Why do I need travel insurance for my Italy vacation?

 

Immersing yourself in the Italian dolce vita on your next vacation? Maybe you’re checking a Venetian gondola ride off your bucket list or soaking up Italian history with a walk through the Colosseum in Rome. While Italy enchants with its timeless beauty and cultural richness, smart travelers know the importance of being prepared for the unexpected — which can happen to anyone, anytime (like unforeseen illness or injury, a lost passport or bag, or a major travel delay). Packing the best travel insurance for your Italy trip means if something does go wrong on your trip, you don’t have to deal with it alone.

Yes, travel insurance for Italy can be your ticket to a smoother experience amidst the vibrant Italian landscapes. It can help reimburse your unexpected costs and provide access to assistance when you need it most. With the right coverage in place, you can savor gelato in a bustling piazza or take in the breathtaking views of the Amalfi Coast with less worry, because expert help is available if you need it.

So, to help ensure that your memories of Italy are of its unparalleled art, history, and cuisine — rather than the unexpected hiccups travel can throw your way — check out the benefits of travel insurance for Italy trips.

  • Top benefits of having travel insurance for Italy getaways

  • Whether you’re searching for the best travel health insurance for your Italy trip or coverage to protect you from a canceled vacation, Travelex’s benefits can help with a variety of vacation mishaps.
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How to choose the best travel insurance for your Italy itinerary

Travelex gives you choices — meaning you can choose a plan with the right amount of coverage for your escape to southern Europe. Whether you’re getting a taste of one of the world’s fashion capitals in Milan or relaxing in luxury in Lake Como, you can feel confident knowing you’re traveling with reliable protection from unexpected issues.
Travel insurance for Italy trips can help protect your vacation to see this view of the Colosseum.

Travel Basic

Want to save money on travel insurance for your Italy trip but still have essential benefits like 24/7 travel assistance? This plan has you covered, from emergency medical expenses to missing luggage.

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Travel insurance for Italy trips can help protect your vacation to see this view of a Chianti vineyard.

Travel Select

If you want more coverage that you can customize to suit your vacation in “The Boot”, this plan provides additional benefits and higher limits — plus optional upgrades for things like adventure sports.

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Reasons to choose Travelex's travel insurance for your Italy vacation

 

A Travelex plan doesn’t just provide coverage you can trust; it also comes with support from a caring team with award-winning customer service and technology. You can’t predict what could go wrong on your European getaway, but you can travel confidently knowing Travelex is there for you.

24/7 assistance

24/7 assistance

Want help with a medical emergency, language interpretation, and more? As a Travelex traveler, you’ll have support anytime, anywhere.
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Expertise on the go

Stay safer when you travel with Travelex’s Travel On app. It helps you keep your policy details handy, sends you real-time safety alerts, and shares nearby security risks to avoid.
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Customizable

Want to cancel for any reason or have extra protection for adventure sports? The Travel Select plan has the most optional upgrades to choose from for more coverage.

 

FAQs about finding the best travel insurance for Italy trips

How do I know if it’s safe to travel to Italy?

Before and during your trip, it’s smart to check relevant travel alerts to help you understand if there are any current or potential risks in Italy when you plan to visit.

 

Here are a few ways to stay in the know:

 

Is travel insurance required for Italy?

While travel insurance isn’t required for Italy, it’s essential if you want to avoid out-of-pocket costs you can’t get back.

 

If you get hurt or sick during your adventures in Italy, your U.S. health insurance may not cover your unexpected medical costs. The best travel medical insurance for Italy will reimburse your unforeseen emergency medical expenses.

 

Plus, if you travel with a Travelex Travel Select plan, you may even be able to include pre-existing medical conditions coverage in your policy if you meet the requirements for coverage.

Do I need travel insurance for my Italy vacation if I’m traveling with an organized tour?

Even if you opt for a planned group tour of Italy — thinking it's safer and more predictable — it doesn't automatically mean you can skip getting travel insurance.

 

Here's the truth: the best travel insurance for your Italy trip can let you explore confidently knowing you’re more protected for the just-in-case moments. Whether your tour bus is running late, or you find yourself needing unexpected medical attention, travel insurance for your Italy trip can help cover your unforeseen costs. Also, remember that many tour companies won't even let you board the bus or start your adventure without proof of travel insurance in hand, so make sure you check before you leave.

 

Can I get coverage for driving a rental car in Italy?

Yes! Travelex’s Travel Basic and Travel Select plans have an optional upgrade for car rental collision coverage. So, if you include this upgrade in your policy, you may receive reimbursement for unanticipated expenses from accidents, fire, floods, and more.

Can I get travel insurance for Italy that covers moped or motorcycle riding?

If you’re thinking about exploring Italy on a moped, motorbike, or quadbike, it’s important to know that Travelex’s car rental collision coverage doesn’t apply to those vehicles. So, if you have the car rental collision upgrade and rent a moped, motorbike, or quadbike, we won’t cover any damage to that vehicle.

Can I get coverage for my cruise in Italy?

Both our Travel Select and Travel Basic plans are great options for getaways at sea because they include coverage for cruises. This means either plan’s protection can come in handy for a variety of unexpected travel issues. From catching a stomach bug on board to missing your flight on the way to the departure port, Travelex travel insurance can take some pressure off with reimbursement for unanticipated expenses.

Can I get coverage for adventure sports in Italy?

It’s important to be protected when you try more thrilling activities on vacation, whether you’re paragliding in Lake Garda, hiking through UNESCO World Heritage sites, or tackling Via Ferrata on the cliffs of the Italian Alps.

 

At Travelex, the Travel Select and Travel Basic plans provide coverage for certain activities like hiking, skiing, horseback riding, and kayaking.

 

But if you’re interested in experiencing an adventure sport the base plans don’t cover, there’s no need to worry. If you choose the Travel Select plan, you can include the optional adventure sports upgrade in your policy. This upgrade includes coverage for activities like zip-lining, motor sports, skydiving, and more.

 

Need more information on Travelex’s adventure sports upgrade? Read the adventure sports coverage page or reach out to the customer service team at 1-800-228-9792.

Can I get coverage if I think I may have to cancel my trip to Italy?

Ideally, your trip to Italy will be the vacation of a lifetime, filled with views of picturesque landscapes, elegant architecture, and delicious food. But because you can’t predict what will happen during — or even before — your getaway, it’s important to make sure you’re protected if you need to cancel your Italy trip.

 

The good news is Travelex’s Travel Select and Travel Basic plans come with trip cancellation coverage, so you can receive reimbursement for certain reasons listed in your policy. Just make sure you include your full trip cost when getting a quote and buying your policy to ensure you’ll have enough coverage.

 

Want the flexibility of being able to cancel your trip for any reason? Travelex’s cancel for any reason upgrade may be a great choice for you — and it’s available on the most comprehensive plan, Travel Select. With the upgrade included in your policy, you can cancel your Italy vacation for any reason up to 48 hours before you depart and receive up to 75% ($7,500 maximum) of your insured trip cost back.

 

Important: The cancel for any reason upgrade applies if your Italy vacation is no longer than 30 days. You need to get this extra coverage with the Travel Select base plan and within 15 days of making your first payment for the trip. Also, make sure to insure all your prepaid and nonrefundable expenses, but keep in mind that there's a limit — your trip's total cost can't be more than $10,000.

I’m visiting multiple countries on my trip to Italy. Can I get travel insurance coverage for my entire trip?

Want a quick break from Italy to catch a soccer game in Spain or see the Eiffel Tower in France? If you’re stopping in multiple countries on your vacation, your travel insurance can protect your whole trip, unless you’re visiting an OFAC-sanctioned country.

 

When you start your travel insurance quote and need to input your destination, select the country where you’ll be spending the most time. For instance, if you plan to visit Italy for seven days, but also spend two days in Paris before you leave, you’d list Italy as your destination.

 

Need more information on travel insurance for multiple countries? You can call the customer service team at 1-800-228-9792.

Ready to get travel insurance for your Italy trip?

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