Name: Travelex Insurance Services, Inc.
Address: 810 North 96th Street, Suite 300, Omaha, NE, 68114, United States
Telephone: 1-800-228-9792

Where are you going?

Before you hit the slopes on vacation, discover how our snow sports travel insurance can support you along the way.

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How our snowboard and ski travelinsurance can help you

With our coverage, you can set off on your snow sports trip with confidence, knowing we can help protect your finances if your trip plans take a tumble.

If you want emergency medical coverage …

We offer it — with up to $250,000 on our Ultimate plan.

See medical benefits

If you want emergency evacuation coverage …

We offer up to $1,000,000 depending on which plan you choose.

Evacuation coverage

If you want ski insurance for your snow vacation …

Our adventure activities upgrade offers coverage for skiing.

Adventure activities

If you want access to 24/7 travel assistance …

You’ll have it with any of our plans — and help is just a tap away with our Travel On app.

Get help easily

Here's what you get with our comprehensive snowboard and ski insurance plans

Want the best travel insurance with snow sports coverage for your trip? Our comprehensive plans offer a wider variety of protection and personalization. Check out the benefits and limits for each plan below.

Before you buy: Remember to get our adventure activities upgrade if you want travel insurance for skiing. Our base plans often offer coverage for snowboarding, but you’ll only have ski protection if you include this upgrade in your policy.

two young, mixed-race parents and their child walk through a snowy forest on a winter trip after researching ski insurance

Ultimate

For travelers who want maximum protection.

Up to $50,000 trip cancellation
Up to $75,000 trip interruption
Up to $2,000 travel delay
Up to $250,000 emergency medical*
Up to $1,000,000 emergency evacuation and repatriation

Advantage

For travelers who want a step up from basic coverage.

Up to $10,000 trip cancellation
Up to $12,500 trip interruption
Up to $1,000 travel delay
Up to $50,000 emergency medical
Up to $250,000 emergency evacuation and repatriation

Essential

For travelers who want reliable coverage at a lower cost.

Up to $10,000 trip cancellation
Up to $10,000 trip interruption
Up to $600 travel delay
Up to $25,000 emergency medical
Up to $200,000 emergency evacuation and repatriation

Our plan benefits and coverage details	Ultimate	Advantage	Essential
Trip cancellation, interruption, delay, and inconvenience
Protects travel investments and recovers nonrefundable, prepaid costs if your trip is canceled for an eligible reason.	100% of trip cost ($50,000 maximum)	100% of trip cost ($10,000 maximum)	100% of trip cost ($10,000 maximum)
Protects unused, prepaid, and nonrefundable expenses and additional transportation to join the departed trip or return home if your trip is interrupted for an eligible reason.	150% of trip cost ($75,000 maximum)	$125% of trip cost ($12,500 maximum)	100% of trip cost ($10,000 maximum)
Reimbursement for reasonable additional expenses — such as accommodations, local transportation, and meals — if your trip is delayed for an eligible reason.	$2,000 ($250 per day maximum)	$1,000 ($250 per day maximum)	$600 ($200 per day maximum)
Reimbursement for luggage and personal articles if your bags are lost, stolen, or damaged.	$2,000 ($500 per item limit)	$1,000 ($500 per item limit)	$750 ($500 per item limit)
Reimbursement for personal articles — such as reasonable additional clothing and toiletries — if your bags are delayed by a common carrier.	$500	$200	$200
Reimbursement for reasonable additional lodging, meal expenses, and the prepaid, unused, and nonrefundable portion of the trip if you miss a connection for an eligible reason.	$750	$500	$150
Reimbursement for travel inconveniences such as a closed ski resort, golf course, or beach at your destination, or cruise disablement due to an eligible reason. Closed attractions: $200 maximum Closed beach: $200 maximum Cruise disablement: $200 maximum	$600	Not included	Not included
Emergency evacuation and repatriation
Coverage for physician-ordered medical evacuation to a hospital or home if an injury or sickness occurs while traveling. Also includes coverage for repatriation of remains if you pass away while traveling.	$1,000,000	$250,000	$200,000
Emergency medical expense
Coverage for emergency medical treatment if you have a sickness or injury while traveling on an insured trip. Residents of NH have up to $50,000 in emergency medical coverage with the Ultimate plan. Residents of CT, IN, KS, MO, MT, VT, and WA have a $50 deductible.	$250,000 *$50,000 for NH residents	$50,000	$25,000
Coverage for emergency dental treatment if you’re injured while traveling on an insured trip. Residents of CT, IN, KS, MO, MT, VT, and WA have a $50 deductible.	$500	$500	$500
If you meet the plan purchase requirements listed, exclusions for pre-existing conditions are waived. Exclusions do not apply to NH residents.	Included if plan is purchased within 21 days of first trip payment and full trip cost is insured	Not included	Not included
This represents the number of days to “look back” at changes in medical history and determine if a claim is related to a pre-existing medical condition. The days are counted backward from the day preceding the policy purchase date.	90 days Does not apply to NH residents	120 days Does not apply to NH residents	180 days Does not apply to NH residents
If you need to file a claim, your plan benefits will be used first as primary coverage. Our Essential plan provides excess medical coverage unless you’re a CT resident, in which case you’d have primary coverage.	Included	Included	Not included (secondary coverage) Included for CT residents
Accidental death and dismemberment
Coverage if you have an eligible loss, such as your life or a limb, as a result of an eligible injury while on an insured trip. Exclusions may apply. See policy for details.	$25,000	$20,000	$10,000
Coverage if you’re exposed to weather or disappear due to an accident that results in an eligible loss.	$25,000	$20,000	$10,000
Other benefits
If you need help while you’re traveling, our team of assistance experts is available 24/7 to help you with medical emergencies, language interpretation, prescription refills, and much more.	Included	Included	Included
We can provide coverage at no additional cost to one travel companion aged 17 years old or younger per each insured adult traveler. Each insured adult traveler on the Ultimate plan must be aged 18 years or older for the child to be eligible. The child’s individual trip cost must be equal to or lower than the insured adult’s individual trip cost for coverage to apply. If upgrades are selected and included in the policy, each traveler will be charged the applicable premium for the upgrade.	Yes	No	No
The plan you choose will provide coverage for a trip length up to the number of days shown. It’s important to check that the plan’s maximum trip length will insure your entire trip or coverage may not apply.	Up to 180 days	Up to 30 days	Up to 30 days
We offer coverage for most U.S. states and international locations, excluding trips to, through, or from destinations sanctioned by Zurich Group or the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC). Please check the OFAC website and our travel alerts page for information on affected countries.	All domestic and international locations without Zurich Group or OFAC sanctions. For a list of our restricted destinations, please check our travel alerts page.	All domestic and international locations without Zurich Group or OFAC sanctions. For a list of our restricted destinations, please check our travel alerts page.	All domestic and international locations without Zurich Group or OFAC sanctions. For a list of our restricted destinations, please check our travel alerts page.
This is the number of days after purchasing your policy during which you may cancel your policy and receive a premium refund, as long as you have not departed or filed a claim. We count the date you purchase your policy as day one of your review period.	21 days	21 days	21 days
We provide coverage for certain sports and activities, including kayaking, horseback riding, and hiking. To include coverage for excluded activities, such as skiing or scuba diving more than 75 feet, consider adding our adventure activities upgrade.	Included, but limited to eligible activities (optional upgrade available for additional activities)	Included, but limited to eligible activities (optional upgrade available for additional activities)	Included, but limited to eligible activities (optional upgrade available for additional activities)
Optional upgrades
If you include this upgrade, you can be reimbursed up to 75% of your prepaid, nonrefundable trip costs (up to $7,500) if you need to cancel your trip. You must cancel at least two days prior to your scheduled departure date. To get cancel for any reason coverage, you must insure all your nonrefundable trip expenses in your plan, your trip cost can’t be more than $10,000, and you must purchase the upgrade 31 days or more before your departure date. You also must purchase the cancel for any reason upgrade with the Ultimate plan within 21 days of your initial payment for your trip. Subsequent arrangements must be insured within 14 days of booking those arrangements. Cancel for any fortuitous reason in NY.	Available (75% of insured trip cost up to $7,500)	Not available	Not available
If you include this upgrade in your policy, you can have coverage up to $50,000 ($100 deductible) for collision, vandalism, windstorm, theft, hail, fire, or flood damage to your rental car while on your trip. This upgrade is not available in all destinations, including Costa Rica, Ireland, Jamaica, and Mexico. Please contact our customer service team at 1-800-228-9792 to check if coverage is available for your trip.	Available ($50,000 with a $100 deductible)	Available ($50,000 with a $100 deductible)	Available ($50,000 with a $100 deductible)
If you include this upgrade in your policy, you can increase your emergency medical expense coverage limit by $250,000. Not available to NH residents.	Available (additional $250,000) Not available to NH residents	Not available	Not available
If you include this upgrade in your policy, you can have protection for the following activities that are excluded from coverage in our base plans: snow skiing, skydiving, parachuting, free falling, cliff diving, B.A.S.E. or base jumping, hang gliding, parasailing, travel on any air supported device other than a regularly scheduled airline or air charter company, mountain climbing, free climbing, scuba diving at a depth greater than 75 feet, and participating in underwater activities if the depth of the water is greater than 75 feet. This upgrade provides up to $10,000 coverage for an organized search & rescue by appropriate authorities, should you or a traveling companion become lost, disoriented, or missing during your trip. It also offers up to $100,000 coverage in case an event on your trip results in imminent physical danger to you and your traveling companions and you require additional accommodations, transportation, or extrication from your destination. This upgrade isn’t available to IL residents. Exclusions on activities listed above don’t apply to IL residents.	Available (waives exclusions on certain activities) Search and rescue: $10,000 Security evacuation: $100,000	Available (waives exclusions on certain activities) Search and rescue: $10,000 Security evacuation: $100,000	Available (waives exclusions on certain activities) Search and rescue: $10,000 Security evacuation: $100,000
If you include this upgrade in your policy, you can have coverage if you suffer from the permanent loss of life from an eligible injury while boarding, as a passenger on, or disembarking from an aircraft of a commercial airline or air charter company licensed to carry passengers for hire during a trip, up to the maximum eligible amount selected. This upgrade isn’t available to NH residents.	Available ($200,000, $500,000, or $1,000,000) Not available to NH residents	Available ($200,000, $500,000, or $1,000,000) Not available to NH residents	Available ($200,000, $500,000, or $1,000,000) Not available to NH residents
If you include this upgrade in your policy, you can have coverage if your trip is delayed for an eligible reason and you have extra pet boarding fees. Plus, if your pet traveling with you has a sickness or injury, you can have coverage for pet veterinarian expenses up to the maximum eligible amount. This upgrade isn’t available to NY and VA residents.	Available Pet care: $250 Pet veterinarian expense: $2,500	Available Pet care: $250 Pet veterinarian expense: $2,500	Available Pet care: $250 Pet veterinarian expense: $2,500
Reimbursement for expenses such as the cost of repairs if you cause accidental damage to your accommodations.	Available ($2,000)	Available ($2,000)	Available ($2,000)
Protect travel investments and recover nonrefundable, prepaid costs up to $10,000 per person. This applies if you need to cancel your trip due to your previously approved time off being revoked or your business being rendered unsuitable for business due to an eligible event and you’re required to work during your insured trip. To get cancel for business reasons coverage, you must purchase the upgrade 31 days or more before your departure date. You must also purchase the cancel for business reasons upgrade with the Ultimate plan within 21 days of your initial payment for your trip.	Available (100% of insured trip cost up to $10,000)	Not available	Not available
Increase your benefit limit for lost or stolen baggage and add coverage for lost or stolen electronics and professional equipment. This also includes benefits for sporting equipment delay or rental if delayed by a common carrier.	Available (additional $3,000) Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000	Available (additional $4,000) Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000	Available (additional $4,250) Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000

Our plan benefits and coverage details
Ultimate	Advantage	Essential
Trip cancellation, interruption, delay, and inconvenience
Protects travel investments and recovers nonrefundable, prepaid costs if your trip is canceled for an eligible reason.
100% of trip cost ($50,000 maximum)	100% of trip cost ($10,000 maximum)	100% of trip cost ($10,000 maximum)
Protects unused, prepaid, and nonrefundable expenses and additional transportation to join the departed trip or return home if your trip is interrupted for an eligible reason.
150% of trip cost ($75,000 maximum)	$125% of trip cost ($12,500 maximum)	100% of trip cost ($10,000 maximum)
Reimbursement for reasonable additional expenses — such as accommodations, local transportation, and meals — if your trip is delayed for an eligible reason.
$2,000 ($250 per day maximum)	$1,000 ($250 per day maximum)	$600 ($200 per day maximum)
Reimbursement for luggage and personal articles if your bags are lost, stolen, or damaged.
$2,000 ($500 per item limit)	$1,000 ($500 per item limit)	$750 ($500 per item limit)
Reimbursement for personal articles — such as reasonable additional clothing and toiletries — if your bags are delayed by a common carrier.
$500	$200	$200
Reimbursement for reasonable additional lodging, meal expenses, and the prepaid, unused, and nonrefundable portion of the trip if you miss a connection for an eligible reason.
$750	$500	$150
Reimbursement for travel inconveniences such as a closed ski resort, golf course, or beach at your destination, or cruise disablement due to an eligible reason. Closed attractions: $200 maximum Closed beach: $200 maximum Cruise disablement: $200 maximum
$600	Not included	Not included
Emergency evacuation and repatriation
Coverage for physician-ordered medical evacuation to a hospital or home if an injury or sickness occurs while traveling. Also includes coverage for repatriation of remains if you pass away while traveling.
$1,000,000	$250,000	$200,000
Emergency medical expense
Coverage for emergency medical treatment if you have a sickness or injury while traveling on an insured trip. Residents of NH have up to $50,000 in emergency medical coverage with the Ultimate plan. Residents of CT, IN, KS, MO, MT, VT, and WA have a $50 deductible.
$250,000 *$50,000 for NH residents	$50,000	$25,000
Coverage for emergency dental treatment if you’re injured while traveling on an insured trip. Residents of CT, IN, KS, MO, MT, VT, and WA have a $50 deductible.
$500	$500	$500
If you meet the plan purchase requirements listed, exclusions for pre-existing conditions are waived. Exclusions do not apply to NH residents.
Included if plan is purchased within 21 days of first trip payment and full trip cost is insured	Not included	Not included
This represents the number of days to “look back” at changes in medical history and determine if a claim is related to a pre-existing medical condition. The days are counted backward from the day preceding the policy purchase date.
90 days Does not apply to NH residents	120 days Does not apply to NH residents	180 days Does not apply to NH residents
If you need to file a claim, your plan benefits will be used first as primary coverage. Our Essential plan provides excess medical coverage unless you’re a CT resident, in which case you’d have primary coverage.
Included	Included	Not included (secondary coverage) Included for CT residents
Accidental death and dismemberment
Coverage if you have an eligible loss, such as your life or a limb, as a result of an eligible injury while on an insured trip. Exclusions may apply. See policy for details.
$25,000	$20,000	$10,000
Coverage if you’re exposed to weather or disappear due to an accident that results in an eligible loss.
$25,000	$20,000	$10,000
Other benefits
If you need help while you’re traveling, our team of assistance experts is available 24/7 to help you with medical emergencies, language interpretation, prescription refills, and much more.
Included	Included	Included
We can provide coverage at no additional cost to one travel companion aged 17 years old or younger per each insured adult traveler. Each insured adult traveler on the Ultimate plan must be aged 18 years or older for the child to be eligible. The child’s individual trip cost must be equal to or lower than the insured adult’s individual trip cost for coverage to apply. If upgrades are selected and included in the policy, each traveler will be charged the applicable premium for the upgrade.
Yes	No	No
The plan you choose will provide coverage for a trip length up to the number of days shown. It’s important to check that the plan’s maximum trip length will insure your entire trip or coverage may not apply.
Up to 180 days	Up to 30 days	Up to 30 days
We offer coverage for most U.S. states and international locations, excluding trips to, through, or from destinations sanctioned by Zurich Group or the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC). Please check the OFAC website and our travel alerts page for information on affected countries.
All domestic and international locations without Zurich Group or OFAC sanctions. For a list of our restricted destinations, please check our travel alerts page.	All domestic and international locations without Zurich Group or OFAC sanctions. For a list of our restricted destinations, please check our travel alerts page.	All domestic and international locations without Zurich Group or OFAC sanctions. For a list of our restricted destinations, please check our travel alerts page.
This is the number of days after purchasing your policy during which you may cancel your policy and receive a premium refund, as long as you have not departed or filed a claim. We count the date you purchase your policy as day one of your review period.
21 days	21 days	21 days
We provide coverage for certain sports and activities, including kayaking, horseback riding, and hiking. To include coverage for excluded activities, such as skiing or scuba diving more than 75 feet, consider adding our adventure activities upgrade.
Included, but limited to eligible activities (optional upgrade available for additional activities)	Included, but limited to eligible activities (optional upgrade available for additional activities)	Included, but limited to eligible activities (optional upgrade available for additional activities)
Optional upgrades
If you include this upgrade, you can be reimbursed up to 75% of your prepaid, nonrefundable trip costs (up to $7,500) if you need to cancel your trip. You must cancel at least two days prior to your scheduled departure date. To get cancel for any reason coverage, you must insure all your nonrefundable trip expenses in your plan, your trip cost can’t be more than $10,000, and you must purchase the upgrade 31 days or more before your departure date. You also must purchase the cancel for any reason upgrade with the Ultimate plan within 21 days of your initial payment for your trip. Subsequent arrangements must be insured within 14 days of booking those arrangements. Cancel for any fortuitous reason in NY.
Available (75% of insured trip cost up to $7,500)	Not available	Not available
If you include this upgrade in your policy, you can have coverage up to $50,000 ($100 deductible) for collision, vandalism, windstorm, theft, hail, fire, or flood damage to your rental car while on your trip. This upgrade is not available in all destinations, including Costa Rica, Ireland, Jamaica, and Mexico. Please contact our customer service team at 1-800-228-9792 to check if coverage is available for your trip.
Available ($50,000 with a $100 deductible)	Available ($50,000 with a $100 deductible)	Available ($50,000 with a $100 deductible)
If you include this upgrade in your policy, you can increase your emergency medical expense coverage limit by $250,000. Not available to NH residents.
Available (additional $250,000) Not available to NH residents	Not available	Not available
If you include this upgrade in your policy, you can have protection for the following activities that are excluded from coverage in our base plans: snow skiing, skydiving, parachuting, free falling, cliff diving, B.A.S.E. or base jumping, hang gliding, parasailing, travel on any air supported device other than a regularly scheduled airline or air charter company, mountain climbing, free climbing, scuba diving at a depth greater than 75 feet, and participating in underwater activities if the depth of the water is greater than 75 feet. This upgrade provides up to $10,000 coverage for an organized search & rescue by appropriate authorities, should you or a traveling companion become lost, disoriented, or missing during your trip. It also offers up to $100,000 coverage in case an event on your trip results in imminent physical danger to you and your traveling companions and you require additional accommodations, transportation, or extrication from your destination. This upgrade isn’t available to IL residents. Exclusions on activities listed above don’t apply to IL residents.
Available (waives exclusions on certain activities) Search and rescue: $10,000 Security evacuation: $100,000	Available (waives exclusions on certain activities) Search and rescue: $10,000 Security evacuation: $100,000	Available (waives exclusions on certain activities) Search and rescue: $10,000 Security evacuation: $100,000
If you include this upgrade in your policy, you can have coverage if you suffer from the permanent loss of life from an eligible injury while boarding, as a passenger on, or disembarking from an aircraft of a commercial airline or air charter company licensed to carry passengers for hire during a trip, up to the maximum eligible amount selected. This upgrade isn’t available to NH residents.
Available ($200,000, $500,000, or $1,000,000) Not available to NH residents	Available ($200,000, $500,000, or $1,000,000) Not available to NH residents	Available ($200,000, $500,000, or $1,000,000) Not available to NH residents
If you include this upgrade in your policy, you can have coverage if your trip is delayed for an eligible reason and you have extra pet boarding fees. Plus, if your pet traveling with you has a sickness or injury, you can have coverage for pet veterinarian expenses up to the maximum eligible amount. This upgrade isn’t available to NY and VA residents.
Available Pet care: $250 Pet veterinarian expense: $2,500	Available Pet care: $250 Pet veterinarian expense: $2,500	Available Pet care: $250 Pet veterinarian expense: $2,500
Reimbursement for expenses such as the cost of repairs if you cause accidental damage to your accommodations.
Available ($2,000)	Available ($2,000)	Available ($2,000)
Protect travel investments and recover nonrefundable, prepaid costs up to $10,000 per person. This applies if you need to cancel your trip due to your previously approved time off being revoked or your business being rendered unsuitable for business due to an eligible event and you’re required to work during your insured trip. To get cancel for business reasons coverage, you must purchase the upgrade 31 days or more before your departure date. You must also purchase the cancel for business reasons upgrade with the Ultimate plan within 21 days of your initial payment for your trip.
Available (100% of insured trip cost up to $10,000)	Not available	Not available
Increase your benefit limit for lost or stolen baggage and add coverage for lost or stolen electronics and professional equipment. This also includes benefits for sporting equipment delay or rental if delayed by a common carrier.
Available (additional $3,000) Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000	Available (additional $4,000) Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000	Available (additional $4,250) Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000

Important:

^* This coverage only applies to emergency medical expenses that first arise during your trip. You’ll have a $50 deductible if your primary residence is in Connecticut, Indiana, Kansas, Missouri, Montana, Vermont, or Washington. Residents of New Hampshire are eligible for up to $50,000 emergency medical and dental coverage with the Ultimate plan.

Why vacation with our snowboard and ski insurance for travel?

You can match your coverage to your trip and move forward with a team that understands the ups, downs, and surprises of travel.

Personalize your policy

With up to nine optional upgrades like cancel for any reason and adventure activities, you can add coverage that fits your travel needs.

Unlock our upgrades

25+ years’ experience

We’ve been helping our travelers have safer trips for decades — and we continue innovating with award-winning technology.

Meet our team

24/7 travel support

Our assistance provider is here for you whenever and wherever you need help — from the ski lodge to the top of the mountain.

See our assistance benefit

Get to know our coverage a little bit more

Slide into our benefits and upgrades that stick with you from bunny slopes to black diamonds and beyond.

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Unpack our benefits

Our skiing and snowboarding travel insurance benefits can help you carve out a smoother trip no matter how steep the slope, from flight cancellations to medical emergencies.

Show me the benefits

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Discover our upgrades

Your policy should fit your trip as well as your snow sports gear. Explore our nine upgrades offering extra protection for customized coverage on and off the slopes. 

Take me to the upgrades

Pack our Travel On app

Keep your policy in your pocket — and more. Travel safer with our app’s tap-to-call 24/7 assistance, destination information, and real-time safety alerts.

Tips and tricks forsnow sports trips

Want to travel smarter while you take in summit views? Get our guidance before your snowy getaway.

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Think snowstorms might impact your trip?

See how we can help with cancellations, delays, and more.

Explore storm coverage

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Skiing or snowboarding in the Alps?

Check out our Europe travel guide for helpful insight before you go.

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Want to know more about our snowboard and ski travel insurance?

Travel mishaps don’t have to melt your snow sports vacation — discover how we can help you get back on track.

Whether you’re planning a ski trip to France, a snowboarding adventure in Japan, or some snowmobiling fun in Canada, travel insurance for skiing and snowboarding helps provide protection for the winter sports activities you want to enjoy on your snow trip.

Snow sports travel insurance often isn’t included in your base plan, because being in snowy conditions and participating in winter sports can increase the risk of injuries or incidents. At Travelex, snowboarding is eligible for coverage on our base plans, as long as it’s not backcountry or extreme snowboarding.

Looking for travel insurance for skiing? Our optional adventure activities upgrade can help. When you add it to your policy, you’ll be eligible for coverage for incidents that happen while you’re on the slopes — like a stumble that leads to a sprained wrist.

At Travelex, we offer snow sports travel insurance on eligible plans!

If you’re looking specifically for travel insurance for skiing, you’ll need to include our adventure activities upgrade in your policy for coverage to apply.

You can add our adventure activities upgrade to the following plans:

Remember: Our base plans don’t cover snow skiing, meaning if you get hurt on the slopes, we won’t reimburse you for your emergency medical expenses. But when you buy our adventure activities upgrade, you’ll have travel insurance with skiing coverage added to your policy.

Plus, it includes security evacuation and search and rescue coverage — which can come in handy on ski trips. You can learn more about the upgrade on our adventure travel insurance page.

Want our most extensive coverage so you can hit the slopes with extra confidence? Our Ultimate plan is packed with coverage for snowy vacations. Along with higher benefit limits for things like trip cancellation, trip interruption, emergency medical expenses, and emergency medical evacuations, it’s our only plan with trip inconvenience coverage. So, if your ski resort closes because 75% of the slopes lack enough snow or a blizzard hits, you’re eligible for the benefit. Ultimate is also our only plan that’s eligible for all our nine optional upgrades, from additional medical to cancel for any reason.

Snowy landscapes can be as magical as carving the slopes is thrilling, but they’re not without their risks. Whether you’re a first-time skier or a long-time snowboarder, a slip on the ice or snow can happen to anyone.

If you hurt yourself on the mountain and you’ve included our adventure activities upgrade in your Travelex policy, we can help in more ways than one:

Our coverage includes 24/7 access to our travel assistance provider, who can arrange an emergency medical evacuation for you and support you throughout your medical care.
Our plans can include coverage for evacuation expenses, which can cost hundreds of thousands of dollars.

Our coverage can help you off the mountain, too. Snowstorms and ice can often interfere with flights, and winter season means illnesses are more likely. Our base plans can provide coverage for other travel issues that come with sudden costs, like pre-departure trip cancellation, trip interruption, travel delay, and emergency medical expenses.

Our base plans offer coverage for certain lower-thrill snow sports like recreational dog sledding, ice skating, luging, sledding, sleigh riding, snow mobiling, snowboarding, and tubing.

For more heart-pounding experiences like any form of skiing, ice climbing, and telemarking, you’ll want to consider adding our adventure activities upgrade to our Ultimate, Advantage, Essential, or Travel Med Go plan. It removes the exclusion for these types of sports, meaning you can have protection when it matters most.

Absolutely! If you’re hitting the slopes with your skis or snowboard, we can help protect your gear. Our base plans include protection for your gear if it’s lost, stolen, or damaged during your trip — up to $500 per item.

Want our best coverage for sporting equipment? Our optional baggage upgrade is a smart choice if you’re traveling with your ski or snowboard gear. Here’s what it offers for your sports stuff:

A higher overall limit for belongings (varies based on the plan you choose).
A higher per item limit of $1,500.
$2,000 coverage for renting new sporting equipment if yours is lost, stolen, or damaged during your trip.
$1,500 coverage for renting new sporting equipment if yours is delayed for eight hours or more.

With our baggage upgrade, you can keep carving up the slopes without worrying about long-term costly replacements or rental fees. Just remember to keep those receipts handy for payable claims so we can reimburse your out-of-pocket costs!

If winter weather throws a snowball at your travel plans, don’t worry — we’ve got you! Here’s how we can help if snow and ice try to freeze your fun:

Trip cancellation: If severe weather delays or cancels your flight and you can’t get to your destination for at least 12 consecutive hours, we can reimburse your prepaid, nonrefundable, and insured costs.
Trip interruptions: If winter weather cuts your trip short, we can help with the cost of getting you back home or catching up to your travel plans.
Travel delay: If severe weather delays your trip for at least five hours (six on our Essential plan), we can help with necessary expenses like meals, lodging, and transportation.
Missed connections: Stuck in a snowstorm and miss your flight? If the delay is three hours or more, we can reimburse your necessary extra hotel stay, meals, and the unused portion of your prepaid, nonrefundable travel plans.
Baggage delays: If your luggage takes a detour in the winter chaos and is delayed for 12 hours or more, we can help with the cost of new essential items to keep you cozy.
Snow sports gear protection: If your skis, snowboard, or other gear gets lost, stolen, or damaged, we can help with the cost to repair or replace it. Plus, if your gear is delayed for 8 hours or more, we can reimburse your rental costs so you can still hit the slopes.
Closed attractions: If you have our Ultimate plan with our trip inconvenience benefit and your ski resort shuts down because of a lack of snow or severe weather, we can reimburse you — just make sure you booked your trip at least 21 days in advance.
Emergency medical evacuation: If you need medical attention that isn’t available to you nearby and there’s a winter storm, our assistance provider can arrange transportation to the nearest safe spot or back home — and we can reimburse the cost.

So, whether it’s a blizzard, icy roads, or a snowed-in resort, we can help you keep your cool and get back to enjoying your winter adventure!

Yes — as long as you choose our Ultimate plan and meet a few simple steps to qualify for our pre-existing condition exclusion waiver. Here’s how to make it happen:

Book early: Purchase our Ultimate plan within 21 days of your first trip payment.
Insure your full trip cost: Make sure your entire trip is included in your plan.
Be fit to travel: You need to be healthy enough to travel when you buy our coverage.

If you follow these steps, you can support your chronic condition (and wallet) in case it acts up while you’re enjoying snowy scenery, ice skating, snowboarding, and more.

But remember! You won’t have any medical coverage for excluded snow sports like skiing and ice climbing without our adventure activities upgrade. So, for our best pre-existing condition coverage on a skiing or more extreme snow trip, we recommend:

Choosing our Ultimate plan and meeting the above requirements.
Adding our adventure activities upgrade.

If you’re vacationing in a winter wonderland to sightsee or visit family or friends, our base plans could provide the protection you’re looking for. Whether you want trip cancellation and interruption coverage or protection against lost baggage or unexpected medical expenses, you can compare our plans to see which one has the right coverage for your trip. Not all snow trips involve winter sports, so if you’re looking for coverage but don’t need the extra protection of snow sports travel insurance, our base plans can help.

It’s easy to find out how much you’ll pay so you can hit the slopes with our snow sports travel insurance in tow. Just scroll up and enter your destination in the quote box to start your free online quote.

Remember: To protect yourself (and your wallet) while skiing, be sure to add our adventure activities upgrade to your policy. Without it, skiing-related incidents won’t be eligible for coverage. Yes, you’ll still have protection for other parts of your trip, but skiing comes with extra risks, so it’s a good idea to add our upgrade to your policy.

Want to speak to our award-winning customer service team before you buy? You can call us at 1-800-228-9792 to start protecting your trip.

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