Choose travel insurance for your Australia vacation

Why do I need travel insurance for Australia?

Australia is a true beauty, offering adventures as dazzling as the Great Barrier Reef itself. From snorkeling Queensland’s coral playgrounds and getting artsy in Melbourne’s laneways to hitting the dusty tracks of the Outback or snapping selfies against Sydney’s world-famous skyline, every corner of Oz has something bonza to offer. But even the most ripper itineraries can hit a snag — no wuckas (no worries!) though, because that’s where Australia travel insurance comes to the rescue!

Picture this — your Brisbane-bound flight is running late, your luggage takes a cheeky detour to Perth, or you take an accidental nosedive while tackling the trails in the Blue Mountains. If some “Crikey!” gets added to your vacation, our travel insurance for Australia can help smooth out the bumps, so you can feel free to explore with fewer worries.

Still wondering if travel insurance is the perfect mate for your Aussie escapade? Keep reading to see how our coverage can help safeguard your finances from Cairns to Canberra and beyond. Let’s say “G’day” to a more relaxing Australian vacay!

Top benefits of having travel insurance in Australia
Whether you're hiking Tasmania’s wilderness trails or touring its historic ports, our coverage can help you feel calmer on vacation. Here’s a quick look at some of the standout benefits of our Australia travel insurance.
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Emergency medical
and dental expenses

Trip
cancellation

Trip
interruption

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Lost, stolen,

delayed, and damaged

baggage

Travel
delay

Primary
coverage

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How to choose travel insurance for your Australia trip

Compare our travel insurance for Australia now so you’re prepared for unexpected travel hiccups like cancellations, illnesses, and delays while on vacation. From exploring the deserts of the Northern Territory to cruising along the Great Ocean Road, these three plans offer options for every traveler and every trip.

Ultimate

Want our best travel insurance for your Australia trip? Our Ultimate plan offers our highest benefit limits and all nine optional upgrades. From Uluru’s red sands to Sydney Harbour’s shimmering waters, you’ll have more options to match benefits to your itinerary. View more >

Advantage

Want Australia travel insurance that falls between basic and extensive? Our Advantage plan offers up to six optional upgrades like adventure activities, so you can depend on your policy from wine tastings in the Barossa Valley to surf lessons at Bondi Beach.View more >

Essential

Trying to spend less on trip protection? Our Essential plan offers the basics, plus 24/7 travel assistance and up to six optional upgrades. It’s a great sidekick for exploring the wonders of Kakadu National Park or enjoying the Great Barrier Reef on a budget.View more >

Reasons to pack our travel insurance for Australia

Whether you’re trekking through the rugged Outback, visiting the quirky wildlife on Kangaroo Island, or savoring the vibrant food scene in Melbourne, our travel insurance plans help take the edge off when things go off-script.

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24/7 assistance

Stuck in Sydney airport because of a flight cancellation or need help finding local medical care? Our assistance provider is ready to get you through interruptions with timely and caring support.

Expertise on the go

Our Travel On app — included with all our plans — keeps you informed with instant safety alerts about nearby risks, key information for travelers in Australia, and 24/7 tap-to-call assistance — whenever and wherever you may need it.

Customizable

Whether you're road-tripping along the red dirt paths of Broome or paragliding in Cairns, our upgrades can give you added coverage for specific activities and unexpected incidents abroad.

FAQs about finding the best travel insurance for your Australia trip

How can I get travel alerts while I’m in Australia?

It’s safer to know what’s going on around you — especially in a location you’re not familiar with. Our Travel On app is a great way to stay informed, and it’s available to all our policyholders. You’ll be able to access safety features like real-time alerts about nearby concerns and risk ratings for crime, health, and more.

It’s also smart to check what the U.S. government has posted for travelers to Australia, including any advisories or travel requirements. You can sign up for STEP (Smart Traveler Enrollment Program) to get travel safety alerts during your Australia trip.

Do I need travel insurance for Australia if I’m traveling with an organized tour?

Absolutely. While some tour companies may require you to purchase travel insurance, it's much more than a formality. Even on group tours, your vacation could run into snags like missed connections or unexpected illnesses.

With our travel insurance in Australia, you’ll have coverage for eligible trip interruptions, medical expenses, and even pre-paid tour cancellations. Whether you’re whale watching in Hervey Bay or glamping in the outback, a little preparation can go a long way.

Can I get coverage for driving a rental car in Australia?

Yes. From road tripping through the Great Ocean Road or the vast expanse of the Nullarbor Plain, our optional rental car damage upgrade can help protect you against eligible damage to standard rental vehicles caused by collisions, flood, fire, and more. Keep in mind this coverage excludes mopeds, motorcycles, and specialty vehicle rentals.

Can I get coverage for adventure activities in Australia?

Yes! Our base plans offer coverage for moderate activities like snorkeling and wildlife safaris.

For adrenaline-heavy excursions like skydiving over Sydney or scuba diving more than 75 feet deep in the Great Barrier Reef, you'll want our adventure activities upgrade. Our base plans exclude certain adventure activities from coverage, but with the upgrade you’ll be eligible for protection during your more thrilling moments.

Can I get cruise travel insurance for Australia?

Yes — all our plans offer coverage for cruises in Australia.

Whether you're setting sail along Australia's breathtaking coastline or exploring its stunning islands, our cruise travel insurance can help with potential trip interruptions, medical emergencies and evacuations, and even missed connections specific to cruise itineraries.

If I’m visiting multiple countries, will my travel insurance for Australia apply to my entire trip?

Yes, you’ll have our coverage as long as you’re not visiting destinations that are OFAC-sanctioned or one of our blocked destinations.

When you get a quote with us, just enter your destination as the location where you’ll be spending the most time. For example, if you’ll be in Australia for one week and New Zealand for three days, list “Australia” as your destination.

Can I get coverage for canceling my trip to Australia?

Yes. If an eligible event prevents you from taking your trip to Australia, our Ultimate, Advantage, and Essential plans offer coverage for canceling your trip due to specific eligible reasons listed in your policy, such as sudden illnesses or unforeseen natural disasters.

Looking for even more peace of mind? With our cancel for any reason* upgrade, available exclusively with our Ultimate plan, you’ll have the flexibility to cancel your trip for any reason up to two days prior to departure. This option allows you to receive reimbursement for up to 75% of your insured trip costs, making it a solid choice for extra financial security.

Important: To qualify for our cancel for any reason coverage, you must purchase this upgrade within 21 days of your initial trip payment and at least 31 days before your departure date. You also need to insure the total cost of your prepaid nonrefundable expenses, up to a maximum of $10,000 per person.

_{*Cancel for any fortuitous reason in NY.}

Ready to go Down Under with travel insurance for Australia?

We’re ready to help protect your wallet so you can focus on “no wuckas”.

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Travel insurance for your Australia trip