Discover our pilgrimage travel insurance for religious trips
Where are you going?
Enter your trip destination. If you’re traveling to multiple destinations, select the country where you’ll be spending the most time.
Important: We’re unable to provide coverage for any OFAC-sanctioned country. Please check the OFAC website and our travel alerts page for information on affected countries.
Going to Cuba? You’ll need our preapproval to get travel insurance coverage for a trip to Cuba. Please call our customer service team at 1-800-228-9792 to speak with us about your trip to Cuba.
How our pilgrimage travel insurancecan help you
No matter where your pilgrimage takes you, the road can have a few unexpected twists. Our travel insurance for pilgrimage trips is here to help keep your journey on track, so you can focus on your purpose — instead of potential problems.
If you want help to protect your trip your way …
We have six plans and up to nine upgrades available, so you can customize your coverage.
If you want trip cancellation coverage …
It’s a benefit on our Ultimate, Advantage, and Essential plans that helps protect your trip cost.
If you want medical coverage in another country …
Our emergency medical and dental benefit can help if you need to see a doctor on your pilgrimage.
If you want 24/7 access to travel support …
Our assistance provider can help you around the clock with urgent and non-urgent vacation challenges.
Here's what you get with our comprehensive plans for spiritual travel
Seeking well-rounded coverage that lets you focus on self-discovery instead of travel slip-ups? Our comprehensive pilgrimage travel insurance plans offer our widest variety of benefits and upgrades. Compare them below.
Before you buy: We can help cover trips to most places in the world, but we have a short list of excluded countries or areas. Check our blocked destinations page to ensure your vacation spot isn’t on our list of areas where our coverage won’t apply.
Ultimate
For travelers who want maximum protection.
- Up to $50,000 trip cancellation
- Up to $75,000 trip interruption
- Up to $2,000 travel delay
- Up to $250,000 emergency medical*
- Up to $1,000,000 emergency evacuation and repatriation
Advantage
For travelers who want a step up from basic coverage.
- Up to $10,000 trip cancellation
- Up to $12,500 trip interruption
- Up to $1,000 travel delay
- Up to $50,000 emergency medical
- Up to $250,000 emergency evacuation and repatriation
Essential
For travelers who want reliable coverage at a lower cost.
- Up to $10,000 trip cancellation
- Up to $10,000 trip interruption
- Up to $600 travel delay
- Up to $25,000 emergency medical
- Up to $200,000 emergency evacuation and repatriation
| Our plan benefits and coverage details | Ultimate | Advantage | Essential |
|---|---|---|---|
| Trip cancellation, interruption, delay, and inconvenience | |||
|
Protects travel investments and recovers nonrefundable, prepaid costs if your trip is canceled for an eligible reason.
|
100% of trip cost ($50,000 maximum)
|
100% of trip cost ($10,000 maximum)
|
100% of trip cost ($10,000 maximum)
|
|
Protects unused, prepaid, and nonrefundable expenses and additional transportation to join the departed trip or return home if your trip is interrupted for an eligible reason.
|
150% of trip cost ($75,000 maximum)
|
$125% of trip cost ($12,500 maximum)
|
100% of trip cost ($10,000 maximum)
|
|
Reimbursement for reasonable additional expenses — such as accommodations, local transportation, and meals — if your trip is delayed for an eligible reason.
|
$2,000 ($250 per day maximum)
|
$1,000 ($250 per day maximum)
|
$600 ($200 per day maximum)
|
|
Reimbursement for luggage and personal articles if your bags are lost, stolen, or damaged.
|
$2,000 ($500 per item limit)
|
$1,000 ($500 per item limit)
|
$750 ($500 per item limit)
|
|
Reimbursement for personal articles — such as reasonable additional clothing and toiletries — if your bags are delayed by a common carrier.
|
$500
|
$200
|
$200
|
|
Reimbursement for reasonable additional lodging, meal expenses, and the prepaid, unused, and nonrefundable portion of the trip if you miss a connection for an eligible reason.
|
$750
|
$500
|
$150
|
|
Reimbursement for travel inconveniences such as a closed ski resort, golf course, or beach at your destination, or cruise disablement due to an eligible reason.
Closed attractions: $200 maximum Closed beach: $200 maximum Cruise disablement: $200 maximum |
$600
|
Not included
|
Not included
|
| Emergency evacuation and repatriation | |||
|
Coverage for physician-ordered medical evacuation to a hospital or home if an injury or sickness occurs while traveling. Also includes coverage for repatriation of remains if you pass away while traveling.
|
$1,000,000
|
$250,000
|
$200,000
|
| Emergency medical expense | |||
|
Coverage for emergency medical treatment if you have a sickness or injury while traveling on an insured trip. Residents of NH have up to $50,000 in emergency medical coverage with the Ultimate plan. Residents of CT, IN, KS, MO, MT, VT, and WA have a $50 deductible.
|
$250,000
*$50,000 for NH residents |
$50,000
|
$25,000
|
|
Coverage for emergency dental treatment if you’re injured while traveling on an insured trip. Residents of CT, IN, KS, MO, MT, VT, and WA have a $50 deductible.
|
$500
|
$500
|
$500
|
|
If you meet the plan purchase requirements listed, exclusions for pre-existing conditions are waived. Exclusions do not apply to NH residents.
|
Included if plan is purchased within 21 days of first trip payment and full trip cost is insured
|
Not included
|
Not included
|
|
This represents the number of days to “look back” at changes in medical history and determine if a claim is related to a pre-existing medical condition. The days are counted backward from the day preceding the policy purchase date.
|
90 days
Does not apply to NH residents |
120 days
Does not apply to NH residents |
180 days
Does not apply to NH residents |
|
If you need to file a claim, your plan benefits will be used first as primary coverage. Our Essential plan provides excess medical coverage unless you’re a CT resident, in which case you’d have primary coverage.
|
Included
|
Included
|
Not included (secondary coverage)
Included for CT residents |
| Accidental death and dismemberment | |||
|
Coverage if you have an eligible loss, such as your life or a limb, as a result of an eligible injury while on an insured trip. Exclusions may apply. See policy for details.
|
$25,000
|
$20,000
|
$10,000
|
|
Coverage if you’re exposed to weather or disappear due to an accident that results in an eligible loss.
|
$25,000
|
$20,000
|
$10,000
|
| Other benefits | |||
|
If you need help while you’re traveling, our team of assistance experts is available 24/7 to help you with medical emergencies, language interpretation, prescription refills, and much more.
|
Included
|
Included
|
Included
|
|
We can provide coverage at no additional cost to one travel companion aged 17 years old or younger per each insured adult traveler. Each insured adult traveler on the Ultimate plan must be aged 18 years or older for the child to be eligible. The child’s individual trip cost must be equal to or lower than the insured adult’s individual trip cost for coverage to apply. If upgrades are selected and included in the policy, each traveler will be charged the applicable premium for the upgrade.
|
Yes
|
No
|
No
|
|
The plan you choose will provide coverage for a trip length up to the number of days shown. It’s important to check that the plan’s maximum trip length will insure your entire trip or coverage may not apply.
|
Up to 180 days
|
Up to 30 days
|
Up to 30 days
|
|
We offer coverage for most U.S. states and international locations, excluding trips to, through, or from destinations sanctioned by Zurich Group or the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC).
Please check the OFAC website and our travel alerts page for information on affected countries.
|
All domestic and international locations without Zurich Group or OFAC sanctions. For a list of our restricted destinations, please check our travel alerts page.
|
All domestic and international locations without Zurich Group or OFAC sanctions. For a list of our restricted destinations, please check our travel alerts page.
|
All domestic and international locations without Zurich Group or OFAC sanctions. For a list of our restricted destinations, please check our travel alerts page.
|
|
This is the number of days after purchasing your policy during which you may cancel your policy and receive a premium refund, as long as you have not departed or filed a claim. We count the date you purchase your policy as day one of your review period.
|
21 days
|
21 days
|
21 days
|
|
We provide coverage for certain sports and activities, including kayaking, horseback riding, and hiking. To include coverage for excluded activities, such as skiing or scuba diving more than 75 feet, consider adding our adventure activities upgrade.
|
Included, but limited to eligible activities (optional upgrade available for additional activities)
|
Included, but limited to eligible activities (optional upgrade available for additional activities)
|
Included, but limited to eligible activities (optional upgrade available for additional activities)
|
| Optional upgrades | |||
|
If you include this upgrade, you can be reimbursed up to 75% of your prepaid, nonrefundable trip costs (up to $7,500) if you need to cancel your trip. You must cancel at least two days prior to your scheduled departure date. To get cancel for any reason coverage, you must insure all your nonrefundable trip expenses in your plan, your trip cost can’t be more than $10,000, and you must purchase the upgrade 31 days or more before your departure date. You also must purchase the cancel for any reason upgrade with the Ultimate plan within 21 days of your initial payment for your trip. Subsequent arrangements must be insured within 14 days of booking those arrangements. Cancel for any fortuitous reason in NY.
|
Available (75% of insured trip cost up to $7,500)
|
Not available
|
Not available
|
|
If you include this upgrade in your policy, you can have coverage up to $50,000 ($100 deductible) for collision, vandalism, windstorm, theft, hail, fire, or flood damage to your rental car while on your trip. This upgrade is not available in all destinations, including Costa Rica, Ireland, Jamaica, and Mexico. Please contact our customer service team at 1-800-228-9792 to check if coverage is available for your trip.
|
Available ($50,000 with a $100 deductible)
|
Available ($50,000 with a $100 deductible)
|
Available ($50,000 with a $100 deductible)
|
|
If you include this upgrade in your policy, you can increase your emergency medical expense coverage limit by $250,000. Not available to NH residents.
|
Available (additional $250,000)
Not available to NH residents |
Not available
|
Not available
|
|
If you include this upgrade in your policy, you can have protection for the following activities that are excluded from coverage in our base plans: snow skiing, skydiving, parachuting, free falling, cliff diving, B.A.S.E. or base jumping, hang gliding, parasailing, travel on any air supported device other than a regularly scheduled airline or air charter company, mountain climbing, free climbing, scuba diving at a depth greater than 75 feet, and participating in underwater activities if the depth of the water is greater than 75 feet. This upgrade provides up to $10,000 coverage for an organized search & rescue by appropriate authorities, should you or a traveling companion become lost, disoriented, or missing during your trip. It also offers up to $100,000 coverage in case an event on your trip results in imminent physical danger to you and your traveling companions and you require additional accommodations, transportation, or extrication from your destination. This upgrade isn’t available to IL residents. Exclusions on activities listed above don’t apply to IL residents.
|
Available (waives exclusions on certain activities)
Search and rescue: $10,000 Security evacuation: $100,000 |
Available (waives exclusions on certain activities)
Search and rescue: $10,000 Security evacuation: $100,000 |
Available (waives exclusions on certain activities)
Search and rescue: $10,000 Security evacuation: $100,000 |
|
If you include this upgrade in your policy, you can have coverage if you suffer from the permanent loss of life from an eligible injury while boarding, as a passenger on, or disembarking from an aircraft of a commercial airline or air charter company licensed to carry passengers for hire during a trip, up to the maximum eligible amount selected. This upgrade isn’t available to NH residents.
|
Available ($200,000, $500,000, or $1,000,000)
Not available to NH residents |
Available ($200,000, $500,000, or $1,000,000)
Not available to NH residents |
Available ($200,000, $500,000, or $1,000,000)
Not available to NH residents |
|
If you include this upgrade in your policy, you can have coverage if your trip is delayed for an eligible reason and you have extra pet boarding fees. Plus, if your pet traveling with you has a sickness or injury, you can have coverage for pet veterinarian expenses up to the maximum eligible amount. This upgrade isn’t available to NY and VA residents.
|
Available
Pet care: $250 Pet veterinarian expense: $2,500 |
Available
Pet care: $250 Pet veterinarian expense: $2,500 |
Available
Pet care: $250 Pet veterinarian expense: $2,500 |
|
Reimbursement for expenses such as the cost of repairs if you cause accidental damage to your accommodations.
|
Available ($2,000)
|
Available ($2,000)
|
Available ($2,000)
|
|
Protect travel investments and recover nonrefundable, prepaid costs up to $10,000 per person. This applies if you need to cancel your trip due to your previously approved time off being revoked or your business being rendered unsuitable for business due to an eligible event and you’re required to work during your insured trip. To get cancel for business reasons coverage, you must purchase the upgrade 31 days or more before your departure date. You must also purchase the cancel for business reasons upgrade with the Ultimate plan within 21 days of your initial payment for your trip.
|
Available (100% of insured trip cost up to $10,000)
|
Not available
|
Not available
|
|
Increase your benefit limit for lost or stolen baggage and add coverage for lost or stolen electronics and professional equipment. This also includes benefits for sporting equipment delay or rental if delayed by a common carrier.
|
Available (additional $3,000)
Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 |
Available (additional $4,000)
Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 |
Available (additional $4,250)
Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 |
| Our plan benefits and coverage details | ||
|---|---|---|
| Ultimate | Advantage | Essential |
| Trip cancellation, interruption, delay, and inconvenience | ||
|
Protects travel investments and recovers nonrefundable, prepaid costs if your trip is canceled for an eligible reason.
|
||
|
|
|
|
|
Protects unused, prepaid, and nonrefundable expenses and additional transportation to join the departed trip or return home if your trip is interrupted for an eligible reason.
|
||
|
|
|
|
|
Reimbursement for reasonable additional expenses — such as accommodations, local transportation, and meals — if your trip is delayed for an eligible reason.
|
||
|
|
|
|
|
Reimbursement for luggage and personal articles if your bags are lost, stolen, or damaged.
|
||
|
|
|
|
|
Reimbursement for personal articles — such as reasonable additional clothing and toiletries — if your bags are delayed by a common carrier.
|
||
|
|
|
|
|
Reimbursement for reasonable additional lodging, meal expenses, and the prepaid, unused, and nonrefundable portion of the trip if you miss a connection for an eligible reason.
|
||
|
|
|
|
|
Reimbursement for travel inconveniences such as a closed ski resort, golf course, or beach at your destination, or cruise disablement due to an eligible reason.
Closed attractions: $200 maximum Closed beach: $200 maximum Cruise disablement: $200 maximum |
||
|
|
|
|
| Emergency evacuation and repatriation | ||
|
Coverage for physician-ordered medical evacuation to a hospital or home if an injury or sickness occurs while traveling. Also includes coverage for repatriation of remains if you pass away while traveling.
|
||
|
|
|
|
| Emergency medical expense | ||
|
Coverage for emergency medical treatment if you have a sickness or injury while traveling on an insured trip. Residents of NH have up to $50,000 in emergency medical coverage with the Ultimate plan. Residents of CT, IN, KS, MO, MT, VT, and WA have a $50 deductible.
|
||
|
*$50,000 for NH residents |
|
|
|
Coverage for emergency dental treatment if you’re injured while traveling on an insured trip. Residents of CT, IN, KS, MO, MT, VT, and WA have a $50 deductible.
|
||
|
|
|
|
|
If you meet the plan purchase requirements listed, exclusions for pre-existing conditions are waived. Exclusions do not apply to NH residents.
|
||
|
|
|
|
|
This represents the number of days to “look back” at changes in medical history and determine if a claim is related to a pre-existing medical condition. The days are counted backward from the day preceding the policy purchase date.
|
||
|
Does not apply to NH residents |
Does not apply to NH residents |
Does not apply to NH residents |
|
If you need to file a claim, your plan benefits will be used first as primary coverage. Our Essential plan provides excess medical coverage unless you’re a CT resident, in which case you’d have primary coverage.
|
||
|
|
|
Included for CT residents |
| Accidental death and dismemberment | ||
|
Coverage if you have an eligible loss, such as your life or a limb, as a result of an eligible injury while on an insured trip. Exclusions may apply. See policy for details.
|
||
|
|
|
|
|
Coverage if you’re exposed to weather or disappear due to an accident that results in an eligible loss.
|
||
|
|
|
|
| Other benefits | ||
|
If you need help while you’re traveling, our team of assistance experts is available 24/7 to help you with medical emergencies, language interpretation, prescription refills, and much more.
|
||
|
|
|
|
|
We can provide coverage at no additional cost to one travel companion aged 17 years old or younger per each insured adult traveler. Each insured adult traveler on the Ultimate plan must be aged 18 years or older for the child to be eligible. The child’s individual trip cost must be equal to or lower than the insured adult’s individual trip cost for coverage to apply. If upgrades are selected and included in the policy, each traveler will be charged the applicable premium for the upgrade.
|
||
|
|
|
|
|
The plan you choose will provide coverage for a trip length up to the number of days shown. It’s important to check that the plan’s maximum trip length will insure your entire trip or coverage may not apply.
|
||
|
|
|
|
|
We offer coverage for most U.S. states and international locations, excluding trips to, through, or from destinations sanctioned by Zurich Group or the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC).
Please check the OFAC website and our travel alerts page for information on affected countries.
|
||
|
|
|
|
|
This is the number of days after purchasing your policy during which you may cancel your policy and receive a premium refund, as long as you have not departed or filed a claim. We count the date you purchase your policy as day one of your review period.
|
||
|
|
|
|
|
We provide coverage for certain sports and activities, including kayaking, horseback riding, and hiking. To include coverage for excluded activities, such as skiing or scuba diving more than 75 feet, consider adding our adventure activities upgrade.
|
||
|
|
|
|
| Optional upgrades | ||
|
If you include this upgrade, you can be reimbursed up to 75% of your prepaid, nonrefundable trip costs (up to $7,500) if you need to cancel your trip. You must cancel at least two days prior to your scheduled departure date. To get cancel for any reason coverage, you must insure all your nonrefundable trip expenses in your plan, your trip cost can’t be more than $10,000, and you must purchase the upgrade 31 days or more before your departure date. You also must purchase the cancel for any reason upgrade with the Ultimate plan within 21 days of your initial payment for your trip. Subsequent arrangements must be insured within 14 days of booking those arrangements. Cancel for any fortuitous reason in NY.
|
||
|
|
|
|
|
If you include this upgrade in your policy, you can have coverage up to $50,000 ($100 deductible) for collision, vandalism, windstorm, theft, hail, fire, or flood damage to your rental car while on your trip. This upgrade is not available in all destinations, including Costa Rica, Ireland, Jamaica, and Mexico. Please contact our customer service team at 1-800-228-9792 to check if coverage is available for your trip.
|
||
|
|
|
|
|
If you include this upgrade in your policy, you can increase your emergency medical expense coverage limit by $250,000. Not available to NH residents.
|
||
|
Not available to NH residents |
|
|
|
If you include this upgrade in your policy, you can have protection for the following activities that are excluded from coverage in our base plans: snow skiing, skydiving, parachuting, free falling, cliff diving, B.A.S.E. or base jumping, hang gliding, parasailing, travel on any air supported device other than a regularly scheduled airline or air charter company, mountain climbing, free climbing, scuba diving at a depth greater than 75 feet, and participating in underwater activities if the depth of the water is greater than 75 feet. This upgrade provides up to $10,000 coverage for an organized search & rescue by appropriate authorities, should you or a traveling companion become lost, disoriented, or missing during your trip. It also offers up to $100,000 coverage in case an event on your trip results in imminent physical danger to you and your traveling companions and you require additional accommodations, transportation, or extrication from your destination. This upgrade isn’t available to IL residents. Exclusions on activities listed above don’t apply to IL residents.
|
||
|
Search and rescue: $10,000 Security evacuation: $100,000 |
Search and rescue: $10,000 Security evacuation: $100,000 |
Search and rescue: $10,000 Security evacuation: $100,000 |
|
If you include this upgrade in your policy, you can have coverage if you suffer from the permanent loss of life from an eligible injury while boarding, as a passenger on, or disembarking from an aircraft of a commercial airline or air charter company licensed to carry passengers for hire during a trip, up to the maximum eligible amount selected. This upgrade isn’t available to NH residents.
|
||
|
Not available to NH residents |
Not available to NH residents |
Not available to NH residents |
|
If you include this upgrade in your policy, you can have coverage if your trip is delayed for an eligible reason and you have extra pet boarding fees. Plus, if your pet traveling with you has a sickness or injury, you can have coverage for pet veterinarian expenses up to the maximum eligible amount. This upgrade isn’t available to NY and VA residents.
|
||
|
Pet care: $250 Pet veterinarian expense: $2,500 |
Pet care: $250 Pet veterinarian expense: $2,500 |
Pet care: $250 Pet veterinarian expense: $2,500 |
|
Reimbursement for expenses such as the cost of repairs if you cause accidental damage to your accommodations.
|
||
|
|
|
|
|
Protect travel investments and recover nonrefundable, prepaid costs up to $10,000 per person. This applies if you need to cancel your trip due to your previously approved time off being revoked or your business being rendered unsuitable for business due to an eligible event and you’re required to work during your insured trip. To get cancel for business reasons coverage, you must purchase the upgrade 31 days or more before your departure date. You must also purchase the cancel for business reasons upgrade with the Ultimate plan within 21 days of your initial payment for your trip.
|
||
|
|
|
|
|
Increase your benefit limit for lost or stolen baggage and add coverage for lost or stolen electronics and professional equipment. This also includes benefits for sporting equipment delay or rental if delayed by a common carrier.
|
||
|
Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 |
Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 |
Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 |
Here's what you get with our on-trip pilgrimage travel insurance plans
Looking for last-minute protection without trip cancellation coverage? Our Travel Med Go plan kicks in once you start your trip, with a bunch of helpful benefits to back you up along the way. Check out what’s eligible for coverage below.
Travel Med Go
Our post-departure plan with helpful on-trip coverage.
- Trip cancellation
- Up to $50,000 emergency medical
- Additional $250,000 emergency medical upgrade available
- Up to $250,000 emergency evacuation and repatriation
- Up to $1,000 baggage and personal effects
| Our plan benefits and coverage details | Travel Med Go |
|---|---|
| Trip interruption and delay | |
|
Protects unused, prepaid, and nonrefundable expenses and additional transportation to join the departed trip or return home if your trip is interrupted for an eligible reason.
|
$1,000 maximum
|
|
Reimbursement for reasonable additional expenses — such as accommodations, local transportation, and meals — if your trip is delayed for an eligible reason.
|
$500 ($200 daily limit)
|
|
Reimbursement for reasonable additional lodging, meal expenses, and the prepaid, unused, and nonrefundable portion of the trip if you miss a connection for an eligible reason.
|
$300
|
|
Reimbursement for luggage and personal articles if your bags are lost, stolen, or damaged.
|
$1,000 ($500 per item limit)
|
|
Reimbursement for personal articles — such as reasonable additional clothing and toiletries — if your bags are delayed by a common carrier.
|
$500
|
| Emergency evacuation and repatriation | |
|
Coverage for physician-ordered medical evacuation to a hospital or home if an injury or sickness occurs while traveling. Also includes coverage for repatriation of remains if you pass away while traveling.
|
$250,000
|
| Emergency medical expense | |
|
Coverage for emergency medical treatment if you have a sickness or injury while traveling on an insured trip. Residents of NH have up to $50,000 in emergency medical coverage with the Ultimate plan. Residents of CT, IN, KS, MS, MT, VT, and WA have a $50 deductible.
|
$50,000
|
|
Coverage for emergency dental treatment if you’re injured while traveling on an insured trip. Residents of CT, IN, KS, MO, MT, VA, and WA have a $50 deductible.
|
$500
|
|
This represents the number of days to “look back” at changes in medical history and determine if a claim is related to a pre-existing medical condition. The days are counted backward from the day preceding the policy purchase date.
|
180 days
Does not apply to NH residents |
|
If you need to file a claim, your plan benefits will be used first as primary coverage. Our Essential plan provides excess medical coverage unless you’re a CT resident, in which case you’d have primary coverage.
|
Included
|
| Accidental death and dismemberment | |
|
Coverage if you have an eligible loss, such as your life or a limb, as a result of an eligible injury while on an insured trip. Exclusions may apply. See policy for details.
|
$10,000
|
|
Coverage if you’re exposed to weather or disappear due to an accident that results in an eligible loss.
|
$10,000
|
| Other benefits | |
|
If you need help while you’re traveling, our team of assistance experts is available 24/7 to help you with medical emergencies, language interpretation, prescription refills, and much more.
|
Included
|
|
The plan you choose will provide coverage for a trip length up to the number of days shown. It’s important to check that the plan’s maximum trip length will insure your entire trip or coverage may not apply.
|
Up to 60 days
|
|
We offer coverage for most U.S. states and international locations, excluding trips to, through, or from destinations sanctioned by Zurich Group or the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC).
Please check the OFAC website and our travel alerts page for information on affected countries.
|
All domestic and international locations without Zurich Group or OFAC sanctions. For a list of our restricted destinations, please check our travel alerts page.
|
|
This is the number of days after purchasing your policy during which you may cancel your policy and receive a premium refund, as long as you have not departed or filed a claim. We count the date you purchase your policy as day one of your review period.
|
21 days
|
|
We provide coverage for certain sports and activities, including kayaking, horseback riding, and hiking. To include coverage for excluded activities, such as skiing or scuba diving more than 75 feet, consider adding our adventure activities upgrade.
|
Included, but limited to eligible activities (optional upgrade available for additional activities)
|
| Optional upgrades | |
|
If you include this upgrade in your policy, you can have coverage up to $50,000 ($100 deductible) for collision, vandalism, windstorm, theft, hail, fire, or flood damage to your rental car while on your trip. This upgrade is not available in all destinations, including Costa Rica, Ireland, Jamaica, and Mexico. Please contact our customer service team at 1-800-228-9792 to check if coverage is available for your trip.
|
Available ($50,000 with $100 deductible)
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If you include this upgrade in your policy, you can increase your emergency medical expense coverage limit by $250,000. Not available to NH residents.
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Available (additional $250,000 for emergency medical expense only)
Not available to NH residents |
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If you include this upgrade in your policy, you can have protection for the following activities that are excluded from coverage in our base plans: snow skiing, skydiving, parachuting, free falling, cliff diving, B.A.S.E. or base jumping, hang gliding, parasailing, travel on any air supported device other than a regularly scheduled airline or air charter company, mountain climbing, free climbing, scuba diving at a depth greater than 75 feet, and participating in underwater activities if the depth of the water is greater than 75 feet. This upgrade provides up to $10,000 coverage for an organized search & rescue by appropriate authorities, should you or a traveling companion become lost, disoriented, or missing during your trip. It also offers up to $100,000 coverage in case an event on your trip results in imminent physical danger to you and your traveling companions and you require additional accommodations, transportation, or extrication from your destination. This upgrade isn’t available to IL residents. Exclusions on activities listed above don’t apply to IL residents.
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Available (provides coverage for certain additional activities not included in the base plan)
Search and rescue: $10,000 Security evacuation: $100,000 |
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If you include this upgrade in your policy, you can have coverage if you suffer from the permanent loss of life from an eligible injury while boarding, as a passenger on, or disembarking from an aircraft of a commercial airline or air charter company licensed to carry passengers for hire during a trip, up to the maximum eligible amount selected. This upgrade isn’t available to NH residents.
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Available
Limit options: $200,000, $500,000, or $1,000,000) Not available to NH residents |
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If you include this upgrade in your policy, you can have coverage if your trip is delayed for an eligible reason and you have extra pet boarding fees. Plus, if your pet traveling with you has a sickness or injury, you can have coverage for pet veterinarian expenses up to the maximum eligible amount. This upgrade isn’t available to NY and VA residents.
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Available
Pet care: $250 Pet veterinarian expense: $2,500 |
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Reimbursement for expenses such as the cost of repairs if you cause accidental damage to your accommodations.
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Available ($2,000)
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Increase your benefit limit for lost or stolen baggage and add coverage for lost or stolen electronics and professional equipment. This also includes benefits for sporting equipment delay or rental if delayed by a common carrier.
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Available (additional $4,000)
Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 |
| Our plan benefits and coverage details |
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| Travel Med Go |
| Trip interruption and delay |
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Protects unused, prepaid, and nonrefundable expenses and additional transportation to join the departed trip or return home if your trip is interrupted for an eligible reason.
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Reimbursement for reasonable additional expenses — such as accommodations, local transportation, and meals — if your trip is delayed for an eligible reason.
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Reimbursement for reasonable additional lodging, meal expenses, and the prepaid, unused, and nonrefundable portion of the trip if you miss a connection for an eligible reason.
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Reimbursement for luggage and personal articles if your bags are lost, stolen, or damaged.
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Reimbursement for personal articles — such as reasonable additional clothing and toiletries — if your bags are delayed by a common carrier.
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| Emergency evacuation and repatriation |
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Coverage for physician-ordered medical evacuation to a hospital or home if an injury or sickness occurs while traveling. Also includes coverage for repatriation of remains if you pass away while traveling.
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| Emergency medical expense |
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Coverage for emergency medical treatment if you have a sickness or injury while traveling on an insured trip. Residents of NH have up to $50,000 in emergency medical coverage with the Ultimate plan. Residents of CT, IN, KS, MS, MT, VT, and WA have a $50 deductible.
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Coverage for emergency dental treatment if you’re injured while traveling on an insured trip. Residents of CT, IN, KS, MO, MT, VA, and WA have a $50 deductible.
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This represents the number of days to “look back” at changes in medical history and determine if a claim is related to a pre-existing medical condition. The days are counted backward from the day preceding the policy purchase date.
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Does not apply to NH residents |
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If you need to file a claim, your plan benefits will be used first as primary coverage. Our Essential plan provides excess medical coverage unless you’re a CT resident, in which case you’d have primary coverage.
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| Accidental death and dismemberment |
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Coverage if you have an eligible loss, such as your life or a limb, as a result of an eligible injury while on an insured trip. Exclusions may apply. See policy for details.
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Coverage if you’re exposed to weather or disappear due to an accident that results in an eligible loss.
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| Other benefits |
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If you need help while you’re traveling, our team of assistance experts is available 24/7 to help you with medical emergencies, language interpretation, prescription refills, and much more.
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The plan you choose will provide coverage for a trip length up to the number of days shown. It’s important to check that the plan’s maximum trip length will insure your entire trip or coverage may not apply.
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We offer coverage for most U.S. states and international locations, excluding trips to, through, or from destinations sanctioned by Zurich Group or the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC).
Please check the OFAC website and our travel alerts page for information on affected countries.
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This is the number of days after purchasing your policy during which you may cancel your policy and receive a premium refund, as long as you have not departed or filed a claim. We count the date you purchase your policy as day one of your review period.
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We provide coverage for certain sports and activities, including kayaking, horseback riding, and hiking. To include coverage for excluded activities, such as skiing or scuba diving more than 75 feet, consider adding our adventure activities upgrade.
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| Optional upgrades |
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If you include this upgrade in your policy, you can have coverage up to $50,000 ($100 deductible) for collision, vandalism, windstorm, theft, hail, fire, or flood damage to your rental car while on your trip. This upgrade is not available in all destinations, including Costa Rica, Ireland, Jamaica, and Mexico. Please contact our customer service team at 1-800-228-9792 to check if coverage is available for your trip.
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If you include this upgrade in your policy, you can increase your emergency medical expense coverage limit by $250,000. Not available to NH residents.
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Not available to NH residents |
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If you include this upgrade in your policy, you can have protection for the following activities that are excluded from coverage in our base plans: snow skiing, skydiving, parachuting, free falling, cliff diving, B.A.S.E. or base jumping, hang gliding, parasailing, travel on any air supported device other than a regularly scheduled airline or air charter company, mountain climbing, free climbing, scuba diving at a depth greater than 75 feet, and participating in underwater activities if the depth of the water is greater than 75 feet. This upgrade provides up to $10,000 coverage for an organized search & rescue by appropriate authorities, should you or a traveling companion become lost, disoriented, or missing during your trip. It also offers up to $100,000 coverage in case an event on your trip results in imminent physical danger to you and your traveling companions and you require additional accommodations, transportation, or extrication from your destination. This upgrade isn’t available to IL residents. Exclusions on activities listed above don’t apply to IL residents.
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Search and rescue: $10,000 Security evacuation: $100,000 |
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If you include this upgrade in your policy, you can have coverage if you suffer from the permanent loss of life from an eligible injury while boarding, as a passenger on, or disembarking from an aircraft of a commercial airline or air charter company licensed to carry passengers for hire during a trip, up to the maximum eligible amount selected. This upgrade isn’t available to NH residents.
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Limit options: $200,000, $500,000, or $1,000,000) Not available to NH residents |
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If you include this upgrade in your policy, you can have coverage if your trip is delayed for an eligible reason and you have extra pet boarding fees. Plus, if your pet traveling with you has a sickness or injury, you can have coverage for pet veterinarian expenses up to the maximum eligible amount. This upgrade isn’t available to NY and VA residents.
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Pet care: $250 Pet veterinarian expense: $2,500 |
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Reimbursement for expenses such as the cost of repairs if you cause accidental damage to your accommodations.
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Increase your benefit limit for lost or stolen baggage and add coverage for lost or stolen electronics and professional equipment. This also includes benefits for sporting equipment delay or rental if delayed by a common carrier.
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Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 |
Here's what you get with our flight plans for religious trips
Is protection for in-air accidents on your priority list? Our pilgrimage travel insurance with flight coverage can help. We have two flight plans, with our Flight Insure Plus plan offering more benefits throughout your trip. Check them out below.
Before you buy: Want the option to add extra coverage like rental car damage and adventure activities? Our flight plans aren’t eligible for any upgrades. For access to our add-ons, check out our Ultimate, Advantage, Essential, and Travel Med Go plans.
Flight Insure Plus
Our plan with extra coverage during your flight and throughout your trip.
- Up to $1 million accidental death for air travel
- Up to $10,000 emergency medical and dental
- Up to $100,000 emergency evacuation and repatriation
- Up to $1,000 baggage and personal effects
- Up to $50 missed connection
Flight Insure
Our plan with simple coverage during your flight.
- Up to $1 million accidental death for air travel
- Emergency medical
- Emergency evacuation and repatriation
- Baggage and personal effects
- Missed connection
| Our plan benefits and coverage details | Flight Insure Plus | Flight Insure |
|---|---|---|
| Accidental death | ||
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Benefit for loss of life as a result of an eligible injury while boarding, as a passenger on, or disembarking from an aircraft of a commercial airline or air charter company licensed to carry passengers for hire during a trip.
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Up to $1 million
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Up to $1 million
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| Medical and dental | ||
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Coverage for emergency medical treatment if you have a sickness or injury while traveling on an insured trip and emergency dental treatment if you're injured while traveling on an insured trip. Residents of CT, IN, KS, MO, MT, VT, and WA have a $50 deductible.
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$10,000
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Not included
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Coverage for physician-ordered medical evacuation to a hospital or home if an injury or sickness occurs while traveling. Also includes coverage for repatriation of remains if you pass away while traveling.
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$100,000
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Not included
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This represents the number of days to “look back” at changes in medical history and determine if a claim is related to a pre-existing medical condition. The days are counted backward from the day preceding the policy purchase date.
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180 days
Does not apply to NH residents |
Not applicable
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If you need to file a claim, your plan benefits will be used first as primary coverage. Our Essential plan provides excess medical coverage unless you’re a CT resident, in which case you’d have primary coverage.
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Included
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Included
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| Travel inconvenience | ||
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Reimbursement for luggage and personal articles if your bags are lost, stolen, or damaged.
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$1,000 ($250 per item limit)
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Not included
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Reimbursement for personal articles — such as reasonable additional clothing and toiletries — if your bags are delayed by a common carrier.
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$500
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Not included
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Reimbursement for reasonable additional lodging, meal expenses, and the prepaid, unused, and nonrefundable portion of the trip if you miss a connection for an eligible reason.
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$50
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Not included
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| Other benefits | ||
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If you need help while you’re traveling, our team of assistance experts is available 24/7 to help you with medical emergencies, language interpretation, prescription refills, and much more.
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Included
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Included
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The plan you choose will provide coverage for a trip length up to the number of days shown. It’s important to check that the plan’s maximum trip length will insure your entire trip or coverage may not apply.
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Up to 180 days
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Up to 180 days
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We offer coverage for most U.S. states and international locations, excluding trips to, through, or from destinations sanctioned by Zurich Group or the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC).
Please check the OFAC website and our travel alerts page for information on affected countries.
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All domestic and international locations without Zurich Group or OFAC sanctions. For a list of our restricted destinations, please check our travel alerts page.
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All domestic and international locations without Zurich Group or OFAC sanctions. For a list of our restricted destinations, please check our travel alerts page.
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This is the number of days after purchasing your policy during which you may cancel your policy and receive a premium refund, as long as you have not departed or filed a claim. We count the date you purchase your policy as day one of your review period.
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21 days
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21 days
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| Our plan benefits and coverage details | |
|---|---|
| Flight Insure Plus | Flight Insure |
| Accidental death | |
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Benefit for loss of life as a result of an eligible injury while boarding, as a passenger on, or disembarking from an aircraft of a commercial airline or air charter company licensed to carry passengers for hire during a trip.
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| Medical and dental | |
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Coverage for emergency medical treatment if you have a sickness or injury while traveling on an insured trip and emergency dental treatment if you're injured while traveling on an insured trip. Residents of CT, IN, KS, MO, MT, VT, and WA have a $50 deductible.
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Coverage for physician-ordered medical evacuation to a hospital or home if an injury or sickness occurs while traveling. Also includes coverage for repatriation of remains if you pass away while traveling.
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This represents the number of days to “look back” at changes in medical history and determine if a claim is related to a pre-existing medical condition. The days are counted backward from the day preceding the policy purchase date.
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Does not apply to NH residents |
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If you need to file a claim, your plan benefits will be used first as primary coverage. Our Essential plan provides excess medical coverage unless you’re a CT resident, in which case you’d have primary coverage.
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| Travel inconvenience | |
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Reimbursement for luggage and personal articles if your bags are lost, stolen, or damaged.
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Reimbursement for personal articles — such as reasonable additional clothing and toiletries — if your bags are delayed by a common carrier.
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Reimbursement for reasonable additional lodging, meal expenses, and the prepaid, unused, and nonrefundable portion of the trip if you miss a connection for an eligible reason.
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| Other benefits | |
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If you need help while you’re traveling, our team of assistance experts is available 24/7 to help you with medical emergencies, language interpretation, prescription refills, and much more.
|
|
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The plan you choose will provide coverage for a trip length up to the number of days shown. It’s important to check that the plan’s maximum trip length will insure your entire trip or coverage may not apply.
|
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|
We offer coverage for most U.S. states and international locations, excluding trips to, through, or from destinations sanctioned by Zurich Group or the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC).
Please check the OFAC website and our travel alerts page for information on affected countries.
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This is the number of days after purchasing your policy during which you may cancel your policy and receive a premium refund, as long as you have not departed or filed a claim. We count the date you purchase your policy as day one of your review period.
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Important:
* This coverage only applies to emergency medical expenses that first arise during your trip. You’ll have a $50 deductible if your primary residence is in Connecticut, Indiana, Kansas, Missouri, Montana, Vermont, or Washington. Residents of New Hampshire are eligible for up to $50,000 emergency medical and dental coverage with the Ultimate plan.
Why vacation with our pilgrimage travel insurance?
You can match your coverage to your trip and move forward with a team that understands the ups, downs, and surprises of travel.
Personalize your policy
We offer up to nine optional upgrades like cancel for any reason and rental car damage, so you can tailor your policy to your pilgrimage plans.
25+ years’ experience
We’ve been helping our travelers have safer religious trips for decades — and we continue innovating with award-winning technology.
24/7 travel support
Our assistance provider is here for you whenever and wherever you need help — from travel document replacement to finding emergency medical care on vacation.
Get to know ourcoverage a little bit more
Our benefits and upgrades can be the answer to your travel prayers, helping your journey to be both safe and meaningful.
Unpack our benefits
Want pilgrimage travel insurance you can count on? From trip cancellation to emergency medical care, our benefits can help protect your wallet while you walk your spiritual path.
Discover our upgrades
Just like your faith, each vacation is unique — and you deserve trip protection that’s tailored to your pilgrimage. Our upgrades add extra coverage for extra confidence on your spiritual travels.
Pack our Travel On app
Keep your policy in your pocket — and more. Travel safer with our app’s tap-to-call 24/7 assistance, destination information, and real-time safety alerts.
Tips and takeawaysfor religious trips
A safer pilgrimage is within reach — get our guidance before you go.
Need to calculate your trip cost?
Here’s our easy-to-follow guide to help you figure out what to include — and what you can leave out.
Is this your new favorite travel app?
Our Travel On app offers more than just your coverage details; it can send you real-time safety alerts and teach you about your destination.
How much does travel insurance cost?
Before you get a quote, uncover the seven factors that could impact the price you’ll pay for a policy.
Want to know more about our pilgrimage travel insurance?
Let’s uncover how we can help you have a smoother road to self-discovery.
A pilgrimage is more than just a vacation — it’s a journey with purpose to a spiritual place. Whether you’re traveling to a sacred site, exploring your faith, or just looking for some personal clarity, a pilgrimage is an opportunity to step away from the usual and walk toward enhanced faith.
No two pilgrimages are the same, but they all share one thing: connection. Whether it’s to your beliefs, your culture, or even yourself, it’s not just about the destination — it’s about the growth and experiences you have along the way.
On your religious trip, you want to focus on why you’re traveling — not the “what-ifs”. Travel insurance offers financial support for your journey, with protection against unexpected challenges like trip cancellation, lost belongings, and medical emergencies. With coverage that caters to your trip, you can fully embrace the significance of your vacation.
Travel insurance isn’t always a requirement for pilgrimage trips, but it can be a really helpful addition to your plans. Some pilgrimages, like the Hajj to Mecca, do require proof of travel insurance as part of the visa process. This ensures you’re prepared for any health-related needs during your journey. Other pilgrimages, like the Camino de Santiago or trips to holy sites in India, don’t mandate it, but having insurance can still be a good idea.
Think of it as being ready for the unexpected. From flight hiccups to misplaced bags or sudden health issues, travel insurance can help you handle surprises that might pop up along the way. It’s all about making sure your focus stays on the journey itself and the meaning behind it.
If you’re heading to Israel (the “Holy Land”) for your pilgrimage, it’s important to know that it’s currently on our short list of blocked destinations where we don’t offer coverage. While we don’t offer holy land travel insurance, we can be there for you in a wide variety of other spiritual destinations, from Vatican City in Rome to Buddhist temples in Indonesia.
Yes, we offer coverage for the pilgrimage routes in Europe leading to Santiago de Compostela cathedral in Spain — as long as you avoid our blocked destinations where our coverage won’t apply (but most popular destinations aren’t on it). Our travel insurance for Camino de Santiago can help support you at each step, whether you need to visit a doctor or your luggage goes missing.
Think you’ll rent a car and drive the Camino de Santiago? Check out our rental car damage upgrade so you’re more prepared on your spiritual path.
We make it easier for you to stay safe on your religious trip. If you have a Travelex policy, you get access to our Travel On app for real-time safety alerts based on your location. Plus, you can get important destination information, your coverage details, and 24/7 support from our assistance provider right from our app.
Yes! All our plans offer coverage for travels by sea.
Whether you’re embarking on a spiritual journey by sea or making stops at sacred sites along the way, our travel insurance can help. We can assist with unexpected detours like cancellations, delays, or lost belongings, so you can stay focused on your pilgrimage.
If a medical emergency arises onboard or at a port of call, we can help ensure you get the care you need and reimburse eligible costs. So, set your course with confidence — your sacred voyage is supported every step (or wave) of the way!
When you compare coverage for your religious trip, there are a few key benefits to keep in mind that can help make your journey smoother:
- Trip cancellation and interruption: This protects your prepaid, nonrefundable expenses if your trip is canceled or interrupted for covered reasons, such as illness, injury, or natural disaster.
- Emergency medical evacuation: Pilgrimages often take you to remote or unfamiliar places. This coverage ensures you’re prepared for unexpected illnesses and injuries that can’t be treated locally and require you to be evacuated to a suitable medical facility.
- Baggage loss and delay: This reimburses you for lost, stolen, damaged, or delayed baggage and personal items, which can be a lifesaver if your essentials don’t arrive on time.
- Cancel for any reason: An optional upgrade on our Ultimate plan, this allows you to cancel your trip for reasons not typically covered by standard policies (like religion), as long as you cancel at least two days before departure and insured your entire trip cost.
- Pre-existing medical conditions: If you have pre-existing conditions, it’s smart to travel with the right coverage for your trip. Look for a plan (like our Ultimate plan) that offers coverage for chronic illnesses, and make sure to check the benefit requirements and conditions.
Yes, our Ultimate plan offers medical coverage if your chronic illness acts up on vacation as long as you meet these requirements:
- Purchase our Ultimate plan within 21 days of making your first trip payment.
- Insure your entire prepaid, nonrefundable trip cost.
- Be fit to travel at the time you buy your plan.
- If you book anything new (like extra activities or independent reservations), add them to your plan within 21 days of paying for them.
If all the above apply, you’ll have emergency medical and evacuation benefits for your pre-existing conditions. So, if you need to see a doctor for an arthritis flare-up or visit the hospital for high blood sugar as a diabetic, we can help offset your unexpected medical costs.
It can, if you get our Ultimate plan and add our cancel for any reason upgrade. Our base plans with trip cancellation coverage can reimburse you for cancellation caused by specific issues only, like injury and illness, but not for religious reasons.
For more flexibility to call off your trip (and financial protection), we offer a cancel for any reason upgrade. With the upgrade added to your Ultimate plan, you can cancel your trip for any reason (including religion) up to 48 hours before you depart and have reimbursement of up to 75% of your insured trip costs (up to $7,500).
If your pilgrimage includes stops at multiple destinations, our travel insurance is designed to support you every step of the way. Whether you’re visiting holy sites across different countries or traveling to various regions within one country, we can offer protection in any area not included on our short list of blocked destinations. This includes coverage for missed connections, trip interruptions, and delays that could impact your faith-filled itinerary.
When you get a travel insurance quote, enter your destination as the location where you’ll spend the most time. For example, if you’ll be in France for one week and England for three days, you’d enter “France” as your destination in the quote box at the top of this page.
The best time to buy travel insurance for your pilgrimage is as soon as you’ve booked your trip. This way, you’re prepared from the get-go, even if something comes up before you’ve even packed your bags. Our Ultimate, Advantage, and Essential plans offer coverage for trip cancellation, so locking them in early can be a smart move.
If your pilgrimage has specific requirements, like the Hajj, make sure to purchase your insurance in time to meet any visa deadlines. For other journeys, like the Camino de Santiago or visits to sacred sites, aim to get your policy well before departure. This gives you plenty of time to review the details and make the most of trip cancellation coverage if it’s included in your policy.
Waited until the last minute to get coverage? Our Travel Med Go plan has helpful on-trip coverage — and you can buy it up to the day of departure as long as you haven’t left yet.
Your travel insurance cost depends on your vacation needs and plans. The easiest way to find out is with a quick quote! You can start by clicking the orange “Get quote” button or scrolling to the top of this page and entering your destination.
