From the islands in Hawaii to the mountains in Montana, traveling domestically in the U.S. is far from boring. While there are so many unique and interesting places in the U.S. to explore, it’s worth remembering there's always a risk of unexpected mishaps occurring when you're away from home.
So, whether you're embarking on a relaxing family vacation, visiting a new city for business, or hiking solo on an adventurous Midwestern trip, it’s always wise to ensure you and your domestic trip are protected physically and financially. With Travelex domestic travel insurance, you can have the peace of mind you need to relax and enjoy all the U.S. has to offer.
Benefits for domestic travel
Trip delay coverage
Personal items protection
Primary coverage
What is domestic travel insurance?
Domestic travel insurance is insurance for trips that occur within the United States. As long as you are traveling 100 miles from your primary residence, but still within the U.S. - including Hawaii and Alaska - you are able to receive travel insurance applicable to domestic trips. With travel insurance for domestic trips, you can receive coverage for trip interruptions, delays and cancellations, emergency medical and dental expenses, missed connections, baggage delays, and more.
When would I need domestic travel insurance?
There are many instances where you might need the protection domestic travel insurance offers:
Interrupted, delayed, and canceled flights
Planning a domestic trip can cost several hundreds of dollars at a minimum. With travel insurance, in the event you need to cancel your trip for a covered reason, you can receive reimbursement for up to $50,000 on the Travel Select plan, up to $10,000 on the Travel Basic plan, and up to $750 on the Travel America plan. Travel insurance can also provide coverage if your travel plans are delayed or interrupted. And if you need to reschedule a flight or book a hotel room last minute, travel insurance can reimburse you for these types of emergency travel expenses.
Emergency medical and dental coverage
Travel insurance for your domestic trip can also provide coverage for emergency medical and dental expenses. Medical treatment in the U.S. is often incredibly expensive, particularly if you need to go to urgent care or the emergency room. There’s also a chance that if you are traveling to a different state, medical providers may not accept your health insurance. Thankfully, travel insurance can reimburse you for emergency medical and dental expenses while you're on your trip.
Lost or stolen personal items
Domestic travel insurance can provide protection for different valuables you may bring on your trip. If you travel with high-value electronics, clothing, or sporting equipment, travel insurance can provide reimbursement for the cost of replacement in the event your items are lost or stolen.
When is the best time to buy domestic travel insurance?
The ideal time to buy Travelex insurance is as soon as you book any part of your domestic trip. If you do, your policy will include the early purchase benefits Travelex plans offer.
For example, if you buy the Travel Select plan with 15 days of your first domestic trip payment, the following additional coverage will be automatically included in your policy:
- Financial default.
- Pre-existing medical condition exclusion waiver (additional requirements apply).
- Cancel for work reasons.
Purchasing coverage for your domestic vacation early on also means you’ll be able to benefit from the included trip cancellation coverage (up to the benefit limit of your chosen plan) if you need to cancel your U.S. trip for a covered reason. (Remember to always review the policy for complete details and purchase requirements.)
Which Travelex plan should I choose for my domestic trip?
Travelex offers a range of travel insurance options for domestic vacations. By providing flexible plan options at affordable prices, Travelex makes it easy to get travel insurance for almost any trip.
Travel America
If you’re looking for added protection on short getaways within the United States, the Travel America plan may be the plan for you. It provides shared benefits to cover up to eight travelers at the low cost of $60. Plan benefits include emergency medical expenses, roadside assistance, car rental collision coverage, trip cancellation and more. It’s great for weekend trips, road trips, national park vacations, and trips to visit friends and family.
Travel Basic
If you’re only going to be away for a short period of time, the Travel Basic plan is a great option that includes multiple benefits at an affordable price. With Travel Basic, you can receive coverage for trip cancellations and delays, emergency medical expenses, baggage delays, and more. You also have access to two travel insurance upgrade options: car rental collision and flight accidental death & dismemberment (AD&D). If your trip includes renting a car, the car rental collision upgrade can offer protection in the event your car is damaged, stolen, or vandalized.
Travel Select
If you plan to travel domestically for an extended period of time, you should consider the Travel Select plan. With Travel Select, you have access to increased financial coverage for cancellations and delays, as well as higher benefit amounts for emergency medical and dental expenses. The Travel Select plan also offers additional optional upgrades you can use to customize your policy. In addition to car rental collision and flight AD&D, you will also be able to include the additional medical coverage, cancel for any reason, and adventure sports coverage upgrades in your policy. Additionally, if you're traveling with your family, children under 17 are covered at no additional cost when accompanied by a covered adult on the Travel Select plan.
Receive a free, online quote today
Travelex offers travel insurance that residents of the U.S. can rely on. If you're planning a domestic trip soon, be sure to consider your travel insurance options for added peace of mind. Get your free quote today!