Planning a picture-perfect proposal or dreaming of a destination wedding with incredible views? Or maybe you’re traveling to celebrate an anniversary or Valentine’s Day or even escape on a dreamy honeymoon?

Whether you're looking for the best places to honeymoon or the best places to propose, check out our destination inspiration for romantic vacations for couples. These destinations offer the perfect photo backdrop, memorable sites to see, and cozy accommodations.

So, let’s dive into our ideas for the best trips for couples, so you can plan a romantic retreat where love is always in the air.

Discover the best places to:

• Propose
• Have a destination wedding
• Honeymoon
• Celebrate an anniversary
• Spend Valentine's Day

5 of the best places to propose

Choosing a romantic proposal location can help add a magical touch to your special moment.

If you’re unsure where to pop the question, here are five of the best places to propose because of their beautiful backdrops:

1. Santorini, Greece: The caldera views, striking sunsets, and white-washed architecture of Santorini provide an idyllic and romantic setting for a proposal. Imagine getting down on one knee with the sun setting into the Aegean Sea behind you — it would be a moment as beautiful as your love story.

2. Manuel Antonio National Park, Costa Rica: Picture yourself popping the question as you hike through tropical trails, relax on a secluded beach, or enjoy a picnic while watching monkeys and sloths in their natural habitat. A proposal at this Costa Rica national park can be a memorable adventure that you and your partner will remember for a lifetime.

3. Banff National Park, Canada: Are you and your significant other nature-lovers? The jaw-dropping beauty of the Rockies reflected in one of this Canada park’s bright blue lakes makes this one of the best places to propose outdoors.

4. Cliffs of Moher, Ireland: For those seeking a dramatic setting, the rugged beauty of these cliffs makes for a stunning proposal backdrop. The scenery, steeped in natural beauty and ancient mythology, offers a proposal story that can be told for generations.

5. Cape Town, South Africa: With its blend of vibrant culture, natural beauty, and captivating history, Cape Town is one of the best places to propose. An engagement on top of the iconic Table Mountain, with a view of the city's breathtaking landscape beneath, is sure to be an unforgettable moment. You could even choose one of the city's world-class vineyards or beautiful beaches to pop the question.

5 of the most romantic places in the world for a destination wedding

A destination wedding is a magical way to say, “I do”, surrounded by the beauty of an exotic locale. Plus, when it comes to destination weddings, the world is your oyster.

Here, we've put together a list of five of the most romantic places in the world to tie the knot:

1. Tuscany, Italy: Picture you and your significant other exchanging vows amidst rolling vineyards, rustic farmhouses, and historic castles. Tuscany, with its exquisite landscapes and world-famous wines, gives you a perfect backdrop for a fairytale wedding — and it could also be one of the most romantic vacations for couples attending your wedding.

2. Bali, Indonesia: Bali, known as the “Island of the Gods”, has no shortage of incredible wedding venues. From pristine beaches to lush tropical gardens and majestic cliff-top temples, Bali will surely add a touch of magic to your special day.

3. Queenstown, New Zealand: This town's breathtaking beauty, marked by rolling mountains, serene lakes, and lush vineyards, can add stunning natural beauty to your wedding ceremony. You’ll have a variety of beautiful venues to choose from in Queenstown, from luxury resorts and peaceful beaches to charming vineyards and historic churches.

4. Maui, Hawaii, USA: If you're dreaming of a beach wedding, Maui is one of the most romantic places in the world. Its stunning beaches, lush mountains, and tropical vibes make for an atmosphere of romance and serenity, ideal for a wedding.

5. Provence, France: Known for its lavender fields, charming villages, and vineyards, Provence has a picturesque and tranquil setting that works well for a dreamy countryside wedding. Plus, your guests can choose to also visit Paris, notably one of the most romantic places in the world, during their trip.

5 of the best places to honeymoon

Your honeymoon is an opportunity to celebrate your love in some of the most romantic places in the world.

Here are five of the best places to honeymoon that promise a romantic experience full of love, relaxation, and unforgettable memories:

1. Bora Bora, French Polynesia: You’ll love celebrating your new life together surrounded by turquoise lagoons, spectacular reefs, and the idyllic beaches of this South Pacific island. For a more luxurious visit, you can stay in an over-water bungalow and wake up to a blissful sunrise over the majestic Mt. Otemanu.

2. Paris, France: The “City of Love” is high on the list of the most romantic places in the world. It’s a classic honeymoon destination, offering a mix of art, culture, and cuisine. Whether you’re viewing the twinkling lights of the Eiffel Tower at night or having a picturesque picnic in the gardens of Versailles, Paris is a city that exudes romance at every corner. It’s also one of the best places to honeymoon because you can easily get to other countries in Europe for more sightseeing.

3. Venice, Italy: As one of the most romantic places in the world, the allure of Venice's winding canals and historic architecture make it an enchanting honeymoon destination. Experience a romantic gondola ride, explore the city's rich culture, and take in the breathtaking views from the Bridge of Sighs.

4. Meeru Island, Maldives: If your idea of a perfect honeymoon involves white sandy beaches, bright blue waters, and an abundance of marine life, there's no place like the Maldives. Stay in a private villa perched above the crystal-clear waters of the Indian Ocean and immerse yourself in the tranquility of this tropical paradise.

5. Kyoto, Japan: For couples seeking a blend of tradition, serenity, and natural beauty, Kyoto is a great choice for romantic trips. Discover the city's ancient temples, walk through the mesmerizing Arashiyama Bamboo Grove, and enjoy a traditional tea ceremony. If you time your Japan trip right, the cherry blossoms in spring offer a truly romantic backdrop for couples on vacation.

5 of the best trips for couples celebrating an anniversary

An anniversary is a time to celebrate the love and commitment between two people, and what better way to mark this special occasion than with a trip to one of the most romantic places in the world?

Here is our inspiration for a romantic trip that’ll make for an unforgettable anniversary:

1. Lake Como, Italy: If you’re looking for the most romantic vacations for couples, Lake Como has dramatic scenery and Renaissance-era architecture that provide an ideal setting for an anniversary celebration. Its tranquil waters and charming villas make for a serene escape, while its gourmet Italian eateries and historic landmarks offer couples a chance to immerse themselves in the local culture.

2. Napa Valley, California, USA: With its picturesque hillside vineyards where couples can enjoy each other’s company in tranquility, Napa is one of the best destinations for romantic trips like anniversary celebrations. Its world-class wineries offer impressive wine-tasting experiences, while its gourmet restaurants and luxury spas can turn an anniversary trip into a romantic and rejuvenating retreat.

3. Bruges, Belgium: If you're a fan of fairy-tale settings, Bruges, with its cobbled streets, medieval buildings, and picturesque canals, is perfect for romantic trips. Don't forget to sample some of the world-famous Belgian chocolates for a sweet anniversary treat.

4. St. Moritz, Switzerland: One of the best trips for couples is experiencing this destination’s stunning alpine landscapes and luxurious amenities. Whether it's indulging in a range of winter sports, enjoying summer hikes, savoring gourmet dining, or simply reveling in the charm of luxurious hotels, this destination is a great choice for a memorable and enchanting anniversary celebration.

5. Barcelona, Spain: With its alluring blend of history, art, and vibrant street life, Barcelona is as a vibrant and romantic destination for an anniversary trip. Its architectural marvels, world-class dining, lively nightlife, and sandy beaches set the stage for a romantic and unforgettable anniversary getaway.

5 of the most romantic places in the world to spend Valentine’s Day

Valentine's Day can be a special time to express your love, and what better way to do that than to go on a romantic getaway with your partner?

Whether you prefer a city brimming with culture or a tranquil beach setting, here are our top five Valentine's Day destinations for romantic vacations for couples.

1. Florence, Italy: Known as the cradle of Renaissance art, Florence is one of the most romantic places in the world with its stunning architecture, iconic art, and delicious Italian cuisine. Enjoy a sunset walk across the Ponte Vecchio bridge or share a gelato in Piazza della Signoria for an unforgettable Valentine's Day experience.

2. St. Lucia, Caribbean: If you're both fans of tropical beaches and crystal-clear waters, then St. Lucia may be the perfect Valentine's Day destination. At this Caribbean travel hotspot, you can spend your days lounging on sandy beaches, exploring lush rainforests, or soaking in a mud bath at the Sulphur Springs.

3. Quebec City, Canada: For those who prefer romantic trips in a winter wonderland, Quebec City has a lot to offer. Its cobblestone streets, charming boutiques, and French-inspired cuisine, all set against the backdrop of snow-covered buildings, make Quebec City one of the most romantic places in the world.

4. Seychelles, Africa: This archipelago in the Indian Ocean is a paradise for beach lovers. The pristine beaches, secluded coves, and exotic wildlife make a Seychelles trip one of the most romantic vacations for couples seeking a serene and intimate Valentine's Day celebration.

5. Vienna, Austria: Vienna's baroque streetscapes and imperial palaces are an enchanting scene for a Valentine's Day getaway. The city's rich history, combined with its love for music and coffee house culture, create a romantic atmosphere that's hard to resist.

Let love soar on a flight to one of the most romantic places in the world

The world is full of romantic spots where you and your loved one can celebrate love and togetherness. Whether it's indulging in a luxurious wellness retreat, exploring beautiful landscapes, immersing in rich culture, or simply enjoying each other's company with stunning views, these locations can give you unforgettable experiences. So go ahead, choose a destination that matches your shared interests and dreams, and make memories that will last a lifetime.

Want to protect your romantic getaway?

Our travel insurance plans — and our award-winning customer service team — are here for you. Get a quote now.

Getting ready for an exhilarating trip to (or from!) a region known for volcanic activity? Maybe you’re venturing from your home in Hawaii to a snowy destination or stopping in Iceland on your way to Europe? Either way, don’t let the possibility of a volcanic eruption cloud your vacation dreams.

At Travelex, our travel insurance with volcano coverage can help if a volcano threatens to turn your scheduled itinerary into ash.

What is a volcanic eruption and how can it impact my trip?

A volcanic eruption is a type of natural disaster that can come with toxic gases, hazardous volcanic rock, ash, and lava — which could drastically change your trip plans.

So, if you’re wondering, "Why should travel insurance cover volcano incidents?”, here’s how a volcanic eruption can affect your trip.

A volcanic eruption could put your vacation at risk of cancellation or interruption, especially if you’re taking a trip to or from parts of the Americas, Japan, Iceland, the Philippines, and New Zealand — destinations with historical volcanic activity. Because a volcanic eruption is often a safety hazard and destructive to surrounding areas — causing water contamination, wildfires, floods, mudslides, and more — it can mean you’ll need to change your trip.

For more information on volcanoes, check out the U.S. Geological Survey's volcano page and the Center for Disease Control and Prevention’s volcano facts.

Does Travelex offer volcano insurance coverage?

Yes, whether you opt for our Ultimate, Advantage, or Essential plan, you’ll be eligible for travel insurance with volcano coverage. This means you’ll be more prepared if a volcano interrupts your vacation.

So, how does our volcano insurance coverage help you when it matters most? After an unforeseen volcanic eruption, our coverage can help reimburse the costs of unexpected expenses that come your way because of trip cancellation, trip interruption, travel delay, missed connections, luggage issues, emergency medical costs, and more.

Want to know more about our volcano insurance coverage? Our customer service team is happy to help.

What are the benefit limits for Travelex’s volcano coverage?

While all our comprehensive plans offer travel insurance volcano coverage, the benefit limits vary.

Here are the benefit limits for each plan:

Remember: Our travel protection plans with volcanic eruption insurance can help when an unforeseen eligible event ruins your vacation plans. So, if you need to file a claim, the reason must be because of an unexpected incident — not a known event.

What counts as an unforeseen eligible event when it comes to volcanoes?

With our volcano insurance coverage, if your vacation is unexpectedly affected by a volcano, we can reimburse you for costs from situations like:

• A volcanic eruption destroys your home and you can no longer live there.
• You can’t reach or stay in your vacation destination because of a volcanic eruption.
• You have a travel delay caused by a volcanic eruption.

Still have questions? Reach out to our customer service team at 1-800-228-9792.

Does Travelex’s volcano insurance include flight disruptions?

Yes, if an active volcano affects your flight and you have our Ultimate, Advantage, or Essential plan, our travel insurance for volcanic ash or eruption coverage can help.

Here are the different flight disruption benefits our travel insurance volcano coverage offers:

Trip cancellation coverage

If a volcano melts your vacation plans entirely, our Ultimate, Advantage, and Essential plans can offer financial support if you need to cancel your trip for eligible reasons before you leave home.

Our coverage can also refund you for eligible prepaid and nonrefundable costs that you don’t get to enjoy because of the volcanic eruption, like a geothermal spa visit, snorkeling tour, or Airbnb home with mountain views.

Trip interruption coverage

If a volcano turns your trip itinerary into smoke, our travel insurance for volcano incidents can do more than provide a feeling of relief; it can reimburse the costs of unused prepaid nonrefundable expenses.

Also, if you have to go home sooner than planned, rejoin your trip, or arrive later than expected because of a volcanic eruption, we can help reimburse the extra travel costs.

Travel delay coverage

Worried a smoke cloud and lack of visibility from a volcanic eruption might affect your flight’s departure time? If you still haven’t taken off five hours (six hours with our Essential plan) past your scheduled flight time, our travel insurance for volcanic ash and other eruption hazards can reimburse you for necessary expenses during your delay, like meals, local transportation, and hotel stays.

Tip: Don’t forget to keep all your receipts when you’re buying anything during your delay, though — you’ll need to submit them as part of your claim.

Important: We can only help you get costs back for one delay per vacation. So, if you have more than one delay during the same trip, we can provide coverage for the most expensive delay.

What are some other ways volcanic eruption insurance can help me during my trip?

Apart from flight scheduling mishaps, volcano insurance can help with other unexpected incidents that happen during your trip — or before it even begins — because of volcanic activity.

After a volcanic eruption at your destination, you could be faced with any of these situations:

• A volcano destroys your hotel and you can no longer stay there.
• You need emergency medical care after tripping over volcanic rock.
• Your baggage is destroyed by volcanic eruption debris.

Travel insurance with volcano coverage is worth investing in because it can help with much more than flight issues. You can get the support you need with urgent medical expenses, problems with luggage, changes of plans, and more.

How can I reach Travelex's 24/7 assistance provider if my trip is impacted by a volcano?

If you’re traveling with a Travelex plan and your trip is affected by a volcano, you can contact our assistance provider for help in a couple of ways:

• Use the tap-to-call feature in our Travelex Travel On app to reach assistance services right away. It’s important to download and log into the app before leaving on your trip so it’s easy to access when time is of the essence.
• Call our emergency assistance provider directly. If you're in the U.S. or Canada, it's free to call them at 1-800-555-0870. From all other locations, you can call us collect at 1-416-977-1803.

How can I get volcano travel alerts during my trip?

We may post volcanic activity that could impact your policy coverage on our volcano travel alerts page, so be sure to check it before and during your vacation.

As a Travelex policyholder, the best way to stay updated on volcano concerns is through our Travel On app. Our app can send you immediate safety notifications, show you location information, and more, so it’s essential to set it up before your vacation begins.

Will Travelex let me cancel my trip for any reason?

Our Ultimate, Advantage, and Essential plans — which include volcanic eruption insurance — can help reimburse you for costs tied to a canceled trip for certain eligible reasons only. You can find these reasons in the description of coverage or call our customer service team for more information.

Want to breathe a sigh of relief knowing you can cancel no matter what happens? Consider adding our cancel for any reason upgrade (cancel for any fortuitous reason in NY) to our Ultimate plan. With this upgrade, you can cancel your trip up to two days before departing and get refunded up to 75% of your insured trip costs (up to $7,500).

To include the cancel for any reason upgrade in your policy, you’ll need to:

• Insure all nonrefundable trip costs (with a maximum trip cost of $10,000) in your policy.
• Insure additional travel arrangements within 14 days of booking them.
• Purchase the Ultimate plan and cancel for any reason upgrade 31 days or more before your departure date and within 21 days of your first vacation payment.

Why do I need volcano insurance if my scheduled airline might give me a refund?

Airline rules can make it tricky to get your money back when flights are canceled, especially if you bought a non-refundable ticket.

Even if you do manage to get a refund from the airline for a canceled flight, what about your non-refundable tours, hotels, and other parts of the trip that you paid for? An airline won’t necessarily cover those additional costs.

Travel insurance for volcano incidents can give you the right coverage for your entire trip—not just your flight.

Is travel insurance with volcano coverage worth it?

Volcanoes can sometimes erupt without warning, which means there is always a chance your trip could be affected — especially if you plan to do some volcano sightseeing during your vacation.

If a volcano does erupt near your home or at your destination, travel insurance volcano coverage has the benefits you might need to get back on your feet. This includes coverage for unexpected challenges during your vacation, such as canceled, missed, or delayed flights.

How do I file a claim for a volcanic eruption?

Like the ease of filing a claim online without having to call? Visit our online claims portal to complete the process.

If you prefer to speak to our claims administrator or have questions, you can call or email:

Zurich Travel Claims Administration

• Phone: 1-800-501-4781
• Email: [email protected]

Don’t erupt over ruined trip plans: Consider volcano insurance

Having travel insurance with volcano coverage can feel like you were rescued from approaching molten lava. When unexpected chaos heats up during your trip, volcanic insurance can help cool you down with much needed assistance.

Don’t forget to become familiar with all your travel insurance volcano coverage benefits and exclusions before you head off on your travels, so you're more prepared if anything goes wrong.

Have more questions about our volcano coverage with travel insurance? Feel free to give our customer service team a call at 1-800-228-9792 from Monday through Friday, 8 a.m. to 7 p.m. CST.

Want to help defend your trip cost from volcanic eruptions?

Feel more protected from unpredictable volcanoes with our travel insurance plans. Get a quote now.

Looking forward to your trip to or from a tornado-prone destination? Maybe you’ll be exploring Texas or venturing to Southeast Asia. But unlike Dorothy’s experience in “The Wizard of Oz,” a tornado won’t whisk you away to a dreamy destination. Instead, it could keep you from going on your trip or prevent you from enjoying yourself while you’re on it — but don’t let the chance of a tornado take away your vacation excitement.

At Travelex, we’re here to help if a tornado turns your vacation plans upside-down. With our travel insurance, you can get expert travel assistance, reimbursement for canceled flights, and more.

What's a tornado and how could it impact my trip?

Tornadoes are natural disasters that can cause widespread damage. With wind speeds sometimes reaching over 300 mph, tornadoes can have devastating effects along their path — and on your vacation plans.

There’s a higher chance of a tornado affecting your trip if you travel during the spring and summer in the central plains of the U.S. But tornadoes also happen all over North America and in parts of Europe, Australia, Asia, Africa, and South America. These are all popular places for travelers to visit, so it’s smart to consider insurance for travel if you’re heading to any of these destinations during tornado season.

For more information on tornadoes and how they may affect your next trip, check out the National Oceanic and Atmospheric Administration’s tornado page.

Does Travelex offer tornado insurance?

Yes, our Ultimate, Advantage, and Essential plans can provide tornado insurance during your vacation.

But how can our coverage help you when your trip plans go awry? They can help prevent you from dealing with out-of-pocket costs that come with unexpected trip cancellation, trip interruption, travel delay, missed connections, issues with luggage, emergency medical expenses, and more.

Want to ask us more about our travel insurance plans with tornado-related benefits? You can call our customer service team for support.

What are the benefit limits for Travelex’s tornado coverage?

Your benefit limits depend on which of our travel insurance plans you choose.

Here are the maximum amounts you could be reimbursed for each benefit:

Don’t forget, our travel protection plans with tornado insurance can offer support if an unexpected, eligible situation impacts your trip itinerary. So, you can only be reimbursed if you make a claim because of an event that took you by surprise — not an incident you already knew about.

What counts as an unforeseen eligible event when it comes to tornadoes?

If you have a Travelex travel insurance policy, you can get reimbursed after filing a claim for an unanticipated tornado-related incident that happens before or during your trip, such as:

• A tornado destroys your primary home and makes it uninhabitable.
• You can’t get to your destination because of debris from a tornado.
• A tornado causes a travel delay during your trip.

Have a specific question about our coverage? Call our customer service team at 1-800-228-9792.

Does Travelex’s tornado insurance include flight disruptions?

Yes, if you have our Ultimate, Advantage, or Essential plan and a tornado changes your flight schedule, you're eligible for coverage for your flight.

Here's how our plans can help if a tornado impacts your flight:

Trip cancellation coverage

If you can’t go on your trip because a tornado causes your primary residence to become uninhabitable before you leave, our travel insurance plans can help reimburse you for your prepaid, nonrefundable trip costs.

You can also get reimbursed for other reasonable expenses that come up while you’re going to your destination, plus the prepaid, nonrefundable, and insured parts of your trip that you won't be able to use because of the tornado.

Trip interruption coverage

If a tornado twists your trip plans into a knot and interrupts your itinerary, our team can help you get back the money you spent on your prepaid, nonrefundable, and insured trip cost and unused expenses. Also, if you need to return home early or rejoin your trip, or you're delayed in reaching your destination, we can help reimburse you for your additional travel expenses.

Travel delay coverage

Think a tornado could push back your flight departure time? If you’ve been delayed for five hours after your original departure time, we can provide tornado coverage for your travel delay. This means we can help refund you for the things you needed while waiting for your delayed flight to depart, such as meals, local transportation, and hotel stays.

Tip: Don’t forget to hold onto all your receipts for anything you buy while you’re delayed — you’ll need to include with your claim.

Important: We can only give you one reimbursement for tornado-related delays during your trip. If you have more than one delay during your vacation, we can help reimburse you for the most expensive delay.

Missed connection coverage

Imagine this: You organized your flight schedule with more than enough time between connections for a smoother trip, but then a tornado cancels your first flight.

If your flight is postponed or canceled and you miss your next flight after waiting for at least three hours, our plans can help. We can reimburse you for your extra and unused travel costs if the airline confirms the delay for an eligible reason — so don’t forget to get proof!

What are some other ways tornado insurance coverage can help me during my trip?

Travel insurance with tornado coverage isn’t limited to helping with flight issues; it can help with many things that could go wrong during your vacation if a tornado strikes.

If a tornado occurs while you’re on vacation, you could end up in any of these situations:

• A tornado damages your rental home and you need to find another place to stay.
• You get injured by flying debris from a tornado and need urgent medical attention.
• Your luggage goes missing after a tornado cancels your second flight.

Thankfully, our travel insurance plans can help with unexpected payments if you have urgent medical expenses, issues with luggage, changes of plans, and more. Plus, you can customize most of our plans by adding optional upgrades to have extra protection that caters to your unique trip, like additional medical or baggage coverage.

How can I reach the Travelex 24/7 assistance provider if a tornado impacts my trip?

Whenever you need assistance, you can reach our provider easily in a couple ways:

• On our Travelex Travel On app, there's an assistance button you can press to call for help. You should download the app before you go on your trip, so you can have all your policy info at your fingertips (as well as tap-to-call access to our assistance provider).
• You can also reach out to our emergency assistance provider directly at any time. If you're in the U.S. or Canada, call them at 1-800-555-0870 (it won't cost you anything!). If you're somewhere else in the world, you can call collect at 1-416-977-1803.

How can I receive tornado travel alerts during my trip?

There are a couple ways you can get tornado travel alerts while on vacation:

1. Keep an eye on our travel alerts page, where we may list tornadoes that could affect your vacation plans.

2. You can also get real-time safety alerts, destination details, and more on our Travel On app. It’s designed to help our travelers travel smarter and safer on their trip — and it’s a good idea to set it up as soon as you buy a Travelex policy, so you're more prepared for your trip.

Will Travelex let me cancel my trip for any reason?

Our base plans with trip cancellation coverage can reimburse you for eligible cancellations caused by specific situations only.

If you want the freedom to cancel your trip for any reason — not just because of tornadoes — you may want to purchase our Ultimate plan and include our cancel for any reason upgrade (cancel for any fortuitous reason in NY) in your policy. This optional upgrade allows you to call off your trip up to two days before it begins, and get back 75% of your insured trip costs (up to $7,500).

To benefit from this upgrade, you need to insure all your prepaid, nonrefundable trip costs (with a maximum trip cost of $10,000) and any additional costs within 14 days of making those travel arrangements. You also need to buy the cancel for any reason upgrade with our Ultimate plan within 21 days of your first trip payment and 31 days or more before starting your trip.

Why do I need tornado insurance if my scheduled airline might refund me?

Most airlines have requirements for flight cancellations that could make it hard for you to get your money back, especially if you booked a non-refundable flight.

Even if your flight is canceled because of a tornado and your airline provides a refund, it’s still smart to have travel insurance with tornado coverage. Why? The airline's refund only covers the cost of your flight ticket, not other pre-paid expenses like your hotel room or tours at your destination that you can’t enjoy because of the canceled flight.

With tornado insurance, you can help protect more of your trip, rather than just your flight.

Is travel insurance with tornado coverage worth it?

When you're traveling, there's always a chance that severe weather — like a tornado — could threaten your trip itinerary, especially if you’re traveling during tornado season.

Our plans can help prevent you from losing the money you used to pay for your trip as a result of unexpected events like flight cancellations, delays, and missed connections.

How do I file a claim for a tornado-related travel incident?

The easiest way to file a claim under our tornado coverage benefit is through our online claims portal.

If you want help filing a claim or have any questions, you can contact our claims team:

Zurich Travel Claims Administration

• Phone: 1-800-501-4781
• Email: [email protected]

Don’t let your trip funds blow away: Consider tornado insurance

Knowing you have tornado coverage can feel like you were just whisked to safety from a swirling storm: a feeling of relief when things go awry, and support when it’s most crucial.

If you’re a Travelex policyholder, make sure you're well acquainted with all your policy benefits and exclusions before you set off on your trip, so you're well-prepared if something unexpected comes up.

Need more information on tornado coverage with travel insurance? Feel free to call our customer service team at 1-800-228-9792 from Monday through Friday, 8 a.m. to 7 p.m. CST.

Ready to shield your vacation investment from tornadoes?

Help safeguard your trip from unpredictable tornadoes with our travel insurance. Get a quote now.

Planning a getaway during the winter months to escape cold weather at home, enjoy winter sports, or visit family and friends? Maybe you’re leaving your home in Nebraska for a Caribbean cruise, or maybe you’re flying to Switzerland to go skiing?

Whatever your plans, don’t let concerns about winter storms put a damper on your trip. If a blizzard or icy conditions affect your travel schedule, our Travelex travel insurance with winter storm coverage can help make sure that you feel taken care of if you have unforeseen delays or cancellations.

What is a winter storm and how can it impact my trip?

A winter storm is a weather event that often brings severe winter weather conditions like heavy snowfall, blizzards, sleet, and icy rain along with it.

They can easily ruin your travel plans because they can cause road closures, airport shutdowns, or conditions that make it too risky to travel.

So, if you’re traveling in winter, you could experience flight delays, cancellations, missed connections, issues reaching your destination in an owned or rented vehicle, and more.

Does Travelex travel insurance include winter storm coverage?

Our Ultimate, Advantage, and Essential plans can provide coverage if your trip gets disrupted because of a winter storm.

At Travelex, our winter storm insurance can help refund expenses that come up because of trip cancellations, travel delays, trip interruptions, and missed connections.

Have more questions about our winter storm coverage? You can lean on our customer service team for support.

What are the benefit limits for Travelex’s winter storm coverage?

The amount you can be reimbursed through storm insurance depends on which of our plans you choose.

Here's how much of your unexpected costs you could get back for each plan:

Don’t forget that our travel protection plans with storm insurance can help you only when an unforeseen eligible incident changes your trip plans. So, if you file a claim, we can only give you winter storm coverage because of a situation that you didn’t expect or know about beforehand.

What's an unforeseen eligible event when it comes to winter storms?

If your plan includes winter storm coverage and you have an unforeseen change of plans because of a snowstorm, we can help if you run into an issue like:

• A snowstorm cancels your flight.
• Your main home is snowed in from a blizzard and uninhabitable.
• You can’t get to your destination because a fallen tree is blocking the road.

Need some more clarification on unforeseen eligible events? Call our customer service team for support at 1-800-228-9792.

Does Travelex’s storm insurance include flight disruptions?

Yes, our winter storm coverage through our Ultimate, Advantage, and Essential plans can help you if a winter storm changes your flight schedule.

Here’s how our plans can offer support if you have a flight disruption because of a winter storm:

Trip cancellation coverage

Worried a winter storm might prevent your trip from happening? If you have one of our travel protection plans that offers storm insurance, we can reimburse you for a flight cancellation because of inclement weather, as long as you call off your trip before the departure date. We can also reimburse extra travel costs you spend to reach your destination and unused or prepaid parts of your trip.

Trip interruption coverage

If an unexpected snowstorm puts your vacation on hold, we can help while you get your plans back on track. Our storm insurance can help take care of your unused, prepaid, nonrefundable, and insured expenses. Plus, if you need to rush back home or rejoin your trip, or you're delayed reaching your destination, we can help reimburse those extra travel costs, too.

Travel delay coverage

Snowstorm slowing down your flight departure? If your flight is delayed for at least five hours, our winter storm coverage can reimburse you for your reasonable expenses during your delay, such as food, taxi fares, and hotel stays.

Make sure to save all your receipts for purchases you make while delayed so you can send them in with your claim.

Important: You can have travel storm insurance coverage for one delay during your vacation. So, if you're delayed more than once, we can help pay back expenses from the costliest delay.

Missed connection coverage

You may have scheduled your connecting flights wisely with enough time in-between to cruise to the next gate. But what if wintry weather hits and delays your first flight — causing you to miss your second flight?

If you miss a flight because the previous one was canceled or delayed for at least three consecutive hours, our winter storm insurance can help. We can refund you for extra transportation and lodging costs and unused, prepaid, and nonrefundable expenses — as long as the airline validates the flight delay for an eligible reason.

What are some other ways travel insurance with winter storm coverage can help me during my trip?

Travel storm insurance can do much more than reimburse you for flight disruptions.

Our plans can help if you find yourself in an unexpected and unfortunate situation like:

• Too much snow builds up on the roof of your rental home and it collapses, so you can’t stay there.
• You slip and fall on ice and need an unanticipated visit to the emergency room.
• Your suitcase is lost after a winter storm cancels your connecting flight.

Travel insurance with winter storm coverage can help with urgent medical expenses, issues with luggage, changes of plans, and more.

Want even more protection? Most of our plans are eligible for our optional upgrades, such as additional medical, additional baggage, adventure activities, and rental car damage.

How can I reach Travelex's 24/7 assistance provider if a winter storm impacts my trip?

If you have a Travelex plan, you have two convenient methods to get in touch with our travel assistance provider:

• Use the tap-to-call travel assistance feature on our Travelex Travel On app. We recommend you download the app prior to your journey to have easy access to its features and your policy details.
• Call our emergency assistance provider. For travelers in the U.S. or Canada, you can dial 1-800-555-0870 toll-free. If you find yourself outside of the U.S. or Canada, you can make a collect call to 1-416-977-1803.

How can I receive winter storm travel alerts during my trip?

It’s helpful to stay up to date with our travel alerts page, because we may list winter storms that could affect your trip.

If you have one of our Travelex plans, you can also get instant safety notifications, destination information, and more from our Travel On app. It’s smart to download the app right after purchasing our travel insurance so you can be in the know before departing.

Does Travelex offer travel insurance with trip cancellation coverage for any reason?

With our Ultimate, Advantage, and Essential plans, you can receive trip cancellation coverage for specific reasons.

However, if you want to be able to cancel your trip for any reason at all—not just winter storms—then consider adding our cancel for any reason upgrade (cancel for any fortuitous reason in NY) to our Ultimate plan. This upgrade lets you cancel your trip up to two days before it starts so you can get reimbursed with 75% of your insured trip expenses (up to $7,500).

You can use the cancel for any reason upgrade for a trip cost up to $10,000 if you’ve insured all nonrefundable trip expenses and insure additional expenses within 14 days of booking those travel arrangements. You also need to buy the upgrade with our Ultimate plan 31 days or more before you start your trip and within 21 days of your first trip payment.

Why do I need storm insurance if my scheduled airline might refund me?

Airlines have specific rules around canceling flights which could make getting your money back tricky, especially if you’ve bought a ticket that wasn't refundable.

Even when the airline does give you a refund for a flight cancellation, it's still worthwhile to have travel insurance with winter storm coverage. This is because the refund from the airline only covers the cost of your ticket, not other expenses you may have already paid for, like a hotel or a tour at your destination that you can't take because of the cancelled flight. So, the benefit of travel insurance for bad weather isn't just that it offers coverage for your flight, but that it also helps protect the rest of your trip costs.

Is travel insurance worth it for winter storms?

If you’re traveling in the winter, there’s a chance that severe weather could coincide with your trip schedule — and you can’t always predict if a snowstorm is going to unravel your vacation plans.

Winter storm coverage through travel insurance can help keep you from losing trip funds because of events you didn’t think would happen, like flight cancellations, delays, and missed connections.

How do I file a claim for a winter storm?

If you have a Travelex plan and want to file a claim for a winter storm, you can file the claim using our online claims portal.

If you need assistance with your claim, please contact our claims administrator:

Zurich Travel Claims Administration

• Phone: 1-800-501-4781
• Email: [email protected]

Don’t let your trip funds get snowed in, too: Consider storm insurance

Having winter storm coverage can feel like you’ve just been dug out of the snow: a feeling of relief when things go wrong and financial support and assistance when you need it most.

Make sure you know all about your storm insurance policy benefits and exclusions before you depart so you are prepared in case something unanticipated does come up.

Want more information on winter storm coverage with travel insurance? You can call our customer service team at 1-800-228-9792 from Monday through Friday, 8 a.m. to 7 p.m. CST.

Want to safeguard your vacation from winter storms?

Help protect your trip cost from unexpected winter storms with our travel insurance. Get a quote now.

"Love all the destination info provided in the app! It was so helpful in planning my trip and while I was traveling! Will definitely take app on my next trip!"

-Travel On app review from Apple App Store

Have you ever been caught up in an emergency while traveling overseas? Do you know someone who has?

Perhaps your scheduled flight out of Bali was canceled because an unexpected volcanic eruption created an ash cloud that grounded all flights. Or, maybe, you found yourself needing to reorganize transportation between two U.S. cities because of a blizzard.

“Travel plans do sometimes have a way of unraveling at a moment’s notice — often because of situations completely out of our control — and the reality is that no matter how well you plan your trip, or how many contingency plans you have in place, sometimes things still go wrong,” said Will Nihan, President and CEO at Travelex Insurance Services.

"In the unfortunate event of the unthinkable happening, it’s handy to have access to a reliable resource to help you get your vacation back on track or, if needed, get back home or back to a safe area as soon as possible.

“Our travel app does just that. It’s an ‘always-on safety monitor’ (as long as you turn on location services) that fits in your pocket or bag, with features designed to help you understand the potential risks at your destination and travel smarter and safer while you’re there.

“When our policyholders download our travel app, they get instant access to expert destination travel advice and their all-important travel insurance policy details, and they can tap a button to call our 24/7 travel assistance provider whenever, wherever — all while they’re on the go.”

Want to know whether our app is worth adding to your list of best travel apps for your next trip? Keep reading to discover how our travel app could come in handy on your next travel adventure.

Jump ahead to learn how our Travel On app can help by:

1. Providing you with expert advice about your destination and any potential risks before you travel

2. Giving you easy access to your confirmation number, should you need it

3. Allowing you to access 24/7 travel assistance quickly and easily with its tap-to-call feature

4. Storing all your policy details and coverage terms and limits so they’re easy to locate

5. Sending you notifications about critical travel incidents at your destination while you travel

6. Giving you access to 24/7 global monitoring capabilities so our assistance provider can help you during a crisis

7. Allowing you to focus on having fun, knowing assistance and advice are just an “app tap” away

How our travel app can help travelers living in the U.S. stay safer on vacation

Benefit #1: Expert advice about your destination and any potential risks before you travel

When planning a trip, many of us may tend to focus on the joyful and exciting experiences our future travel adventures have in store for us. But how often do we think about what could go wrong or the simple things we could do to prevent our plans from going awry?

Planning for all contingencies when traveling is next to impossible, but thankfully, some of the best travel apps can help U.S. residents travel smarter. Travelex's travel app can help you gain an understanding of your destination and its potential risks before you’ve even left the U.S.

After you enter your destination and travel dates into our Travel On app, you’ll be able to access a wealth of up-to-date information about your destination and its risks — right in the palm of your hand. It comes in handy no matter where you're going, because even if a destination seems relatively safe, that doesn’t mean an accident or incident is impossible.

Our travel safety app provides you with the following information about your destination and more:

• Its overall risk level
• Its security risk level
• Its COVID-19 risk level
• Vaccines you may want or need to consider before travel
• Documentation, visa, and insurance requirements for entry
• Current advice around terrorism, conflict, civil unrest, crime, natural and environmental risks, and health and medical risks
• Active alerts that may affect your travels
• How to contact local emergency services

Awareness of this information before you depart can help you travel smarter and plan a smoother trip, leave for your trip prepared with your destination’s entry requirements, and understand risks you may realistically face once you reach your destination.

Benefit #2: Easy access to your policy confirmation number, should you need it

With our travel planning app, gone are the days of having to remember to print your Travelex description of coverage before you depart — plus worrying about always keeping it on you while you travel. You’ll no longer have to waste time searching through your emails for your description of coverage to find your confirmation number, either.

That’s right — one of the biggest perks of our travel safety app is that it gives you instant access to your confirmation number, right on the home screen. This means you’ll quickly be able to find the exact confirmation number if you need it when making a claim or speaking to our travel assistance team.

Benefit #3: Quick and easy access to 24/7 travel assistance with its tap-to-call feature

If you’re experiencing an emergency during your trip, the last thing you'll want to do is have to scroll through emails or search through printed documents or websites for the right number to call. When time is of the essence, you’ll likely want to reach those who can assist as quickly as possible.

Thanks to our travel safety app’s tap-to-call feature, locating the right number to call is a thing of the past.

That’s right, you can reach our emergency assistance provider any time of day, wherever you are in the world, simply by pressing the assistance button in our app. Plus, they can even help with a variety of non-emergency situations, too. Importantly, you’ll need access to an active phone plan, local SIM, or international roaming to get travel assistance.

When you press the assistance button, you’ll automatically be directed to the correct number to call. Then, you can select “Call now” to speak to our 24/7 travel assistance provider, Zurich Travel Assist.

Zurich Travel Assist team members are based globally, working around the clock to help our travelers in their times of need. So, you can be confident your call will be answered, whether you call at 3 a.m. from Paris or 5 p.m. from Tokyo.

Benefit #4: All your policy details and coverage terms and limits are in one place, so they’re easy to locate

Are you the type of traveler who seizes the day and tries new things on a whim while you’re on a trip? Spontaneity can lead to incredible travel experiences and some of the best memories.

But, when impulse strikes, it’s still important to make sure your travel protection plan provides coverage or contains benefits for the spontaneous activities you choose — like adventure sports.

The good news is you no longer need to flip through pages of printed paper or search through emails to find out whether you have coverage. If you choose to download and log in to our Travel On app, you’ll be able to access your policy details — including coverage limits and included benefits — within the app itself.

Also, in the unfortunate event of misadventure, illness, or lost luggage items, you’ll be able to check our travel app to understand your coverage and any applicable limits before you file a claim, should you wish to.

Benefit #5: Notifications that help you stay on top of critical travel incidents during your trip

Our Travel On app provides real-time alerts of risks or incidents you should know about while you’re traveling. You can receive notifications during your vacation to help you avoid risks — or make smarter decisions. These alerts can help you remain aware of critical situations around you on the go, all without having to visit local news websites or read through local newspapers.

To benefit from this handy feature, you’ll need to:

• Activate app notifications (so we can let you know about critical travel incidents that may affect you).
• Allow access to your device’s geolocation (so we know where you are and what risks are near you).
• Ensure you have access to Wi-Fi, international roaming, or an active phone data plan (so our alerts can reach you).

Then, if you're at risk in your location or need to know about nearby threats, our travel safety app will send you a notification so you can decide on the best next steps to help ensure your safety.

Benefit #6: Access to 24/7 global monitoring capabilities so our assistance provider can help you during a crisis

Real-time destination-specific alerts aren’t the only safety benefit of our travel planning app. When you download our Travel On app, you can focus on enjoying your vacation knowing 24/7 global monitoring capabilities are looking out for your safety. Plus, if there's an imminent threat near your location, our travel assistance provider will attempt to contact you.

With this feature activated, our emergency assistance provider will likely be able to locate you in an emergency and then help you get to a safer spot. Without knowing your geolocation while you’re away from home, it could make it harder for our team to help you when you need it most.

What does this look like? Our team can help if you experience a situation such as:

• A bushfire risk in Europe
• A hurricane in the Caribbean
• An unexpected volcanic eruption in Bali
• A terrorist attack

With access to the Travel On app, if an emergency affects you, our provider can quickly see that you may need help, understand if they need to reach out to you to check if you’re safe, continually monitor any potential risks, and inform you of any dangers in real-time. It also means they can advise you of exit routes to guide you to safety as quickly as possible if needed.

At Travelex, helping our travelers is what we do, and our travel safety app can help our travel assistance provider support you when you need it most.

Benefit #7: Focus on having fun, knowing assistance and advice are just an "app tap" away

Travel should be exhilarating, right? When you download our Travel On app before you leave on your trip, you can focus on having the time of your life, knowing you have a resource to lean on if the unexpected happens.

Whether you need to check your coverage, find out a destination’s visa requirements, access emergency assistance quickly, or stay on top of your destination’s travel alerts, our travel planning app can assist you anywhere, anytime — with just a tap.

Tips for the best use of our Travel On app

While our travel app may help you travel smarter and safer, you can do a few things for a smoother app experience.

Here are some steps you should take once you’ve downloaded our app:

• Have an active phone plan that includes data, such as via an eSIM international sim card or data roaming via your U.S. phone provider.
• Log in using your confirmation number and last name before you leave the U.S.
• Keep location services on to access 24/7 global monitoring capabilities while traveling.
• Keep notifications on to receive important alerts while traveling.

Once you’ve followed these steps, it’s time to focus on making the most of your trip. If there’s a risk, threat, or emergency unfolding near you while you travel, our travel safety app can let you know — and our travel assistance provider will be there to help.

Ready to travel smarter with a little help from our travel app?

If you’re researching the best travel apps for your next trip and want access to our app, simply choose a Travelex travel insurance plan for your trip to gain access. Get a quick quote now.

Already a Travelex policyholder? You can download our travel app from the App Store if you have an iPhone or Google Play if you have an Android device whenever you’re ready: