Planning a trip within the U.S.? Discover our top travel tips for domestic vacations in this United States travel guide, including the best time to visit and what to see, do, eat, and explore before you go.

The United States is a land of sweeping landscapes, iconic cities, and endlessly diverse experiences. From the red rock canyons of the Southwest to the quiet charm of New England towns, our vast country offers something unforgettable around every corner.

Before you cruise down Highway 1 in California, hike through the Great Smoky Mountains, or catch live jazz in New Orleans, dive into our United States travel guide. You’ll find tips on the best time to visit the United States, what to do, and where to stay — so you can make the most of your next adventure right here at home.

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Essential information about the United States

Getting ready to explore more of the U.S.? Just because you're not crossing international borders doesn't mean you won’t need a few helpful travel insights. From regional rules to national park passes to weather patterns, there’s plenty to consider when planning a trip across our diverse country. Here’s what to know before you pack your bags and hit the road — whether you're tackling your United States travel bucket list or trying to visit all 50 states.

Regional weather patterns

The geography of America covers a wide range of climates, and conditions can vary drastically depending on where — and when — you travel. The Northeast sees snowy winters and crisp falls, the South brings humidity and hurricane season, and the West ranges from desert heat to alpine snow. Check the local forecast and pack accordingly, especially if you're traveling through multiple regions.

National park access

National parks are a highlight of domestic travel, but planning ahead is key. Many parks require reservations for entry, camping, or popular hikes — especially in summer. If you're visiting multiple parks, consider buying the America the Beautiful pass to save on entrance fees. Wondering which state has the most national parks? California — with nine! It’s the perfect place to use your park pass. For more options, check out the full national parks list.

State sales tax differences

Sales tax isn’t the same everywhere. States like Oregon, Delaware, and New Hampshire have no sales tax at all, while others — like California and Louisiana — have some of the highest rates in the U.S. Since tax can also vary by city or county, be sure to factor it in when budgeting. 

Pro tip: If you’re looking for cheap places to visit in the USA, consider exploring small towns or off-season destinations where your dollar goes further. 

Driving laws by state

Most U.S. driving laws are consistent, but some vary by state — and it’s worth knowing them before you go. Speed limits, cellphone use, toll roads, and right-on-red laws can differ. Some states have stricter seatbelt, car seat, or open container rules. If you’re renting a car, review local laws ahead of time and carry your license, insurance, and rental agreement. 

Accessibility info

The Americans with Disabilities Act (ADA) ensures accessibility across the U.S., but actual access can vary. National parks, transit systems, and major attractions are often ADA-compliant, while older buildings and rural areas may be less so. Check ahead for wheelchair access, elevator availability, and service animal policies to avoid surprises.   

Traveling with pets

Bringing a furry friend along? Many hotels, vacation rentals, and national parks are pet-friendly — but rules vary by location. Airlines have specific policies based on breed, size, and carrier type, and some states or counties have leash laws or breed restrictions. Always call ahead, carry vaccination records, and research pet-friendly stops along your route.

Popular road trip routes

The U.S. is made for road trips — with iconic routes from coast to coast. Drive California’s Highway 1, Route 66, the Blue Ridge Parkway, Florida’s Overseas Highway, Utah’s Scenic Byway 12, or the Great River Road along the Mississippi. Plan ahead for gas, food, and lodging to keep the journey smooth — and fun.

Real I.D. requirements

Starting May 7, 2025, U.S. travelers will need a Real ID to board domestic flights and enter certain federal buildings. A Real ID looks like a standard driver’s license but includes a star in the upper corner. If your ID doesn’t have it, you’ll need to bring a passport or update your license through your state’s DMV before you fly.  

Best time to visit the United States

The best time to visit the United States depends on what kind of experience you're after.  To kick off our United States travel guide, let’s break it down by season to help you plan your next adventure. 

If you're drawn to long days, outdoor festivals, and road trip weather, summer opens up a world of possibilities. It’s one of the best times to tackle your U.S. bucket list, from hiking in national parks to exploring vibrant cities. Autumn brings a short but breathtaking display of changing leaves, especially in the Northeast and Midwest. If snow-covered mountains, cozy towns, or winter sports are more your style, the cooler months from November to April offer unforgettable escapes. And for those who prefer fewer crowds and a slower pace, the shoulder seasons provide milder weather and space to breathe — perfect for checking off lesser-known places to travel in the U.S. without the rush. 

Whether you're chasing summer sunsets, fall foliage, or peaceful winter landscapes, there's a time and place in the U.S. that suits your travel style. 

Seasons in the United States:

High season

Summer is ideal for outdoor adventures and lively cities. National parks like Yellowstone and Grand Teton are in full bloom, Cape Cod’s beaches buzz with activity, and cities like Seattle and Chicago come alive with festivals. It’s a popular time to travel, so expect crowds and higher prices — but also long days and countless opportunities to see some of the most iconic travel destinations the U.S. has to offer. 

Low season

Winter, from November to April, offers a different kind of escape. Ski towns like Aspen and Park City thrive during this time, while New York City dazzles with holiday lights and indoor attractions. For warm-weather seekers, Palm Springs and Key West are top picks — and can even be cheap places to visit in the U.S. during shoulder weeks. Slower travel periods often come with better deals and quieter streets, making this season ideal for a more relaxed getaway. 

Shoulder seasons

Spring and fall are perfect for travelers seeking quieter experiences and milder weather. Cherry blossoms bloom in Washington, D.C. in April, while October brings vibrant foliage to New England and crisp hikes in the Great Smoky Mountains. Santa Fe is a standout in both seasons, offering art markets and desert calm. If you’re looking for places to go without a passport and want fewer crowds, shoulder seasons are often the best way to see the country at your own pace. 

Best time to visit the United States: 10 seasonal festivals 

One of the best ways to explore the country is through its festivals — from music and food to culture and the arts. Throughout the year, cities and small towns across the U.S. host events that bring people together and reflect the country’s regional diversity.  

Let’s dive further into our United States travel guide, discovering seasonal festivals that make every time of year worth traveling for:

1. Sundance Film Festival — Park City, Utah

Every January, Park City transforms into the epicenter of independent film. Sundance draws filmmakers, celebrities, and movie lovers from around the world. The snow-covered setting adds a magical touch to this world-renowned event. 

2. Mardi Gras — New Orleans, Louisiana

Held in February, Mardi Gras is one of the most iconic festivals in the U.S. with its colorful parades, lively street performances, and deeply rooted Creole traditions. It’s a city-wide celebration like no other. 

3. National Cherry Blossom Festival — Washington, D.C.

Held from late March to early April, this festival celebrates the bloom of thousands of cherry trees gifted by Japan. Expect cultural performances, parades, and scenic strolls through the National Mall under a canopy of pink blossoms. 

4. Spoleto Festival USA  — Charleston, South Carolina

Each May, Charleston hosts one of the nation’s premier performing arts festivals. From opera and theater to jazz and dance, Spoleto brings global talent to a historic Southern setting. 

5. Bonnaroo Music & Arts Festival — Manchester, Tennessee

This multi-day camping and music festival in June is a favorite among festival goers. With a wide-ranging lineup of artists, immersive art installations, and a laid-back vibe, Bonnaroo captures the spirit of summer in the South. 

6. Telluride Bluegrass Festival — Telluride, Colorado 

This beloved June festival combines world-class bluegrass and folk music with stunning Rocky Mountain views. With its intimate setting and loyal following, it’s a favorite among travelers looking for a scenic and soulful summer escape. 

7. Newport Folk Festival — Newport, Rhode Island

Held each July in a historic coastal setting, this legendary festival has hosted major acts since 1959 — including Bob Dylan’s iconic electric debut. It’s a must-visit for music lovers looking for a relaxed, intimate summer experience by the water. 

8. Lollapalooza — Chicago, Illinois

Set in Grant Park each August, Lollapalooza is a massive multi-day festival that draws global headliners and thousands of fans to Chicago’s lakefront. It’s a celebration of music, art, and youth culture in the heart of the city. 

9. Albuquerque International Balloon Fiesta — Albuquerque, New Mexico

Every October, the skies above Albuquerque fill with hundreds of colorful hot air balloons. It’s one of the most photographed festivals in the world and a breathtaking way to welcome autumn. 

10. Austin City Limits Music Festival — Austin, Texas

Held over two weekends in October, this festival features major artists across multiple genres in Zilker Park. It’s a great time to enjoy Austin’s live music scene, local food trucks, and Texas hospitality. 

Top travel destinations in the U.S.

From coast to coast, the United States is packed with iconic destinations, jaw-dropping landscapes, and unforgettable cultural experiences. Whether you're dreaming of red rock canyons, bustling cityscapes, or coastal getaways, this United States travel guide will help you discover some of the country's most remarkable places.

So, buckle up as we take you on a virtual tour of top destinations to travel to in the USA — and inspire your next great adventure! 

Top travel destinations in the U.S.: 10 iconic spots 

1. Grand Canyon, Arizona

No list of top U.S. destinations is complete without the Grand Canyon. Its vast, layered rock formations and dramatic viewpoints draw millions each year. For a closer look, hike down the Bright Angel Trail or take a helicopter tour above the Colorado River. 

2. New York City, New York 

From the Statue of Liberty to Central Park, Times Square to Broadway, New York offers endless things to see and do. The city is a cultural powerhouse and a must-visit for first-time and seasoned travelers alike. 

3. Yosemite National Park, California 

Located in the Sierra Nevada, Yosemite is known for its towering granite cliffs, waterfalls, and ancient sequoias. It’s one of the most photographed national parks in the country — and surprisingly a cheap place to visit in the U.S. if you plan ahead and camp. 

4. Charleston, South Carolina 

With cobblestone streets, antebellum architecture, and a thriving food scene, Charleston blends Southern charm with historic depth. Take a walking tour or hop on a horse-drawn carriage for a step back in time. 

5. Zion National Park, Utah 

Zion’s red rock canyons and slot-carved landscapes offer some of the most dramatic views in the Southwest. Hike the Narrows or Angels Landing for an adrenaline-filled adventure in one of the top nature travel destinations the U.S. has to offer. 

6. Chicago, Illinois 

Set along Lake Michigan, Chicago impresses with world-class museums, deep-dish pizza, stunning architecture, and iconic events like Lollapalooza. The city balances big-city energy with Midwestern friendliness. 

7. Savannah, Georgia 

Spanish moss, historic homes, and riverfront charm make Savannah a favorite for slow-paced travel. It’s walkable, romantic, and full of quirky haunts — ideal for a long weekend or road trip stop. 

8. Maui, Hawaii 

For tropical beauty and volcanic landscapes, Maui is a dream. Drive the Road to Hana, catch sunrise at Haleakalā, or simply relax on its golden beaches. 

9. Washington, D.C. 

Packed with free museums, national monuments, and historical sites, D.C. is both educational and inspiring. Spring is especially popular when cherry blossoms bloom around the Tidal Basin. 

10. Sedona, Arizona 

Red rock formations, energy vortexes, and desert hikes make Sedona a unique blend of nature and spirituality. It’s also a more budget-friendly escape if you camp, making it another one of the most stunning yet cheap places to visit in the U.S. 

Top travel destinations in the U.S.: 10 hidden gems

1. Silver Falls State Park, Oregon 

Known as the “crown jewel” of Oregon’s state parks, Silver Falls offers lush forest trails and the famous Trail of Ten Falls, where you can walk behind cascading waterfalls — a must for any nature lover following our United States travel guide. 

2. Great Basin National Park, Nevada 

Far from the bustle of Las Vegas, Great Basin is a stargazer’s paradise with some of the darkest skies in the U.S. It’s one of the most underrated places to travel in the U.S., featuring ancient bristlecone pines and the stunning Lehman Caves. 

3. Apostle Islands, Wisconsin 

This chain of islands on Lake Superior is known for sea caves, sandy beaches, and historic lighthouses. In winter, the frozen ice caves draw adventurous visitors — a unique travel destination in the U.S. without a doubt. 

4. Beaufort, South Carolina 

With moss-draped oaks, antebellum architecture, and a thriving art scene, Beaufort delivers Southern charm without the crowds of nearby Charleston or Savannah. It’s among the best vacation spots in the U.S. for travelers seeking a slower pace. 

5. Taos Pueblo, New Mexico 

A UNESCO World Heritage Site, Taos Pueblo offers a glimpse into Native American life and culture, with multi-storied adobe buildings that have been continuously inhabited for over 1,000 years. 

6. Valley of Fire State Park, Nevada 

Just an hour from Las Vegas, this red sandstone wonderland features petroglyphs, slot canyons, and sweeping desert views — a photographer’s dream and a cheap place to visit in the U.S. if you’re already in Nevada

7. Saugatuck, Michigan 

This lakeside town blends beaches, dunes, and a vibrant arts community. Its relaxed atmosphere makes it a perfect summer escape on Lake Michigan. 

8. Cumberland Island, Georgia 

Accessible only by ferry, this undeveloped barrier island offers pristine beaches, wild horses, and the ruins of a historic Carnegie mansion. 

9. San Juan Islands, Washington 

Ideal for kayaking, whale watching, and exploring small towns, the San Juan Islands offer a peaceful retreat with Pacific Northwest beauty at every turn. 

10. Bisbee, Arizona 

Once a thriving mining town, Bisbee is now known for its colorful hillside homes, quirky art galleries, and historic tours deep underground. 

Young woman running on a boardwalk in Yosemite after reading a United States travel guide

What to eat in the United States 

American cuisine is as diverse as its landscapes, offering flavors and dishes that reflect the country’s many cultures and regions. Your next trip could be a coast-to-coast culinary adventure, tasting everything from classic comfort foods to inventive modern creations — and discovering the top foodie cities in the U.S. to find them.  

Here are five must-try foods that are as iconic as the destinations where they’re found: 

1. Barbecue 

From smoky Texas brisket to Carolina pulled pork with tangy vinegar sauce, barbecue is a culinary tradition worth traveling for. Cities like Kansas City, Memphis, and Austin are legendary stops for meat lovers. 

2. New York–style pizza 

Thin, foldable slices with just the right balance of sauce and cheese make this pizza a classic. You’ll find the best of it in New York City, but pizzerias from coast to coast have their own takes on the style — making it a must-have in our United States travel guide for food lovers. 

3. Gumbo 

A flavorful stew that blends African, French, and Spanish influences, gumbo is a Louisiana specialty. Head to New Orleans for authentic versions brimming with seafood, sausage, or chicken — one of the most flavorful places to travel in the U.S. for culinary adventures. 

4. Key lime pie 

Tart, creamy, and refreshing, Key lime pie is a must-try when visiting the Florida Keys. Its bright flavor makes it the perfect finish to a warm day in the Sunshine State. 

5. Chicago–tyle hot do

More than just a ballpark snack, the Chicago-style hot dog is an institution — an all-beef frank topped with mustard, relish, onions, tomatoes, pickles, sport peppers, and a dash of celery salt, all served on a poppy seed bun. 

The best way to see the country

Exploring the vast and varied landscapes of the United States is an adventure all its own. From sprawling coastlines and mountain ranges to bustling cities and charming small towns, there are countless places to travel in the USA — and the journey between them can be just as memorable as the destinations themselves.  

In this section of our United States travel guide, we’ll cover the best way to see the country:

Driving 

Driving is certainly the cheapest way to travel cross-country if you plan smart — especially when you split costs with friends, camp along the way, and pack your own meals. A road trip also gives you the freedom to stop at small towns, scenic byways, and must-see spots on your national parks list. Classic drives like Route 66, the Pacific Coast Highway, and the Blue Ridge Parkway make the journey as memorable as the destination.

Flying

For travelers short on time, flying can still be budget-friendly if you book early, travel midweek, and stay flexible with airports. Low-cost carriers often have deals to popular places to travel in U.S., like Los Angeles and New York City, making it easier to check off multiple stops on your itinerary without spending days on the road. Open-jaw tickets — flying into one city and out of another — can also save time and money. 

Public transportation and rail

In major cities like New York, Chicago, and San Francisco, public transit is the most efficient and affordable way to get around. For longer distances, Amtrak offers scenic routes like the California Zephyr and Coast Starlight — slower than flying but perfect if the journey itself is part of your U.S. bucket list. Multi-ride passes can save money if you’re hopping between several travel destinations in the U.S. 

Where to stay in the U.S.: top accommodation options 

When planning your dream U.S. getaway, the type of accommodation you choose can shape your entire experience — and with so many options across the country, it pays to do your research.  

Diving further into our United States travel guide, we’re breaking down the most popular and unique places to stay, from campgrounds deep in national parks to boutique hotels in bustling cities. Whether you’re traveling solo, as a couple, or with kids, the right stay can make your trip unforgettable:

National park campsites 

If your U.S. bucket list includes exploring nature, national park campsites are arguably among the best vacation spots in the U.S. They offer easy access to hiking trails, wildlife, and scenic views — and can also be the cheapest way to travel cross-country if you plan your route around them. 

Airbnbs and vacation rentals 

For travelers who want more space and a taste of local life, Airbnbs and vacation rentals can be found in both urban centers and remote towns. They’re a great option if you’re visiting multiple destinations and want flexibility in your trip itinerary. 

Boutique and luxury hotels 

Many of the top hotels in the U.S. are boutique properties, offering unique design, personalized service, and a stronger connection to the surrounding neighborhood. Staying at smaller hotels can also be a more sustainable choice compared to large resort. 

Family resorts 

For families looking for convenience and entertainment in one place, the best family resorts in the U.S. are often found near major attractions like Orlando’s theme parks or coastal destinations. These properties typically offer pools, on-site dining, and activities for kids, making them a stress-free choice. 

Bed and breakfasts (B&Bs) 

B&Bs are a staple in many small towns and heritage districts, offering a cozy stay with a personal touch. Many are located near cultural landmarks, scenic byways, or vibrant downtowns, making them an ideal base. 

Hostels 

For budget-conscious adventurers, hostels remain one of the cheapest ways to travel cross-country. They’re a low-cost, social option for solo travelers and backpackers, offering shared or private rooms in prime city locations.  

Pro tip: If you’re considering a hostel stay during your trip, check out our hostel guide for safety tips. 

Smiling man looking away while lying over hammock in forest, a top camping site according to the United States travel guide he read

Packing tips for traveling in the United States

If you're reading this, you now know the best time to visit the U.S. and what to do.  You’re one step closer to hitting the road (or skies) for your next American adventure!  

Now, let’s talk packing. Whether you’re exploring national parks, buzzing cities, or coastal towns, smart packing will help you travel lighter and more comfortably. This part of the United States travel guide is all about how to pack for different destinations across the country.

Let’s dive in:  

Think in layers, not outfits

Because the geography of the U.S. is so diverse, you might encounter completely different climates in a single trip — especially on a cross-country route. Layering lets you adapt to changing weather without packing an entirely new wardrobe. 

Pack to match your plans

Your packing list should reflect your itinerary. A stay at one of the best family resorts in the U.S. might mean more swimwear, while a national park road trip calls for sturdy hiking gear and a reusable water bottle. 

Leave space for finds along the way

If you’re visiting the top foodie cities in the U.S. or unique artisan markets, you’ll want space for local treats or handcrafted items. Starting with extra suitcase room makes packing at the end of the trip much easier. 

Prioritize essentials over “just in case” items

Stick to what you know you’ll use. Overpacking adds unnecessary weight and can cost more if you’re flying. 

Keep must-haves accessible

Medications, electronics, and travel documents should be in your carry-on or day bag, especially if you’re switching between destinations frequently. 

Don’t forget about travel insurance!

Even when you’re traveling domestically, it’s a good idea to help safeguard your trip with travel insurance. We offer coverage for travel delays due to severe weather, help reimburse you for things like prepaid and non-refundable flights and hotel stays if your trip is canceled or interrupted for a covered reason, offer primary medical coverage and 24/7 emergency assistance, and more! 

Happy baby hiking with his mom at a destination she discovered in a United States travel guide

Ready to feel more protected while traveling domestically? 

Discover how our Travelex travel insurance can help safeguard your trip across the United States. 

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Worldwide

Earthquake

07.15.25

Earthquakes can disrupt both your travel plans and travel insurance coverage.

Our plans could cover travel issues caused by an unforeseen earthquake, meaning it was announced after your policy was in effect. To be eligible for earthquake coverage, you must have bought your policy before its foreseeable date.

Please check your confirmation of coverage and policy to understand your coverage, as each of our plans can differ.

Events listed on this page will reflect the past six months. Any events outside of that timeframe can be located on the archive page.

Earthquake

Foreseeable date

Guatemala (Zurich-underwritten plans)July 8, 2025
Peru (Zurich-underwritten plans)June 15, 2025

This list may not be a full representation of all events. For a summary of the coverages, benefits, limitations and exclusions of our insurance plan(s), please refer to the applicable Description of Coverage or state specific Individual Travel Protection Insurance Policy.

Ready to take your infant on vacation? Check out our baby-friendly vacation ideas and tips for a smoother and fun-filled trip with your little one.

Taking your baby to see the world can be fulfilling and fun — but not always easy. If you’re looking for a less-stress getaway, choosing a baby-friendly vacation can make all the difference.

Wondering about the best vacations with a baby? Keep reading to explore options that cater to families so you can focus more on little laughs and less on dirty diapers.

Best places to travel with a baby

Some destinations are practically made for family adventures, offering plenty of safety and baby-friendly amenities and activities to make your vacation smooth and enjoyable. Here are some top picks:

1. Orlando, Florida

Orlando isn’t just for theme park thrill-seekers — it’s also a goldmine for family-friendly fun. Disney World and Universal Studios offer babysitting, stroller rentals, and family-friendly accommodations. Plus, the parks are filled with gentle rides for all ages and interactive spaces perfect for tiny travelers.

2. San Diego, California

San Diego has the perfect mix of sunshine, laid-back vibes, and attractions for families. The San Diego Zoo and Legoland are great spots to explore with little ones, while the city’s stunning beaches often have calm waters, ideal for babies. Many hotels also offer child-friendly amenities like cribs, baby gear, and babysitting services.

3. Hawaii (Maui or Oahu)

Hawaii’s island charm makes it an easy win for family vacations. Maui offers peaceful resorts with kiddie pools and spacious rooms, while Oahu has interactive attractions like the Waikīkī Aquarium and Honolulu Zoo. With warm weather, calm beaches, and plenty of outdoor adventures, Hawaii is a paradise for families.

4. The Algarve, Portugal

The Algarve combines beautiful weather, picturesque beaches, and a family-friendly atmosphere. Resorts here are well-equipped with kids’ pools and babysitting services. It’s also a compact destination, so you won’t have to travel far between your accommodation, beaches, and quaint towns to explore.

5. Copenhagen, Denmark

Copenhagen is one of the most child-friendly cities in Europe. Parents can enjoy smooth transportation with stroller-friendly buses and metros, while the city’s many parks are perfect for picnics and play. Don’t miss Tivoli Gardens, which has gentle rides and a whimsical atmosphere that babies and toddlers will adore.

6. Tokyo, Japan

Tokyo might seem busy, but it’s incredibly family-friendly. Many attractions, like Ueno Zoo and Yoyogi Park, cater to children, and the city is full of clean baby-changing stations. Look out for baby-friendly restaurants with high chairs and nursing areas, making your trip effortlessly comfortable.

7. Ljubljana, Slovenia

A lesser-known destination on our list of best places to travel with a baby, this charming European city is compact, stroller-friendly, and offers a relaxed atmosphere perfect for families. The car-free Old Town makes it safe and easy to explore, and there are plenty of green spaces for picnics or playtime. Plus, the locals are known for being family-friendly, and you'll find baby amenities readily available.

Top 3 baby-friendly vacations

1. All-inclusive resorts

Planning a trip with a baby can feel a bit overwhelming, but choosing an all-inclusive resort can make your getaway so much easier. These resorts are built with convenience and comfort in mind, which is exactly what you need when traveling with a little one.

One of the biggest perks? Everything is in one place. From meals and snacks to entertainment and childcare, you won’t have to worry about juggling endless logistics.

Many all-inclusives offer baby-friendly dining options like high chairs, kid-friendly menus, and even baby food. Plus, you can enjoy the luxury of dining without rushing through meals to chase a restless baby!

Family-focused amenities make all-inclusive resorts one of the best places to travel with a baby. Many resorts provide baby gear such as cribs, strollers, and bottle warmers, so you don’t need to overpack. Some even have supervised kids’ clubs or infant care services. This gives you a chance to relax while knowing your little one is in good hands.

Perhaps best of all, all-inclusive resorts take the stress out of planning. With so much included upfront, you won’t be scrambling to find activities or worrying about hidden costs. You can truly unplug, enjoy quality family time, and make lasting memories without sweating the details.

2. Cruises

Ready to hit the high seas with your little sailor? Cruises make life easier for parents while still offering plenty of opportunities for fun and relaxation.

One of the top reasons families love cruises is convenience. Once you’re onboard, everything you need is just a short walk away. Forget packing and unpacking repeatedly — your cabin serves as a cozy home base for the entire trip. And with all meals, entertainment, and activities included, you’ll spend less time planning and more time enjoying.

Cruises are also packed with baby-friendly amenities. Most major cruise lines offer essentials like cribs, high chairs, and special menus for little ones. Some even provide baby care centers or lending services for items like strollers. This means less hassle for you while packing for the trip!

And don’t overlook the family-friendly services. Many cruise ships have kids’ clubs and babysitting services, so you’ll have a little downtime while your baby is in caring hands. Plus, there are onboard activities to suit every age, from baby splash pads to live shows the whole family can enjoy.

A big reason cruises are one of the best places to travel with a baby is you can visit multiple destinations without the stress of constant travel. You can explore new places during the day and return to the comfort of your cabin at night. Cruises let you enjoy the best of both worlds — adventure and convenience — while you're traveling with your baby.

3. Airbnb

Traveling with a baby often means balancing comfort, convenience, and keeping stress levels low — that’s where Airbnb rental properties really stand out. Think of it as your home away from home, complete with kitchens for easy meal prep and spacious rooms for you and your baby to relax.

Flexibility makes Airbnb one of the best places to travel with a baby. Whether it’s adjusting nap schedules or enjoying quiet family evenings, having your own space makes everything smoother. Many Airbnbs even offer essentials like cribs or high chairs, cutting down on packing stress!

Best of all, an Airbnb gives you privacy. No noisy hallways or busy lobbies here; instead, you can unwind in your own peaceful bubble. From cozy cabins to modern apartments, it’s a chance to choose a stay that fits your family’s needs while soaking up local charm.

Quick tips for visiting the best places to travel with a baby

Traveling with a baby is an adventure like no other, but each type of destination comes with its own set of challenges and perks. Here are some tips to help you make the most of all-inclusive resorts, cruises, baby-friendly destinations, and Airbnbs when traveling with your little one.

1. Baby-friendly destinations

Some destinations are naturally more accommodating for families. Here’s how to make the most of these baby-friendly hotspots.

  • Stay central: Book accommodations close to family attractions like zoos, aquariums, or parks to reduce transit time. For instance, in Copenhagen, staying near the Tivoli Gardens means you can easily return for naps.
  • Use local transportation: Baby-friendly cities like Tokyo or Amsterdam have stroller-accessible buses and subways, making exploring easy and efficient.
  • Time activities strategically: Visit popular attractions during off-peak times to avoid crowds and keep your baby calmer.
  • Enjoy outdoor spaces: Cities like San Diego have gorgeous parks and beaches where you can relax, stroll with your baby, and enjoy low-stress outings.

2. All-inclusive resorts

All-inclusive resorts are designed for convenience, but a little preparation can make your stay even smoother.

  • Contact ahead: Call the resort to ensure they have baby gear like cribs, high chairs, and bottle warmers available. Confirm these items in advance to avoid last-minute stress.
  • Plan relaxed meals: Take advantage of buffets or baby-friendly dining options so you can eat at your own pace. Some resorts even provide baby food, so check what’s offered.
  • Maximize amenities: Make use of supervised kids’ programs if available, even for short breaks. While you unwind, the baby can safely enjoy new surroundings.
  • Find quiet spots: Scout out the calmer areas of the resort, like shaded cabanas or quieter pools, to avoid overstimulation for your baby.

3. Cruises

Cruises are a great way to explore multiple destinations without constant packing. We have a few key strategies to help make your life easier while traveling with a baby on board.

  • Choose the right cabin: Opt for a room with extra space or a balcony, offering both comfort and a place to unwind while your baby naps.
  • Look into baby services: Check if your cruise line provides daycare services, baby play areas, or stroller rentals to lighten your load.
  • Plan port days wisely: Many shore excursions aren’t baby-friendly, so consider taking shorter, self-guided trips with the baby in a carrier or travel stroller for comfort and flexibility.
  • Pack essentials for the ship: Bring extras of items like diapers, formula, and wipes, as these can often be pricey or unavailable on board.

4. Airbnbs

We love Airbnbs for family travel, offering all the coziness of home. Here’s how to make them work for you.

  • Check for baby gear: Many family-friendly Airbnbs list amenities like cribs, high chairs, and baby gates. Reach out to hosts if you need specific items.
  • Bring white noise: If your rental is in a busy area, a portable white noise machine can help block out unfamiliar sounds during naps and bedtime.
  • Stock the kitchen: Stop at the store or use local grocery delivery services to keep your kitchen stocked with baby essentials like snacks and formula. It helps to give yourself one less thing to worry about and have everything you need on hand!
  • Choose the right location: Choose a property close to family-friendly attractions but in a quiet area, ensuring convenience without sacrificing your baby’s comfort.

Help make your baby-friendly vacation dreams a reality with travel insurance

Whether you’re unwinding at a beach resort, exploring exciting cities, or enjoying the serenity of nature, choosing the right destination can make all the difference on your family-friendly vacation — so can choosing travel insurance.

The best places to travel with a baby aren’t complete without family travel insurance. Our trip protection and 24/7 travel assistance can help you focus on what really matters.

Wherever your next adventure takes you, enjoy the little moments that make family travel so special — with our team by your side! Get a quote now.

Love the idea of budget-friendly travel and wondering if hostels are safe? Explore our tips and advice to help put your mind at ease.

Solo backpacking through Europe or taking a trip with friends to Southeast Asia? Hostels can be more affordable places to stay where you can meet other like-minded travelers.

Hostels offer shared rooms with potentially less security. So, you may be asking yourself “Are hostels in Europe safe?” or “Are youth hostels safe?” We're here to help you feel extra confident about your trip — read on for our hostel tips and advice.

Are hostels safe?

Because hostels are often smaller and less private than standard hotels, it’s normal to have questions about safety. While many offer features like lockers and 24-hour staff, shared spaces and unfamiliar roommates can raise some concerns.

To help you make an informed decision, here’s a breakdown of the pros and cons of hostel safety.

7 reasons hostels are safe

1. Many hostels have keycard access systems to make sure only guests can enter.

2. They provide lockers for storing your valuables securely.

3. Hostels often install security cameras (CCTV) in shared spaces for added protection.

4. Hostels usually have 24/7 staff on-site to assist and handle any issues.

5. Guest reviews often highlight cleanliness and safety measures, making it easier to find secure options.

6. Staying in a community-focused environment means you’re rarely alone, which can add a sense of safety.

7. Hostels often have orientation meetings or events that help build trustworthy connections with other travelers.

7 reasons hostels may not be safe

1. Shared spaces mean a higher chance of encountering petty theft or loss of belongings.

2. Roommates are strangers, which could occasionally lead to uncomfortable or unsafe situations.

3. Older or less-maintained hostels might lack modern safety features like secure locks or cameras.

4. Overnight staff may not always be present in smaller or poorly run hostels, potentially delaying responses to emergencies.

5. Overcrowded dormitories might compromise personal space and comfort, especially with shared bathrooms.

6. If a hostel has poor management or reviews, safety standards could be lacking.

7. Language barriers with staff or fellow travelers might complicate communication.

Hostel tips for choosing a safe hostel

Each hostel is unique; they range in size, quality, and atmosphere. Think about your comfort preferences and travel needs before looking for the right place to stay.

The key is to look for hostels that have highly rated guest reviews. You can easily search and view ratings for a variety of hostels at websites like Hostelworld and Hostelz.com. Be sure to read ratings and reviews to see which hostel may be best for your travel style and safety standards.

Once you find a hostel you’re interested in, check that it has an up-to-date and appealing website. A professional website can speak volumes about a business.

Plus, find answers to these questions to nail down your preferences and determine safety:

  • How close is the hostel to the places I want to go?
  • Do I have a choice between a private room and dorm-type room?
  • Is breakfast included and if so, what kind of breakfast is it?
  • What time is check-out?
  • Is internet included and are there outlets by the bed?
  • What’s the bathroom situation and what kind of showers do they have?
  • What are the amenities and organized activities on site? Do I get a locker and if so, is it free?
  • What kind of neighborhood is the hostel located in?
  • Is there security staff? What security measures are in place?

What if the hostel you book seemed like the right fit for your trip, but when you arrive, you don’t feel safe? Trust your gut — if you get there and it doesn’t feel right, ask the staff to change your room or leave.

Hostel tips for keeping your belongings safe

A safe hostel will always offer a locker. It doesn’t matter if you book a private or dorm room — always use a locker to keep your belongings safe. We recommend buying a strong lock for extra security.

You’re allowed to keep your stuff locked in the locker while you’re out for the day, but also use these smart hostel tips to keep your stuff safe:

  • Don’t flaunt your valuables.
  • Consider purchasing anti-theft luggage.
  • Take your important documents and valuables with you.
  • Never leave cash in the locker.
  • Never leave your stuff lying out for all to view. Keep your items hidden whenever possible.
  • Keep your most valuable things in your pillowcase while you sleep, especially your wallet and passport.
  • For extra protection, you can use a small slash proof and waterproof safe.

Hostel tips for sleeping safely

When you’re booking your room at the hostel, consider your comfort level. If you’re in a group and don’t mind mixed gender rooms, go for it. But if you’re a female solo traveler and don’t feel comfortable with it, seek out female-only dorms or a private room. Some hostels have two-bed private room suites or four-person rooms. Remember, the more beds in a room, the more noise and chance for compromised security.

Consider these additional tips for safe sleeping:

  • Look for a private room or one with fewer beds.
  • Sleep on the top bunk or hang a towel for privacy if you’re on the bottom bunk.
  • Keep your belongings packed up. If you ever feel unsafe, you can grab them and go.
  • If you don’t feel safe, always speak up. Talk to the hostel staff and ask them to move you.
  • Bring ear plugs or headphones and an eye mask for better sleep.

More hostel tips for a safer experience

  • Some international hostels have curfews and/or limited staff. Know the limits of your chosen hostel so you don’t get locked out.
  • Be sure to ask about amenities before booking, because there are some that don’t even offer bed sheets.
  • Flip-flops are a must-have item to protect your feet in shared showers. Never open the hostel door for strangers.
  • Ask hostel staff if there are areas of the city or scams you should be aware of.

Keep trip protection in mind when asking, “Are hostels safe?”

Think hostels might be for you? Do your research and give it a try! Trust your instincts and use awareness and our hostel tips to guide you.

Plus, we can help keep your trip safer with our travel insurance and 24/7 travel assistance. We’ll be by your side when you need it most during your hostel experience. Get a quote now.

Going to Europe? Learn about the Schengen visa, why you might need it, and how to have smoother travels to Europe.

Information about visa requirements for some travelers visiting Europe’s Schengen Area has caused some confusion. In an effort to help you, we’ve gathered some basic information to help sort out some of the most common elements raising questions.

What countries make up the Schengen area?

The Schengen Area is a zone of 26 European countries that have abolished their internal borders for the free and unrestricted movement of their people. They’ve chosen to establish common rules for border control, fighting crime and strengthening common judicial systems. Although most of the Schengen countries are in the European Union, the Schengen Area shouldn’t be confused with the EU itself, as certain members are not EU countries (such as Norway, Iceland, Switzerland, and Lichtenstein). A holder of a Uniform Schengen visa can travel to all 26 member countries of the Schengen Area.

These countries include:

Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.

Are U.S. citizens required to get a Schengen visa?

Citizens of the United States can travel to the 26 European member countries of the Schengen Area without a visa if they have a valid U.S. passport. This is valid for up to 90 days for short-term tourism or a business trip (90 days within a 180 day period). Be aware however, you will be asked by border guard to present:

  • A current U.S. passport that’s valid for at least three additional months beyond travel dates.
  • Evidence of purpose of entry — documents showing why you are traveling to the Schengen Area.
  • Proof of sufficient financial means, via documents that show you can support yourself during your whole stay in Europe.

Certain situations can change this rule however:

  • U.S. residents of another nationality (non-Americans residing in the U.S.) — coming from countries that have not established a visa-free regime with the EU — will have to apply for a Schengen visa in order to enter.
  • If you have been rejected from entering the Schengen Area as a U.S. citizen in the past, you will need to apply for a Schengen visa in the United States. You can apply at the embassy or consulate of the country you wish to visit, located in the U.S. or other 3rd party visa services.
  • US Green Card holders, who are also nationals of third world countries that haven't established a visa-free regime with the EU, will need to obtain a Schengen Visa.
  • If you're traveling to the Czech Republic to work or study, you'll be required to obtain a visa.

Who is required to get a Schengen Visa?

The answer to this question hinges on where you hold your citizenship. If you're a citizen of any of the countries required to obtain a Schengen visa, you’ll be among those having to go through the necessary visa process and interviews granting permission to enter.

In addition, there are citizens of specific countries which also need an airport transit visa in order to change planes or disembark from a ship in a Schengen Area country. To be safe, check the complete list of required citizens of these countries, documents required for travelers and seafarers, when and how to apply.

What's coming in 2023?    

Currently there are 61 countries not in the EU, but are visa-free (including American citizens as stated earlier). Citizens of these countries are allowed to travel in the Schengen zone for up to 90 days for business or tourism (not study).

As of 2021, citizens of all these countries will need security approval by filling out a European Travel Information and Authorization System (ETIAS) online application. This is not a visa, rather a way for them to keep track of visa-free visitors to assure they are not a security threat. This process allows EU authorities to pre-screen all travelers and confirm their status before entry — or even boarding a flight — to Europe. If you need to remain longer than the allotted 90 days, you must apply for a residency permit. If you don’t, you risk fines and deportation. In addition to business and tourist purposes, the ETIAS will also allow people to visit the Schengen Area for medical and transit reasons.

Starting in November 2023, travelers from non-EU countries such as Australia, New Zealand, the US and the UK will need a valid Etias to enter 30 countries in the Schengen area, including France, Germany, Italy, Portugal, Spain, and Sweden.

The Etias waiver will be mandatory for travelers from more than 50 non-EU countries if they’re planning to visit Europe for less than 90 days (including transit). Anyone from a non-EU country planning to work, study or live in Europe for more than 90 days will apply for a visa.

You’ll be able to apply for an Etias online. The process will take about 10 minutes, and most applications should be approved, but processing could take up to a month. If your application is unsuccessful, you'll have the opportunity to appeal the decision.

Is travel insurance required?

The only people for which having a covered insurance policy is a mandatory requirement are visa nationalities. Anyone traveling temporarily to Europe from a country subject to visa requirements — be it an individual or group visitors, tourists, or business travelers — must purchase and have proof of travel insurance. A letter of proof from your insurance company — including a statement of coverage in Europe for any medical, repatriation and evacuation expenses for all dates of travel — is required. Coverage must be for a minimum €30,000 euro (roughly $31,000 depending on the exchange rate).

We recommend purchasing a travel insurance policy regardless of whether it’s required or not — giving you the peace of mind of coverage in the event of unexpected expenses or emergencies.

The European Schengen Area is actually the largest visa-free zone in the world. Now that you’re armed with the basics, you can travel to these regions with confidence. At Travelex, we are committed to providing quality travel protection for you and your family. Contact us to learn more about how we can help keep you protected while traveling to the Schengen Area.

From unlimited perks to potential hidden costs, this article dives into the pros and cons of all-inclusive resorts to help you decide if they’re right for your vacation.

Ever dreamed of sipping cocktails by the pool without worrying about the bill or dining at gourmet restaurants without checking a menu price? All-inclusive resorts can offer just that, with a blend of luxury and convenience that’s hard to resist. But are they really worth the often hefty price tag?

Whether or not all-inclusive resorts are worth it for your trip largely depends on your travel style. Let’s explore what all-inclusive resort means, the benefits of all-inclusive resorts, and more.

What does all-inclusive resort mean?

If you book an all-inclusive resort, you pay a single upfront price that covers nearly every aspect of your stay. This typically includes lodging, meals, drinks (often alcoholic as well), and a variety of on-site activities and entertainment like kids’ clubs, resort shopping, and dance clubs.

Many all-inclusive resorts offer additional perks like access to private beaches, pools, and fitness facilities, making them a popular choice for those seeking a stress-free and indulgent travel experience. The concept is designed for convenience, so you can enjoy your vacation without worrying about extra costs or planning.

Remember: Each all-inclusive package may vary, so always carefully read the fine print of your package before booking and find out what’s included.

Benefits of all-inclusive resorts and hotels

We know what all-inclusive resort means, but what are some of the advantages of booking one? Booking an all-inclusive resort may be worth it over a standard hotel if these perks appeal to you:

1. Ease of planning

If the thought of organizing every little detail of your trip feels overwhelming, an all-inclusive resort simplifies everything. Your accommodation, dining, and entertainment are all bundled together, so there’s no need to juggle multiple bookings or calculate a budget for each part of your vacation.

2. Cost-effectiveness

For those who like to indulge without financial surprises, all-inclusives provide value. Unlimited food, drinks, and certain activities are covered in your rate, helping you stick to your budget while enjoying luxuries that might feel splurge-worthy elsewhere.

3. On-site amenities

All-inclusive resorts often boast a host of impressive amenities, such as restaurants, water sports, pools, spas, fitness centers, and private beaches. This makes them perfect for visitors who prefer to relax and have everything they need in one place throughout their vacation.

4. Ideal for families or groups

Traveling with others can get tricky, especially when balancing different preferences. All-inclusives cater to a variety of tastes and needs, with activities for kids, adults, and everyone in between. This makes them an excellent choice for families, couples, and larger groups. Plus, with childcare services at many all-inclusive resorts, you can enjoy adult and family time in one vacation.

5. Enhanced safety

Because most of your activities are contained inside the all-inclusive resort — and most resorts have thorough security measures in place — you can worry less about being in an unfamiliar destination with a more secure and controlled environment.

What are potential drawbacks of all-inclusive resorts?

All-inclusive isn’t for everyone, from independent travelers and budget backpackers to adventure seekers and cultural enthusiasts. Here are some downsides to booking an all-inclusive package:

  • Hidden costs like premium services or activities and any tips, taxes, or gratuities not included in the package can add up.
  • Limited local cultural immersion as many resorts are self-contained and cater primarily to tourists.
  • Overcrowded facilities during peak travel seasons can diminish the relaxing atmosphere.
  • Food quality and variety might not meet expectations despite extensive options.
  • Less flexibility for dining or activities as you’re often confined to on-site offerings.
  • Restricted choice of excursions or tours tailored by the resort.
  • Resorts often charge high rates for additional services like spa treatments or premium drinks.

Are all-inclusive resorts worth it for your trip?

How do you envision your vacation? Whether you’re looking for convenience and a variety of amenities or cultural immersion and flexibility, you can choose if an all-inclusive resort aligns with your ideal travel experience.

Help protect your all-inclusive vacation with travel insurance

If you book an all-inclusive resort, you pay for most of your vacation upfront. But if your flight is canceled, your luggage goes missing, or you need to go to the doctor in another country, you could have unexpected and unwanted spending. Whether all-inclusive or a la carte, we’re here to help protect your trip with dependable and customizable travel insurance and 24/7 assistance services. Get a quote now.

Where will your travels as an independent woman take you? Check out our list of the best solo female travel destinations and start planning your adventure.

Taking a solo girl's trip can be a liberating experience, fueling your interests and promoting self-discovery. You can relax when you want, eat where you want, and meet lots of interesting people along the way.

But if you’re looking into solo trips for women, you may wonder if it’s safe. While no location is 100% risk-free, there are many places that are solo-female-friendly. Don’t be afraid to launch out on your own and discover new adventures! If you do your research and travel smart, the world is your oyster.

Best places to travel as a solo female in the U.S.

You could spend a lifetime traveling the United States and still be discovering new places. From mountains, deserts, and beaches to exciting cities and serene country sides, the U.S. has it all. With so many wonderful locations to choose from, we narrowed it down to some of our favorites:

Woman looking at rock formations at Antelope Canyon in Arizona, one of the best places to travel as a solo female in the U.S.

Page, Arizona

Experience Horseshoe Bend and Antelope Canyon for spectacular vistas and scenic canyon country for water sports. Being a popular attraction area, Page makes it easy to meet people, experience local culture, and learn about local history.

Woman walking her dog in snow lined by icy water in wisconsin, one of the best places to travel as a solo female U.S.

Door County, Wisconsin

Known for its Midwestern hospitality, coastal landscape, and many artists, Door County is one of the best places to travel as a solo female in the U.S. From Sturgeon Bay to Gills Rock, the peninsula is surrounded by Green Bay and Lake Michigan, lending itself to many water activities and state parks. Small towns dotted along the coastline offer lots of boutique shopping, regional culinary specialties, live theatre, and artists of all kinds.

Busy French Quarter street in New Orleans, one of the best places to travel as a solo female in the U.S.

New Orleans, Louisiana

With 300 years of rich cultural history along with a famous food and music scene, New Orleans is an entertainment hub worth exploring. A large city, New Orleans is easy to navigate and bustling with both tourists and locals. When you practice street smarts, this city is a great solo female travel destination for a long weekend get-away or solo vacation.

Young woman walking by quaint shops on the street in Cape Cod, one of the best places to travel as a solo female in the U.S.

Cape Cod, Massachusetts

Safe and easy to get around, Cape Cod is well suited for solo trips for women. Offering beautiful beaches, sand dunes, and gorgeous sunsets, it’s also a great place for biking on the Cape Cod Rail Trail, visiting the flea markets, or taking in Provincetown’s nightlife.

Senior woman smiling and kayaking in Portland, Oregan, one of the best places to travel as a solo female in the U.S.

Portland, Oregon

Ranked as one of the safest U.S. cities, Portland offers many attractions to keep the solo female traveler entertained. With great coffee, epic festivals, and seasonal events, there’s something for everyone.

Best solo female travel destinations outside of the U.S.

Woman taking a selfie at a glacier lagoon in Iceland, one of the best places to travel as a solo female in the U.S. and more

Iceland

Known for its natural beauty and eco-friendly people, Iceland is one of the best places to travel for solo female travelers. It’s often known as the “safest country in the world,” so you can worry less and enjoy more on your independent vacation. Soak in one of the country’s famous thermal pools, hike a lava field, or take in the breathtaking landscape.

Woman hiking in the Alps during summer in Switzerland, one of the best places to travel as a solo female in the U.S. and more

Switzerland

A safe and happy country, Switzerland offers history, breathtaking mountain beauty, quality shopping, and accessible transportation options. Swiss culture values personal space and privacy, which can make you feel comfortable and respected as a solo female traveler.

Young woman walking at a harbor in Ireland, one of the best places to travel as a solo female in the U.S. and abroad

Ireland

The Emerald Isle is absolutely beautiful and full of local pubs and cultural experiences. Ranked as one of the world’s most peaceful places on earth, Ireland is a fun and serene destination for solo tourists.

Woman smiling while zip-lining in Costa Rica, one of the best places to travel as a solo female in the U.S. and abroad

Costa Rica

Love outdoor adventures? Then you’ll love Costa Rica and its friendly locals. Many local tour guides speak English, so it’s easy to enjoy surfing, hiking, whitewater rafting, and other activities and tours.

Woman on a ferry at Milford Sound in New Zealand, one of the best places to travel as a solo female in the U.S. and more

New Zealand

Listed on the Global Peace Index of safest countries in the world, New Zealand has everything a female traveler could hope for. From stunning beaches and incredible national parks to vibrant cities and world-famous vineyards, it’s a solo female travel destination dream come true.

Woman sitting on a rock among mountains in Patagonia, one of the best places to travel as a solo female in the U.S. and more

Patagonia

A great place for self-discovery with quiet spaces in nature, Patagonia offers wildlife, Chile’s Torres del Paine National Park, glaciers, and so much more. Consider a trek through Argentina and Chile for a vacation you’ll never forget.

Which of the best places to travel solo as a female in the U.S. or abroad will you choose?

Once you take your first solo trip, you may find that you can’t wait to check the next solo female travel destination off your list. Before you go, help make your trip even safer with our dependable solo travel insurance and 24/7 travel assistance — so you know you’re never really alone on your independent getaway. Get a quote now.

Your credit card — especially if it’s a premium one — may come with built-in travel insurance benefits. But what does credit card travel insurance cover, and is it worth it to get a separate policy from a dedicated travel insurance provider? Let’s look at the difference between both forms of trip protection.

What does credit card travel insurance cover?

Credit card trip insurance is designed to protect your finances if something goes wrong on vacation. It often covers trip cancellations, delays, rental car damage, lost luggage, and even emergency medical expenses.

Coverage specifics can vary depending on the card issuer and the type of card you hold. Every credit card company offers different benefits, so be sure to contact your card company and read the fine print of your credit card travel insurance before starting your trip.

Is credit card travel insurance enough?

Your card’s coverage may be convenient, but it has limitations. Here are some restrictions of credit card trip insurance:

  • Payment requirements: You may only have coverage for expenses purchased with that card.
  • Coverage caps: Your coverage could be lower than coverage from a travel insurance company (meaning you’d receive less money back). You may also need to pay deductibles for emergency medical expenses.
  • Different domestic and international coverage: You may not have the same (or any) coverage if you’re traveling to a country outside of the U.S.
  • Coverage exclusions: You may not have full (or any) coverage for pre-existing conditions, high-risk activities (e.g., extreme sports), high-value belongings, and emergency evacuation.
  • Lack of customization: You may have limited options and be unable to add extra coverage for specific travel needs.
  • Lack of customer support: You may not have 24/7 expert travel assistance like many travel insurance providers offer.

If you’re considering credit card travel insurance, it’s helpful to ask your card issuer these questions:

1. What’s the maximum trip cost limit? Is it enough for my trip?

2. Are emergency medical, dental and evacuation covered with no deductibles?

3. Are the amounts of emergency medical, dental and evacuation coverage enough for my trip?

4. Are trip cancellation and interruption included? What are the covered reasons to cancel or interrupt my trip?

5. Does my credit card travel insurance extend to my traveling companions? For instance, can children be included at no additional cost when traveling with an insured adult?

6. If I get sick or injured while traveling, can I get support to find medical care?

7. Are pre-existing medical conditions covered?

8. If my trip is delayed, can extra expenses like hotel stays, meals, and taxi fares be reimbursed?

9. If my luggage is lost or stolen, can I be reimbursed?

10. What if my luggage doesn't arrive when I do? Can I be reimbursed for essential personal items to help me enjoy my trip?

After answering these questions, you’ll be better able to decide which protection may be right for you. If your coverage is lacking in any of these areas, you may want to choose a travel insurance plan from a provider like our Travelex team.

What are the advantages of a travel insurance policy over credit card travel insurance?

With one of our plans, you’ll have travel insurance from a caring company who specializes in protecting your trip investment — plus 24/7 support so you never feel alone while navigating travel mishaps.

Here are some perks that set our travel insurance apart from credit card coverage:

1. Customization

You can choose the level of coverage you need and add optional upgrades to eligible plans. With our upgrades, you can include coverage like rental car damage, adventure activities, and cancel for any reason, for more flexibility.

2. Higher benefit limits

Our plans often provide higher reimbursement limits for emergency medical expenses, trip cancellations, lost belongings, and more. With our most comprehensive Ultimate plan, you can have up to $250,000 medical coverage, $50,000 trip cancellation, and $75,000 trip interruption, plus a variety of other benefits.

3. More benefits

Our plans tend to pack more benefits than standard credit card travel insurance. If you buy our Ultimate plan, you can be eligible for trip inconvenience, kids-included pricing, all nine of our optional upgrades, and a waiver for pre-existing medical condition exclusions.

4. Helpful Travel On app for safer trips

With a Travelex policy, you get access to our Travel On app. It can send you real-time safety alerts, help you learn about your destination, and allow you to tap to call for 24/7 travel assistance.

5. Affordable options

We offer different plans to suit a range of budgets and travel needs, from our simpler Essential plan to our top-tier Ultimate plan. Plus, unlike with credit card travel insurance, you’re eligible for coverage no matter how you pay for trip costs.

6. 24/7 travel assistance

We don’t just help protect your trip — we help protect you with 24/7 support. From finding you a nearby doctor to language translation in your destination, our assistance provider is by your side on the go.

Want to compare our plans and get a travel insurance quote?

Click the orange “Get quote” button at the top of the page or visit our homepage to see our options for your trip.

Traveling to the Caribbean during hurricane season can feel like a gamble, but with the right knowledge, you can make informed choices and still enjoy your island getaway. Here, we’ll guide you through understanding the risks, timing, and tips for safer travels during the unpredictable storm season.

Jump to:

When’s hurricane season in the Caribbean?

The Caribbean hurricane season tends to fall from June through November each year. The season can vary each year, so ahead of booking your vacation, it’s smart to check if storms may affect your trip based on the current year’s weather patterns.

What are the different levels of storms during the Caribbean hurricane season?

Storms vary in intensity, and there are four main categories of tropical cyclones based on wind speed:

  • Tropical depression: Maximum sustained winds up to 38 mph.
  • Tropical storm: Maximum sustained winds between 39 and 73 mph.
  • Hurricane: Maximum sustained winds at or above 74 mph.
  • Major hurricane: Maximum sustained winds at or above 111 mph (rated Category 3, 4, or 5 based on the Saffir-Simpson Hurricane Wind Scale).

How often do storms occur during the Caribbean hurricane season?

According to the National Oceanic and Atmospheric Administration, the Caribbean hurricane season averages about “14 named storms, 7 hurricanes, and 3 major hurricanes.” Named storms tend to start towards the end of June, while hurricanes usually begin in August. Major hurricanes are more likely starting at the end of August around seven may reach hurricane intensity (sustained winds over 74 mph), and about three may reach major hurricane status (sustained winds over 110 mph).

The Caribbean hurricane season varies among each country in the region, so it’s important to look at data for the specific island you’re planning to visit.

If you want to know how often a particular area gets hit by a hurricane, you can visit the National Oceanic and Atmospheric Administration website. There, you can use the Historical Hurricane Tracking Tool to see the frequency of named storms and hurricanes in the country you’re interested in traveling to.

In any given year, the chances that there’ll be major hurricane disruptions to a Caribbean vacation may not be high. However, keep in mind that these statistics don’t mean the islands impacted one year are out of the woods for storms in the following year. These are long-term averages, and every hurricane season brings some element of risk to your trip planning.

Which countries may be less likely to have storms during Caribbean hurricane season?

If you’re planning to travel to the Caribbean during hurricane season, you may want to consider visiting an island such as Aruba, Curacao, or Bonaire, as they experience a major hurricane only once every 100 years (on average).

Which countries should I try to avoid during Caribbean hurricane season?

During hurricane season in the Bahamas, storm frequency is relatively high. A hurricane-strength storm has occurred there about every two years, and a major hurricane about every five years. Historically, those islands can expect a named storm to occur just about every year.

Other islands that may be more prone to storms during the Caribbean hurricane season are the Dominican Republic, Jamaica, Puerto Rico, and the Cayman Islands.

How can I protect my trip if I’m traveling to the Caribbean during hurricane season?

If you decide to travel to the Caribbean during hurricane season, check out our hurricane safety tips before you depart.

There may be a good chance that hurricanes won’t impact your trip, and you’ll enjoy sunny skies and good vibes. However, it’s a good idea to have travel insurance with hurricane coverage to help mitigate financial risk during an unpredictable travel time. Check the details of your policy to ensure you have adequate coverage for the unlucky chance that you run into a storm.

Also remember that it’s essential to buy travel insurance early for hurricane coverage eligibility — once a storm is named, it’s too late for coverage to apply for claims related to that storm.

Want to get a travel insurance quote before your Caribbean hurricane season vacation?

We’re here for you with coverage you can count on and 24/7 travel assistance if an unexpected storm affects your trip. Get a quote now.