Keep your plans moving with our travel delay insurance  

Our travel insurance for travel delays can kick in if you’ve been delayed for at least five* consecutive hours. These longer delays are more likely to mean you’ll need a place to stay or extra meals until your vacation resumes ... and our coverage is here to help!

When you vacation with our travel delay coverage and experience a delay of five* or more hours due to a covered reason in your policy, we can pay you back for unexpected lodging expenses, like a night in a nearby hotel. We can also reimburse the cost of your meals, telephone calls, and local transportation while you’re delayed up to the benefit limit listed in your policy. If you buy our Ultimate plan, you’ll even have a benefit that can help reimburse the cost of airline club admission at the airport.

Important: Remember to save all your receipts to submit with your travel delay insurance claim, so we have proof of your expenses. Plus, we won’t reimburse expenses you have after travel becomes possible again and your delay ends.  

_{*Six hours for our Essential plan}

You get our travel insurance with travel delay coverage on our Essential, Advantage, Ultimate, and Travel Med Go plans. Keep in mind that each plan has a total maximum eligible amount and a daily reimbursement limit. So, don’t forget to check your plan’s limit before you go shopping, because we can only pay back a certain amount for each day you’re delayed.

Here’s the limit we can reimburse per person for travel delay-related expenses depending on the plan you choose:

• Essential: $600 ($200 per day maximum)
• Advantage: $1,000 ($250 per day maximum)
• Ultimate: $2,000 ($250 per day maximum)
• Travel Med Go: $500 ($200 per day maximum)

Important: If travel becomes possible (meaning your airline can put you on an early flight the next morning), we can’t reimburse you for any expenses after that early flight time, even if you choose to take a later flight. Our coverage is here to help when there isn’t an option to continue traveling, so if an option becomes available, it’s smart to jump at the chance.

Yes, our travel delay insurance can reimburse your necessary expenses while you wait if your flight is delayed. But remember, we won’t pay for your delayed flight — just for your essential purchases during the delay of at least five* hours.  

_{*Six hours for our Essential plan}

Our travel delay coverage offers more than travel insurance for flight delays — it can help if you’re traveling by road, rail, or sea, too. So, whether you’re looking for travel insurance for a delay from a lost or stolen passport or coverage that can protect you if you’re involved in a documented traffic accident on the way to the railway station or cruise port, we can help.

Our travel delay coverage can kick in if your delay of five or more hours is caused by:

• A common carrier delay.
• The loss or theft of your passport, travel documents, or money.
• Quarantine.
• Hijacking.
• A natural disaster.
• Adverse weather conditions.
• A documented traffic accident while you’re on your way to departure.
• An unannounced strike.
• A civil disorder.
• You, your family member, or someone you’re traveling with having an eligible injury or illness.
• You or someone traveling with you passing away.

Important: For our travel delay insurance to apply, your delay must be the result of one of the reasons listed above.

Looking for baggage delay travel insurance? We have it! It’s offered with our baggage delay benefit that’s available on our Essential, Advantage, Ultimate, Travel Med Go, and Flight Insure Plus plans. You can learn more about our baggage delay coverage on our baggage insurance for travel page.