With benefits including trip cancellation coverage, reimbursement for emergency medical and dental expenses, 24-hour travel assistance and more, the Travel Basic plan provides all of the essentials for an affordable price.
  • Medical Coverage Icon

    Up to $15,000 Emergency Medical Expenses

  • primary coverage icon small

    Enjoy Primary Coverage with No Deductibles

  • Trip Cancellation Icon

    Up to $10,000 Trip Cancellation & Interruption

  • travel assistance icon

    24/7 Travel Assistance & Concierge Services

What does Travel Basic insurance cover?

The Travel Basic plan provides protection for a variety of unforeseen circumstances. If you sustain an injury or become ill while you’re traveling, Travel Basic can offer emergency medical assistance, plus medical and dental expenses coverage.

Additionally, Travel Basic can cover you for costs incurred as a result of your trip being canceled, delayed, or otherwise interrupted. Or, if you find your baggage hasn’t arrived at your final destination with you, Travel Basic provides a 12-hour baggage delay benefit.

 

Why should I buy a Travel Basic insurance policy?

Whether you plan to venture across the state or to the opposite side of the country, Travel Basic provides the essential insurance benefits you need for an affordable price. This is why Travel Basic is the ideal insurance plan for backpackers, students and small groups, as it offers optimal coverage to help ensure you and your financial investment in your vacation are protected.

How do I receive a free, online travel insurance quote?

Receiving an online quote for Travelex travel insurance is free and simple. All you need to do is enter your trip details - such as departure and return date as well as estimated trip costs - and that’s it!

You will then be given a price for a Travel Basic policy for your trip, and all you need to do from there is click “Buy”. By purchasing the Travel Basic plan, you will receive wide-ranging coverage at an affordable price.

Need an insurance plan that offers just a bit more protection? Select Travelex’s most comprehensive plan, Travel Select, once your quote has been generated.

Travel Basic Benefits and Details

Benefit

Travel Basic

Trip Cancellation

100% of insured trip cost (up to $10,000)

Trip Interruption

100% of insured trip cost (up to $10,000)

Trip Delay

$500 (with a daily sublimit of $250 and a minimum delay of 5 hours)

Missed Connection

$500 (with a minimum delay of 3 hours)

Emergency Medical Expense

$15,000 (with a dental coverage sublimit of $500)

Emergency Medical Evacuation & Repatriation of Remains

$100,000 (with an escort coverage limit of $25,000)

Baggage & Personal Effects

$500 (item sublimits apply)

Baggage Delay

$100 (with a minimum delay of 12 hours)

Accidental Death & Dismemberment (AD&D)

$10,000

Kids-Included Pricing

No

Primary Coverage

Included

24/7 Travel Assistance

Included

Maximum Trip Length

Up to 30 days

Early Purchase Benefit: Financial Default

100% of insured trip cost (up to $10,000)

Upgrade: Car Rental Collision Coverage

$35,000 per policy (with a $100 deductible)

Upgrade: Flight Accidental Death & Dismemberment (AD&D)

$200,000

Travel Basic Benefits and Details

Benefit

Travel Basic

Trip Cancellation

100% of insured trip cost (up to $10,000)

Trip Interruption

100% of insured trip cost (up to $10,000)

Trip Delay

$500 (with a daily sublimit of $250)

Missed Connection

$500 (with a minimum delay of 3 hours)

Emergency Medical Expense

$15,000 (with a dental coverage sublimit of $500)

Emergency Medical Evacuation & Repatriation of Remains

$100,000 (with an escort coverage limit of $25,000)

Baggage & Personal Effects

$500 (item sublimits apply)

Baggage Delay

$100 (with a minimum delay of 12 hours)

Accidental Death & Dismemberment (AD&D)

$10,000

Kids-Included Pricing

No

Primary Coverage

Included

24/7 Travel Assistance

Included

Maximum Trip Length

Up to 30 days

Early Purchase Benefit: Financial Default

100% of insured trip cost (up to $10,000)

Upgrade: Car Rental Collision Coverage

$35,000 per policy (with a $100 deductible)

Upgrade: Flight Accidental Death & Dismemberment (AD&D)

$200,000

Optional Upgrades

rental car icon

Car Rental Collision

Receive additional financial protection if you’re in an accident or collision while driving a rental car.

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Flight Accidental Death & Dismemberment (AD&D)

Protect yourself while flying to and from your vacation destination.

Frequently Asked Questions

What is not covered by Travel Basic travel insurance?

Travel Basic does not provide a pre-existing condition exclusion waiver for any medical condition. However, the Travel Basic plan only has a 60 day look back period for pre-existing medical conditions from the effective date of your plan. You may be eligible to receive a pre-existing condition exclusion waiver on our Travel Select and Travel America plans.

 

Additionally, Travel Basic does not include Sporting Equipment Delay coverage. This particular benefit is available in the Travel Select plan only.

 

Finally, the optional plan upgrades of Adventure Sports, Additional Medical Coverage and Cancel For Any Reason are not available on the Travel Basic plan — only the Travel Select plan.

 

It is important to note that travel insurance won’t cover events that were reasonably foreseeable, and you must always take steps to reduce risk on your journey. Policies will not cover claims arising as a result of intoxication or being under the influence of drugs. See your policy for a full list of exclusions and limitations.

How do I file a claim with my Travel Basic travel insurance plan?

This process is used for filing claims no matter which Travelex plan you’ve purchased.

 

On the Travelex Insurance website, select “Claims” under the “Customer Service” tab at the top of the page. Continue by choosing your insurance plan and entering the product plan number in the space provided. Once you are finished following all the prompts, please select submit to begin the claims process.

 

This process is used for filing claims no matter if you’ve purchased a Travel Basic or Travel Select policy.

If I have a pre-existing medical condition, will it be covered by Travel Basic?

The Travel Basic plan does not include coverage for pre-existing medical conditions that would have prompted a reasonable person to seek diagnosis, care or treatment within the 60 days prior to and including your effective date. If you would like to receive coverage for a pre-existing medical condition, consider our Travel Select or Travel America plans.

 

For more details on coverage for pre-existing medical conditions, call our Customer Solutions department at 1-800-228-9792, Monday-Friday, 8:00 a.m. to 7:00 p.m. CST.

Is the “early purchase benefit” automatically included in the Travel Basic plan?

Yes, but only if you purchase a Travel Basic plan within 15 days of the initial trip payment. If you do, the coverage for financial default will be included in your plan

How much does Travel Basic travel insurance cost?

Travel insurance isn’t a one-size-fits-all item. The base rate for the Travel Basic plan will vary by state of residency, age, and trip cost. To find out the cost for your trip, get a quote online now.