Discover our travel insurance for medical evacuations and repatriation 

Unfortunately, accidents causing major injuries can happen to anyone. If it happens to you, you’ll want to access medical care as soon as possible. However, if you’re on a cruise, in a remote location, or on unfamiliar terrain, there might not be an adequate medical facility nearby. Or, if there is, there may be potential foreign language barriers, and you may not be able to find immediate transportation. Plus, emergency evacuations can cost tens of thousands of dollars in the U.S., and upwards into the hundreds of thousands in further areas.

If you want to focus more on having fun and less time worrying about how you’d handle an evacuation without expert support, it’s smart to consider traveling with medical evacuation coverage.

We offer travel insurance with medical evacuation and repatriation coverage on our Essential, Advantage, Ultimate, Travel Med Go, and Flight Insure Plus plans. If you travel with a Travelex plan, we can reimburse you for your unexpected evacuation or repatriation costs that result from a sickness or eligible injury that starts during your vacation. 

Picture this: You're walking on the beach in the Bahamas when you step on a sharp shell and need to see a doctor. (Ouch!) Or maybe you’re on a cruise and catch the stomach bug that’s going around, so you visit the onboard medical facilities. Along with figuring out how to get health care away from home, you’ll likely be paying for potentially costly medical bills.

Plus, if you’re in another country, your U.S. health insurance provider probably won’t cover your emergency medical costs. So, all the financial responsibility would fall on your shoulders and your wallet.

Our international travel emergency medical insurance can have your back if something affects your health during your trip. But it’s not only costly bills we can help with. Our 24/7 assistance provider can help you find medical facilities, so you get the treatment you need and even provide support with telehealth appointments or prescription services. Because when you travel with one of our Travelex plans, we want you to focus on getting well soon (and back to your vacation).

The maximum amount we can reimburse you depends on the plan you choose. Our coverage for emergency evacuation includes repatriation coverage, so they share a benefit limit.

Here are the emergency evacuation and repatriation benefit limits per person for each of our plans that include this coverage: 

• Essential: $200,000
• Advantage: $250,000
• Ultimate: $1,000,000
• Travel Med Go: $250,000
• Flight Insure Plus: $100,000

Tip: Wondering what travel insurance for medical repatriation is and what coverage we offer? Keep reading to learn more. 

Within your benefit limit, there are certain costs we can reimburse when you need an evacuation. 

Here are the ways our emergency evacuation coverage can help during your trip:

• If you have a severe illness or injury and a doctor certifies that you’re able to travel but need an emergency medical evacuation because there isn’t suitable medical care nearby: As long as our assistance provider approves the evacuation beforehand and arranges it, we can reimburse the expenses for transportation and medical care en route to the nearest suitable hospital. 
• If you’re traveling alone and hospitalized for more than seven days: We can reimburse the expenses for a person of your choice to be flown economy class round-trip to your hospital (up to $2,500 maximum). The benefit also includes $250 for their lodging and meals per day for up to seven days. 
• If you’re traveling with your insured child (18 years old or younger) and you pass away or are hospitalized: We can reimburse the expenses for transportation up to the cost of a one-way economy class flight ticket for your child and someone accompanying them to return to your home, as long as our assistance provider approves it first.
• If you’re traveling with another adult and you have an eligible medical evacuation: We can reimburse the costs for the person you’re traveling with to join you while you’re being evacuated, if our assistance provider authorizes the costs beforehand and makes all arrangements.
• If you were evacuated and ready to return home: We can reimburse the cost of your one-way economy class airfare (or the class you flew with your original tickets) to your home from the hospital. We won’t cover any portion of your unused transportation tickets that are refundable. 

Yes, there are lots of ways we can help! To learn more, check the policy for all your benefits and any exclusions.

Got questions about our coverage? Call our award-winning customer service team at 1-800-228-9792 for questions. 

When you choose to travel with one of our plans, yes. We have up to nine optional upgrades available (depending on which plan you choose), including our medical coverage upgrade. It’s available with our Ultimate and Travel Med Go plans and allows you to add an extra $250,000 to your total emergency medical travel insurance benefits.

With our medical upgrade, you’ll get this level of coverage:

• Ultimate: $250,000* base plan limit plus $250,000 upgrade limit = $500,000
• Travel Med Go: $50,000 base plan limit plus $250,000 upgrade limit = $300,000

*If you’re a New Hampshire resident, the medical upgrade is not available and the base plan benefit limit for emergency medical expenses on our Ultimate plan is $50,000.

Organizing repatriation (i.e., the transportation of your remains to a final resting place) can be complicated, distressing, and expensive for loved ones. But travel insurance with repatriation coverage can help reimburse the cost.

The loss of your life is difficult to think about, but having travel insurance with repatriation of remains coverage can help ease both emotional and financial strain. At Travelex, our travel insurance for medical repatriation is included with your emergency medical evacuation benefit, so your loved ones can lay you to rest.

We can reimburse repatriation expenses for the preparation and transportation of your remains to your home. Or, if you pass outside of the U.S., at your next of kin’s request we can instead reimburse up to the same amount for a local burial in the country you’re in.

Here are some repatriation expenses we can cover:

• Embalming
• Cremation
• The coffin or container for transporting your remains
• Transportation of your remains by the most direct and economical method and route possible
• The costs for the person you were with on your trip to travel with your remains as they’re transported, as long as our assistance provider authorizes the costs

Important: To be eligible for repatriation coverage, your beneficiary must make all repatriation arrangements with our 24/7 assistance provider and have them authorize all expenses in advance.

Wondering how much repatriation coverage you can have? Remember, it’s part of our emergency evacuation coverage. So, scroll back up and check out the coverage amounts for our travel insurance for medical evacuation and repatriation.

We can’t cover your burial at home; we can only cover your repatriation or your burial in the destination where you passed away (up to the benefit amount). Other examples of situations where your policy won’t apply are if your beneficiary:

• Chooses a more expensive coffin than the least expensive coffin available
• Makes repatriation arrangements themselves, rather than through our assistance provider
• Chooses a more costly route for the transportation of your remains

Tip: Before you go, it’s a good idea to tell your beneficiary about the benefits and exclusions for your repatriation coverage. This way, in the unlikely event they need to use the coverage, they’ll know how to proceed and contact our travel assistance provider.