It's a good idea to purchase a travel insurance plan as soon as you’ve made the first payment for your trip. The earlier you purchase, the sooner you have coverage to help protect you and your trip. Additionally, depending on when you purchase your travel insurance policy, you might be eligible for additional benefits.
For example, you may be eligible for the Pre-Existing Medical Condition Exclusion Waiver if you purchase a Travel Select plan within 15 days of your initial trip payment, insure the full pre-paid non-refundable trip cost, and are medically able to travel at the time of purchase or purchase a Travel America plan within three days of your final trip payment and are medically able to travel at the time of purchase.
Purchasing travel insurance ahead of time provides even more benefits. If you, a family member or a traveling companion, were to become seriously ill or injured prior to your departure date, having an insurance policy in place for weeks — if not months — in advance could enable you to cancel your trip without losing all of your money spent. Similarly, if inclement weather were to cause your residence to be uninhabitable or if your company is deemed unsuitable for business. By purchasing a travel insurance policy, prior to the storm being confirmed (named), you could be eligible to receive financial reimbursement, in the event you needed to cancel or interrupt your trip.
Effective April 3rd, 2023, the following plans may be purchased up to 11:59 p.m. on the day before their departure regardless of the initial trip deposit date.
- Travel Basic
- Travel Select
Effective April 3rd, 2023, Travel America must be purchased at least 10 days prior to the departure date on an existing reservation, or at the time of booking a new reservation if within 10 days of departure.