Want to go on a cruise vacation but need to stick to a budget? From the best times to book a cruise to which cabin to choose, here are our tips for how to save money on a cruise.

If you’re thinking about a cruise for your next vacation, you’ve made a great choice! Cruises are loved by many travelers thanks to their mix of relaxation and adventure — plus the chance to wake up in a new destination each day.

But how expensive are cruises? And can you go on one if you’re sticking to your budget? Given cruise vacations can typically cost hundreds to thousands of dollars per passenger, these are questions many travelers have.

So, whenever you’re ready to start planning a getaway at sea, it’s helpful to learn all the potential ways to save money on a cruise. This means you’ll be able to focus more on having fun and less on how much you’re spending.

From timing your travel dates to maximizing the value of on-board amenities, read on to learn some ways you can set sail on a vacation that's as economical as it is memorable.

Dive into these ideas on how to save money on a cruise:

1. Consider using a travel agent.

2. Book early or last minute.

3. Travel during off-peak seasons.

4. Book an inside cabin.

5. Join a cruise loyalty program.

6. Be careful with onboard credit and skip the extras.

7. Bring your own beverages or consider buying a drink package.

8. Book a cruise on an older ship.

9. Plan cruise excursions wisely.

10. Get travel insurance for your cruise.

1. Consider using a travel agent

Yes, you can scour the internet and spend weeks comparing prices, cruise lines, and destinations — and you may find a great deal. But professional travel agents have in-depth knowledge of the cruising industry and access to exclusive deals and discounts not readily available to the public.

A seasoned travel agent can guide you towards the best-value bookings, advise on the best times to book a cruise, and maybe even snag you some complimentary upgrades or onboard credits. Their cruise planning expertise lets them tailor your vacation to match both your budget and your dreams, ensuring you get the most bang for your buck.

So, if you want to take the pressure off figuring out how to get the best deal on a cruise, consider booking through a travel agent. Their knowledge and access to information that you may not find on your own can help you cruise on a budget. Plus, they do all the planning for you!

2. Book early or last minute

Want to know the best times to book a cruise? If you’re prepared to book your trip in advance or take a spontaneous last-minute cruise, you could have substantial savings.

Cruise lines often offer the best prices and incentives to those booking several months in advance. Or they offer discounts to fill unsold cabins as the departure date approaches. Either way, booking early or last minute is the answer to how to get the best deal on a cruise — making the idea that trips at sea are too expensive just a cruise myth.

“Early bookings usually get you the best price because cruise lines want to start filling up cabins, while late bookings — like the month before the cruise sets sail — can be heavily discounted because the cruise lines don’t want to sail with empty cabins.

“Plus, if you book your next cruise while you’re on a cruise, you can get some great deals like cabin upgrades and credits — sometimes up to a couple hundred dollars per cabin to spend on the ship.”

Michelle C., Travelex employee

3. Travel during off-peak seasons

If you’re planning a cruise on a budget, you may be asking yourself, “What’s the cheapest month to go on a cruise?”. The best times to book a cruise are during the shoulder or off-peak travel seasons, such as January, May, and early fall. Not only are the prices more affordable, but you'll also enjoy fewer crowds and potentially better service.

Generally, peak seasons for cruises fall during holidays and school breaks — meaning it’s likely more expensive during the summer. The cheapest month to go on a cruise during shoulder seasons may vary depending on where you want to cruise. For example, cruising in Alaska in April will differ from cruising in the Caribbean in October. So, do your research so you can find the best times to book a cruise for your destination.

4. Book an inside cabin

With hotels on land, it’s usually more affordable to book a smaller guest room compared to a larger suite. Similarly, on a cruise you have a few options for room types, from inside cabins and rooms with a view to balcony cabins and suites.

If having direct access to the fresh air or more space isn’t essential for you, consider booking an inside cabin. With all the exciting activities and amenities on your cruise ship, you may find that you’re hardly in the room anyway. So, if you’re contemplating how to get the best deal on your cruise, start by booking the most affordable cabin.

5. Join a cruise loyalty program

If you're a frequent cruiser, joining a loyalty program can give you perks like cabin upgrades, onboard credit and exclusive events, and discounts on future bookings — translating to considerable savings over time. And if you’re a bit worried about the cost of the program, you’ll be happy to know that some customer loyalty programs pay off after just one cruise — so it may be worth joining.

“Loyalty definitely pays off with cruise lines. As a repeat traveler, I enjoy member discounts, free laundry, and generous on-board credits. If I book my next cruise on board, I also get an extra 20% off.”

Lisa C., Travelex employee

6. Be careful with onboard credit and skip the extras

If you’re new to cruising, keep in mind that there are additional costs to consider even after you book your ticket. Gratuities, beverages, excursions, and specialty restaurants can all add up quickly. If you score onboard credit, think about putting it towards gratuities first so you don’t have to worry about it later. Everything else is optional, so if needed, you could choose to opt out of some things and not be blindsided by a huge bill when you get home.

Are you happy to only enjoy the activities and amenities included in your cruise cost? If so, here’s how to get the best deal on your cruise: Skip extra services like spa treatments, specialty dining, and shore excursions. Adding on additional costs can quickly inflate your bill, so make sure you know what’s included in your cost before departing. Then you can enjoy the included amenities and consider independently exploring destinations to cruise on a budget.

7. Bring your own beverages or consider buying a drink package

Looking forward to sipping a glass of wine on your cabin verandah or enjoying your usual protein shake by the pool? One of the best tips for how to save money on a cruise is to bring your own drinks if the cruise line permits. After checking your cruise line’s policy for bringing beverages on board, you may want to pack your own wine, beer, soft drinks, or bottled water, which can save a substantial amount. It’s important to remember that even if your cruise line allows you to bring drinks on board, they may only allow a specific amount per passenger.

If you can’t bring your own drinks on board, it’s important to plan ahead so you know how to get the best deal on cruise beverages — because drink costs can add up quickly. Specific drink charges and packages vary depending on the cruise line, so know before you go.

Here are some helpful things to know about drinks on cruise ships:

  • Many cruise lines offer complimentary tap water, coffee, basic juices, and tea throughout the ship.
  • On most cruises, you can purchase an unlimited soda package and/or a classic non-alcoholic package that includes bottled water and coffee drinks.
  • If you think a package may be right for you, figure out the cost of your favorites and how many you may drink per day. Then do the math to see if the package is worth the money.

Extra tips for how to save money on cruise beverages:

  • Packages are available anytime during your cruise, so you don’t have to buy on day one. Consider waiting to see how much you drink a la carte on the first day or two to estimate if a package is worth the money.
  • On days in port, get your drinks on land to save money. Check to see if you can bring beverages back to the boat and if so, how much you’re allowed to carry on board.

“If you book a drink package before you travel, they’re typically discounted and could potentially save you a lot of money — depending on how many beverages you expect to have.”

Cherie H., Travelex employee

Important: Just like at home, it’s important to know your limits when it comes to consuming alcohol. Lots of us like to have a drink or two while on vacation, but it’s important to stay within your limits and act responsibly. If you have travel insurance for your cruise, be sure to check the policy wording to understand if you’re eligible for coverage while under the influence of alcohol.

8. Book a cruise on an older ship

Modern cruise ships are spectacular floating entertainment centers, with multiple pools, restaurants, and more on board. But newer ships with the latest amenities and attractions often come with a higher price tag. So, if you’re booking a cruise on a budget, choosing to sail on an older ship can offer a similar experience at a fraction of the cost.

9. Plan cruise excursions wisely

Your vacation won’t only be at sea; you should also consider how to get the best deal on cruise excursions while planning your trip. Why? It’s easy to spend a small fortune on excursions if you’re not careful.

So, here are some tips for how to save money on cruise excursions:

  • Find out what excursions are available for your specific cruise, then search your scheduled ports. Check the descriptions carefully to see if any are the same. Compare prices and read reviews.
  • After you find this information, compare the price of booking excursions through the cruise line rather than doing it yourself directly with the excursion company. Just make sure you allow plenty of time to get back to the ship before it departs, or you risk being left behind!
  • Talk with your travel agent about the excursions you’d like to take, what deals they may be able to get, and get their input on how you could save money.
  • Book excursions that include food and/or drinks.

“Look for cruises that have included excursions, so you don’t have to pay extra at each port. It can seem cheaper to book your own excursions, but that's not necessarily true. Plus, if something goes wrong and you’re late getting back to the ship, they won’t wait for you. If you’re on a ship-sponsored excursion, the ship won’t leave without you.”

Lisa C., Travelex employee

10. Get travel insurance for your cruise

Something unexpected can always happen during a vacation — including at sea. Before you depart on your cruise, secure travel insurance for your trip to help provide coverage for the costs of unforeseen expenses from things like slipping and breaking your arm on the pool deck or a trip to onboard medical facilities for a stomach bug.

When you cruise with our Travelex team by your side, you can cruise on a budget without the fear of having to pay for some unexpected costs eligible for coverage under our plans.

Remember how to get the best deal on a cruise with these tips

Now that you have a better idea of how to save money on a cruise, it’s time to do your research and plan your getaway! Booking a cruise on a budget is possible and will help put your mind at ease — so you can focus on soaking up your vacation.

Ready to protect your cruise from the unexpected?

Travel with our team by your side and check out our travel insurance plans. Get a quote online now.

 

Want to know how to make a positive impact on the world while exploring it? Discover more about ecotourism and sustainable travel, plus get useful tips on how to embrace responsible tourism.

Travel is more than a passion for many people; it’s a way of life. That's why the concept of being a responsible traveler is so important to many of us — including the people who live in the places we love to visit.

But what does it mean to travel responsibly, and how can you combine the excitement of exploration with the ethics of sustainability and respect for local cultures? Our guide not only explores the essence of responsible travel, but it also provides practical advice to help you make a positive impact on the environments and communities you visit.

Here are some key details you need before learning how to be a responsible traveler:

  • What is responsible travel? Exploring while being conscious of the environmental, economic, and social impact of your travel footprint.
  • What is ecotourism? A movement aimed at sustainable travel that conserves the environment and improves the well-being of local people. Ecotourism encourages travelers to look beyond the beaten path, engage with local communities in a respectful manner, and contribute to conservation efforts.
  • What is sustainable travel? Finding a balance that allows us to enjoy the world's beauty while preserving it and enhancing the destination for the future.

What can I do to be a responsible traveler?

Ready to make a difference while enjoying your vacation? Here are some ways to practice responsible tourism.

10 ways to travel responsibly:

1. Choose eco-friendly transportation.

2. Support local businesses.

3. Be mindful of wildlife.

4. Reduce, reuse, recycle.

5. Respect your destination’s cultural norms.

6. Contribute to conservation.

7. Use water wisely.

8. Travel during off-peak seasons.

9. Educate other travelers.

10. Choose sustainable accommodations.

10 ways to incorporate sustainable travel into your trips

1. Choose eco-friendly transportation options

Many forms of transportation increase gases like carbon dioxide in the environment, which accelerates climate change. So, how can you reduce your carbon footprint and emissions? When you’re able, opt for public transportation, bicycling, or walking while exploring your destination. For longer distances, consider travel options like trains and electric vehicles for more sustainable travel that lessens carbon emissions.

"So much research online will tell you it’s practically impossible to experience Italy without a car. I’m here to tell you otherwise! I've been to Italy six times and never rented a car. I've explored the north, center, and south of Italy — Lake Como, Milan, Pisa, Florence, Rome, Amalfi Coast, Cinque Terra, Carpi, Sicily, the Puglia region, and more — and I’ve done it all via train, bus, and ferry. On the rare occasion public transportation hasn't been available or is just too inconvenient, I've taken a cab or used a ride share app like Uber, Lyft, or FreeNow. Cab fares are often much cheaper than car rental costs for the entire trip!"

Cherie H., Travelex employee

Our vacation idea using eco-friendly transportation:

Why not take in the sights of Amsterdam, Netherlands in an electric vehicle if riding a bicycle isn’t your thing? The city is a prime destination for a responsible traveler seeking to rent an electric car, thanks to its extensive network of charging stations and bike paths repurposed for eco-friendly vehicles. Plus, with its commitment to becoming carbon neutral, Amsterdam provides an ideal backdrop for environmentally conscious tourists to explore its rich history and vibrant culture sustainably.

2. Support local businesses

Not only does supporting local businesses help you immerse yourself in your destination’s culture, but it also makes you a more responsible traveler. From where you stay and shop to what you eat and the activities you experience, choosing local businesses helps to keep the economic benefits within the community. Plus, you’ll love the more authentic experience that most local businesses are proud to offer.

"If I travel ..., I try to support local businesses, such as eating at street food vendors and buying local art directly from artisans.”

Heidi H., in response to our Travelex responsible traveler survey

Our vacation idea for supporting local businesses:

Visiting Spain and stopping at El Rastro, Madrid's iconic flea market, offers an unparalleled opportunity to immerse yourself in the city's vibrant culture and history through its variety of stalls and items. By purchasing unique, locally made products, visitors directly support small businesses and artisans, contributing to the preservation of traditional Spanish crafts. This bustling market not only promises a memorable shopping experience but also allows travelers to connect with the local community, making every find a treasure with its own story.

3. Be mindful of wildlife

Planning to swim with pigs in the Bahamas or interact with monkeys in Bali? You can coexist with wildlife responsibly by following guidance from officials and staff, maintaining a safe distance, choosing ethical sanctuaries, and avoiding attractions that exploit animals.

“Caring for animal populations and their habitats is a solid step toward a better planet.”

Lindsay C., in response to our Travelex responsible traveler survey

Our vacation idea to be mindful of wildlife:

Planning a visit to Thailand but don’t want to ride the elephants because some are subjected to animal cruelty during training and everyday life? You can visit an elephant conservation center in Thailand to help support the conservation of the species instead. You can walk through the jungle and watch elephants wade through rivers, or even volunteer and help feed the elephants.

4. Reduce, reuse, recycle

Reducing waste while traveling is the essence of being a responsible traveler. You can help by packing light when it comes to items in plastic bottles and containers, as well as bringing multipurpose items to help minimizes unnecessary consumption and the need for single-use products.

Then, try to reuse your items by carrying and consistently using things like reusable water bottles, fabric shopping bags, and refillable toiletries instead of opting for disposable versions.

When you’re finished using items and ready to discard them, separate recyclables from other waste and dispose of them properly, even if it means carrying them until you find a suitable recycling facility.

“Using a filter water bottle on vacation is not only a cost-effective choice but also an environmentally friendly one. It lets you safely refill your bottle from various sources, reducing the need for purchasing single-use plastic bottles and contributing to the effort against plastic pollution.”

Margot L., Travelex employee

Our vacation idea that supports reduce, reuse, recycle:

Visit Bali, Indonesia to learn more about protecting the environment. The island has banned single-use plastics like plastic bags and straws, so you can relax by the beach knowing you’re supporting reduce, reuse, and recycle practices.

5. Respect your destination's cultural norms

The beauty of travel is that you can embrace new experiences, cultures, and languages — but with that comes cultural norms you may not be used to. Whether you’re getting ready to spend Day of the Dead in Mexico or meet locals in Japan, it’s important to take time to learn about and respect the local customs and traditions.

Some ways to be a responsible traveler with respect for your destination’s culture is to dress appropriately, ask for permission before taking photos of people, and learn local etiquette and potentially offensive gestures.

“To preserve parts of each culture is what makes travel so intriguing and fun. This includes culinary, architectural, and local customs. Responsible tourism should be focused on preserving these.”

William G., in response to our Travelex responsible traveler survey

Our vacation idea for discovering and respecting other cultures:

Book a trip to Mexico during Día de los Muertos (or “Day of the Dead”) celebrations, when communities come together to honor their relatives that have passed away. You’ll be immersed in Mexican culture, from the music and dancing to the costumes and cuisine.

6. Contribute to conservation

At the heart of sustainable travel is conservation, which means protecting our natural environment — so future generations can enjoy their travels, too! To practice responsible tourism, you can participate in or donate to conservation and reforestation projects. This can also be a rewarding way to get more deeply involved with the places you visit.

“When taking care of the environment, we're also taking care of the health and well-being of the people.”

Nicole M., in response to our Travelex responsible traveler survey

Our vacation idea for supporting conservation:

Visit Costa Rica for an opportunity to engage directly with some of the world’s most dynamic and diverse ecosystems. The Central American country is famed for its commitment to sustainability and conservation, with over a quarter of its territory protected as national parks or wildlife reserves. By choosing Costa Rica for a conservation vacation, you can support these efforts by participating in eco-friendly tours, volunteering in reforestation projects, and experiencing wildlife conservation programs firsthand.

7. Use water wisely

Water is a precious resource, especially in arid regions. Before you book your accommodation, do your research and try to choose a place to stay that implements water conservation practices for more sustainable travel. Once you’ve arrived, conserve water by taking shorter showers and using water-saving devices when possible. Little actions can contribute to a large impact on our environment, so remember to turn off the faucet while brushing your teeth and reuse towels at your accommodation.

“Basic resources such as shelter, [water,] and food are essential for everyone. Those of us who have the luxury of travel need to be mindful of those who don't even have the basics.”

Suzanne C., in response to our Travelex responsible traveler survey

Our vacation idea for water conservation:

Take a trip to Seoul, South Korea and learn about urban water conservation practices like rainwater harvesting. The city uses groundbreaking technologies and community efforts aimed at sustainable water use, so you can enjoy exploring the area knowing you’re helping to conserve water.

8. Travel during off-peak seasons

Want to support the planet and have fewer crowds at attractions during your trip? A responsible traveler can help alleviate over-tourism by traveling in shoulder or off-peak seasons. This not only reduces impact on local resources but can also enhance your experience by avoiding crowds and higher prices.

“The most important aspect of [traveling] for me is a chance to immerse myself in ... another culture. If it could also result in an opportunity to contribute and help those welcoming us [into] their country, it makes the experience twice as rewarding.”

Gala M., in response to our Travelex responsible traveler survey

Our vacation idea for traveling during off-peak seasons:

Travel to Oahu, Hawaii during the off-seasons, which usually fall between mid-April and early June and September and mid-December. You’ll be able to explore Oahu's stunning beaches, hiking trails, and historical sites in a more relaxed and intimate setting with mild weather. Plus, you can participate in local events and festivals not typically showcased to the mass of tourists.

9. Educate other travelers

What is ecotourism worth if not enough travelers embrace it? Everyone can make a difference, so it’s essential to share your responsible travel experiences and tips with others. Education and awareness are key to spreading the principles of sustainable travel.

So, how can you help get the word out on how to be a responsible traveler? By sharing personal experiences and tips on social media, blogs, or even through casual conversations, you can inspire others to adopt more sustainable and ethical travel behaviors.

“I firmly believe knowledge is crucial for the positive development of the world as a whole.”

Pedro C., in response to our Travelex responsible traveler survey

Our vacation idea for educating other travelers:

Venture to the Galápagos Islands with friends and family for a distinctive opportunity to educate both yourself and others on the principles of responsible travel and sustainability. Through guided eco-tours and voluntary participation in conservation projects, travelers can actively contribute to the preservation of this UNESCO World Heritage site while gaining invaluable insights into the practices of sustainable tourism.

10. Choose sustainable accommodations

Sustainable travel has been gaining attention over the past couple of decades, which means many accommodations are adopting conservation practices to promote responsible travel.

Look for hotels and lodgings that have sustainable practices in place, such as energy-efficient lighting, water-saving techniques, and recycling programs. You should also consider booking a locally owned accommodation to support the economy in your destination.

“Preserving the natural world in a multitude of ways keeps those places beautiful for future generations.”

Dianne C., in response to our Travelex responsible traveler survey

Our vacation idea for using sustainable accommodations:

Book your stay at Svart, positioned at the Arctic Circle in Norway. It’s acclaimed as the world's most sustainable hotel, setting a new standard in eco-friendly travel. Designed to be energy positive, it produces more energy than it consumes, thanks to innovative solutions like solar panels and geothermal wells. Svart’s commitment to preserving the pristine natural beauty of its surroundings and minimizing its carbon footprint offers guests a unique, guilt-free luxury experience.

Enjoy your destination as a responsible traveler

By following our 10 tips for sustainable travel, you can help ensure that the world remains an incredible place to explore for years to come. Whether it's choosing an ecotourism adventure, supporting local artisans, or simply being mindful of your consumption, every action counts towards a more sustainable and ethical way of exploring our planet. Keep traveling, learning, and adapting to make the most of all your vacations.

Ready to protect your responsible travels?

While you try to protect the planet, make sure you also help protect your vacation. It’s the responsible thing to do! Get a quote online now.

From ear infections to colds, unexpected minor illnesses can come up at any time — including while you’re traveling. If you’re a Travelex policyholder, here are the steps you should take if you need to go to the doctor overseas.

When planning a trip — whether it’s a sunny cruise through the Bahamas or a getaway to see cherry blossoms in Japan — we don’t often think about what we’ll do if we get sick while we’re away. But illnesses can happen even while we’re on vacation — and sometimes we can’t wait until we get home to go to the doctor.

Here’s the good news: if you’re traveling with a Travelex travel insurance policy and need access to travel health care, our assistance provider is here for you 24/7.

In this article, we’ll guide you through the process of how to see an international doctor while you’re on vacation — from speaking with our assistance provider to filing a claim — so you can feel more confident about getting medical care abroad when you need it most.

“Navigating travel health care can be daunting, especially when you're already feeling under the weather. This is where our expertise shines — our caring team of specialists is available 24/7 to help you get the medical care you need. Plus, you can reach our travel assistance team easily with the tap of a button in Travelex's Travel On app. Having Travelex's award-winning customer service and technology on hand means you always have our travel assistance team by your side, so you can focus on what truly matters — your health and enjoying your travels.”

Dr. Joel Lockwood MD, FRCPC, Regional Chief Medical Officer at Zurich Travel Assist, our 24/7 assistance provider.

So, let’s walk you through some useful information to help you navigate the process of getting medical care abroad. This way, we can help you get well sooner, and you can get back to enjoying your vacation.

Do you need travel assistance right now? Contact emergency assistance →

5 steps to take if you need to go to the doctor overseas:

1. Contact our 24/7 travel assistance provider.

2. Use our assistance provider's telehealth network to get access to travel health care.

3. Schedule your medical appointment.

4. Keep all medical records, reports, and receipts.

5. Submit a travel insurance claim for your travel health care.

Step 1: Contact our 24/7 travel assistance provider

Feeling under the weather on your trip and want to get treatment right away? The first thing to do is call our emergency assistance provider, Zurich Travel Assist — even if it’s not an emergency. This way, you can discuss your symptoms with trained nurses and paramedics to ensure you get the right travel health care based on how you’re feeling.

You can reach 24/7 travel assistance anytime and anywhere. Here’s how:

  • Tap the assistance button in our Travel On app.
  • Call 1-800-555-0870 if you’re inside of the U.S. or Canada.
  • Call 1-416-977-1803 if you’re outside of the U.S. or Canada.
  • Email [email protected].

Step 2: Use our provider's telehealth network to get access to travel health care

When you call 24/7 travel assistance, our provider can give you access to telehealth care or help you find the closest international doctor who can see you in person.

Zurich Travel Assist has its own up-to-date network of go-to care facilities around the world. This means no matter where you're located, our assistance provider can help you find reliable nearby medical facilities that are equipped to provide you with the care you need when you need it.

Step 3: Schedule your medical appointment

It’s always best to make an appointment when you need to go to the doctor at home, and the medical facility our assistance provider finds for you may require it, whether it’s a video appointment or an in-person one.

Not sure how to make an appointment? Worried you don’t speak the native language in your destination and want a doctor who speaks your language? Don’t worry — our emergency assistance provider can schedule your appointment for you with a doctor who speaks your chosen language so you can get access to travel health care easier and faster.

Did you know?

Travel assistance services can also help while you’re getting medical care abroad. Our emergency assistance provider can arrange hospital transfers, emergency medical evacuations, prescription assistance, transfer of medical records, and more.

Step 4: Keep all medical records, reports, and receipts

One of our most important travel health care tips for when you’re sick on vacation is to save all the documents you receive from the international doctor.

Why? When you file a claim, you’ll need to submit as much documentation as you can to support your claim. We’ll need evidence of your treatment, its cost, and more.

If you have questions about this, you can ask our friendly assistance provider when booking your doctor appointment. If our emergency assistance team arranges a telehealth appointment for you, you should receive your booking confirmation and any receipts via your chosen email.

Step 5: Submit a travel insurance claim for your travel health care

If you need to — and whenever you’re feeling better — you can submit a Travelex claim for your doctor’s visit. Just don’t forget to submit it within one year of arriving home!

As a Travelex customer, you’ll usually be eligible for coverage for the cost of your medically necessary doctor’s visit. If the doctor must write you a prescription or says you must purchase medication to treat your unforeseen illness, it would be beneficial for you to submit a claim — so we can potentially cover your expenses.

When you have all your documentation together, you can file a claim online or call our claims administrator at 1-800-501-4781.

Important: Your U.S. health insurance likely won’t provide coverage for costs you incur in another country. This means our travel insurance with emergency medical and dental coverage can help keep you from worrying about unforeseen expenses. At Travelex, our claims administrator can reimburse you for unexpected doctor and hospital visits, x-rays, and more.

Our travel assistance provider can help with more than visits to the doctor

You can get our assistance provider's help 24/7 for a variety of both emergency and non-emergency issues.

Find out how we can help in other travel situations:

Add your trip in our Travel On app now!

Get 24/7 access to travel advice, real-time safety alerts, and worldwide emergency assistance when you travel with our helpful Travel On app.

Travel insurance helps with more than medical coverage

Our plans are here for you with a variety of benefits to help safeguard your vacation.

Ready to travel with our team by your side?

Get a quote quickly and easily now.

 

Japan isn’t your only option for a stunning spring getaway. Learn where and when you can experience the magic of cherry blossoms in full bloom — at home and overseas.

If you’ve ever experienced the beauty of cherry blossom season up close, you’ll know the flower’s appeal isn’t only its soft, subtle pink or white petals; it’s also because there’s a limited chance to catch them in bloom. Yes, cherry blossoms are here one moment and gone the next, which makes the opportunity to see them even more special.

Want to experience the magic of a cherry blossom festival for yourself? Here’s how to figure out when and where you can go to catch them in bloom — whether you want to stay closer to home or fly to the other side of the world.

Discover the best places to see cherry blossoms:

1. Kyoto, Japan

2. Seoul, South Korea

3. Paris, France

4. Stockholm, Sweden

5. Vancouver, Canada

6. Washington, D.C., USA

7. Sydney, Australia

1. Kyoto, Japan

Everyone knows Japan is the country to experience the wonder of cherry blossom season in person — and that includes our Travelex travelers. Between 2017 and 2023, over 11,000 of our travelers visited Japan during cherry blossom season.

So, when’s the best time to see cherry blossoms in Japan? The prime time for cherry blossom season in Japan is between March and May.

You can spot sakura (the Japanese term for cherry blossoms) in bloom all over Japan, but the historic city of Kyoto is one of the best places to visit if you only have time for one stop during cherry blossom season in Japan. Why? The former capital of Japan offers the ultimate pilgrimage for cherry blossom enthusiasts.

Kyoto boasts a mind-boggling 1,600 temples and shrines, many surrounded by cherry trees, making it a paradise for nature lovers and photographers. Kyoto's entire calendar revolves around its cherry blossom festival, known locally as Hanami.

Cherry blossom festival in Kyoto

  • When is cherry blossom season in Kyoto? The best time to see cherry blossoms in Japan is from late March to early April to catch traditional geisha and maiko in their embroidered black kimonos against the pink petals. The exact dates for cherry blossom season in Japan change slightly each year, so don’t forget to do some research before you book your trip.
  • What can I expect to see? Rather than one main festival, Kyoto celebrates through a series of Hanami parties in parks and pavilions and along rivers.
  • What local traditions can I experience? Hanami picnics where families and friends gather under the blossoms.

Where to see cherry blossoms in Kyoto

  • Maruyama Park is one of Kyoto's most popular spots for cherry blossom viewing, with weeping cherry trees and a bustling vibe.
  • Philosopher's Path offers a tranquil canal walkway lined with hundreds of cherry trees, where you can unwind in a sea of pink.
  • Arashiyama’s Togetsukyo Bridge provides a dramatic view during cherry blossom season in Japan, with the white Katsura River flowing beneath.

Kyoto's sakura season is also a great time to try various seasonal treats. You can sample traditional wagashi (Japanese sweets) and cherry blossom-flavored mochi at tea ceremonies and street vendors.

2. Seoul, South Korea

Korea's capital is full of ancient tradition while pulsing with a modern beat. Its cherry blossom season is a joyful time, and Seoul’s residents and visitors take full advantage of this natural spectacle.

Cherry blossom festival in Seoul

  • When is cherry blossom season in Seoul? Spend early to mid-April roaming around Seoul's historic palaces when cherry blossoms are in full bloom and temperatures are typically mild.
  • What can I expect to see? Concerts, parades, and lively markets in various locations across the city
  • What local traditions can I experience? Yebisu Market’s special cherry blossom festival is a foodie's paradise, with an array of street vendors and traditional Korean stalls crafting delicacies.

Where to see cherry blossoms in Seoul

  • Yeouido Park has one of the largest concentrations of cherry trees in the city and is home to the Yeouido Cherry Blossom Festival.
  • The Han River provides a unique perspective, with cherry blossoms framing the city's skyline.
  • Namsan Mountain is a simply beautiful, elevated spot to view the city and cherry blossoms.

3. Paris, France

Lately, Paris has ignited its love affair with the sakura, and tourists flock to the French capital to experience cherry blossom season in Europe.

Cherry blossom festival in Paris

  • When is cherry blossom season in Paris? Arrive between the last week of March and the first week of April to enjoy the blooms in Paris and the city’s pleasant spring weather.
  • What can I expect to see? An undercurrent of the traditional French spring cherry blossom festivals celebrated in local parks
  • What local traditions can I experience? Luxembourg Gardens' annual spring festivities include music and dance performances that add a French touch to the cherry blossom experience.

Where to see cherry blossoms in Paris

  • The Parc de Sceaux, a short train ride from central Paris, offers a pastoral setting with cherry tree-lined paths.
  • The Jardin des Plantes, especially its rose garden, is a local favorite for cherry blossom viewing away from tourists.
  • Martigues, a charming Provencal town, hosts a unique Japanese garden interlaced with French elements, creating a serene setting for Hanami.

While in Paris, don’t forget to indulge in the local pastime of flânerie — the act of strolling leisurely, taking in the beauty of the city (and its blossoms) without a strict agenda.

4. Stockholm, Sweden

The cherry blossom festival in Stockholm offers an off-the-beaten-path experience with a unique European twist — making it the perfect stop for a Europe vacation planned during blooming season.

Cherry blossom festival in Stockholm

  • When is cherry blossom season in Stockholm? Plan your visit for the second week of April to the first week of May to catch the best of the blooms and the accompanying festivities.
  • What can I expect to see? Graduation ceremonies, concerts, and traditional dance performances held under blossoming trees
  • What local traditions can I experience? Special Swedish-Japan cultural exchange events offer insight into how two distant cultures have intertwined.

Where to see cherry blossoms in Stockholm

  • Kungsträdgården is Stockholm's most famous spot for cherry blossom viewing, bustling with life and adjacent to the Royal Palace.
  • Rosendal's Garden on Djurgården Island provides a more peaceful setting, perfect for a relaxing afternoon among blossoms.

True to the Swedish spirit, don't miss the chance to combine cherry blossom viewing with a fika — a coffee break that's all about taking a pause and enjoying the moment.

5. Vancouver, Canada

Vancouver is extra special during its cherry blossom festival, as the city celebrates the intermingling of cultures. The cherry blossoms in Vancouver are a sight to behold, and the blooming trees frame the city's skyline.

Cherry blossom festival in Vancouver

  • When is cherry blossom season in Vancouver? Early April is your best bet to coincide with the festival and catch the cherry blossoms at their prime.
  • What can I expect to see? A variety of arts, music, and culinary events bringing the community together to celebrate the blossoms.
  • What local traditions can I experience? The trees are planted throughout communities in Vancouver, making it a decentralized and community-oriented festival.

Where to see cherry blossoms in Vancouver

  • Stanley Park features one of the best cherry blossom displays, with the famous Seawall offering stunning views.
  • Queen Elizabeth Park's Cherry Blossom Plaza features a serene garden with a vast array of cherry trees.
  • VanDusen Botanical Garden offers a curated experience with species from around the world, including the delicate Japanese cherry blossoms.

In addition to the floral beauty, the Vancouver Cherry Blossom Festival also includes bike rides, lectures, and haiku writing competitions.

6. Washington, D.C., USA

Want to stay closer to home for cherry blossom season? The cherry blossoms in Washington, D.C. were a gift from the Mayor of Tokyo in 1912, and they have since become a symbol of spring in the American capital. The National Cherry Blossom Festival, celebrated for nearly a century, is now a significant cultural event that’s well worth checking out if you want to experience cherry blossom season in the U.S.

Cherry blossom festival in Washington, D.C.

  • When is cherry blossom season in Washington, D.C.? Timing your visit is crucial as the blooming period can be brief. Mid to late April offers the best chance to see the trees in their characteristic full bloom.
  • What can I expect to see? Various cultural events, from a kite festival to art exhibits, and the famous Blossom Kite Festival
  • What local traditions can I experience? The Tidal Basin becomes a hub of activity as people flock to the water's edge to enjoy the blooms and participate in festival offerings.

Where to see cherry blossoms in Washington, D.C.

  • The Tidal Basin gives iconic views with the Jefferson Memorial in the background.
  • The United States National Arboretum has a more tranquil environment with a pagoda viewpoint offering excellent photo opportunities.
  • Visit the Kenwood neighborhood for a less crowded but equally picturesque display of cherry blossoms in Washington, D.C.

7. Sydney, Australia

While you’ll find cherry blossoms in most cities across Australia, Sydney is the place to be if you want to experience a cherry blossom festival.

The Auburn Botanic Gardens is the star attraction during Sydney's cherry blossom season. It boasts the largest cherry blossom garden in the Southern Hemisphere, with over 250 trees of various species.

Cherry blossom festival in Sydney

  • When is cherry blossom season in Sydney? The best time to catch the cherry blossoms in their full splendor is around the first weekend in October. However, mid-September may provide beautiful early blooms and a quieter experience.
  • What can I expect to see? Traditional music and dance with a contemporary twist at the festival, and stunning photo opportunities among scenic gardens
  • What local traditions can I experience? Sydney’s Hanami, or flower-viewing parties, where friends and family gather under blossoming trees in Auburn Botanic Gardens. The festival is a blend of tradition, with Japanese music and dance performances, and modern culture, featuring cosplay and anime showcases.

Where to see cherry blossoms in Sydney

  • Auburn Botanic Gardens is unrivaled for its sheer quantity of cherry trees.
  • The Royal Botanic Gardens is a serene alternative, with fewer crowds and a beautiful backdrop of Sydney Harbour.
  • Leura, a small town around 100 km outside of Sydney, is well worth the drive for a more laid-back cherry blossom viewing experience.

Start planning your visit to a cherry blossom festival

Whether you visit the time-honored cherry blossoms of Kyoto and Seoul or the more recent additions in Sydney and Paris, you’re bound to have a spectacular time immersing yourself in cherry blossom festivities.

Want to help protect your trip to soak in cherry blossom season?

Discover our Travelex travel insurance plans before your dream getaway. Get a quote now.

 

Planning a trip to the U.K. but don’t know when to visit, what to do, or where to stay? Our U.K. travel guide can help make your vacation planning a whole lot easier.

We’re not surprised you want to visit “Old Blighty” — a vacation in the United Kingdom (U.K.) puts you right in the center of rich history, quaint villages, beautiful landscapes, and vibrant city life.

Whether you're drawn to the timeless charm of London, the serene beauty of the Scottish Highlands, or the historic stone walls of Edinburgh, our U.K. travel guide can help inspire your trip plans and give you lots of useful information. From the top sites to see and local customs to know, to transportation options to use and tasty local dishes to try, we’re here to help you discover what to do in the U.K — and have fun while you’re there.

So, let’s jump into our U.K. travel guide so you can start planning your incredible British vacation.

“Knowing what you want to do during your trip to the United Kingdom before you start booking can help you schedule visits to tourist spots (so you don’t miss out on any sights!), help you steer clear of popular travel times if you want to (and dodge the large crowds in the process!), and help you really make every moment count.

“Plus, when you have a list of things you want to do while you’re in the United Kingdom, you’ll be able to choose the best time to visit the U.K. for your trip and gear up for local weather by choosing the right clothes to pack. After all, a little planning, budgeting, and organizing now can help ensure your getaway is as smooth as possible." 

Frank Harrison, Regional Security Director Americas at Travelex Insurance’s assistance partner, Zurich Travel Assist.

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What do I need to know about the United Kingdom?

England, Scotland, Wales, and Northern Ireland form the U.K., which has a blend of ancient charm and modern attractions. Some travelers will use “United Kingdom” and “Great Britain” (or Britain) interchangeably, but the U.K. includes Northern Ireland, while Great Britain includes England, Scotland, and Wales only.

Before you take in the Welsh valleys or English countryside, remember these important details about the United Kingdom:

Language: English is the official language across the U.K., but you may also hear Welsh in Wales and Gaelic in some areas of Scotland.

Currency: The official currency of the U.K. is the British Pound (£). (However, if you find yourself in Northern Ireland and you pop over the border to the Republic of Ireland, you’ll need to switch to a different currency, the Euro.) Although credit cards are widely accepted, it's helpful to carry some cash for smaller transactions.

Visa requirements: U.S. citizens don’t need a visa for U.K. visits that are shorter than six months. For detailed visa information, refer to the U.S. Department of State's United Kingdom travel information page.

Driving side: U.K. drivers stay on the left side of the road. This may feel odd as an American who’s used to driving on the right side of the road, so make sure you feel comfortable driving on the “wrong” side of the road if you choose to rent a car. As a visitor, you can use your U.S. driving license to drive in the U.K. for up to 12 months.

Electricity plugs and voltage: In the United Kingdom, the electrical voltage is 230 V, compared to the 120 V standard in the United States. You’ll need a Type G plug adapter to use your electronic devices in the U.K., because the sockets differ significantly from those in the U.S.

Dialing code: The international dialing code for the U.K. is +44. Dial the code first, followed by the area code and number for the person or business you’re trying to reach.

Time zones: The U.K. operates on Greenwich Mean Time (GMT). However, during daylight saving time, which is from the last Sunday in March to the last Sunday in October, it switches to British Summer Time (BST), which is GMT+1.

 

When’s the best time to visit the U.K. for my vacation?

It’s important to time your trip in the right season based on what you plan to do in the United Kingdom — whether you’re dreaming about a ski trip to Glenshee Ski Centre in Scotland or soaking up the sun at Woolacombe Beach in England.

Here’s what you need to know about the United Kingdom’s seasons, so you can choose the best time to visit the U.K. for your unique getaway:

Seasons in the United Kingdom:

High season: Summertime, from June through August, is the busiest season in the U.K., so attractions may be crowded with sightseers. It's the best time to visit the U.K. if you want a lively atmosphere and plan to visit popular beaches like Blackpool Sands, Three Cliffs Bay, and Scarista Beach.

Low season: There are fewer tourists in the winter months from November through February, which means you can have a more peaceful experience — but only if you visit after the holidays. This time of year is the perfect opportunity to explore British cities without the usual hubbub and — sometimes — you might even be able to experience it all at lower prices. But, if you plan to visit around the holidays in December and January, remember there may be a surge of tourists arriving to see the Christmas markets.

Shoulder seasons: The transitional spring months from March through May and autumn months from September through October are prime for those seeking milder climes and thinner crowds. These seasons strike a balance, allowing for tranquil exploration with the benefit of good weather and open attractions.

What to do in the U.K.: 10 best events to attend

The United Kingdom is steeped in tradition with year-round events that attract visitors from around the globe.

Here's our list of 10 must-experience yearly events in the U.K.:

1. The Cheltenham Festival (Gloucestershire, England)

One of the most well-known horse racing events, this March festival combines high adrenaline with a posh British atmosphere over a span of four days.

2. Oxford Cambridge Boat Race (London, England)

Witness a storied rivalry in April at this historic rowing competition along the Thames River, a true testament to sportsmanship and university pride.

3. The Chelsea Flower Show (London, England)

Hosted by the Royal Horticultural Society in May, this world-renowned flower show delights with cutting-edge garden designs and plant varieties.

4. Glastonbury Festival (Somerset, England)

Arguably the biggest outdoor music festival in the world, Glastonbury is a haven for music lovers in June, offering a mix of famous headliners and eclectic performances.

5. Wimbledon (London, England)

At the oldest and most prestigious tennis tournament in the world, you can watch the pros play on pristine grass courts in July.

6. The Edinburgh Festival Fringe (Edinburgh, Scotland)

The Fringe opens a creative pandemonium in August, with thousands of performers taking to stages all over Edinburgh in the world's largest arts festival.

7. The Notting Hill Carnival (London, England)

Europe's biggest street festival dazzles in August with its Caribbean vibes, colorful parades, music, and dance, creating an atmosphere of pure celebration in the streets of London.

8. Guy Fawkes Night (United Kingdom)

Also known as Bonfire Night, this November event lights up the skies across the U.K. with fireworks commemorating the historic Gunpowder Plot. For a unique experience, visit the towns of Lewes, Robertsbridge, or Hastings in Sussex, England for torchlight processions and bonfires put on by the locals.

9. The Turner Prize Exhibition (United Kingdom)

At various host cities and times of year, this contemporary art award exhibition showcases the vibrant and challenging works of today's leading artists.

10. The Hogmanay (Edinburgh, Scotland)

Bringing in the New Year with Scottish flair in December, Edinburgh's Hogmanay is a festival of music, procession, and fireworks.

What to do and see in the U.K.

From ancient stones and modern artistry to theatrical performances and festive streets, you’ll find a variety of things to do in the U.K.

Here are our top suggestions for sites to see when you visit the United Kingdom:

What to do in the U.K.: 10 culturally historic places to visit during your trip

1. The Tower of London (London, England)

Explore the rich history of England with a visit to this historic fortress and former royal palace.

2. The British Museum (London, England)

An incomparable collection of world art and artifacts, this museum is a treasure trove for history buffs.

3. Stonehenge (Wiltshire, England)

Marvel at the prehistoric mystery in the Salisbury Plain.

4. The Roman Baths (Bath, England)

Explore ancient Roman public bathing structures and learn about life during the Roman Britain era.

5. The Giant's Causeway (Bushmills, Northern Ireland)

Walk on the unique volcanic formations and discover the myth and geologic wonder.

6. Edinburgh Castle (Edinburgh, Scotland)

Dominating Scotland's capital, this castle offers panoramic views and a deep dive into Scottish history.

7. The Lake District National Park (Cumbria, England)

Its serene lakes and rolling hills make it a sanctuary for nature lovers, poets, and artists.

8. Stratford-upon-Avon (Warwickshire, England)

Visit the birthplace of William Shakespeare, the Bard of Avon.

9. The Royal Mile in Edinburgh (Edinburgh, Scotland)

Stroll through this historic street leading from Edinburgh Castle to Holyrood Palace.

10. Eryri/Snowdonia National Park (Gwynedd, Wales)

Embark on a hiking or climbing adventure, or simply enjoy the rugged Welsh landscape.

What to do in the U.K.: 10 experiences to immerse yourself in U.K. culture

1. The West End Theatre District (London, England)

Experience a world-class performance with a show at one of the famous West End theaters.

2. The Tate Modern and Tate Britain (London, England)

You’ll find contemporary and classic art in these iconic galleries.

3. Manchester's music scene (Manchester, England)

Explore the sites that gave rise to legendary bands and catch live music acts in the city's thriving venues.

4. Gastronomy in Borough Market (London, England)

Savor a variety of food from around the world at one of London's largest and oldest food markets.

5. Royal Ascot (Berkshire, England)

A top event in the racing calendar that falls in June, it’s famed for fashion as much as for the horse racing and presided over by British Royalty.

6. The Royal Edinburgh Military Tattoo (Edinburgh, Scotland)

Every August, the city comes alive with military performances and fireworks against the backdrop of Edinburgh Castle.

7. Welsh Eisteddfod (Wales)

A week-long celebration of the Welsh culture, language, music, and literature, held annually in August in a different Welsh town.

8. The British Film Institute (BFI) London Film Festival (London, England)

Join film enthusiasts in screenings of both mainstream and independent films in October.

9. The Shakespeare Festival (United Kingdom)

Engage with the work of Shakespeare at performances held across the U.K., from traditional stages to the open air.

10. The Historic Dockyards (United Kingdom)

Learn about the U.K.'s maritime heritage in cities like Portsmouth and Bristol, where ships were once built and now serve as museums.

Smiling senior couple walking on the beach in Wales, which we mention in our U.K. travel guide.

What to eat and drink in the U.K.: 5 must-try menu items

The United Kingdom's iconic food and beverage scene is packed with both local culture and international influence.

Here are our top menu items for you to try in the U.K.:

1. Fish and chips

This quintessentially British dish is a must-have for any foodie visiting the U.K. The meal comes with fried fish in crispy batter paired with golden French fries (what the U.K. calls “chips”!), and it’s often served with a side of mushy peas and tartare sauce.

2. Full English breakfast

Kick-start your day with a hearty full English breakfast. The plate is piled with bacon, sausage, eggs, baked beans, grilled tomatoes, black pudding, mushrooms, and toast.

3. Sunday roast

Sundays in the U.K. call for a classic roast. This main meal features succulent roast beef, Yorkshire pudding, roast potatoes, and an assortment of vegetables, all drenched in rich gravy.

4. Cornish pasty

Discover the flavors of Cornwall with a traditional pasty. This baked pastry has a golden crust stuffed with beef, onion, potato, and swede (rutabaga), seasoned with salt and pepper.

5. Afternoon tea

No culinary tour of the U.K. is complete without experiencing afternoon tea. Enjoy a selection of finger sandwiches, scones with clotted cream and jam, sweet pastries, and cakes, accompanied by a pot of freshly brewed tea. For those who are heading to Cornwall and Devon and love a scone, be sure to try out the "Devon method" (clotted cream first; jam second) and the "Cornish method" (jam first; clotted cream second) to discover which one you love best!

Most popular U.K. airports to fly into from the U.S.

Whether you choose the bustling cosmopolitan cities of London and Manchester, the medieval allure of Edinburgh, or the central locale of Birmingham, your journey can start smoother at any of these top-tier airports.

Here are the top U.K. airports that serve as major hubs for transatlantic flights:

Heathrow Airport (London, England): Heathrow is the most significant gateway into the U.K. With a bunch of amenities and direct flights from many U.S. cities, it’s the go-to for many transatlantic travelers seeking both convenience and connectivity.

Gatwick Airport (London, England): As London’s second-busiest airport, Gatwick offers excellent links to the south of England. With a straightforward train service to central London, it’s an efficient alternative to Heathrow.

Manchester Airport (Manchester, England): Manchester Airport is a northern England hub that offers direct flights to and from several U.S. destinations. It’s the perfect landing spot if you want to explore the North, from the Lake District to the Scottish borders.

Edinburgh Airport (Edinburgh, Scotland): If you’re looking for immediate access to the charm of Scotland, flying into Edinburgh Airport is a smart choice. This airport will give you a warm Scottish welcome and it’s only a short trip from the historic city center.

Birmingham Airport (Birmingham, England): Located in the heart of England, Birmingham Airport is a solid choice for visitors looking to experience the Midlands or venture into Wales.

How to get around in the United Kingdom: best transportation options

Getting around in the United Kingdom offers an adventure of its own, with a variety of transportation options available to suit different preferences and budgets.

Here are some details on the most popular modes of transportation in the U.K.:

Bicycling: Want to help the environment and be more active while traveling? Exploring the U.K. by bicycle lets you enjoy scenic routes and get exercise. Major cities like London, Manchester, and Edinburgh feature dedicated cycle lanes, and bike-sharing systems — like Santander Cycles in London — make it easy to hop on a bike and go.

Public transportation: Public transportation is the backbone of U.K. travel, with extensive bus and train networks connecting cities, towns, and picturesque countryside locations. Buses are an economical choice for local commutes and are also quite reliable. The famed London Underground, commonly referred to as the Tube, and London Overground are efficient ways to navigate the capital. For longer distances, the rail system offers a comfortable and scenic journey, with services like National Rail covering even remote areas.

Taxis and ride apps: If you want a more private and direct route to your destination, you can hail a traditional black cab on the streets of U.K. cities. Ride-hailing apps like Uber are convenient and cashless options, with the additional benefit of real-time tracking and fare estimates. Both taxis and ride apps are ideal for late-night travel or when carrying heavy luggage.

Where to stay in the United Kingdom: top neighborhoods for tourists

From bustling city life to tranquil green spaces, the right U.K. neighborhood for your trip awaits.

Here’s our inspiration for where to stay in the United Kingdom:

1. Kensington (London, England)

Known for its grand Victorian architecture and prestigious museums, such as the Natural History Museum and the Victoria and Albert Museum, Kensington is full of elegance and cultural richness.

2. The Royal Mile (Edinburgh, Scotland)

This historic stretch leads you from the glorious Edinburgh Castle down to Holyrood Palace, surrounded by medieval charm and Scotch Whisky Experience tours.

3. The Northern Quarter (Manchester, England)

With its indie boutiques, vibrant street art, and eclectic dining scene, the Northern Quarter is Manchester’s hippest spot, appealing to creatives and foodies alike.

4. The Georgian Quarter (Liverpool, England)

This neighborhood boasts beautiful Georgian architecture and is home to cultural staples like the Liverpool Philharmonic Hall and Everyman Theatre.

5. Clifton (Bristol, England)

Offering panoramic views of the Avon Gorge and Clifton Suspension Bridge, Clifton is an affluent suburb with green spaces, stylish boutiques, and quaint cafes.

6. Brindleyplace (Birmingham, England)

Modern and sleek, Brindleyplace provides an array of restaurants, bars, and galleries, alongside peaceful canal walks. It's also near the National Sea Life Centre and the Arena Birmingham.

7. The Lanes (Brighton, England)

This maze of narrow streets offers everything from vintage clothing shops to seafood restaurants, showcasing the bohemian spirit of Brighton.

8. The Baltic Triangle (Liverpool, England)

A trendy, rejuvenated area known for contemporary art spaces, live music venues, and street food markets, it’s a hub for Liverpool’s creative scene.

9. Belfast (Belfast, Northern Ireland)

Belfast, the capital city of Northern Ireland, boasts a vibrant history and culture that attracts visitors from around the globe. It's home to the Titanic Belfast Museum, an iconic tribute to the city's maritime heritage where the famous RMS Titanic was built.

10. Merchant City (Glasgow, Scotland)

Merchant City is the heart of Glasgow’s cultural, fashion, and food scenes, with a historical backdrop that serves as a reminder of the city’s rich mercantile past.

Multigenerational family fishing in the U.K. lake district, which we mention in our U.K. travel guide.

What do I need to travel to the United Kingdom? Your U.K. packing list

Wondering what to pack for your getaway to the U.K.? To navigate the United Kingdom's unpredictable weather and stay comfortable throughout your travels, here are some must-pack items:

Layered apparel

Dress in layers with versatile pieces like t-shirts, long-sleeve shirts, sweaters, and a lightweight, waterproof jacket.

All-purpose footwear

Comfortable walking shoes are a must, and for those wetter days, consider packing waterproof boots.

Accessories

Pack a foldable umbrella, scarves, and a warm hat to adjust to sudden weather changes.

Power adapter

Remember the U.K. uses Type G sockets, so an adapter is necessary to charge your American devices.

Portable charger

Stay powered up on the go, ensuring your smartphone and camera are ready to capture every moment.

Travel-sized essentials

Pack your travel-sized toiletries, keeping in mind the liquid restrictions for carry-on luggage. You can bring a quart-sized bag containing 3.4-ounce containers of liquids on the airplane.

Prescription medications

Ensure you have an adequate supply of any prescription medications, accompanied by the prescription itself, for ease through customs.

Passport

An obvious essential, but always double-check the expiration date as you’ll need at least six months validity on your passport to enter the U.K.

Credit cards and pound sterling

While many places accept credit cards, having some local currency on hand for small purchases is advisable.

Travel guide

While digital resources are great, a physical travel guide can be a reliable source when Wi-Fi is unavailable.

Reusable water bottle

Stay hydrated while reducing plastic waste as you explore.

Travel insurance

Help protect your trip from unexpected costs that come up from lost baggage, delayed flights, and more with travel insurance for United Kingdom vacations.

Two women smiling and sitting on rocks in Scotland, which we mention in our U.K. travel guide.

Public holidays to keep in mind when planning your U.K. trip

When you travel from the U.S. to the U.K., being aware of public holidays, or "bank holidays" as they're locally known, can be helpful. These days can affect opening hours of shops, tourist attractions, and public transportation schedules.

Here are some significant U.K. public holidays to mark on your calendar:

New Year's Day: January 1

Like in the U.S., the New Year is celebrated enthusiastically across the U.K. Expect some festivities to carry on from New Year's Eve and look out for reduced transportation services.

Good Friday and Easter Monday: March or April

This four-day weekend is a time when many Brits travel or visit family, potentially making certain destinations busier than usual.

Early May Bank Holiday: first Monday in May

This holiday marks the beginning of spring, and you'll find numerous local festivals and events. It's an excellent opportunity to experience British culture and community spirit.

Spring Bank Holiday: last Monday in May

Originally known as Whitsun, Spring Bank Holiday activities may include agricultural shows and cultural festivals. It's another vibrant time for local celebrations.

Summer Bank Holiday: last Monday in August

The end of August sees another long weekend, with this holiday giving workers a last chance to enjoy summer.

Christmas Day and Boxing Day: December 25 and 26

The U.K. is particularly charming during the Christmas season with numerous festive markets, events, and, of course, the traditional Christmas Day lunch. The following day, Boxing Day, is also a public holiday with popular sporting events and the start of the post-Christmas sales.

Want to protect your United Kingdom vacation?

Our travel insurance plans and award-winning customer service can help. Get a quote now.

 

Want to explore Europe? Before you book your trip, check out our Europe travel guide to help you decide when to visit, what to do, where to stay, and more.

It’s easy to see why so many Americans love going on European adventures: You can easily visit multiple countries in one vacation, experiencing a variety of cultures, languages, and landscapes along the way. From the romantic waterways of Venice and historic sites of Athens to the majestic mountains of Switzerland and vibrant nightlife in Barcelona, Europe has something for everyone.

If you're planning your vacation, our Europe travel guide can help. It’s got all the essentials you’ll need to plan your getaway, including where to stay in Europe, the best time to visit Europe, and even what to pack for your trip. So, let’s dive in!

“To make the most of your European adventure, thorough planning is essential. With a well-thought-out plan, you can understand local customs and be more prepared for practical details like visas and currency. So, don't wing it, plan it!”

Frank Harrison, Regional Security Director Americas at Travelex Insurance’s assistance partner, Zurich Travel Assist.

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What to know about Europe before you go

Europe has incredible landmarks and picturesque views awaiting every traveler; but before you head off on vacation, keep these details about Europe in mind:

Language: There are over 200 languages spoken across the continent. Although English is widely understood in many parts, it's always helpful to learn a few phrases in the local language of the countries you'll be visiting.

Currency: The Euro is the most common currency used throughout Europe. However, remember that some areas, like the United Kingdom and Switzerland, use their own currencies (the Pound Sterling and Swiss Franc respectively). Be sure to research the currencies for the countries you intend to visit before leaving on your European vacation.

Visa requirements: American travelers can visit countries in the Schengen Area for up to 90 days without a visa. For longer stays, or if you're planning to work or study, you'll need to apply for a visa. You can find more information on the U.S. Department of State website.

Driving side: In most European countries, people drive on the right side of the road. However, in the United Kingdom and Ireland, vehicles drive on the left.

Electric plugs and voltage: Europe generally uses Types C, E, or F plugs with two round pins, and the standard voltage is 220-240V. But the United Kingdom and Northern Ireland use Type G plugs. So, it's a good idea to carry a universal adapter to ensure your U.S. devices can be charged.

Dialing code: Each European country has its own dialing code. For example, the code for the United Kingdom is +44, while France's is +33. You can search your destination’s dialing code and calling instructions here.

Time zones: Europe spans four main time zones, from GMT (Greenwich Mean Time) in countries like the United Kingdom and Ireland, to GMT+3 in countries such as Finland and Greece. It’s a good idea to look up your destination’s time zone before leaving and adjust all your clocks when you arrive.

 

 

When’s the best time to visit Europe?

The ideal time of year for a European vacation depends on what you want to do and see during your getaway.

Here’s what you need to know about Europe’s travel seasons to help you decide on the best time to visit Europe for your trip:

Seasons in Europe:

High season: June through August is the peak tourist period in Europe, but with nice weather comes crowds and higher prices! Summertime offers sunny beaches and vibrant festivals, which is why it’s a much-loved destination during this time.

Low season: From November through March, you’ll find fewer tourists and lower prices, but chillier weather. Christmas markets and skiing can be a highlight for tourists visiting during this time, with Europe's winter wonderland offering its own charm.

Shoulder seasons: April through May and September through October are the sweet spots with moderate weather and smaller crowds. The shoulder seasons are an ideal time to see Europe's beauty unfold in spring blossoms or autumn colors.

What to do in Europe: 10 best events to attend

If you want to immerse yourself in the culture of European countries and make memories that last a lifetime, each of these events is deeply rooted in local traditions.

Here are 10 annual events in Europe that you might enjoy:

1. Carnival of Venice (Venice, Italy)

Typically celebrated in February, this event is known for its stunning masks and elaborate costumes.

2. St. Patrick’s Day (Dublin, Ireland)

On March 17th, the Irish capital comes alive with parades, music, and plenty of green to celebrate Ireland's patron saint.

3. International Kite Festival (Berck-sur-Mer, France)

If you find yourself in France in April, don't miss this colorful spectacle, where the sky is filled with kites of all shapes and sizes.

4. Fiesta de San Isidro (Madrid, Spain)

Every May, Madrid comes alive with traditional music, dance, and colorful parades to honor the city's patron saint, San Isidro.

5. Cannes Film Festival (Cannes, France)

A prestigious event that showcases the best in international cinema, drawing celebrities and film enthusiasts to the French Riviera in May each year.

6. Il Palio (Siena, Italy)

This thrilling horse race, held in July and August, involves 10 riders competing around the town square.

7. Keukenhof Tulip Festival (Amsterdam, Netherlands)

Renowned globally for its breathtaking displays of tulips spread across extensive gardens, this vibrant event from March through May attracts visitors from all over the world.

8. La Tomatina (Bunol, Spain)

Held on the last Wednesday of August, this world-famous tomato-throwing festival is a delightful, messy celebration of tomatoes!

9. Oktoberfest (Munich, Germany)

The last two weeks of September and beginning of October mark the world's largest beer festival. Enjoy traditional Bavarian music, food, and, of course, local beer!

10. Festival of Lights (Lyon, France)

In early December, Lyon transforms into a wonderland of light installations, creating a magical atmosphere.

What to do and see in Europe

Europe is packed with jaw-dropping sites that blend ancient history and modern culture, so you may not be sure where to begin when you create your “what to do in Europe” bucket list.

Here, we’ve put together our top places to visit to help you fully absorb Europe’s incredible culture.

What to do in Europe: 10 places to visit during your trip

1. Eiffel Tower (Paris, France)

A symbol of love and iconic architecture that illuminates with twinkling lights at night.

2. Colosseum (Rome, Italy)

This ancient amphitheater is a testament to the grandeur of the Roman Empire.

3. Acropolis (Athens, Greece)

Step into the pages of history at this ancient citadel perched high above the capital city.

4. Sagrada Familia (Barcelona, Spain)

This is Gaudi's unfinished masterpiece that continues to captivate visitors.

5. Louvre Museum (Paris, France)

Home to thousands of artworks, including the “Mona Lisa”.

6. Neuschwanstein Castle (Bavaria, Germany)

A fairy-tale castle amidst the lush German mountains.

7. St. Peter's Basilica (Vatican City, Rome)

An awe-inspiring structure, the focal point of the Vatican.

8. Stonehenge (Wiltshire, U.K.)

A prehistoric monument shrouded in mystery and allure.

9. Amsterdam Canals (Amsterdam, Netherlands)

Explore the city's waterways by boat for a unique perspective.

10. Matterhorn (Zermatt, Switzerland)

A must-see for nature enthusiasts, this Alpine wonder is a sight to behold.

What to do in Europe: 10 cultural highlights

1. Gondola rides (Venice, Italy)

Enjoy a timeless and tranquil way to experience the iconic waterways of this enchanting city, gliding past centuries-old architecture and under historic bridges.

2. Flamenco Dancing (Seville, Spain)

This passionate dance is the heart and soul of Spanish culture.

3. Vienna Opera House (Vienna, Austria)

Catch a performance in Austria at one of the oldest opera houses in the world.

4. Vatican Museums (Vatican City, Rome)

Home to an extensive collection of art and historical pieces.

5. Guinness Storehouse (Dublin, Ireland)

Experience the process of brewing the famous Irish stout.

6. Montmartre (Paris, France)

This artistic hub was home to world-renowned artists like Pablo Picasso.

7. Hofbräuhaus (Munich, Germany)

Visit this historic beer hall and partake in traditional Bavarian lifestyle.

8. Rijksmuseum (Amsterdam, Netherlands)

Explore Dutch art and history from the Middle Ages to the present day.

9. Basilica Cistern (Istanbul, Turkey)

Marvel at the grandest of several hundred ancient underwater reservoirs beneath the city.

10. Amalienborg Palace (Copenhagen, Denmark)

Relish the art and architecture at this royal residence comprising four identical rococo palaces.

Read our Europe travel guide before you see views like this one of the Eiffel Tower in Paris.

What to eat and drink in Europe: 5 must-try menu items

As a melting pot of cultures, Europe offers a culinary journey that's just as diverse as its history and landscapes. From hearty traditional dishes to the exotic flavors of contemporary cuisine, each country has a unique gastronomic delight.

Let's unwrap our top five must-try foods and drinks that Europe has to offer:

1. Pizza in Naples, Italy

Naples is the birthplace of pizza, and its traditional Neapolitan pizza is an absolute must-try. With its thin, soft, and chewy crust and a simple yet flavorful topping of tomatoes, mozzarella, and basil leaves, it's unlike any pizza you’ve had back home.

2. Croissant in Paris, France

Start your day in Paris with a flaky, buttery croissant from a local bakery. This quintessential French pastry, paired with a cup of café au lait, is what Parisian breakfast dreams are made of.

3. Paella in Valencia, Spain

Head to Spain's southeastern coast to try Valencia's world-renowned paella. This delectable dish is a delicious medley of saffron-infused rice, meats, beans, and a variety of vegetables.

4. Bratwurst in Berlin, Germany

These grilled sausages come in many regional variations and are a staple at German markets and beer gardens.

5. Belgian beer in Brussels, Belgium

Belgium has more individual styles of beer than any other country in the world, making it a beer lover's paradise. In Brussels, you can sample anything from fruity lambics to potent Trappist brews.

Most popular European airports to fly into from the U.S.

When planning your trip to Europe, choosing the right airport to fly into can make a world of difference in your travel experience.

Here are five excellent European airports that offer direct flights from the U.S., renowned for their efficiency, amenities, and connectivity:

Fiumicino “Leonardo da Vinci” International Airport (Rome, Italy): As the largest airport in Italy, Fiumicino offers direct flights from various U.S. cities and is only about 30 minutes by train from Rome’s city center. Plus, you can find connecting flights to other Italian cities or European destinations.

Charles de Gaulle Airport (Paris, France): Also known as Roissy Airport, Charles de Gaulle is the largest airport in France and a popular entry point for U.S. travelers. Its proximity to Paris and high-speed rail connections to other major European cities make it a convenient choice.

Frankfurt Airport (Frankfurt, Germany): As the busiest airport in Germany, Frankfurt Airport offers an extensive network of flights to U.S. cities. Its modern amenities, quality lounges, and efficient rail connections to other German cities add to its appeal.

Amsterdam Airport Schiphol (Amsterdam, Netherlands): Schiphol's strategic location, top-notch passenger amenities, and expansive network of direct flights to U.S. cities make it an attractive gateway to Europe. It also boasts excellent rail connections to many European towns and cities.

Barajas Airport (Madrid, Spain): Barajas, officially known as Adolfo Suárez Madrid–Barajas Airport, offers direct flights from several U.S. cities. It's well connected to Madrid's city center by metro, and its vibrant array of shops and restaurants makes layovers more enjoyable.

How to get around in Europe: best transportation options

Once you've landed in Europe, the real adventure begins! The continent's extensive and efficient transportation network offers a variety of ways to explore.

Here are different ways to travel through Europe that each offer a different pace, budget, and travel style:

Bicycling: Europe is incredibly bicycle-friendly, with many cities having dedicated bike lanes and rental services. Bicycling is not only a cost-effective and eco-friendly way to get around but also allows you to take in the sights at your leisure. Cities like Amsterdam and Copenhagen are famous for their bike culture, but you'll find opportunities to pedal your way across many other European locales as well.

Public transportation: Europe's public transportation is second to none. Buses and trains are an affordable and reliable way to navigate cities and countries. From the Paris Métro to Switzerland's scenic train routes, public transportation offers an authentic local experience. Plus, many cities offer day or week passes, making unlimited travel more affordable. For cross-country journeys, consider the Eurail pass, which offers flexible train travel across 33 European countries.

Taxis and ride apps: Taxis are abundant across Europe and can be a convenient option for shorter distances or when you're laden with shopping bags. Remember, it's common practice in Europe to hail a taxi from a designated taxi stand rather than flagging one down on the street. In addition to traditional taxis, ride-hailing apps like Uber, Bolt, and FreeNow are widely used in many European cities, making it easy to get a ride right at your doorstep.

Where to stay in Europe: top neighborhoods for tourists

These neighborhoods offer a unique lens through which you can experience the genuine culture and essence of their respective cities.

Here are some places you can call home during your European adventure:

1. Le Marais (Paris, France)

This historic district is a blend of old-world charm and hip trendiness. With its narrow, winding streets, exquisite squares, and a variety of stylish boutiques and eateries, Le Marais has a unique character that's both inviting and enchanting.

2. Trastevere (Rome, Italy)

Known for its bohemian vibe, Trastevere is an enchanting neighborhood with winding cobblestone streets, vibrant markets, and charming eateries serving authentic Italian cuisine.

3. El Born (Barcelona, Spain)

This trendy neighborhood is a hotbed of culture, full of narrow medieval streets, distinctive boutiques, and exceptional bars and restaurants. El Born's vibrant nightlife scene is a magnet for the fun-loving crowd.

4. Alfama (Lisbon, Portugal)

Alfama, one of Lisbon's oldest districts, offers a true taste of local culture with its narrow lanes, historic buildings, and famous Fado music bars. The area in Portugal is best explored on foot — or via one of Lisbon's iconic yellow trams.

5. Prenzlauer Berg (Berlin, Germany)

Prenzlauer Berg is an incredibly diverse neighborhood brimming with trendy shops, quaint cafes, and a plethora of nightlife options.

6. Grachtengordel (Amsterdam, Netherlands)

This UNESCO-listed canal district oozes charm with its 17th-century architecture, chic boutiques, and cozy cafes. Grachtengordel is an ideal base for exploring Amsterdam's numerous cultural offerings.

7. Plaka (Athens, Greece)

Plaka, Athens' old historical neighborhood, is a maze of narrow streets nestled at the foot of the Acropolis. The area, with its neoclassical architecture and traditional tavernas, is perfect for experiencing Greek culture.

8. Södermalm (Stockholm, Sweden)

Known for its creative spirit, Södermalm is home to an array of indie boutiques, art galleries, and vintage shops. The neighborhood also boasts some of Stockholm's best views.

9. Malá Strana (Prague, Czech Republic)

This historic district is filled with Baroque architecture, charming gardens, and stunning views from the Prague Castle. Malá Strana is a fairy-tale neighborhood that transports you back in time.

10. Kazimierz (Krakow, Poland)

Once the center of Jewish life in Krakow, Kazimierz is now a bustling district filled with historic sites, trendy cafes, and vibrant nightlife. It's a neighborhood where traditional meets modern.

Read our Europe travel guide before you see views like this one of Hallstatt, Austria with water and mountains.

What do I need to travel to Europe? Your Europe packing list

Remember, the key to successful packing is to prioritize essentials, be versatile, and remember less is more.

Here, we unpack some must-have items for your European getaway.

Travel adapter

European countries use different types of plugs and sockets than we do in the U.S., so don't leave home without a universal travel adapter. This handy device will ensure all your electronics stay charged and ready to use.

Comfortable walking shoes

Europe's historic cobblestone streets can be a challenge for tender feet, so pack a pair of comfortable walking shoes. Whether you’re exploring the ancient ruins of Rome or strolling through the Louvre, you'll appreciate a solid pair of shoes that can go the distance.

Packable rain jacket

The weather in Europe can be unpredictable, so it's always a smart move to pack a lightweight, packable rain jacket. Not only can it keep you dry during unexpected showers, but it can also serve as a windbreaker on breezy days.

Copies of travel documents

Never underestimate the importance of having hard copies of your travel documents. Keep a set of photocopies of your passport, driver’s license, and itinerary in your luggage. It's a simple step that can save a lot of hassle if original documents are lost or stolen.

Travel-size toiletries

Remember, in the U.S. we're used to the 3-1-1 liquids rule, which says you can bring containers holding up to 3.4 ounces of liquid each in one clear plastic bag on an airplane. But because many European airlines have their own baggage policies, you can avoid issues by packing travel-size toiletries that meet airline regulations.

Snacks

While Europe is famed for its cuisine, having some familiar snacks from home can tide you over during long travel days or unexpected delays. Plus, it might save you from late-night hotel mini-bar prices.

Travel insurance

One of the best items to pack before you leave for Europe is travel insurance. When you set out on the adventures you've planned with inspiration from our Europe travel guide, our travel insurance plans can help you travel confidently knowing you have financial support and 24/7 travel assistance. Don’t forget to bring along our Travel On app, so you can get real-time security alerts, destination information, and more!

Read our Europe travel guide before you see views like this one of San Gimignano, Tuscany with homes and green hills.

Public holidays to keep in mind when planning your Europe trip

When planning your European adventures, it's important to be aware of the public holidays celebrated in your destination countries. These dates can affect everything from tourist attractions' operating hours to the availability of public transportation.

Keep in mind, these are just a few of the continent-wide holidays. Individual countries have their own set of public holidays that might impact your travel plans, so it's always a good idea to check the specific dates for holidays in the countries you're visiting.

Here is our list of public holidays in Europe that can give you a unique glimpse into local cultures and traditions:

New Year's Day: January 1

Just like in the U.S., New Year's Day is celebrated across Europe, with many businesses and attractions closing their doors to ring in the new year.

Easter: March or April

Easter is a major holiday in many European countries, with Good Friday, Easter Sunday, and Easter Monday often observed as public holidays. Be sure to check local customs as some towns hold processions, parades, or other unique celebrations.

King’s Day: April 27

The vibrance of King’s Day transforms the streets of Amsterdam into a sea of orange as the Dutch joyfully celebrate their monarch's birthday.

Labor Day: May 1

Known as May Day in Europe, this is a public holiday in many countries. As a day to honor workers, expect rallies and parades, particularly in major cities.

Duke’s Day: June 23

Known as "Fête Nationale" by locals, Duke’s Day ushers in a wave of celebration across Luxembourg to mark the occasion of the Grand Duke's official birthday with a blend of tradition and festive spirit.

Bastille Day: July 14

If you're in France, remember Bastille Day — a national holiday commemorating the start of the French Revolution. The festivities include parades, fireworks, and parties.

Assumption of Mary: August 15

In many Catholic countries in Europe, this day is observed as a public holiday. Note that many businesses may close.

All Saints' Day: November 1

In several European countries, this is a day to honor the saints. Many people will visit cemeteries to remember their loved ones.

Christmas Day and Boxing Day: December 25 and 26

Just like in the U.S., Christmas is widely celebrated across Europe. In addition, many countries also observe Boxing Day on December 26. Expect closures and revised schedules during this period.

Ready to start planning your trip to Europe?

See how our Travelex travel insurance plans can help protect your European vacation.

 

If something goes wrong during your trip, you’ll want to make things right — and fast. When filing a claim, use our travel insurance claim tips to avoid making common submission mistakes. If you do, you could help speed up the claim submission process — and maybe even prevent a rejected claim.

Get our expert travel insurance claim tips for a smoother claim submission process

Vacations are a great opportunity for relaxation and rejuvenation, affording us precious time to spend with loved ones, explore new places, and indulge in hobbies or activities that we love.

But sometimes it doesn’t matter how well you plan a trip; something can still go wrong. From bags that don’t arrive at your destination to a slippery surface that causes you to fall and break a bone, the unexpected can happen at any time during a vacation — and to anyone.

Thankfully, if you’ve packed travel insurance, you won’t have to deal with unexpected hiccups on your own. If you’re traveling with one of our Travelex plans, you can submit a claim easily online whenever and wherever something unexpected occurs.

To help ensure filing a claim is as smooth as possible for you, we’re sharing the biggest claim submission mistakes our claims administrator sees from our customers — and our travel insurance claims tips to help you avoid them, too.

Common mistakes people make when submitting a travel insurance claim:

1. Submitting inadequate or missing supporting documents

2. Claiming under the wrong policy benefit or leaving a benefit out

3. Forgetting to provide bank details

4. Leaving the claim submission incomplete

5. Attaching unreadable documents

6. Not signing a printed or PDF claim form

7. Submitting a claim without proper explanation

8. Listing the same claim expense multiple times on the claim form

9. Forgetting to sign medical forms

10. Sharing supporting documentation via incorrect formats

10 claim submission mistakes that can lead to rejected claims

Mistake #1: Inadequate or missing supporting documents

The top claim submission error that our claims administrator sees is a lack of necessary required documentation. Proof of loss in general is often not provided, such as verification of a flight delay from the airline. Travelers also often forget to include their original itinerary and receipts. This is important information to share, because our claims administrator need to know what was originally booked to then see what changed.

When it’s time to file a claim, it’s important to include all the supporting documents you’re asked for, such as:

  • Receipts and itemized bills for travel expenses
  • Documentation of any refunds or expense allowances from your tour operator, airline, travel agency, etc.
  • Medical certificates and receipts
  • Police or airline reports associated with the claim, such as lost, damaged, or stolen luggage or personal belongings

The documentation you need to include with your Travelex claim depends on the type of claim you’re submitting. Make sure to save all your receipts, reports, and travel records, because they help support your claim and lessen the likelihood of a rejected claim.

Our travel insurance claim tip: Be sure to include all documents relevant to what you’re claiming for. Providing complete documentation from the start of your claim submission process can result in faster reimbursement.

We recommend keeping your travel insurance policy information easily accessible while you’re traveling so if something goes wrong, you can easily refer to your policy and collect the documentation you need along the way.

Want to know the best way to keep your policy handy? Download our Travel On app, which not only shows you your travel insurance coverage, but it also sends you real-time safety alerts, lists destination risk ratings, and more.

Mistake #2: Claiming under the wrong policy benefit or leaving a benefit out

One of the most common mistakes is selecting the wrong policy benefit that applies to your claim. If you don’t choose the right benefit type during the claim submission process, the online portal could ask for the wrong information and supporting documents, which can delay claim processing.

Another mistake with policy benefits is failing to include all losses in the claim from the start. For example, if you’re claiming under travel delay and trip interruption, you’ll need to include both benefits in your claim. Sometimes, our travelers file under only one benefit. Then, when they receive payment for one benefit and ask about their other expenses, they have to open a second claim. Telling us all your losses at the time you open the claim saves time and can ensure a quicker settlement, if it’s a payable claim.

Our travel insurance claim tip: Read more about our benefits to understand which benefit you should file your claim under before starting the process. If you’re not sure which benefit is the right one, give our claims administrator a call at 1-800-501-4781 so they can help.

Mistake #3: Forgetting to provide bank details

It’s an easy part to overlook, but if your bank details are missing or incomplete, our claims administrator can’t settle your claim — or send you your money!

Our travel insurance claim tip: Double check that you’ve provided your full routing and account numbers — along with the account name — so our claims administrator can reimburse you for any approved claims without delay.

Mistake #4: Leaving the claim submission incomplete

Sometimes, our customers don’t have all the required documentation on hand when they start the online claim submission process. But it’s important to understand that choosing to provide documents later will put the claim on hold indefinitely until more information is provided.

Our travel insurance claim tip: If possible, gather all the required supporting documents before creating your claim so it’s ready for review upon submission. If you don’t want to wait, opt to provide documents later only if you'll remember to complete the process.

Mistake #5: Attaching unreadable documents

When you attach documents to your claim, make sure they’re clear and legible. The best way to ensure you send readable attachments is to use a scanner for physical documents. Taking photos of a document with a smartphone instead of scanning it often results in unreadable documents. If our claims administrator has to reach out to you to request legible documents, your claim submission process time will be extended.

Our travel insurance claim tip: If scanning isn’t an option for you, contact our claims administrator and ask for a fillable PDF claim form rather than taking photos with your phone. If you do choose to take photos, make sure the camera is focused on the document text and there’s sufficient lighting. Before submitting the photos for review, check that the text is legible.

Mistake #6: Not signing a claim form that you send to us

Forgetting to sign a printed or PDF claim form before you mail or email it to us is an easy mistake to make, but your signature is essential in processing your claim.

Our travel insurance claim tip: If you’re submitting your claim via mail or email, always double check your claim form is properly completed before submitting. The signature space on a downloaded claim form must always be completed or our claim administrator can’t proceed with the claim review.

Note: This doesn’t apply to claims submitted online.

Mistake #7: Submitting a claim without proper explanation

Our claims administrator needs to know why you’re making a claim, and not including a sufficient explanation can slow the process.

Our travel insurance claim tip: Even if you think the reason for your claim is obvious, include a short explanation of the claim events so our claims administrator can properly assess your unique situation. It doesn’t need to be an essay; a few sentences should be enough in most cases. For more complex travel situations or incidents, consider using a cover letter to provide adequate context.

If you don’t have receipts or can't include a document our claims administrator asks for, it’s helpful to provide as much information as you can — including why you don’t have the required documentation — so our claims administrator can consider this when assessing your claim.

Mistake #8: Listing the same claim expense multiple times on the claim form

When filing a claim, you can only claim your travel expenses once under the relevant benefit type listed in the policy. If you list the same expenses on the claim form multiple times under different policy benefit sections, you could end up slowing your claim submission process.

Our travel insurance claim tip: Make sure you only list each expense you wish to claim once and place it under the relevant policy benefit. For example, the expenses related to a lost suitcase should be filed under the baggage and personal effects benefit. If you’re unsure which policy benefit is correct for your expense, please call our claims administrator — they’re always happy to help.

Mistake #9: Forgetting to sign medical forms

Encountering medical issues or illness while traveling can be stressful, and the last thing you want to think about is paperwork. But failing to sign any relevant medical forms means our claims administrator can’t contact your doctors for further information, which can delay your claim.

Our travel insurance claim tip: Before submitting your medical claim, make sure the traveler involved in the claim signs the medical certificate’s authority section. This signature authorizes our claims administrator to request medical information from the traveler’s doctor if required, helping to keep the claim submission process moving along smoothly.

Mistake #10: Sharing supporting documentation via incorrect formats

Providing supporting documentation in a file format that our claims administrator can’t open or via a file sharing service like Dropbox or Google Drive can make it impossible for our claims administrator to access your documents, causing delays in processing.

Our travel insurance claim tip: Attach your documents in supported formats: PDF, Word, or image file formats like .JPEG. Avoid sharing documents via systems like Dropbox or Google Drive, because our claims administrator may not be able to open them since they often conflict with our internal IT security.

Ready to start the claim submission process?

When our claims administrator assesses your travel insurance claim, it’s like completing a puzzle — and all required pieces are needed to complete the process and issue payment. If you’re thorough, provide a clear explanation of what happened, and provide all supporting documentation, our claims administrator can put the puzzle together quickly to hopefully resolve the claim.

Did you know our online claims portal makes it easy to submit your claim while traveling? But don’t worry if you’re already back home and want to start the claim: you can still submit a claim within 60 days of the return date shown on your Travelex description of coverage.

Want more travel insurance claim tips or information? Read how to file a claim or call our helpful claims administrator at 1-855-205-6054.

Ready to get a travel insurance quote? Get a quote online now.

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