With benefits including trip cancellation coverage, reimbursement for emergency medical and dental expenses, 24-hour travel assistance and more, the Travel Basic plan provides all of the essentials for an affordable price.
  • Medical Coverage Icon
    Up to $15,000 Emergency Medical Expenses
  • primary coverage icon small
    Enjoy Primary Coverage with No Deductibles
  • Trip Cancellation Icon
    Up to $10,000 Trip Cancellation & Interruption
  • travel assistance icon
    24/7 Travel Assistance & Concierge Services

What does Travel Basic insurance cover?

The Travel Basic plan provides protection for a variety of unforeseen circumstances. If you sustain an injury or become ill while you’re traveling, Travel Basic can offer emergency medical assistance, plus medical and dental expenses coverage.

Additionally, Travel Basic can cover you for costs incurred as a result of your trip being canceled, delayed, or otherwise interrupted. Or, if you find your baggage hasn’t arrived at your final destination with you, Travel Basic provides a 12-hour baggage delay benefit.

 

Why should I buy a Travel Basic insurance policy?

Whether you plan to venture across the state or to the opposite side of the country, Travel Basic provides the essential insurance benefits you need for an affordable price. This is why Travel Basic is the ideal insurance plan for backpackers, students and small groups, as it offers optimal coverage to help ensure you and your financial investment in your vacation are protected.

How do I receive a free, online travel insurance quote?

Receiving an online quote for Travelex travel insurance is free and simple. All you need to do is enter your trip details - such as departure and return date as well as estimated trip costs - and that’s it!

You will then be given a price for a Travel Basic policy for your trip, and all you need to do from there is click “Buy”. By purchasing the Travel Basic plan, you will receive wide-ranging coverage at an affordable price.

Need an insurance plan that offers just a bit more protection? Select Travelex’s premium plan, Travel Select, once your quote has been generated.

Travel Basic Benefits & Details

Benefit Travel Basic
Trip Cancellation 100% of insured trip cost
Trip Interruption 100% of insured trip cost
Trip Delay $500 ($250/day)
Missed Connection $500
Emergency Medical & Dental Expense $15,000
Emergency Medical Evacuation & Repatriation $100,000
Baggage & Personal Effects $500
Baggage Delay $100
Sporting Equipment Delay -
AD&D $10,000
Kids-Included Pricing No
Travel Assistance Included

Travel Basic Benefits & Details

Benefit Travel Basic
Trip Cancellation 100% of insured trip cost
Trip Interruption 100% of insured trip cost
Trip Delay $500 ($250/day)
Missed Connection $500
Emergency Medical & Dental Expense $15,000
Emergency Medical Evacuation & Repatriation $100,000
Baggage & Personal Effects $500
Baggage Delay $100
Sporting Equipment Delay -
AD&D $10,000
Kids-Included Pricing No
Travel Assistance Included

Customized Upgrades

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Car Rental Collision

Receive additional financial protection if you’re in an accident or collision while driving a rental car.

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AD&D Common Carrier (Air Only)

Protect yourself while flying to and from your vacation destination.

Frequently Asked Questions

What is not covered by Travel Basic travel insurance?

Travel Basic does not provide a pre-existing condition exclusion waiver for any medical condition. However, the Travel Basic plan only has a 60 day look back period for pre-existing medical conditions from the effective date of your plan. You may be eligible to receive a pre-existing condition exclusion waiver on our Travel Select and Travel America plans.

 

Additionally, Travel Basic does not automatically include Sporting Equipment Delay coverage. This particular benefit is available in the Travel Select plan only.

 

Finally, the optional plan upgrades of Adventure Sports and Medical Upgrade are not available on the Travel Basic plan - only the Travel Select plan.

 

It is important to note that travel insurance won’t cover events that were reasonably foreseeable, and you must always take steps to reduce risk on your journey. Policies will not cover claims arising as a result of intoxication or being under the influence of drugs. See your policy for a full list of exclusions and limitations.

How do I file a claim with my Travel Basic travel insurance plan?

The process of filing a claim with your Travel Basic plan is simple.

 

On the Travelex Insurance website, select “Claims” under the “Customer Service” tab at the top of the page. Continue by choosing your insurance plan and entering the product plan number in the space provided. Once you are finished following all the prompts, please select submit to begin the claims process.

 

This process is used for filing claims no matter if you’ve purchased a Travel Basic or Travel Select policy.

If I have an existing medical condition, will it be covered by Travel Basic?

The Travel Basic plan does not include coverage for existing medical conditions that would have prompted a reasonable person to seek diagnosis, care or treatment within the 60 days prior to and including your effective date. If you would like to receive coverage for a pre-existing medical condition, consider our Travel Select or Travel America plans.

 

For more details on coverage for pre-existing medical conditions, call our Customer Solutions department at 1-800-228-9792, Monday-Friday, 8:00 a.m. to 7:00 p.m. CST.

Are bonus coverages automatically included in the Travel Basic plan?

Yes, but only if you purchase a Travel Basic plan within 15 days of the initial trip payment. If you do, the following bonus coverages are included in your plan:

 
  • Financial Default Coverage
  • Cancel for Business Reasons.
How much does Travel Basic travel insurance cost?

Travel insurance isn’t a one-size-fits-all item. The base rate for the Travel Basic plan will vary by state of residency, age, trip length and trip cost.