Traveling usually brings about happy and exciting experiences: you can explore foreign places, try local cuisines, and make memories that will last a lifetime. However, it's important to be prepared for moments outside of your control.
Though severe injuries and mishaps are rare, the consequences can be costly. Thankfully, with Travelex’s accidental death and dismemberment coverage, you can receive emergency financial support in the event you - or a traveling companion - suffer a grave accident.
What is accidental death and dismemberment (AD&D) coverage?
AD&D coverage can provide you with financial support in the event there is loss of life, limbs, or sight on your trip. If something should happen while you’re traveling, the AD&D coverage is paid to your chosen beneficiary which can be used for funeral costs or medical expenses that are a direct result of the accident.
When would I need AD&D coverage?
While traveling, there are many different scenarios where you might need AD&D coverage. This can include your flights, the ride to your hotel, renting a car to drive yourself, and any activities on your trip.
AD&D coverage is also helpful if you're going to be participating in any extreme activities or sports while on vacation. When participating in adventurous activities such as skiing, snowboarding, biking, and more, there's always a higher risk of injury. And while many people don’t want to think about such serious incidents, it's crucial to be prepared.
If you do plan on participating in extreme sports, or if you would like higher benefit levels on your travel insurance policy’s existing benefits, the adventure sports coverage and additional medical coverage upgrades on Travel Select can provide the extra financial protection you require.
Which Travelex plans include AD&D coverage?
Travelex includes AD&D coverage on the Travel Select, Travel Basic, Travel America, and Travel Med plans. The only difference between each plan is the maximum amount of coverage they provide.
The Travel Select plan offers up to $25,000 in AD&D coverage. Travel Select is a more comprehensive plan that's popular for longer trips, international trips, or anyone who wants a little extra peace of mind while they're on the road.
The Travel Basic plan includes a maximum of $10,000 in AD&D coverage. This plan is a great option for short trips or for travelers on a budget.
The Travel America plan includes a maximum of $25,000 in AD&D coverage. This plan is great for short, less expensive domestic trips.
The Travel Med plan includes a maximum of $10,000 in AD&D coverage. This plan is great for last-minute trips and trips with few pre-paid non-refundable trip costs.
Travelex’s Flight Insure Plus and Flight Insure plans include AD&D coverage while onboard an aircraft.
Additional travel insurance benefits
Pre-existing conditions
Pre-existing conditions
Pre-existing medical conditions can be covered when the waiver is in effect.