We have coverage for every traveler — and every trip. Explore all the types of travel insurance we have for different trips.
What type of travel insurance coverageare you looking for?
All-inclusive
Coverage for bundled getaways with upfront costs and simpler planning.
Enjoy easier travelVacation rental
Coverage for travelers booking Airbnb, VRBO, and private stays.
Feel at home on vacationUseful tips and trip ideasfor all types of travel insurance

Need to calculate your trip cost?
Here’s our easy-to-follow guide to help you figure out what to include — and what you can leave out.

Is this your new favorite travel app?
Our Travel On app offers more than just your coverage details; it can send you real-time safety alerts and teach you about your destination.

How much does travel insurance cost?
Before you get a quote, uncover the seven factors that could impact the price you’ll pay for a policy.
Want to know more about types of travel insurance?
All our plans help cover you financially against certain travel risks. But no trip is identical to another — and neither are the potential vacation mishaps. That’s why we offer different plans and various upgrade options: to help you tailor your policy to your trip with the type of travel insurance coverage that suits your itinerary.
Our coverage can help protect a variety of trip types, from international adventures and ocean cruises to domestic road trips and lengthy backpacking trips.
We have six different plans to choose from:
- Essential: our budget-friendly protection plan with essential coverage.
- Advantage: our mid-tier plan with great coverage at an even greater price.
- Ultimate: our plan with extra coverage during your flight and throughout your trip.
- Travel Med Go: our post-departure plan with helpful on-trip coverage.
- Flight Insure: our plan with simple coverage for during your flight.
- Flight Insure Plus: our plan with extra coverage during your flight and throughout your trip.
Plus, up to nine optional upgrades available:
- Cancel for any reason upgrade
- Rental car damage upgrade
- Additional medical upgrade
- Adventure activities upgrade
- Accidental death for air travel upgrade
- Pet care upgrade
- Rental property security deposit upgrade
- Cancel for business reasons upgrade
- Additional baggage upgrade
… so you can select the plan and upgrades that best suit your trip type.
Unforeseen events can affect any vacation — that’s why our coverage could help protect you from losing your prepaid nonrefundable expenses and extra costs that arise. Unfortunate mishaps like illnesses, trip cancellations, and lost luggage can happen during any trip. But with our team’s support, these travel setbacks don’t have to ruin your trip.
*Cancel for any fortuitous reason in NY.
Each vacation is unique, so it’s important to understand what kind of protection you may need for your trip. Where you’re going and what you have planned will guide the kind of coverage you need — and don’t need — so it’s important to look at the included benefits and available upgrades when comparing travel insurance options.
Planning a ski trip in Switzerland with a high trip cost? Our Ultimate plan paired with our optional adventure activities upgrade could provide the coverage you need. Taking a short cruise to the Caribbean and want to save money on your travel insurance cost? Our Advantage or Essential plans may suit your trip, as both include coverage for cruises and other useful benefits for shorter trips.
No matter your trip type, you can rely on our various types of travel insurance and 24/7 travel assistance.
Only you can decide on which plan is the best fit for your trip, but we can help guide you in the right direction! Simply click on the type of travel insurance above that matches your trip, and you’ll find more personalized recommendations based on your needs.
Once you get a quote, you’ll be able to compare all our available options side by side. This way, you can choose the plan that works best for your travel style and priorities.
Not ready to get a quote? You can compare our plans here instead.
Yes! All our plans offer coverage for cruises.
Even the best-planned voyages can hit a few waves — like a missed ship, on-board food poisoning, and lost luggage. That’s where our cruise travel insurance comes in! Dive into the details on our cruise page.
We want our travelers to have support anytime, anywhere — so we include 24/7 travel assistance in all our plans.
Our provider, Zurich Travel Assist, is ready to assist with anything from finding a local doctor to sorting out a last-minute travel hiccup. Whether you’re in a bustling city or a remote paradise, our assistance services are available around the clock to make sure you’re never navigating challenges alone.
For even more on-the-go support, don’t forget to use our Travel On app! It’s packed with real-time safety alerts, destination tips, and all your coverage details in one handy spot. Need to check local health requirements, tap to call for travel assistance, or review your coverage? Our app is here to help make your travels easier.
Absolutely! We know every trip is unique, which is why we offer up to nine optional upgrades to tailor your policy to your adventure:
- Cancel for any reason (Ultimate plan only)*
- Rental car damage
- Additional medical (Ultimate plan only)
- Adventure activities
- Accidental death for air travel
- Pet care
- Rental property security deposit
- Cancel for business reasons (Ultimate plan only)
- Additional baggage
You can add eligible upgrades to our Ultimate, Advantage, Essential, and Travel Med Go plans.
From scuba diving and international road trips to dog-friendly beach vacations and long-haul flights, we give you extra coverage options so you can find the type of travel insurance you’re looking for.
*Cancel for any fortuitous reason in NY.

