Cruises are one of the most luxurious and easiest ways to see new places, which is why it’s no surprise they’ve become an increasingly popular vacation choice. If you're planning to set sail on a cruise for your next trip, it’s worth considering investing in travel insurance. Travel insurance can help protect you, your finances, and your property during your cruise.

Benefits for Cruises

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Trip Cancellation & Delay

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Emergency Medical Evacuation

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Coverage On & Off The Ship

Why do I need travel insurance for my cruise?

A cruise vacation can be a big investment, which makes it important to protect in case something does go wrong before or during your trip. With travel insurance, you can receive protection which can help in the event of a medical emergency, if your trip is canceled or interrupted, if your luggage is delayed, and more.

If your cruise is unexpectedly canceled or interrupted, travel insurance can cover the cost of your non-refundable travel bookings. For instance, if you become seriously injured after slipping onboard, travel insurance can provide financial reimbursement in the event you must return home prematurely. This benefit is also applicable if you fall ill prior to your cruise and you’re unable to make it onboard. Additionally, travel insurance can cover medical expenses incurred while on and off the cruise ship.

Miss a connection during your cruise and have to book a new flight? With travel insurance, you won't have to worry about draining your bank account by purchasing a new flight, because your travel insurance can cover it. Travel insurance can also protect your personal belongings. If your baggage is lost or you have items stolen while on a cruise, travel insurance can cover the cost of replacing them. This is particularly important when you're on a cruise given you will constantly be around lots of people where valuable items may be easily stolen.

Which Travelex plan is right for me?

Travelex offers two different travel insurance plans that can provide protection for your upcoming cruise. Between Travelex’s Travel Select and Travel Basic plans, you can receive great coverage in the event of any unforeseen travel problems or inconveniences.

Travel Select

Travelex’s most comprehensive travel insurance plan is Travel Select. If you want high-level protection while relaxing on your cruise, the Travel Select plan offers a wide range of benefits. With this plan, you'll get coverage for unexpected trip cancellations, interruptions, delays, and missed connections, so you can worry less about a last-minute trip mishap costing you extra money.

Should you experience any health complications during your cruise, the Travel Select plan covers emergency medical care up to a maximum of $50,000. If you require emergency dental care, you can receive reimbursement up to $500. Travel Select can also provide emergency evacuation off the ship in the event you are severely injured or become ill while on your vacation.

With Travel Select, you have the option to upgrade your plan to include Additional Medical Coverage should you need it. This is a great choice for older travelers who want to ensure they have adequate coverage during their cruise, as it adds an additional $50,000 in Emergency Medical Expense coverage and an additional $500,000 in Emergency Evacuation & Repatriation of Remains coverage.

Travel Select also offers coverage for delayed or lost baggage, as well as lost or stolen items on your cruise. If your items happen to be stolen during your vacation, you can call the 24/7 travel assistance hotline for help and support.

Travel Basic

If you’re a traveler on a budget, then you may want to consider Travelex’s Travel Basic plan. It provides essential coverage for cruises at an affordable price.

Though Travel Basic only provides two optional upgrades (Car Rental Collision and Flight Accidental Death & Dismemberment) versus the five available with Travel Select, you do still have benefits such as emergency medical coverage and protection for trip delays, cancellations, and interruptions. With Travel Basic, you also receive coverage for lost or stolen items including your luggage as well as other valuables.

Considering insuring your cruise vacation? 

Big cruise vacations are often milestones in your life. Whether you're traveling abroad for the very first time or celebrating a special occasion with your loved ones, you want to be able to relax and enjoy the magic of seeing the world by boat. Travel insurance can give you the peace of mind you need for a major trip. Receive a Travelex quote today Travelex offers affordable insurance for cruise travel with comprehensive coverage for cruises. Get your free online quote today!

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