The amount of time it takes to receive your reimbursement depends on a variety of factors, including whether you submitted all the required documentation and completed it accurately.

Zurich-underwritten policies: Once all the documentation has been received and your claim has been approved, paper check payments will be received within 7-10 business days. If you select Dream Payments (electronic payment directly to your bank account) as your reimbursement method, funds will be deposited to your account within 24 hours after receiving the transfer initiation email.

Berkshire Hathaway-underwritten policies: Once your claim is approved, direct deposit payments take one to three days, while paper check payments take up to 14 days.