Our comprehensive travel insurance options
Protect your trip your way with one of our flexible travel insurance plans. With up to nine optional upgrades, you can find coverage that matches your travel needs.
Our post-departure and flight travel insurance options
Want last-minute travel insurance or coverage for your flight? These travel insurance plans offer emergency medical and flight coverage. Plus, our Travel Med Go plan has additional benefits and up to seven optional upgrades for you to choose from.
Upgrades you can include with our travel insurance plans
Want the best travel insurance plan for your trip? Customize your Travelex policy with one (or more!) of our nine optional upgrades. This way, you can travel with extra confidence knowing you have coverage for your planned activities — and you’re better prepared for the unexpected.
Adventure activities upgrade
Adventure activities upgrade
Don’t want to lie on a beach all day while on vacation? This upgrade could be for you.
Accidental death for air travel upgrade
Accidental death for air travel upgrade
Most flights take off and land smoothly, but here’s how you can get extra protection.
Rental property security deposit upgrade
Rental property security deposit upgrade
Renting a property instead of staying in a hotel? Consider protecting your security deposit.
Cancel for business reasons upgrade
Cancel for business reasons upgrade
Think work commitments might get in the way of your trip? You can get extra protection.
Additional baggage upgrade
Additional baggage upgrade
Whether you’re taking your laptop or lots of clothing options, this upgrade lets you increase your coverage.
What do our travel insurance plans cover?
We have six plans for you to compare, including plans with comprehensive, on-trip only, and flight only coverage. Let’s break down the benefits of each of travel insurance plan so you can decide which one could work well for your vacation.
| Benefit | Ultimate | Advantage | Essential |
|---|---|---|---|
| Trip cancellation, interruption, delay, and inconvenience | |||
| Trip cancellation | 100% of trip cost ($50,000 maximum) | 100% of trip cost ($10,000 maximum) | 100% of trip cost ($10,000 maximum) |
| Trip interruption | 150% of trip cost ($75,000 maximum) | 125% of trip cost ($12,500 maximum) | 100% of trip cost ($10,000 maximum) |
| Travel delay | $2,000 ($250 per day maximum) | $1,000 ($250 per day maximum) | $600 ($200 per day maximum) |
| Baggage and personal effects | $2,000 ($500 per item limit) | $1,000 ($500 per item limit) | $750 ($500 per item limit) |
| Baggage delay | $500 | $200 | $200 |
| Missed connection (air and cruise only) | $750 | $500 | $150 |
| Trip inconvenience | $600 | Not included | Not included |
| Emergency evacuation and repatriation | |||
| Emergency evacuation and repatriation | $1,000,000 | $250,000 | $200,000 |
| Emergency medical expense | |||
| Emergency medical expense | $250,000 *$50,000 for NH residents | $50,000 | $25,000 |
| Emergency dental expense | $500 | $500 | $500 |
| Waiver of the pre-existing condition exclusion | Included if plan is purchased within 21 days of first trip payment and full trip cost is insured | Not included | Not included |
| Pre-existing medical condition look-back period | 90 days Does not apply to NH residents | 120 days Does not apply to NH residents | 180 days Does not apply to NH residents |
| Primary coverage | Included | Included | Not included (secondary coverage) Included for CT residents |
| Accidental death and dismemberment | |||
| Accidental death and dismemberment | $25,000 | $20,000 | $10,000 |
| Exposure and disappearance | $25,000 | $20,000 | $10,000 |
| Other benefits | |||
| 24/7 emergency assistance | Included | Included | Included |
| Kids-included pricing | Yes | No | No |
| Maximum trip length | Up to 180 days | Up to 30 days | Up to 30 days |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days | 21 days | 21 days |
| Sports and activities | Included, but limited to eligible activities (optional upgrade available for additional activities) | Included, but limited to eligible activities (optional upgrade available for additional activities) | Included, but limited to eligible activities (optional upgrade available for additional activities) |
| Optional upgrades | |||
| Cancel for any reason | Available (75% of insured trip cost up to $7,500) | Not available | Not available |
| Rental car damage | Available ($50,000 with a $100 deductible) | Available ($50,000 with a $100 deductible) | Available ($50,000 with a $100 deductible) |
| Additional medical | Available (additional $250,000) Not available to NH residents | Not available | Not available |
| Adventure activities | Available (waives exclusions on certain activities)
Search and rescue: $10,000 Security evacuation: $100,000 Not available to IL residents | Available (waives exclusions on certain activities)
Search and rescue: $10,000 Security evacuation: $100,000 Not available to IL residents | Available (waives exclusions on certain activities)
Search and rescue: $10,000 Security evacuation: $100,000 Not available to IL residents |
| Accidental death for air travel | Available ($200,000, $500,000, or $1,000,000)
Not available to NH residents | Available ($200,000, $500,000, or $1,000,000)
Not available to NH residents | Available ($200,000, $500,000, or $1,000,000)
Not available to NH residents |
| Pet care | Available
Pet care: $250 Pet veterinarian expense: $2,500 Not available to NY or VA residents | Available
Pet care: $250 Pet veterinarian expense: $2,500 Not available to NY or VA residents | Available
Pet care: $250 Pet veterinarian expense: $2,500 Not available to NY or VA residents |
| Rental property security deposit | Available ($2,000) | Available ($2,000) | Available ($2,000) |
| Cancel for business reasons | Available (100% of insured trip cost up to $10,000) | Not available | Not available |
| Additional baggage | Available (additional $3,000)
Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 | Available (additional $4,000)
Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 | Available (additional $4,250)
Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 |
| Benefit | Travel Med Go |
|---|---|
| Trip interruption | $1,000 maximum |
| Travel delay | $500 |
| Missed connection (air and cruise only) | $300 |
| Baggage and personal effects | $1,000 ($500 per item limit) |
| Baggage delay | $500 |
| Emergency evacuation and repatriation | |
| Emergency evacuation and repatriation | $250,000 |
| Emergency medical expense | |
| Emergency medical expense | $50,000 |
| Emergency dental expense | $500 |
| Pre-existing medical condition look-back period | 180 days Does not apply to NH residents |
| Primary coverage | Included |
| Accidental death and dismemberment | |
| Accidental death and dismemberment | $10,000 |
| Exposure and disappearance | $10,000 |
| Other benefits | |
| 24/7 emergency assistance | Included |
| Maximum trip length | Up to 60 days |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days |
| Sports and activities | Included, but limited to eligible activities (optional upgrade available for additional activities) |
| Optional upgrades | |
| Rental car damage upgrade | Available ($50,000 with $100 deductible) |
| Accidental death for air travel upgrade | Available Limit options: $200,000, $500,000, or $1,000,000 Not available to NH residents |
| Additional medical | Available (additional $250,000 for emergency medical expense only) Not available to NH residents |
| Adventure activities upgrade | Available (provides coverage for certain additional activities not included in the base plan) Search and rescue: $10,000 Security evacuation: $100,000 |
| Pet care upgrade | Available Pet care: $250 Pet veterinarian expense: $2,500 |
| Security deposit upgrade | Available ($2,000) |
| Baggage and personal effects upgrade | Available (additional $4,000) Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 |
| Benefit | Flight Insure Plus | Flight Insure |
|---|---|---|
| Accidental death | ||
| Accidental death for air travel | Up to $1 million | Up to $1 million |
| Medical and dental | ||
| Emergency medical and dental expense | $10,000 | Not included |
| Emergency evacuation and repatriation | $100,000 | Not included |
| Pre-existing medical condition look back period | 180 days Does not apply to NH residents | Not applicable |
| Primary coverage | Included | Included |
| Baggage and personal effects | ||
| Baggage and personal effects | $1,000 ($250 per item limit) | Not included |
| Baggage delay | $500 | Not included |
| Missed connection (air and cruise only) | $50 | Not included |
| Other benefits | ||
| 24/7 emergency assistance | Included | Included |
| Maximum trip length | Up to 180 days | Up to 180 days |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days | 21 days |
Compare plans
Which Travelex plan is right for you and your trip? Explore and compare the benefits and protection provided by each plan below.
| Trip cancellation, interruption, delay, and inconvenience | |
| Trip cancellation | 100% of trip cost ($50,000 maximum) |
| Trip interruption | 150% of trip cost ($75,000 maximum) |
| Travel delay | $2,000 ($250 per day maximum) |
| Baggage and personal effects | $2,000 ($500 per item limit) |
| Baggage delay | $500 |
| Missed connection (air and cruise only) | $750 |
| Trip inconvenience | $600 |
| Emergency evacuation and repatriation | |
| Emergency evacuation and repatriation | $1,000,000 |
| Emergency medical expense | |
| Emergency medical expense | $250,000 $50,000 for NH residents |
| Emergency dental expense | $500 |
| Waiver of the pre-existing condition exclusion | Included if plan is purchased within 21 days of first trip payment and full trip cost is insured |
| Pre-existing medical condition look-back period | 90 days Does not apply to NH residents |
| Primary coverage | Included |
| Accidental death and dismemberment | |
| Accidental death and dismemberment | $25,000 |
| Exposure and disappearance | $25,000 |
| Other benefits | |
| 24/7 emergency assistance | Included |
| Kids-included pricing | Yes |
| Maximum trip length | Up to 180 days |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days |
| Sports and activities | Included, but limited to covered activities (optional upgrade available for additional activities) |
| Optional upgrades | |
| Cancel for any reason | Available (75% of insured trip cost up to $7,500) |
| Rental car damage | Available ($50,000 with a $100 deductible) |
| Additional medical | Available (additional $250,000) Not available to NH residents |
| Adventure activities | Available (waives exclusions on certain activities)
Search and rescue: $10,000 Security evacuation: $100,000 Not available to IL residents |
| Accidental death for air travel | Available ($200,000, $500,000, or $1,000,000)
Not available to NH residents |
| Pet care | Available
Pet care: $250 Pet veterinarian expense: $2,500 Not available to NY or VA residents |
| Rental property security deposit | Available ($2,000) |
| Cancel for business reasons | Available (100% of insured trip cost up to $10,000) |
| Additional baggage | Available (additional $3,000)
Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 |
| Trip cancellation, interruption, delay, and inconvenience | |
| Trip cancellation | 100% of trip cost ($10,000 maximum) |
| Trip interruption | 125% of trip cost ($12,500 maximum) |
| Travel delay | $1,000 ($250 per day maximum) |
| Baggage and personal effects | $1,000 ($500 per item limit) |
| Baggage delay | $200 |
| Missed connection (air and cruise only) | $500 |
| Trip inconvenience | Not included |
| Emergency evacuation and repatriation | |
| Emergency evacuation and repatriation | $250,000 |
| Emergency medical expense | |
| Emergency medical expense | $50,000 |
| Emergency dental expense | $500 |
| Waiver of the pre-existing condition exclusion | Not included |
| Pre-existing medical condition look-back period | 120 days Does not apply to NH residents |
| Primary coverage | Included |
| Accidental death and dismemberment | |
| Accidental death and dismemberment | $20,000 |
| Exposure and disappearance | $20,000 |
| Other benefits | |
| 24/7 emergency assistance | Included |
| Kids-included pricing | No |
| Maximum trip length | Up to 30 days |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days |
| Sports and activities | Included, but limited to covered activities (optional upgrade available for additional activities) |
| Optional upgrades | |
| Cancel for any reason | Not available |
| Rental car damage | Available ($50,000 with a $100 deductible) |
| Additional medical | Not available |
| Adventure activities | Available (waives exclusions on certain activities)
Search and rescue: $10,000 Security evacuation: $100,000 Not available to IL residents |
| Accidental death for air travel | Available ($200,000, $500,000, or $1,000,000)
Not available to NH residents |
| Pet care | Available
Pet care: $250 Pet veterinarian expense: $2,500 Not available to NY or VA residents |
| Rental property security deposit | Available ($2,000) |
| Cancel for business reasons | Not available |
| Additional baggage | Available (additional $4,000)
Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 |
| Trip cancellation, interruption, delay, and inconvenience | |
| Trip cancellation | 100% of trip cost ($10,000 maximum) |
| Trip interruption | 125% of trip cost ($10,000 maximum) |
| Travel delay | $600 ($200 per day maximum) |
| Baggage and personal effects | $750 ($500 per item limit) |
| Baggage delay | $200 |
| Missed connection (air and cruise only) | $150 |
| Trip inconvenience | Not included |
| Emergency evacuation and repatriation | |
| Emergency evacuation and repatriation | $200,000 |
| Emergency medical expense | |
| Emergency medical expense | $25,000 |
| Emergency dental expense | $500 |
| Waiver of the pre-existing condition exclusion | Not included |
| Pre-existing medical condition look-back period | 180 days Does not apply to NH residents |
| Primary coverage | Not included (secondary coverage) Included for CT residents |
| Accidental death and dismemberment | |
| Accidental death and dismemberment | $10,000 |
| Exposure and disappearance | $10,000 |
| Other benefits | |
| 24/7 emergency assistance | Included |
| Kids-included pricing | No |
| Maximum trip length | Up to 30 days |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days |
| Sports and activities | Included, but limited to covered activities (optional upgrade available for additional activities) |
| Optional upgrades | |
| Cancel for any reason | Not available |
| Rental car damage | Available ($50,000 with a $100 deductible) |
| Additional medical | Not available |
| Adventure activities | Available (waives exclusions on certain activities)
Search and rescue: $10,000 Security evacuation: $100,000 Not available to IL residents |
| Accidental death for air travel | Available ($200,000, $500,000, or $1,000,000)
Not available to NH residents |
| Pet care | Available
Pet care: $250 Pet veterinarian expense: $2,500 Not available to NY or VA residents |
| Rental property security deposit | Available ($2,000) |
| Cancel for business reasons | Not available |
| Additional baggage | Available (additional $4,250)
Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 |
| Benefit | Travel Med Go |
| Trip interruption | $1,000 maximum |
| Travel delay | $500 |
| Missed connection (air and cruise only) | $300 |
| Baggage and personal effects | $1,000 ($500 per item limit) |
| Baggage delay | $500 |
| Emergency evacuation and repatriation | |
| Emergency evacuation and repatriation | $250,000 |
| Emergency medical expense | |
| Emergency medical expense | $50,000 |
| Emergency dental expense | $500 |
| Pre-existing medical condition look-back period | 180 days |
| Primary coverage | Included |
| Accidental death and dismemberment | |
| Accidental death and dismemberment | $10,000 |
| Exposure and disappearance | $10,000 |
| Other benefits | |
| 24/7 emergency assistance | Included |
| Maximum trip length | Up to 60 days |
| Eligible destinations | $35,000 per policy (with a $100 deductible) |
| Review period | 21 days |
| Accidental death | |
| Accidental death for air travel | Up to $1 million |
| Medical and dental | |
| Emergency medical and dental expense | $10,000 |
| Emergency evacuation and repatriation | $100,000 |
| Pre-existing medical condition look back period | 180 days Does not apply to NH residents |
| Primary coverage | Included |
| Baggage and personal effects | |
| Baggage and personal effects | $1,000 ($250 per item limit) |
| Baggage delay | $500 |
| Missed connection (air and cruise only) | $50 |
| Other benefits | |
| 24/7 emergency assistance | Included |
| Maximum trip length | Up to 180 days |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days |
| Accidental death | |
| Accidental death for air travel | Up to $1 million |
| Medical and dental | |
| Emergency medical and dental expense | Not included |
| Emergency evacuation and repatriation | Not included |
| Pre-existing medical condition look back period | Not applicable |
| Primary coverage | Included |
| Baggage and personal effects | |
| Baggage and personal effects | Not included |
| Baggage delay | Not included |
| Missed connection (air and cruise only) | Not included |
| Other benefits | |
| 24/7 emergency assistance | Included |
| Maximum trip length | Up to 180 days |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days |
