Travel insurance for your Japan journey

During your travel planning, it’s suggested that you regularly check the U.S. Department of State on its travel advisories website. Travel alerts that may affect your travel insurance policy can be found on Travelex’s website.

Plus, as a Travelex policyholder, you get exclusive access to the Travelex Travel On app, which can alert you to real-time security alerts while you’re in Japan.

Japan is in a seismically active part of the world, which means there is a constant high risk of earthquakes and other natural disasters occurring. Natural disasters can disrupt your travel plans, cancel flights, make roads impassable, and pose a threat to your safety. This is why it’s so important to get travel insurance for Japan that includes trip cancellation and coverage of emergency medical expenses. 

Travel insurance may help prevent out-of-pocket costs if a weather event cancels your trip before you depart or affects your travel while abroad. If you are impacted by a natural disaster while in Japan, the Travelex team can offer 24/7 assistance.  

While you might be joining an organized tour, it’s still important to consider travel insurance for Japan. In fact, most tour companies require proof of travel insurance before departure to join the tour.

Not only can the right coverage help protect you in case you or a travel companion gets sick or injured while away, but travel insurance can also provide coverage for unforeseen events such as travel delays, lost luggage, and even non-refundable tours that get canceled due to a covered reason. 

Japan has an extensive network of public transportation that makes traveling around the country efficient and relatively inexpensive. However, if you are planning to drive a rental car while abroad, travel insurance can boost protection in the case of an incident that results in damage to the rental vehicle.   

When you’re behind the wheel and experience a collision, vandalism, theft, or weather events, including a windstorm, fire, hail, or flood, rental car coverage through travel insurance can assist. You can include Car Rental Collision Coverage with Travelex’s Travel Select and Travel Basic plans as an optional upgrade.  

Taking time off this winter to ride down Japan’s snowy slopes? Travelex can provide travel insurance coverage for sporting equipment delays, emergency medical bills, adventure sports, and more to help protect you and your upcoming ski or snowboard trip investment. If injuries or icy conditions interrupt your travel plans, Travelex travel insurance is designed to provide 24/7 medical assistance and coverage for additional costs in the event your trip is delayed or canceled.  

Japan is a hotspot for adventure activities, such as hiking to the summit of Mount Fuji, bungee jumping at the Ryujin Big Suspension Bridge, or scuba diving shipwrecks in Okinawa. It’s important to check that you have the right coverage for all the adventure activities you want to try in Japan.

Here’s the best part: Travelex’s Travel Select and Travel Basic plans come with coverage for certain activities like skiing, canyoning, river rafting, horseback riding, and hiking. If you plan on engaging in extreme sports or adventures that are not included in these two plans – such as bungee jumping, scuba diving deeper than 60 feet, or hang gliding– you may want to look into the adventure sports upgrade, which can be added to the Travel Select plan.

Still wondering about adventures sports coverage? You can look over your policy wording or speak to a Travelex representative to make sure your policy provides coverage for your planned adventure activities before you purchase travel insurance.

If you have a known pre-existing medical condition, you might be concerned about how it could affect your travel to Japan. Travelex’s travel insurance for Japan can provide coverage for pre-existing medical conditions on the Travel Select provided that all the following listed conditions are fulfilled: 

• The Travel Select travel insurance policy is purchased within the “early purchase window” (within 15 days of first trip payment); 

• The amount of coverage purchased equals all prepaid nonrefundable payments or deposits applicable to the trip at the time of purchase; 

• The costs of any subsequent arrangements added to the same trip are insured within the timeframe in the early purchase window; and 

• All insureds are medically able to travel when the policy is purchased. 

Trip cancellation and trip interruption coverage under the pre-existing medical condition exclusion waiver will be limited to 100% of insured trip cost, up to a maximum of $50,000. 

Life is full of surprises and that includes the time leading up to your vacation to Japan.

If you're in the process of planning a trip but uncertainty looms, the cancel for any reason upgrade from Travelex might be a valuable addition to your travel insurance policy. This benefit, which is only available with the Travel Select plan, allows you to cancel your trip for any reason up to 48 hours before your departure. Should you decide to cancel, Travelex can refund up to 75% of your insured trip costs (up to $7,500).

To be eligible for reimbursement with this optional upgrade, you will need to insure all non-refundable trip costs (up to a maximum of $10,000) with your policy at the time of purchase and your trip length must be 30 days or less. Additionally, the Cancel For Any Reason upgrade must be purchased with your initial plan and within 15 days of the initial payment made for your trip.

If your next journey involves visiting several states or countries, your main destination should be the one where you anticipate spending the most time. 

For instance, if you plan a vacation where you will visit Japan for a week but stopover in South Korea for two days, you should list Japan as your destination. You will still have coverage for the entirety of your trip, as long as you are not traveling to a sanctioned destination that Travelex does not offer coverage for.  

While many credit cards do provide travel insurance coverage, these plans often come with lower benefits limits and require certain conditions to be met for the coverage to kick in. Opting for comprehensive travel insurance from a dedicated provider like Travelex can offer more extensive benefits, including potential coverage for pre-existing medical conditions.