Travel insurance for Florida vacations

Absolutely. Guided tours can be awesome, but they don’t always have you covered when things go haywire.

For instance, if you’re on a group tour of the Everglades and your luggage is lost en route to Miami, you’re often left to sort it out on your own. Travel insurance offers a security net with benefits like baggage protection and travel delay coverage, so we can help you have financial backup if your plans go south.

Yes! Especially if you’re driving long stretches of Florida’s scenic highways, our rental car damage upgrade can help keep your wallet protected from the cost of unexpected mishaps.

We hope you won’t experience fender benders while parking in bustling South Beach or vandalism of your Orlando rental car. But if you do, this upgrade can help reimburse eligible accidental damage costs, letting you focus on the road ahead instead of repair bills.

Yes! If you’re planning on snorkeling in Key Largo or ziplining near Orlando, our base plans offer protection for many lower-risk activities.

Thinking about taking the excitement up a notch? Add our adventure activities upgrade to our Ultimate, Advantage, Essential, or Travel Med Go plan for heart-pounding excursions like parasailing or scuba diving with Florida’s marine life.

Plans don’t always go as expected, which is why it’s smart to pack trip cancellation coverage on vacation. Our Ultimate, Advantage, and Essential plans include trip cancellation benefits that can reimburse you for eligible expenses for specific reasons listed in your policy, such as unexpected illness or natural disasters.

Looking for more flexibility? Our cancel for any reason* upgrade can help travelers feel more confident about booking their vacations. Exclusive to our Ultimate plan, this upgrade lets you cancel your trip for any reason up to two days before your trip starts and recover up to 75% of your prepaid trip costs.

Important details to keep in mind: this upgrade needs to be added to the Ultimate plan within 21 days of your initial trip payment and no less than 31 days before your departure date. You’ll also need to ensure your policy accounts for the full amount of your prepaid, nonrefundable trip costs, with a trip cost cap of $10,000 per person.

_{*Cancel for any fortuitous reason in NY.}

If you’re staying within the U.S., you can venture into different states without losing coverage. If you’ll be leaving Florida to visit a country outside of the U.S., your coverage can continue protecting you unless you visit OFAC-sanctioned countries or our blocked destinations.

Either way, when you get a travel insurance quote, enter your destination as the country where you’ll spend the most time. For example, if you’ll be in Florida for two weeks and Mexico for three days, select “USA” as your destination.

It’s easy to find out! Hit the orange “Get quote” button below or at the top of the page to get a quote for your ideal Sunshine State coverage.