs.

4. Meeru Island, Maldives: If your idea of a perfect honeymoon involves white sandy beaches, bright blue waters, and an abundance of marine life, there's no place like the Maldives. Stay in a private villa perched above the crystal-clear waters of the Indian Ocean and immerse yourself in the tranquility of this tropical paradise.

5. Kyoto, Japan: For couples seeking a blend of tradition, serenity, and natural beauty, Kyoto is a great choice for romantic trips. Discover the city's ancient temples, walk through the mesmerizing Arashiyama Bamboo Grove, and enjoy a traditional tea ceremony. If you time your Japan trip right, the cherry blossoms in spring offer a truly romantic backdrop for couples on vacation.

5 of the best trips for couples celebrating an anniversary

An anniversary is a time to celebrate the love and commitment between two people, and what better way to mark this special occasion than with a trip to one of the most romantic places in the world?

Here is our inspiration for a romantic trip that’ll make for an unforgettable anniversary:

1. Lake Como, Italy: If you’re looking for the most romantic vacations for couples, Lake Como has dramatic scenery and Renaissance-era architecture that provide an ideal setting for an anniversary celebration. Its tranquil waters and charming villas make for a serene escape, while its gourmet Italian eateries and historic landmarks offer couples a chance to immerse themselves in the local culture.

2. Napa Valley, California, USA: With its picturesque hillside vineyards where couples can enjoy each other’s company in tranquility, Napa is one of the best destinations for romantic trips like anniversary celebrations. Its world-class wineries offer impressive wine-tasting experiences, while its gourmet restaurants and luxury spas can turn an anniversary trip into a romantic and rejuvenating retreat.

3. Bruges, Belgium: If you're a fan of fairy-tale settings, Bruges, with its cobbled streets, medieval buildings, and picturesque canals, is perfect for romantic trips. Don't forget to sample some of the world-famous Belgian chocolates for a sweet anniversary treat.

4. St. Moritz, Switzerland: One of the best trips for couples is experiencing this destination’s stunning alpine landscapes and luxurious amenities. Whether it's indulging in a range of winter sports, enjoying summer hikes, savoring gourmet dining, or simply reveling in the charm of luxurious hotels, this destination is a great choice for a memorable and enchanting anniversary celebration.

5. Barcelona, Spain: With its alluring blend of history, art, and vibrant street life, Barcelona is as a vibrant and romantic destination for an anniversary trip. Its architectural marvels, world-class dining, lively nightlife, and sandy beaches set the stage for a romantic and unforgettable anniversary getaway.

5 of the most romantic places in the world to spend Valentine’s Day

Valentine's Day can be a special time to express your love, and what better way to do that than to go on a romantic getaway with your partner?

Whether you prefer a city brimming with culture or a tranquil beach setting, here are our top five Valentine's Day destinations for romantic vacations for couples.

1. Florence, Italy: Known as the cradle of Renaissance art, Florence is one of the most romantic places in the world with its stunning architecture, iconic art, and delicious Italian cuisine. Enjoy a sunset walk across the Ponte Vecchio bridge or share a gelato in Piazza della Signoria for an unforgettable Valentine's Day experience.

2. St. Lucia, Caribbean: If you're both fans of tropical beaches and crystal-clear waters, then St. Lucia may be the perfect Valentine's Day destination. At this Caribbean travel hotspot, you can spend your days lounging on sandy beaches, exploring lush rainforests, or soaking in a mud bath at the Sulphur Springs.

3. Quebec City, Canada: For those who prefer romantic trips in a winter wonderland, Quebec City has a lot to offer. Its cobblestone streets, charming boutiques, and French-inspired cuisine, all set against the backdrop of snow-covered buildings, make Quebec City one of the most romantic places in the world.

4. Seychelles, Africa: This archipelago in the Indian Ocean is a paradise for beach lovers. The pristine beaches, secluded coves, and exotic wildlife make a Seychelles trip one of the most romantic vacations for couples seeking a serene and intimate Valentine's Day celebration.

5. Vienna, Austria: Vienna's baroque streetscapes and imperial palaces are an enchanting scene for a Valentine's Day getaway. The city's rich history, combined with its love for music and coffee house culture, create a romantic atmosphere that's hard to resist.

Let love soar on a flight to one of the most romantic places in the world

The world is full of romantic spots where you and your loved one can celebrate love and togetherness. Whether it's indulging in a luxurious wellness retreat, exploring beautiful landscapes, immersing in rich culture, or simply enjoying each other's company with stunning views, these locations can give you unforgettable experiences. So go ahead, choose a destination that matches your shared interests and dreams, and make memories that will last a lifetime.

Want to protect your romantic getaway?

Our travel insurance plans — and our award-winning customer service team — are here for you. Get a quote now.

Getting ready for an exhilarating trip to (or from!) a region known for volcanic activity? Maybe you’re venturing from your home in Hawaii to a snowy destination or stopping in Iceland on your way to Europe? Either way, don’t let the possibility of a volcanic eruption cloud your vacation dreams.

At Travelex, our travel insurance with volcano coverage can help if a volcano threatens to turn your scheduled itinerary into ash.

What is a volcanic eruption and how can it impact my trip?

A volcanic eruption is a type of natural disaster that can come with toxic gases, hazardous volcanic rock, ash, and lava — which could drastically change your trip plans.

So, if you’re wondering, "Why should travel insurance cover volcano incidents?”, here’s how a volcanic eruption can affect your trip.

A volcanic eruption could put your vacation at risk of cancellation or interruption, especially if you’re taking a trip to or from parts of the Americas, Japan, Iceland, the Philippines, and New Zealand — destinations with historical volcanic activity. Because a volcanic eruption is often a safety hazard and destructive to surrounding areas — causing water contamination, wildfires, floods, mudslides, and more — it can mean you’ll need to change your trip.

For more information on volcanoes, check out the U.S. Geological Survey's volcano page and the Center for Disease Control and Prevention’s volcano facts.

Does Travelex offer volcano insurance coverage?

Yes, whether you opt for our Ultimate, Advantage, or Essential plan, you’ll be eligible for travel insurance with volcano coverage. This means you’ll be more prepared if a volcano interrupts your vacation.

So, how does our volcano insurance coverage help you when it matters most? After an unforeseen volcanic eruption, our coverage can help reimburse the costs of unexpected expenses that come your way because of trip cancellation, trip interruption, travel delay, missed connections, luggage issues, emergency medical costs, and more.

Want to know more about our volcano insurance coverage? Our customer service team is happy to help.

What are the benefit limits for Travelex’s volcano coverage?

While all our comprehensive plans offer travel insurance volcano coverage, the benefit limits vary.

Here are the benefit limits for each plan:

Remember: Our travel protection plans with volcanic eruption insurance can help when an unforeseen eligible event ruins your vacation plans. So, if you need to file a claim, the reason must be because of an unexpected incident — not a known event.

What counts as an unforeseen eligible event when it comes to volcanoes?

With our volcano insurance coverage, if your vacation is unexpectedly affected by a volcano, we can reimburse you for costs from situations like:

• A volcanic eruption destroys your home and you can no longer live there.
• You can’t reach or stay in your vacation destination because of a volcanic eruption.
• You have a travel delay caused by a volcanic eruption.

Still have questions? Reach out to our customer service team at 1-800-228-9792.

Does Travelex’s volcano insurance include flight disruptions?

Yes, if an active volcano affects your flight and you have our Ultimate, Advantage, or Essential plan, our travel insurance for volcanic ash or eruption coverage can help.

Here are the different flight disruption benefits our travel insurance volcano coverage offers:

Trip cancellation coverage

If a volcano melts your vacation plans entirely, our Ultimate, Advantage, and Essential plans can offer financial support if you need to cancel your trip for eligible reasons before you leave home.

Our coverage can also refund you for eligible prepaid and nonrefundable costs that you don’t get to enjoy because of the volcanic eruption, like a geothermal spa visit, snorkeling tour, or Airbnb home with mountain views.

Trip interruption coverage

If a volcano turns your trip itinerary into smoke, our travel insurance for volcano incidents can do more than provide a feeling of relief; it can reimburse the costs of unused prepaid nonrefundable expenses.

Also, if you have to go home sooner than planned, rejoin your trip, or arrive later than expected because of a volcanic eruption, we can help reimburse the extra travel costs.

Travel delay coverage

Worried a smoke cloud and lack of visibility from a volcanic eruption might affect your flight’s departure time? If you still haven’t taken off five hours (six hours with our Essential plan) past your scheduled flight time, our travel insurance for volcanic ash and other eruption hazards can reimburse you for necessary expenses during your delay, like meals, local transportation, and hotel stays.

Tip: Don’t forget to keep all your receipts when you’re buying anything during your delay, though — you’ll need to submit them as part of your claim.

Important: We can only help you get costs back for one delay per vacation. So, if you have more than one delay during the same trip, we can provide coverage for the most expensive delay.

What are some other ways volcanic eruption insurance can help me during my trip?

Apart from flight scheduling mishaps, volcano insurance can help with other unexpected incidents that happen during your trip — or before it even begins — because of volcanic activity.

After a volcanic eruption at your destination, you could be faced with any of these situations:

• A volcano destroys your hotel and you can no longer stay there.
• You need emergency medical care after tripping over volcanic rock.
• Your baggage is destroyed by volcanic eruption debris.

Travel insurance with volcano coverage is worth investing in because it can help with much more than flight issues. You can get the support you need with urgent medical expenses, problems with luggage, changes of plans, and more.

How can I reach Travelex's 24/7 assistance provider if my trip is impacted by a volcano?

If you’re traveling with a Travelex plan and your trip is affected by a volcano, you can contact our assistance provider for help in a couple of ways:

• Use the tap-to-call feature in our Travelex Travel On app to reach assistance services right away. It’s important to download and log into the app before leaving on your trip so it’s easy to access when time is of the essence.
• Call our emergency assistance provider directly. If you're in the U.S. or Canada, it's free to call them at 1-800-555-0870. From all other locations, you can call us collect at 1-416-977-1803.

How can I get volcano travel alerts during my trip?

We may post volcanic activity that could impact your policy coverage on our volcano travel alerts page, so be sure to check it before and during your vacation.

As a Travelex policyholder, the best way to stay updated on volcano concerns is through our Travel On app. Our app can send you immediate safety notifications, show you location information, and more, so it’s essential to set it up before your vacation begins.

Will Travelex let me cancel my trip for any reason?

Our Ultimate, Advantage, and Essential plans — which include volcanic eruption insurance — can help reimburse you for costs tied to a canceled trip for certain eligible reasons only. You can find these reasons in the description of coverage or call our customer service team for more information.

Want to breathe a sigh of relief knowing you can cancel no matter what happens? Consider adding our cancel for any reason upgrade (cancel for any fortuitous reason in NY) to our Ultimate plan. With this upgrade, you can cancel your trip up to two days before departing and get refunded up to 75% of your insured trip costs (up to $7,500).

To include the cancel for any reason upgrade in your policy, you’ll need to:

• Insure all nonrefundable trip costs (with a maximum trip cost of $10,000) in your policy.
• Insure additional travel arrangements within 14 days of booking them.
• Purchase the Ultimate plan and cancel for any reason upgrade 31 days or more before your departure date and within 21 days of your first vacation payment.

Why do I need volcano insurance if my scheduled airline might give me a refund?

Airline rules can make it tricky to get your money back when flights are canceled, especially if you bought a non-refundable ticket.

Even if you do manage to get a refund from the airline for a canceled flight, what about your non-refundable tours, hotels, and other parts of the trip that you paid for? An airline won’t necessarily cover those additional costs.

Travel insurance for volcano incidents can give you the right coverage for your entire trip—not just your flight.

Is travel insurance with volcano coverage worth it?

Volcanoes can sometimes erupt without warning, which means there is always a chance your trip could be affected — especially if you plan to do some volcano sightseeing during your vacation.

If a volcano does erupt near your home or at your destination, travel insurance volcano coverage has the benefits you might need to get back on your feet. This includes coverage for unexpected challenges during your vacation, such as canceled, missed, or delayed flights.

How do I file a claim for a volcanic eruption?

Like the ease of filing a claim online without having to call? Visit our online claims portal to complete the process.

If you prefer to speak to our claims administrator or have questions, you can call or email:

Zurich Travel Claims Administration

• Phone: 1-800-501-4781
• Email: [email protected]

Don’t erupt over ruined trip plans: Consider volcano insurance

Having travel insurance with volcano coverage can feel like you were rescued from approaching molten lava. When unexpected chaos heats up during your trip, volcanic insurance can help cool you down with much needed assistance.

Don’t forget to become familiar with all your travel insurance volcano coverage benefits and exclusions before you head off on your travels, so you're more prepared if anything goes wrong.

Have more questions about our volcano coverage with travel insurance? Feel free to give our customer service team a call at 1-800-228-9792 from Monday through Friday, 8 a.m. to 7 p.m. CST.

Want to help defend your trip cost from volcanic eruptions?

Feel more protected from unpredictable volcanoes with our travel insurance plans. Get a quote now.

Looking forward to your trip to or from a tornado-prone destination? Maybe you’ll be exploring Texas or venturing to Southeast Asia. But unlike Dorothy’s experience in “The Wizard of Oz,” a tornado won’t whisk you away to a dreamy destination. Instead, it could keep you from going on your trip or prevent you from enjoying yourself while you’re on it — but don’t let the chance of a tornado take away your vacation excitement.

At Travelex, we’re here to help if a tornado turns your vacation plans upside-down. With our travel insurance, you can get expert travel assistance, reimbursement for canceled flights, and more.

What's a tornado and how could it impact my trip?

Tornadoes are natural disasters that can cause widespread damage. With wind speeds sometimes reaching over 300 mph, tornadoes can have devastating effects along their path — and on your vacation plans.

There’s a higher chance of a tornado affecting your trip if you travel during the spring and summer in the central plains of the U.S. But tornadoes also happen all over North America and in parts of Europe, Australia, Asia, Africa, and South America. These are all popular places for travelers to visit, so it’s smart to consider insurance for travel if you’re heading to any of these destinations during tornado season.

For more information on tornadoes and how they may affect your next trip, check out the National Oceanic and Atmospheric Administration’s tornado page.

Does Travelex offer tornado insurance?

Yes, our Ultimate, Advantage, and Essential plans can provide tornado insurance during your vacation.

But how can our coverage help you when your trip plans go awry? They can help prevent you from dealing with out-of-pocket costs that come with unexpected trip cancellation, trip interruption, travel delay, missed connections, issues with luggage, emergency medical expenses, and more.

Want to ask us more about our travel insurance plans with tornado-related benefits? You can call our customer service team for support.

What are the benefit limits for Travelex’s tornado coverage?

Your benefit limits depend on which of our travel insurance plans you choose.

Here are the maximum amounts you could be reimbursed for each benefit:

Don’t forget, our travel protection plans with tornado insurance can offer support if an unexpected, eligible situation impacts your trip itinerary. So, you can only be reimbursed if you make a claim because of an event that took you by surprise — not an incident you already knew about.

What counts as an unforeseen eligible event when it comes to tornadoes?

If you have a Travelex travel insurance policy, you can get reimbursed after filing a claim for an unanticipated tornado-related incident that happens before or during your trip, such as:

• A tornado destroys your primary home and makes it uninhabitable.
• You can’t get to your destination because of debris from a tornado.
• A tornado causes a travel delay during your trip.

Have a specific question about our coverage? Call our customer service team at 1-800-228-9792.

Does Travelex’s tornado insurance include flight disruptions?

Yes, if you have our Ultimate, Advantage, or Essential plan and a tornado changes your flight schedule, you're eligible for coverage for your flight.

Here's how our plans can help if a tornado impacts your flight:

Trip cancellation coverage

If you can’t go on your trip because a tornado causes your primary residence to become uninhabitable before you leave, our travel insurance plans can help reimburse you for your prepaid, nonrefundable trip costs.

You can also get reimbursed for other reasonable expenses that come up while you’re going to your destination, plus the prepaid, nonrefundable, and insured parts of your trip that you won't be able to use because of the tornado.

Trip interruption coverage

If a tornado twists your trip plans into a knot and interrupts your itinerary, our team can help you get back the money you spent on your prepaid, nonrefundable, and insured trip cost and unused expenses. Also, if you need to return home early or rejoin your trip, or you're delayed in reaching your destination, we can help reimburse you for your additional travel expenses.

Travel delay coverage

Think a tornado could push back your flight departure time? If you’ve been delayed for five hours after your original departure time, we can provide tornado coverage for your travel delay. This means we can help refund you for the things you needed while waiting for your delayed flight to depart, such as meals, local transportation, and hotel stays.

Tip: Don’t forget to hold onto all your receipts for anything you buy while you’re delayed — you’ll need to include with your claim.

Important: We can only give you one reimbursement for tornado-related delays during your trip. If you have more than one delay during your vacation, we can help reimburse you for the most expensive delay.

Missed connection coverage

Imagine this: You organized your flight schedule with more than enough time between connections for a smoother trip, but then a tornado cancels your first flight.

If your flight is postponed or canceled and you miss your next flight after waiting for at least three hours, our plans can help. We can reimburse you for your extra and unused travel costs if the airline confirms the delay for an eligible reason — so don’t forget to get proof!

What are some other ways tornado insurance coverage can help me during my trip?

Travel insurance with tornado coverage isn’t limited to helping with flight issues; it can help with many things that could go wrong during your vacation if a tornado strikes.

If a tornado occurs while you’re on vacation, you could end up in any of these situations:

• A tornado damages your rental home and you need to find another place to stay.
• You get injured by flying debris from a tornado and need urgent medical attention.
• Your luggage goes missing after a tornado cancels your second flight.

Thankfully, our travel insurance plans can help with unexpected payments if you have urgent medical expenses, issues with luggage, changes of plans, and more. Plus, you can customize most of our plans by adding optional upgrades to have extra protection that caters to your unique trip, like additional medical or baggage coverage.

How can I reach the Travelex 24/7 assistance provider if a tornado impacts my trip?

Whenever you need assistance, you can reach our provider easily in a couple ways:

• On our Travelex Travel On app, there's an assistance button you can press to call for help. You should download the app before you go on your trip, so you can have all your policy info at your fingertips (as well as tap-to-call access to our assistance provider).
• You can also reach out to our emergency assistance provider directly at any time. If you're in the U.S. or Canada, call them at 1-800-555-0870 (it won't cost you anything!). If you're somewhere else in the world, you can call collect at 1-416-977-1803.

How can I receive tornado travel alerts during my trip?

There are a couple ways you can get tornado travel alerts while on vacation:

1. Keep an eye on our travel alerts page, where we may list tornadoes that could affect your vacation plans.

2. You can also get real-time safety alerts, destination details, and more on our Travel On app. It’s designed to help our travelers travel smarter and safer on their trip — and it’s a good idea to set it up as soon as you buy a Travelex policy, so you're more prepared for your trip.

Will Travelex let me cancel my trip for any reason?

Our base plans with trip cancellation coverage can reimburse you for eligible cancellations caused by specific situations only.

If you want the freedom to cancel your trip for any reason — not just because of tornadoes — you may want to purchase our Ultimate plan and include our cancel for any reason upgrade (cancel for any fortuitous reason in NY) in your policy. This optional upgrade allows you to call off your trip up to two days before it begins, and get back 75% of your insured trip costs (up to $7,500).

To benefit from this upgrade, you need to insure all your prepaid, nonrefundable trip costs (with a maximum trip cost of $10,000) and any additional costs within 14 days of making those travel arrangements. You also need to buy the cancel for any reason upgrade with our Ultimate plan within 21 days of your first trip payment and 31 days or more before starting your trip.

Why do I need tornado insurance if my scheduled airline might refund me?

Most airlines have requirements for flight cancellations that could make it hard for you to get your money back, especially if you booked a non-refundable flight.

Even if your flight is canceled because of a tornado and your airline provides a refund, it’s still smart to have travel insurance with tornado coverage. Why? The airline's refund only covers the cost of your flight ticket, not other pre-paid expenses like your hotel room or tours at your destination that you can’t enjoy because of the canceled flight.

With tornado insurance, you can help protect more of your trip, rather than just your flight.

Is travel insurance with tornado coverage worth it?

When you're traveling, there's always a chance that severe weather — like a tornado — could threaten your trip itinerary, especially if you’re traveling during tornado season.

Our plans can help prevent you from losing the money you used to pay for your trip as a result of unexpected events like flight cancellations, delays, and missed connections.

How do I file a claim for a tornado-related travel incident?

The easiest way to file a claim under our tornado coverage benefit is through our online claims portal.

If you want help filing a claim or have any questions, you can contact our claims team:

Zurich Travel Claims Administration

• Phone: 1-800-501-4781
• Email: [email protected]

Don’t let your trip funds blow away: Consider tornado insurance

Knowing you have tornado coverage can feel like you were just whisked to safety from a swirling storm: a feeling of relief when things go awry, and support when it’s most crucial.

If you’re a Travelex policyholder, make sure you're well acquainted with all your policy benefits and exclusions before you set off on your trip, so you're well-prepared if something unexpected comes up.

Need more information on tornado coverage with travel insurance? Feel free to call our customer service team at 1-800-228-9792 from Monday through Friday, 8 a.m. to 7 p.m. CST.

Ready to shield your vacation investment from tornadoes?

Help safeguard your trip from unpredictable tornadoes with our travel insurance. Get a quote now.