COVID-19 is still around — and it’s still affecting people’s travel plans. Our international travel insurance with COVID-19 coverage can help protect you when illness or quarantine disrupts your plans.
How our travel insurance forCOVID-19 can help you
If you get COVID-19 before your trip …
Our COVID-19 travel insurance offers trip cancellation coverage, which can kick in before you even depart.
If you think you have COVID-19 abroad and need help finding a clinic …
Our 24/7 emergency assistance provider can guide you through where to go and what to do next.
If your trip gets cut short because of COVID-19 …
That’s when our trip interruption benefits can come into play, helping to reimburse you for pre-paid unused trip costs.
If you have a serious case of COVID-19 and need to be hospitalized …
You can rest easy, knowing our emergency medical benefits can help with the cost of treatment.
Here’s what you get with our travel insurance for COVID-19
Travel may feel more predictable these days, but COVID-19 can still change plans in an instant. Our land and cruise travel insurance with COVID-19 coverage can help if you test positive before or during your trip — with trip cancellation, trip interruption, and emergency medical benefits, plus 24/7 assistance when you need it most.
| Comprehensive coverage | |||
|---|---|---|---|
| Our coverage | Our plan limits | ||
| Ultimate | Advantage | Essential | |
| Trip cancellation | 100% of trip cost ($50,000 maximum) | 100% of trip cost ($10,000 maximum) | 100% of trip cost ($10,000 maximum) |
| Trip interruption | 150% of trip cost ($75,000 maximum) | 125% of trip cost ($12,500 maximum) | 100% of trip cost ($10,000 maximum) |
| Travel delay | $2,000 ($250 per day maximum) | $1,000 ($250 per day maximum) | $600 ($200 per day maximum) |
| Emergency medical evacuation and repatriation | $1,000,000 | $250,000 | $200,000 |
| Emergency medical expense | $250,000 (*$50,000 for NH residents) | $50,000 | $25,000 |
| Primary coverage | Included | Included | Not included (secondary coverage); Included for CT residents |
| Additional medical upgrade | Available (additional $250,000); Not available to NH residents | Not available | Not available |
| On-trip coverage only | |
|---|---|
| Our coverage | Our plan limits |
| Travel Med Go | |
| Trip interruption | $1,000 maximum |
| Travel delay | $500 ($200 daily limit) |
| Emergency evacuation and repatriation | $250,000 |
| Emergency medical expense | $50,000 |
| Primary coverage | Included |
| Additional medical upgrade | Available (additional $250,000 for emergency medical expense only); Not available to NH residents |
| Flight coverage only | ||
|---|---|---|
| Our coverage | Our plan limits | |
| Flight Insure Plus | Flight Insure | |
| Emergency medical expense | $10,000 | Not included |
| Emergency evacuation and repatriation | $100,000 | Not included |
| Primary coverage | Included | Included |
| Comprehensive coverage | ||
|---|---|---|
| Ultimate | Advantage | Essential |
| Trip cancellation | ||
| 100% of trip cost ($50,000 maximum) | 100% of trip cost ($10,000 maximum) | 100% of trip cost ($10,000 maximum) |
| Trip interruption | ||
| 150% of trip cost ($75,000 maximum) | 125% of trip cost ($12,500 maximum) | 100% of trip cost ($10,000 maximum) |
| Travel delay | ||
| $2,000 ($250 per day maximum) | $1,000 ($250 per day maximum) | $600 ($200 per day maximum) |
| Emergency medical evacuation and repatriation | ||
| $1,000,000 | $250,000 | $200,000 |
| Emergency medical expense | ||
| $250,000 (*$50,000 for NH residents) | $50,000 | $25,000 |
| Primary coverage | ||
| Included | Included | Not included (secondary coverage); Included for CT residents |
| Additional medical upgrade | ||
| Available (additional $250,000); Not available to NH residents | Not available | Not available |
| On-trip coverage only |
|---|
| Travel Med Go |
| Trip interruption |
| $1,000 maximum |
| Travel delay |
| $500 ($200 daily limit) |
| Emergency evacuation and repatriation |
| $250,000 |
| Emergency medical expense |
| $50,000 |
| Primary coverage |
| Included |
| Additional medical upgrade |
| Available (additional $250,000 for emergency medical expense only); Not available to NH residents |
| Flight coverage only | |
|---|---|
| Flight Insure Plus | Flight Insure |
| Emergency medical expense | |
| $10,000 | Not included |
| Emergency evacuation and repatriation | |
| $100,000 | Not included |
| Primary coverage | |
| Included | Included |
Why vacation with our travel insurancefor COVID-19?
Personalize your policy
Every trip is different — and so are your medical needs. Our plans include travel insurance COVID-19 benefits that can help if illness or quarantine interrupts your travels, and you can personalize your protection with optional upgrades that fit how and where you travel.
25+ years’ experience
For more than two decades, we’ve supported travelers through unexpected illnesses and global travel challenges with reliable coverage and guidance. When COVID-19 or another medical emergency changes your plans, experience matters.
24/7 travel support
If you test positive abroad or need help finding medical care, our assistance provider is available day or night to guide you through your next steps — from connecting you with local clinics to helping navigate multi-lingual doctors or telehealth appointments.
Get to know ourcoverage a little bit more
Our COVID-19 travel insurance can help cover one of the most common travel disruptions — testing positive before or during your trip. But that’s just the beginning. Our plans also include a wide range of benefits and optional upgrades designed to help support you.
Unpack our benefits
Want more than just international travel insurance with COVID-19 coverage? Our plans go further — with benefits for medical emergencies, trip interruptions, baggage loss, and cancellations that can disrupt your travels.
Discover our upgrades
COVID-19 travel insurance is already built into our select plans — and with up to nine optional upgrades, you can add even more protection, like pet care coverage, adventure activity benefits, and higher medical limits for your trip.
Pack our Travel On app
Keep your policy in your pocket — and more. Travel safer with our app’s tap-to-call 24/7 assistance, destination information, and real-time safety alerts.
Essential tips for handlingsickness abroad
Worried about getting seasick on your cruise?
Seasickness is common, but a little preparation can go a long way. This guide shares simple ways to ease nausea, stay hydrated, and enjoy smoother sailing.
Feeling sick on vacation and need to see a doctor?
It’s not always easy to find medical care in another country. This guide walks you through how to locate a trusted clinic, what documents to bring, and how your travel insurance can help.
Need to go to a hospital while traveling?
Whether it’s a serious illness or an emergency, this guide explains how to get hospital care abroad — and when your coverage can step in to assist with costs and logistics.
Want to know more about our travel insurance for COVID-19?
Our trip cancellation benefit can apply if you catch COVID-19 before you leave home. If you can’t go on your trip because you, someone you’re traveling with, your family member, or your business partner tests positive for coronavirus and needs medical care, we could reimburse the nonrefundable payments and deposits you paid for your trip.
Important: If you need to cancel your trip because of COVID-19, the illness must start before you leave and while your Travelex plan is active. Plus, you need to see a doctor and get a note saying you're too sick to travel. If it's a family member or business partner who's sick, their doctor must confirm that their condition is life-threatening or that they need your help for your trip cancellation coverage to apply.
If you catch COVID-19 on vacation and need medical care, we can reimburse you for unexpected medical, medical evacuation, trip interruption, or travel delay costs.
Here are some details on how our international travel insurance with COVID-19 coverage can help you:
- Trip interruption: Provides coverage for the unused portion of your prepaid non-refundable expenses as well as any additional transportation expenses you may pay to return home or re-join your trip.
- Travel delay: If you’re delayed at least five consecutive hours (six hours for our Essential plan), our plans provide coverage for necessary expenses such as hotel and meals, if a physician orders you to pause travel or quarantine during your trip.
- Emergency medical expenses: Provides coverage for your doctor-ordered medical services, like ambulance services, medical tests, prescription medications, physician services, and hospital admission.
- Emergency evacuation: Provides coverage for your doctor-ordered medical evacuation, such as to a suitable hospital or to return home from the hospital.
Plus, with a Travelex plan you can reach our 24/7 travel assistance provider for help with medical and travel arrangements.
If you’re experiencing COVID-19 symptoms and need to see a doctor, our travel assistance provider can refer you to a local medical facility, help you extend your hotel stay, book alternate accommodations, make changes to your travel bookings, and much more.
If you catch COVID-19 while traveling and need to quarantine, we can help. Your coverage will automatically extend to whichever date comes first: the date you return home or seven days after your scheduled return date.
But don’t think you can extend your vacation once your quarantine period is over; you must return as soon as your quarantine period is over to receive the extension.
We can’t offer trip cancellation if you’re worried about contracting COVID-19 while traveling. Remember, our travel insurance for COVID-19 only provides coverage if you test positive for the illness after your policy becomes effective and before departing.
Want to be able to cancel your trip if you decide you don’t want the risk of catching COVID-19 while you’re away? You may want to consider buying our Ultimate plan and including our cancel for any reason upgrade in your policy. It allows you to cancel your trip up to 48 hours before your scheduled departure and be reimbursed with up to 75% of your prepaid, nonrefundable trip costs (up to $7,500). Additional purchase requirements apply.
Have more questions? Reach out to our award-winning customer service team at 1-800-228-9792.
When you purchase one of our Travelex plans, you get access to our Travel On app. It’ll help you understand the risk level for contracting COVID-19 at your destination, as well as give you real-time safety alerts, destination safety advice, and more.
