If you have medical expenses while traveling, secondary (or “excess”) coverage means you’ll need to file a claim with your health insurance provider first. Then, you can file a Travelex claim for potential reimbursement for the remainder.

Our Essential plan offers secondary coverage (except for Connecticut residents). This can be a great supplemental medical expense option to help cover out-of-pocket copays and deductible expenses not eligible for coverage with your primary health insurance.