Sometimes … life happens. Our travel insurance with trip cancellation for any reason* gives you the flexibility to change your plans, cancel for reasons not normally eligible for coverage, and recoup part of your nonrefundable trip costs.
How our cancel for any reasontravel insurance can help you
If you want cancel for any reason travel insurance coverage …
Select our Ultimate plan when you get a quote online and then add the cancel for any reason upgrade to your cart.
If you have our CFAR upgrade and choose to cancel your trip …
You could recoup up to 75% of your prepaid, nonrefundable insured trip costs.
If you want to customize your coverage more …
Any reason cancellation travel insurance isn’t the only kind of upgrade we offer! There are up to nine to choose from.
If you have questions about our CFAR upgrade …
Give our award-winning customer service team a call! They’ll help you understand how it works and any purchase requirements.
Here’s what you get with our cancel for any reason travel insurance
Let’s be real: Life is unpredictable. When you have the chance to keep your plans flexible, it can make all the difference. That’s what our travel insurance’s cancel for any reason upgrade* is designed for.
If your plans fall through for whatever reason and your policy includes CFAR, you can be reimbursed for up to 75% of your prepaid, nonrefundable insured trip costs (up to $7,500). Just be sure to cancel at least two days before your departure date for coverage to apply.
Before you buy: To qualify, insure all nonrefundable trip expenses, ensure your total trip cost is $10,000 or less, buy the upgrade at least 31 days before you leave, and purchase the cancel for any reason upgrade with our Ultimate plan within 21 days of your first trip payment.
| Comprehensive coverage | |||
|---|---|---|---|
| Our coverage | Our plan limits | ||
| Ultimate | Advantage | Essential | |
| Cancel for any reason upgrade | Available (75% of insured trip cost up to $7,500) | Not available | Not available |
| On-trip coverage only | |
|---|---|
| Our coverage | Our plan limits |
| Travel Med Go | |
| Cancel for any reason upgrade | Not available |
| Flight coverage only | ||
|---|---|---|
| Our coverage | Our plan limits | |
| Flight Insure Plus | Flight Insure | |
| Cancel for any reason upgrade | Not available | Not available |
| Comprehensive coverage | ||
|---|---|---|
| Ultimate | Advantage | Essential |
| Cancel for any reason upgrade | ||
| Available (75% of insured trip cost up to $7,500) | Not available | Not available |
| On-trip coverage only |
|---|
| Travel Med Go |
| Cancel for any reason upgrade |
| Not available |
| Flight coverage only | |
|---|---|
| Flight Insure Plus | Flight Insure |
| Cancel for any reason upgrade | |
| Not available | Not available |
* Cancel for any fortuitous reason for NY residents
Why vacation with our cancel for any reason travel insurance?
Personalize your policy
Travel insurance with a trip cancellation for any reason upgrade isn’t the only way to personalize your coverage. You can choose from up to nine optional upgrades (from pet care to adventure sports) to tailor your protection even further.
25+ years’ experience
For more than two decades, we’ve helped travelers handle the unexpected. And with cancel for any reason coverage, you have the freedom to cancel your trip for reasons not normally eligible for coverage — backed by our experience and support when plans shift.
24/7 travel support
With our cancel for any reason upgrade, you can file a claim if you choose to cancel and reach out to our claims team with any questions. But if you decide to take your trip, our assistance provider is available 24/7 to help while you’re traveling.
Get to know our coverage a little bit more
“Does travel insurance cover cancellation for any reason?” Ours can ... with our cancel for any reason upgrade* (available only with our Ultimate plan). And there’s even more to explore with our full range of benefits and optional upgrades.
Unpack our benefits
Your trip has a lot of moving parts, and our plans can help protect them. Our benefits include baggage loss, trip cancellation, travel delay, emergency evacuation, and more.
Discover our upgrades
Shape your protection to fit your trip with up to nine optional upgrades. Alongside any reason cancellation travel insurance, you can add pet care, adventure activities coverage, and more.
Pack our Travel On app
Keep your policy in your pocket — and more. Travel safer with our app’s tap-to-call 24/7 assistance, destination information, and real-time safety alerts.
Navigating your cancel for any reasontravel insurance
How do I calculate my trip cost before purchasing CFAR coverage?
To qualify for our any reason cancellation travel insurance upgrade, you’ll need to insure every prepaid and nonrefundable trip expense. This guide walks you through how to figure that out.
How do I submit a trip cancellation claim?
If you’ve added our cancel for any reason upgrade, the claims process is simpler than for other types of claims. Still, it’s helpful to know how to avoid common submission mistakes. This guide highlights what to watch for.
How much does travel insurance with trip cancellation for any reason cost?
The cost can vary based on several factors. CFAR coverage with our Ultimate plan is typically higher due to its added flexibility. This guide explains what influences your final price.
Want to know more about our cancel for any reason travel insurance?
Life is unpredictable, and vacations can be expensive, but cancel for any reason travel insurance can help. Yes, travel insurance with trip cancellation coverage can help in some circumstances, but it only reimburses you if you cancel for specific reasons. So, if your reason for cancellation isn’t eligible for coverage, you’d lose the nonrefundable payments you’ve made.
Travel insurance with trip cancellation for any reason coverage can help take the pressure off planning and allows you to book with confidence, knowing that you have the freedom to change your plans. It can allow you to cancel your trip for any reason and still get a partial refund of your prepaid, nonrefundable insured trip costs. This is true whether you just feel like it or something unexpected comes up that is not eligible for coverage under the base plan.
Consider adding it to your travel insurance policy so you can focus on enjoying the anticipation of your trip, knowing you’re eligible for coverage no matter what life throws your way.
We have a cancel for any reason upgrade,* which you can include in your policy if you buy our Ultimate plan.
This upgrade can allow you to cancel your booked vacation without losing everything you paid, just in case something (anything) comes up. Whether your babysitter backed out of watching the kids before your couple’s trip or it’s supposed to be rainy all week on your Caribbean getaway, you never know when you may need to call off your trip.
With our cancel for any reason upgrade, you can feel confident knowing you have the freedom to cancel your trip at least two days or more prior to your departure date and are eligible for up to 75% reimbursement. This is true no matter what your reasoning is for cancellation.
* Cancel for any fortuitous reason for NY residents
If you choose our Ultimate plan and add our cancel for any reason upgrade* to your policy, you’ll be eligible to cancel your trip for — you guessed it — any reason. (Remember: This coverage is not available with any of our other base plans; the upgrade can only be added to our top plan, Ultimate).
If you include this upgrade in your policy, we can reimburse you up to 75% of your prepaid, nonrefundable insured trip costs (up to $7,500) if you need to cancel your trip. However, you’re only eligible for this coverage if you cancel at least two days before your scheduled departure date.
Important: For our any reason cancellation travel insurance to apply, you need to:
- Insure all your nonrefundable, prepaid trip expenses in your plan.
- Have a trip cost equal to or less than $10,000.
- Purchase the upgrade at least 31 days before your departure date.
- Purchase the cancel for any reason upgrade with our Ultimate plan within 21 days of your initial payment for your trip.
- Insure subsequent arrangements within 14 days of booking.
*Cancel for any fortuitous reason for NY residents.
As long as you bought our Ultimate plan, purchased the upgrade with your policy, and meet all the requirements in the Description of Coverage (DoC), you can cancel your trip for any reason.
So, whether your parents want to visit you at home during your scheduled trip or you simply no longer want to take your vacation, you can cancel and are eligible to get back up to 75% of your trip cost. Just be sure you remember to cancel your trip more than two days in advance of your scheduled departure date to be eligible to receive reimbursement.
We hope you’ll never have to cancel your well-earned vacation, but if you do, we can help.
If you paid for our cancel for any reason upgrade and want to cancel your trip, you’ll need to call our Travelex claims team and the travel suppliers you originally booked your travel with, no less than two days prior to your scheduled departure. For example, if you cancel your trip and won’t make your flight, you must alert the airline to officially cancel your booking more than two days before your flight’s scheduled departure date.
Then, head to our online claims portal and file a claim for your cancellation using your confirmation number. This way, we can check if you’re eligible for reimbursement of your prepaid, nonrefundable, and unused travel costs.
Tip: Make sure you gather all your payment receipts and proof of giving two or more days’ notice to include with your claim.
Whether you’re traveling in the U.S. or abroad, our trip cancellation for any reason upgrade is available with our Ultimate plan as long as you meet the eligibility requirements.
If you have questions about eligibility or how the upgrade works for your specific trip, our customer service team is here to help.
Cancel for any reason travel insurance is generally worth considering when you want more flexibility than what standard trip cancellation coverage can provide. Standard coverage only reimburses you if you cancel for specific reasons, like an illness, injury, or severe weather.
If you’re worried about situations that aren’t eligible for standard trip cancellation coverage (for example, a change of plans, feeling uneasy about traveling, or personal conflicts that come up), our cancel for any reason upgrade gives you the option to step away from your trip for reasons outside of those standard triggers.
It can also be valuable if you’re putting a significant amount of money toward nonrefundable trip costs or planning a complex itinerary where unexpected changes are more likely.
For many travelers, the upgrade can provide extra confidence knowing they’re not locked into the trip if something personal, unexpected, or hard to predict comes up.
*Cancel for any fortuitous reason for NY residents.
