Travel Insurance

Why Do I Need Travel Insurance?

Traveling creates memories of a lifetime, and can also mean encountering the unexpected; ranging from an inconvenient flight delay to a cancellation for sickness, or a truly serious medical emergency. In today’s travel environment it’s increasingly important to protect yourself and your travel investment.

For a true sense of security, a comprehensive policy from a reputable, independent travel insurance company is paramount. Medical insurance policies may not protect your travels abroad and often have out-of-network deductibles. Likewise, coverage through credit cards and travel suppliers can have shortfalls and not fully protect you in travel situations like the above.

Not sure you need travel insurance? Review our list of travel circumstances you may not expect and discover how Travelex can help you along the way.

My daughter is too sick to travel
When you purchase a plan that offers trip cancellation/interruption coverage you may be eligible to cancel your trip for the unforeseen sickness - and be reimbursed for any non-refundable expenses relating to your trip.
My travel supplier just declared bankruptcy
Common carriers with financial difficulties are becoming increasingly common. Purchasing trip cancellation/interruption coverage from Travelex can protect you from losing your trip investment due to such an occurrence.
I think my son has an ear infection – what's 'ear infection' in Italian?"
Travelex plans offer 24-hour worldwide assistance. Call toll-free to access our 24 hour assistance company and get information on English-speaking doctors in your area.
We were on our way home when the airline went on strike
The trip delay benefit offers coverage for additional meals and accommodations for strikes that affect public transportation.
I arrived but my luggage didn't
Whether your bag is lost or merely delayed, you can be reimbursed for the purchase of clothing and personal articles so you can enjoy your vacation.
My father-in-law fell and injured himself – I normally care for him
The illness or injury of family members is also included under covered reasons to cancel. It's important to remember that even if you are fit to travel; other events may make departing on your trip unthinkable.
We missed our connection because of a flight delay
Weather and mechanical difficulties often delays our arrival into our connecting city past the departure of the next flight. If the cause of the flight delay was at least 5 hours long, you may be reimbursed the un-used portion of your trip as well as for the additional accommodations and meals.
We were traveling when I suddenly developed chest pains
When a medical emergency happens far away from home and from proper medical facilities, you want to ensure you receive adequate care. Our medical evacuation benefit will cover emergency transportation for you to the nearest facility or back home.
A terrorist act has occurred in a city in which my flight will be connecting
Both domestic and international terrorist acts are covered reasons to cancel your trip and protect your investment from being lost.
My wallet, with my cards and passport - have been stolen
Emergency assistance services will assist you in reporting your lost documents and make arrangements for an emergency cash transfer should that be required.
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Why should I choose Travelex?

Find the peace of mind your travels deserve with Travelex insurance plans. From basic trips to luxury vacations, we offer a variety of choices with comprehensive benefits and 24-hour emergency assistance services for today’s travel.

Primary Coverage
We’re proud to offer plans with primary coverage, versus secondary. In the event you need to file a claim with us, this means less time and hassle to receive reimbursement for eligible losses from us first, before any other collectible insurance.

Family Friendly
We make family travel easier on your wallet. Look for our plans which include coverage for children at no additional cost when accompanied by a covered adult family member. Age restrictions of children vary per plan.

Pre-existing Condition Waiver
Most of our plans offer an exclusion waiver for pre-existing medical conditions for people of all ages. Your pre-existing condition can be eligible for coverage if purchase is made within the given period of your initial trip deposit.

Customization
The breadth of our product portfolio and upgrades allow for customization to your own lifestyle and travel needs.

10-Day Guarantee
Our 10 day review period on policies guarantees satisfaction by refunding your premium if unsatisfied and you haven’t departed or filed a claim.

Foreign Currency
As part the Travelex Group - the world’s largest foreign exchange company, we can help you arrive prepared for your trip with foreign currency and prepaid currency cards.

Financial Stability
We only partner with trusted quality insurance carriers to provide you with the best products in the industry. Our underwriters are highly rated through A.M. Best Ratings - based on the comprehensive evaluation of a company's balance sheet strength, operating performance and business profile.

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The above information contains a brief description of benefits. Refer to the applicable Certificate of Insurance or Evidence of Coverage (the "Policy") for full policy details. Certain conditions, exclusions, and limitations apply as set out in the Policy. Products may not be available to residents of all states. If there is any conflict between the contents of this website and the Policy, the Policy will govern in all cases.